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The average cost of assisted living in the city is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 4 assisted living facilities in Upland and 30 in surrounding areas.
The Cost of Senior Care in Upland, CA
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Genworth’s 2018 Cost of Care survey states that seniors in Upland pay approximately $3,500 per month for assisted living care. This is well below the $4,000 national average and $1,000 below California’s monthly median. Assisted living expenses in Upland are also significantly less than those in nearby coastal areas, such as Los Angeles ($4,500), San Diego ($4,500) and Oxnard ($4,575). Seniors living near inland cities, including Bakersfield ($3,150) and El Centro ($3,650), see lower or more comparable costs.
Note: Senior care cost data wasn’t available for Upland, so data for the closest area, Riverside, was used.
The Cost of Assisted Living in Surrounding Areas
In Upland, the average monthly cost of full-time, skilled nursing home care ($7,559) is more than double that of assisted living. Home health aides ($4,576) and homemaker services ($4,481), which provide care within a senior’s private home, are also significantly more expensive than assisted living. Additionally, one should note that these upfront costs of home health care don’t include common living expenses, such as rent or mortgage payments, utilities or home maintenance. As the least costly type of senior care, adult day health services ($1,668) offer mobile seniors daytime care in a social setting outside the home.
Senior Care Cost Comparison Chart
In California, Medicaid is known as Medi-Cal, a public health insurance program providing free and low-cost health care services to qualified low-income adults, children and families across the state.
To qualify for Medi-Cal, Upland residents must meet certain income and eligibility requirements. Individuals may qualify if they are:
Upland seniors aged 65 and older may qualify for Medi-Cal based on income if they earn no more than $1,242 in monthly income for an individual and $1,682 for a married couple if both are applying.
Essential health benefits provided through Medi-Cal include:
Along with receiving essential health benefits, some Medi-Cal eligible seniors may also qualify to receive long-term care through the Assisted Living waiver.
Assisted Living Waiver
The Medi-Cal Assisted Living waiver helps certain seniors and people with disabilities delay entry into nursing homes and live in assisted living facilities or other community settings. To qualify for the ALW, interested Upland residents should meet each of the requirements below:
Benefits of the ALW include:
While ALW beneficiaries must pay for room and board in their chosen assisted living setting, the fees are standardized and limited. For example, in 2018, SSI recipients with an income of $1,173.37 must pay $1,039.37 for room and board, while those with a monthly income of $1,193.37 or greater must pay $1,059.37.
Those interested in ALW services should call a nearby Care Coordination Agency, such as Archangel Home Health Inc. at (562) 861-7047, to request an assessment of care for consideration into the program.
Veterans Aid and Attendance
Veterans or their surviving spouses living in Upland may be eligible to receive monthly financial payments in addition to their current pension through the federal Veterans Aid and Attendance program.
To qualify, interested individuals should meet at least one of the below criteria:
To apply for A&A, vets and survivors should visit a local benefit office, such as the Los Angeles Regional Benefits Office at 11000 Wilshire Blvd., Los Angeles, CA 90024, to complete a request or call (800) 827-1000 for more information.
Individuals may also mail a detailed written description of their disabilities, daily habits, means and level of mobility to their designated Pension Management Center. For Upland residents, this address is:
Department of Veterans Affairs
Claims Intake Center
Attention: St. Paul Pension Center
P.O. Box 5365
Janesville, WI 53547-5365
Elderlife Bridge Loans
Short-term financial assistance may be available to Upland seniors through an Elderlife Financial Bridge Loan. These low-interest loans can be used to pay for room and board in an assisted living home and related moving fees, and funds can be disbursed for terms up to 12 months.
When considering eligibility, Elderlife Financial examines a senior’s financial information, such as credit scores, income and assets. Multiple family members are allowed to apply together, so seniors with low-credit scores may still be eligible through the combined scores of co-applicants. This type of loan may be ideal for seniors who are in the process of selling a home or waiting for benefits to begin, and those who apply should have a financial plan in place for long-term care after the loan term ends.
To apply, seniors can complete the online application or call Elderlife at (888) 228-4500.
State Supplemental Payment
California residents eligible for SSI can also receive an additional State Supplemental Payment of $423.37 per month on top of the $771 individual federal SSI benefit rate to pay for assisted living costs.
To qualify for SSI, one must:
Upland residents can apply for SSI and SSP by calling (800) 772-1213 or visiting their local Social Security office at 1100 E. Holt Blvd., Ontario, CA 91761.
Senior centers in and around Upland provide San Bernardino County residents with various services, including low-cost hot meals, fun social events and computer and exercise classes. They also offer wellness checks, legal services and tax assistance.
George M. Gibson Senior Center
250 N. 3rd Ave., Upland, CA 91786
Blaisdell Senior Center
440 S. College Ave., Claremont, CA 91711
Ontario Senior Center
225 E. B St., Ontario, CA 91764
James L. Brulte Senior Center
11200 Base Line Rd., Rancho Cucamonga, CA 91701
Veterans organizations in San Bernardino County offer benefits application assistance along with counseling services and life enriching activities, such as yoga classes. VNA SoCal Upland provides area vets with funeral benefits education, hospice services and nursing facility placement assistance.
San Bernardino County Office of Veterans Affairs
222 W. Hospitality Ln., 3rd Floor, San Bernardino, CA 92415
VNA SoCal Upland
1317 West Foothill Blvd., Ste. 130, Upland, CA 91786
San Bernardino Vet Center
1325 E. Cooley Dr., Ste. 101, Colton, CA 92324
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