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The average cost of assisted living in the city is $4,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 7 assisted living facilities in Pomona and 30 in surrounding areas.
The Cost of Senior Care in Pomona, CA
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According to Genworth’s 2018 Cost of Care study, Pomona’s average monthly cost of assisted living is higher than the national average at $4,500 and equivalent to the monthly state average. While it’s more affordable than San Luis Obispo and Santa Maria, Pomona is still considerably more expensive than other nearby cities, including Bakersfield and Riverside.
Note: Senior cost care data wasn’t available for Pomona, so the data for the closest city, Los Angeles, was used.
The Cost of Assisted Living in Surrounding Areas
The type of care needed has a large impact on the average monthly cost of senior care. In Pomona, the cost of a semiprivate room in a nursing home is almost $3,000 more expensive than the next costliest option, homemaker services or a home health aide. These in-home options are slightly more expensive than an assisted living facility, and unlike residential care, they don’t include additional expenses, such as rent, meals and utilities.
Senior Care Cost Comparison Chart
Medicaid, also known as Medi-Cal in California, is a national health insurance program that provides coverage for low-income individuals and families. It’s funded by the federal and state governments and covers necessary health benefits, such as:
Qualify for Medi-Cal
To qualify for Medi-Cal, applicants cannot earn more than $16,395 annually or approximately $1,271 per month, and couples can’t earn more than $22,108 per year ($1,720 monthly). Each additional person in the family adds $5,700 to the annual limit. There’s also an asset cap of $2,000 for an individual and $3,000 per couple. Individuals may also qualify for Medi-Cal if they are:
Medi-Cal doesn’t pay for assisted living facilities, but certain waivers can help seniors who need help paying for these services.
Multipurpose Senior Services Program
Another waiver option is the Multipurpose Senior Services Program. This waiver covers a variety of services to delay placement in a nursing home, including personal care services, a personal emergency response system and meal services. To qualify for the MSSP waiver, the individual must be 65 years of age or older, require nursing home care and live in a county with an MSSP site.
While there is no site in Pomona, there are two nearby in Los Angeles: AltaMed and the Jewish Family Services of LA. To sign up for the MSSP waiver, call (800) 510-2020.
VA Aid and Attendance
The VA Aid and Attendance benefit is a monthly pension designed to help veterans and their surviving spouses pay for long-term senior care. Aid and Attendance is for veterans who are over the age of 65 and require assistance with daily tasks. Veterans who receive this pension may be disqualified from Medi-Cal or VA disability, but the individual can choose the higher of the pensions.
To qualify for VA Aid and Attendance, the applicant must:
Additionally, applicants must meet one of the following conditions:
If a spouse is applying for VA Aid and Attendance, they must have been living with the veteran at the time of death and be single at the time of the claim.
Veterans are eligible for up to $26,765 annually in pension, including their yearly income. Medical expenses past the maximum annual pension rate are deducted from a veteran’s income.
To apply for VA Aid and Attendance or for more information, call (800) 827-1000.
Elderlife Bridge Loans
An Elderlife Bridge Loan is a short-term loan designed to help seniors and their families pay for assisted living room and board and services. For convenience, the payment is sent directly to the assisted living facility.
Bridge loans are useful for seniors who need to move into assisted living quickly while waiting for more permanent financing via the sale of a home or benefits approval. The average credit score of the applicant is taken into account and up to six cosigners may apply, which greatly improves the chances of approval. These loans can be split between multiple borrowers as a way of lessening the burden on one family member.
Loans are approved quickly and funds can be accessed in as little as 24 hours. Seniors interested in applying for an Elderlife Bridge Loan can apply online or call (888) 228-4500.
The city of Pomona offers low-income seniors services that include nutritious meals, legal assistance and wellness programs. Open from 9 a.m. to 1:30 p.m., it also offers health presentations and peer counseling for seniors raising grandchildren.
City of Pomona Senior Adult Services 865 E. Grand Ave., Pomona, CA 91766 (909) 620-2305
City of Pomona Senior Wellness Programs 499 E. Arrow Hwy., Pomona, CA 91769 (909) 620-2324
The Workplace Development Aging and Community Services in Los Angeles offers services for seniors ranging from legal aid to a nutrition program. The WDACS also offers information for seniors and their families regarding assisted living facilities and financial aid.
Workplace Development Aging and Community Services 3175 West 6th St., Los Angeles, CA 90020 (213) 738-3084
These nearby locations provide various health care benefits to veterans, ranging from prescriptions to PTSD counseling and mental health care. They also have media rooms that host special events and public affairs. These veterans’ hospitals provide burial and memorial services for the families of veterans who have passed.
VA Loma Linda Healthcare System 11201 Benton St., Loma Linda, CA 92357 (909) 825-7084
VA Greater Los Angeles Healthcare System 11301 Wilshire Blvd., Los Angeles, CA 90073 (310) 478-3711
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