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The average cost of assisted living in the city is $4,473 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 96 assisted living facilities in Sacramento and 30 in surrounding areas.
Call 1-800-991-9257 for details
Carlton Senior Living Sacramento is a vibrant retirement community offering premium accommodations, services and amenities to seniors in northern California.
Through our handling of life’s responsibilities and personalized supportive services, Nazareth Park Place creates a stress-free setting for seniors who are still active but wish not to deal with home ownership responsibilities any longer.
Situated in a quiet residential neighborhood in Sacramento, Regency Place features a variety of lifestyle options and home-like accommodations for all of our senior residents.
Call 1-800-991-9257 for details
At Greenhaven Estates, residents enjoy an active, engaging lifestyle that promotes wellness and independence. It is our goal to keep our residents linked to resources and opportunities that will fulfill their needs and interests in the Sacramento area. Residents have…
Country Club Manor is an independent living and assisted living community located on the northeast outskirts of Sacramento near the American River. Retail shops and restaurants are available at the Country Club Shopping Plaza and the Del Paso Manor Shopping…
Carlton Senior Living Sacramento prides itself on a reputation that is unsurpassed. It has the luxurious feel of a 'cruise-ship on land', with the extensive activities program and all-day dining room with delicious meals and snacks, it is the perfect…
A provider of supportive living options, Aguilar Elderly Care Facility offers services and amenities Sacramento seniors seeking an inviting environment.
We are a 12-bed RCFE that provides exceptional care with clean and spacious private rooms in a homelike environment. We pride ourselves on the personalized care given in our smaller setting. All facets of daily living are addressed. We provide…
Lakewood Villa provides a warm and welcoming home where residents feel safe and loved thanks to our personalized 24-hour care and compassionate caregivers who are always ready to lend a helping hand.
The Village at Heritage Park, located in Natomas within the Northwest Sacramento area, is a senior living community designed to provide exceptional, personally-tailored care to residents. Whether you're interested in Independent Living, Assisted Living, or Memory Care, our staff is…
These things matter to you, and to us. We offer more than just a beautiful place to live. We offer a lifestyle that embraces our residents independence and offers high quality care and assistance where needed. Our goal is to…
A provider of supportive living options, Del Vista Residential Care Home offers services and amenities Sacramento seniors seeking an inviting environment.
A provider of supportive living options, Paradise Quality Guest Home 1 offers services and amenities Sacramento seniors seeking an inviting environment.
Villa Natomas is a small close knit community but provides residents state of the art amenities and the best care services. Our community provides the best amenities for you to have the best retirement that you deserve.
Fruitridge Villa is unique in that it is home to just 15 residents who can choose from private or shared rooms. Ideal for those that thrive in a more intimate setting, this community provides just the right balance of support…
When you join Chateau on Capitol Avenue, you will retire in style because our community features upscale surroundings and first-class amenities, along with compassionate care.
The Sacramento, CA, senior community, Mercy McMahon Terrace, enhances the lives of its residents through a wide variety of care plans. Independent living apartments are available for individuals seeking relief from the responsibilities of homeownership, while assisted living and memory…
You will feel confident that you or your loved one is benefitting from a supportive, loving lifestyle while receiving the utmost in care. All of the caregivers at Ivy Ridge are CNAs or have had extensive experience in caring for…
Call 1-800-991-9257 for details
You will feel confident that you or your loved one is benefitting from a supportive, loving lifestyle while receiving the utmost in care. All of the caregivers at Apple Ridge are CNAs or have had extensive experience in caring for…
A provider of supportive living options, Paradise Quality Guest Home 2 offers services and amenities Sacramento seniors seeking an inviting environment.
Located in Sacramento’s elegant and peaceful Campus Commons neighborhood, the Chateau at River’s Edge offers easy access to the American River walking trails and the adjacent public golf course. The Chateau at River’s Edge shares its gated and landscaped campus…
Twin Rivers at Natomas accommodates up to 48 residents. We have shared and private rooms that may be personalized with your own furnishings or you can let us provide the furniture, and add some personal touches. Each room comes with…
Mercy McMahon Terrace, a licensed residential community, enhances the dignity of our residents’ lives by creating opportunities that fosters connection and healing, striving to promote security and independence. We create harmony with the residents and their families, our staff, medical…
At Pioneer House we strive to be a step above the rest. We are the ideal choice for senior living, and we are conveniently located in downtown Sacramento near shopping, doctors, cultural events, and restaurants. We are dedicated to helping…
Wonderful, caring, friendly staff. Everything about them is great. The food is the best around. The community is always clean and tidy. Residents are always well cared for and look like they are participants in their community.Read more Carlton Senior Living Sacramento Enhanced reviews
This facility is without a doubt one of the cleanest and most pleasant to be in. The staff is super awesome and make it that much better to be there. The residents all seem happy there too.Read more Carlton Senior Living Sacramento Enhanced reviews
From the generous front entry to the intimate cafe', this community provides a variety of areas to enjoy. The activities, outings, and special events are exceptional and well suited for the residents. The atmosphere provides many opportunities for leisure strolls, comfortable seating areas, as well as a beautiful groun...Read more Carlton Senior Living Sacramento Enhanced reviews
Carlton Plaza Sacramento is a cruise ship on land. This is a very active community with activities galore. This property reminds me of a hotel resort with a beautiful courtyard with seating for outdoor socializing. The service is first class providing care at all levels. You can eat in the restaurant anytime that i...Read more Carlton Senior Living Sacramento Enhanced reviews
I liked Carlton Senior Living Sacramento. I liked the people, and it's definitely a possibility. I liked what I saw, and I liked the people that work there. Everything seemed very nice there. I could only say good things about it.Read more Carlton Senior Living Sacramento Enhanced reviews
Regency Place is located in a residential neighborhood, 7 speed bumps away from Kaiser South and easy access to Hwy 99. Their assisted living residents can choose from studio or studio deluxe apartments and the independent villas offer one or two bedrooms with full kitchens and washer dryer hookups. The community is mo...Read more Regency Place reviews
According to the Genworth 2018 Cost of Care Study, the average monthly cost of assisted living in Sacramento is almost on par with the state average of $4,500 and higher than the national average, which is $4,000. While the cost of assisted living in many smaller cities throughout California, such as Bakersfield ($3,150) and Madera ($3,323), is less expensive than in Sacramento, the area is quite reasonably priced when compared with the cities of San Francisco and San Jose, which both have an average monthly cost of $5,500.
