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The average cost of assisted living in the city is $3,900 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You'll find in-depth information on 3 assisted living facilities in Redding.
The Cost of Senior Care in Redding, CA
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Senior care costs vary throughout the county and they’re documented in Genworth’s 2018 Cost of Care study. According to the study, the average monthly cost of assisted living in Redding is $3,900, which is $100 below the national average and $600 below the state average.
Costs are comparable in nearby cities, such as Yuba ($3,679) and Chico ($4,000), while fees are much higher in most coastal areas, including San Francisco ($5,500), Santa Cruz ($5,595) and Santa Rosa ($5,500).
The Cost of Assisted Living in Surrounding Areas
The level of care is the most significant factor influencing monthly senior care costs, and that’s especially true in Redding where nursing home prices are more than double the cost of assisted living. Adult day health services are the least expensive option because it’s provided during limited weekday hours only in a communal, community-based setting.
Homemaker and home health aide services cost $962 more per month than assisted living based on 44 hours of care per week. Unlike those who reside in an assisted living facility, seniors who opt to remain in their own homes must pay for ongoing daily living expenses in addition to their care costs.
Senior Care Cost Comparison Chart
Medicaid, the federally mandated, government-funded health plan for low-income children, adults with disabilities and seniors, provides one-in-four California residents with access to emergency, primary, acute and long-term health care services.
Known as Medi-Cal, California Medicaid eligibility includes monthly income limits currently set at $1,242 per month for individuals ($1,682 per couple) and a $2,000 asset limit ($3,000 for married couples applying together).
All income is counted while some assets are considered Medicaid-exempt, such as one vehicle, a prepaid burial contract, clothing and household furnishings and an owner-occupied home, regardless of the value of the home.
Note: There is also a 30-month Medi-Cal look-back period in California to prevent applicants from disposing of excess assets in order to enroll in Medicaid.
Seniors who don’t qualify for Medi-Cal because their income is too high may be able to enroll under the Aged, Blind and Disabled – Medically Needy Program.
ABD-MN is also known as a share-of-cost program because it allows seniors to pay a predetermined amount of their excess income towards medical costs each month, which Medi-Cal coverage then becomes active.
Assisted Living Waiver
Seniors with no-cost Aged and Disabled Medi-Cal coverage who require the level of care normally provided in a nursing facility may qualify for community-based personal care services through the Assisted Living waiver, a Home and Community-Based Services Medicaid waiver.
This program lets seniors age in place at a participating assisted living facility rather than a nursing home, and it funds medically necessary services and supports, such as:
Assistance is also available to seniors who currently live in a nursing facility and would like to transition into assisted living with support from ALW services.
Note: While the ALW is open to all eligible California seniors, participating seniors must be willing to live in an assisted living facility in one of the following counties:
VA Aid and Attendance Benefits and Housebound Allowance
Veterans and survivors who qualify for regular VA pension benefits and have a disability or chronic illness that dramatically impacts their physical and/or cognitive abilities may qualify for increased pension rates under the VA Aid and Attendance Benefits or the Housebound Allowance.
For Housebound, applicants must be largely restricted to their home due to a permanent disability. For Aid and Attendance, applicants must have severely limited vision, be bedridden, live in a nursing home or need another person to assist them with activities of daily living.
Note: Qualifying conditions don’t need to be service-related, and applicants may only collect either the Aid and Attendance or Housebound pension.
To apply, visit the Shasta County Veterans Services Office in Redding at 1855 Shasta Street or call (530) 225-5616.
Optional State Supplementation
Medi-Cal members who collect Supplemental Security Income benefits and are in an assisted living community may be eligible for up to $1,194.37 per month ($2,388.74 per couple) in combined federal/state benefits through the Optional State Supplementation program. OSS payments help seniors cover the room-and-board portion of their monthly costs.
For more information, contact the Social Security Administration at (800) 772-1213.
The City of Redding, Parks and Recreation Department operates the Redding Senior Center, where adults 50 and older can participate in free recreational activities.
Bingo games are held every Tuesday and Thursday, and there are daily exercise classes, including yoga, tai chi and line dancing. The billiards table is open on a drop-in basis daily, and there’s a senior dance with a live band on Friday evenings.
Redding Senior Center
2290 Benton Dr., Redding, CA 96003
Seniors who need wheelchair-accessible, door-to-door transportation in Redding can register for the Demand Response Service, a shared-ride paratransit service operated by the Redding Area Bus Authority.
Connected Living operates four senior dining centers in Redding and throughout Shasta county, where seniors can enjoy a low-cost communal lunch and sign up for monthly grocery disbursements. Free transportation to meal sites is available.
Redding Area Bus Authority – Paratransit Service
3333 South Market St., Redding, CA 96001
200 Mercy Oaks Dr., Redding, CA 96003
Open Monday through Friday from 8:30 a.m. until 4:00 p.m. for walk-in appointments only, the Shasta County Veterans Service Office helps veterans, dependents and survivors access VA benefits and services. Comprehensive outpatient VA health services, including cardiology, dental, ophthalmology, urology and women’s health, are provided at the Redding VA Clinic.
Shasta County Veterans Services Office
1855 Shasta St., Redding, CA 96001
Redding VA Clinic
351 Hartnell Ave., Redding, CA 96002-1845
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