Cost of Assisted Living Comparison Chart
There are several factors that influence the cost of care, but the type of care required is the most significant factor. The cost of nursing home care in the city is nearly double that of assisted living, and home care services are several hundred dollars more per month as well. In addition to the higher cost associated with home care, seniors who choose to continue living at home must also budget for additional costs, such as rent, groceries and utilities, which are typically included in the cost of assisted living.
Cost of Homemaker/Home Health Aide Comparison Chart
California’s state Medicaid Managed Care program is called Medi-Cal. Medi-Cal provides financial support, assistive services and access to health care to low-income Californians, including seniors and individuals who are living with disabilities. Medi-Cal programs are funded in part by the state with support from the federal government. In order to apply for financial support and access necessary services, seniors who reside in assisted living facilities must apply to either the Assisted Living Waiver program or the Multipurpose Senior Services Program.
To be eligible for these waivers, seniors must be assessed for their level of need and be determined to require daily care. Financially, individual applicants can’t have an income that exceeds $1,242 or assets valued at more than $2,000, while couples combined income shouldn’t exceed $1,682 or have assets valued at more than $3,000.
The Assisted Living Waiver provides financial aid and services to seniors who reside in assisted living facilities. Some of the services that are covered by the Assisted Living Waiver include nurse visits, medical and dental care, physical therapy and nonemergency transportation. This waiver program only covers the cost of care and services in assisted living facilities and doesn’t cover room and board fees.
To apply for the Assisted Living Waiver, seniors can contact their nearest care coordination agency in person or call (800) 991-6147.
The Multipurpose Senior Services Program (MSSP) is another waiver program that operates under California’s Medi-Cal system. The waiver was created to reduce the number of seniors living in nursing homes throughout the state and reduce the stress this causes on the state’s Medicaid programs. The MSSP provides additional support to seniors who reside in assisted living facilities or at home and require a nursing level of care. The program covers a range of services including daily nurse visits, nonmedical transportation and respite care.
The MSSP is capped at 12,000 participants, and waiting lists are common. In addition to the aforementioned eligibility requirements, seniors must be able to reside safely in an assisted community or in their home.
To learn more about the application process, seniors can contact the California Department of Health Care Services at (916) 440-7548.
State Supplemental Payment
California’s State Supplemental Payment (SSP) is a cash benefit that may be provided to low-income seniors who reside in a residential care facility. The benefit is meant to aid seniors in paying for the cost of room and board in assisted living and nursing care facilities. Benefit payments are calculated based on the applicant’s income. The maximum SSP payment is $160.72 per month.
This program’s financial eligibility requirements are subject to frequent change, therefore, it’s best for seniors to contact their local Social Security office at (800) 772-1213 to learn more information.
Elderlife Bridge Loan
Elderlife Financial Services offers flexible-term, low-interest bridge loans that can provide temporary relief to seniors who need help with the cost of assisted living. Loans are issued to the senior’s residence and paid back by the senior in monthly installments. Although eligibility depends on credit history and income, seniors may include up to six cosigners on their application, which can help to increase the likelihood of approval and reduce monthly payments. Seniors can receive more information on Elderlife bridge loans by calling (888) 228-4500.
Long-Term Care Insurance
Long-term care insurance policies are generally taken out later in adulthood. These policies can cover the cost of assisted living facilities, typically after an annual deductible has been met. Most long-term care insurance providers require policies to be purchased prior to the need for long-term care existing. Premiums vary depending on the provider and the amount of coverage purchased as well as the policyholder’s age and health history.
Senior centers in Sacramento offer community residents aged 55 and older a safe gathering place. Typically, programs offered at senior centers include congregate meals, social activities, day trips and classes on topics such as nutrition, finance or computers.
Hart Senior Center
915 27th Street, Sacramento, California 95816
Stanford Senior Center
450 West El Camino Avenue, Sacramento, California 95833
ACC Senior Services
7334 Park City Drive, Sacramento, California 95831
Neil Orchard Senior Activities Center
3480 Routier Road, Sacramento, California 95827
Area Agencies on Aging are nonprofit organizations that provide a variety of services to seniors that typically include assistance with Medicaid and other benefit programs, facilitating access to community and advocacy programs.
Agency on Aging/Area 4
1401 El Camino Avenue, 4th Floor, Sacramento, California 95815
Many seniors may be eligible for financial assistance or medical care from Veterans Affairs programs and medical clinics. To learn about available benefits and eligibility, seniors should contact their local Veterans Affairs office.
California Department of Veterans Affairs
1227 O Street #300, Sacramento, California 95814
Sacramento VA Medical Center
10535 Hospital Way, Mather, California 95655
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