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The average cost of assisted living in the city is $5,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 71 assisted living facilities in San Jose and 30 in surrounding areas.
Belmont Village of San Jose offers seniors an ideal lifestyle in a community that is designed to encourage independence while offering supportive care services.
At Sunrise Villa San Jose, we focus on your well-being by providing a comfortable and engaging environment that encourages active, happy days. You will receive a high-quality care, designed to meet and promote your personal wellness goals. Our team will…
At Carlton Senior Living San Jose, we provide the total living experience for our residents by offering engaging activities and elegant surroundings all within a resort-like setting.
Families can rest easy when their loved one moves to Cataldi Manor Residential Care for the Elderly. We treat each resident like a member of our family, offering the best in services and amenities.
Palm Villas of Campbell provides specialized care for over 40 individuals with memory impairments associated with Alzheimer's, Parkinson's, Lewy-Body, and other related types of dementia.
Bellerose Senior Living is a newly opened Residential Care Facility for the Elderly. The caregivers will provide all levels of care for the daily living, from medication management to total physical care. The community has both hospice and dementia waivers…
A caring community that provides a range of living options from independent living to memory care is what families and seniors will find when they visit Lincoln Glen.
Somerset Senior Living is a beautiful new family owned care management assisted living for senior located in a quiet Willow Glen neighborhood close to hospital, shopping center, parks. A unique oasis where your loved ones will care for 24 hours…
Families can rest easy when their loved one moves to Dry Creek Guest Home. We treat each resident like a member of our family, offering the best in services and amenities.
With a beautifully landscaped campus, Oakmont of San Jose is a brand new premier senior living. We offer exceptional comfort and care with living options including independent living, assisted living and memory care, allowing residents to age in place.
As a community committed to providing an independent lifestyle, Villa Verde in San Jose, CA is there for you and your family. Amenities include three nutritious and satisfying meals per day and excellent activities.
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Precious Moments Residential Care Home #3 is an inviting home offering a selection of amenities and supportive services for San Jose seniors to consider.
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Precious Moments Residential Care Home #2 is an inviting home offering a selection of amenities and supportive services for San Jose seniors to consider.
Families can rest easy when their loved one moves to Bon Homie IV - Willowmont. We treat each resident like a member of our family, offering the best in services and amenities.
Families can rest easy when their loved one moves to Lincoln & Pine, Willow Glen. We treat each resident like a member of our family, offering the best in services and amenities.
Juliet Stephens Residential Care Home is located in San Jose. Because we are a small intimate home, we make it easy to transition to receiving care easy for those who can no longer live alone.
Seniors who are seeking assistance with activities of daily living yet don’t want to live in a large community can find an intimate, homelike setting at College Manor set in San Jose.
A top provider of senior care services, Atria Willow Glen offers the comforts of resort-style living while maintaining close proximity to urban amenities and services.
Regency of Evergreen Valley offers a wide selection of premium services and luxury amenities. Our peaceful community in San Jose is surrounded by manicured grounds and gardens.
Families can rest easy when their loved one moves to Kimberly's Elder Kare Kottage. We treat each resident like a member of our family, offering the best in services and amenities.
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All About Seniors and Kimberly's Elder Kare offer personalized, quality assisted living in San Jose, California. We take pride in keeping our homes clean and cheerful with a cozy atmosphere reminiscent of a pampered Bed-and-Breakfast. Our San Jose assisted living…
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Warm, home-like residential care home for the elderly. Providing private pleasantly decorated rooms, appetizing menu, medication management, regular care and observation, pre-planned activities, assistance with transportation, low caregiver to resident ratio
The Carlton Plaza in San Jose is a clean, very pleasant facility in the Blossom Valley area of San Jose. A few years ago, my mother-in-law was transitioning from a stay in the hospital back to independent living. The Carlton and the staff afforded the opportunity for her to make that transition easily. The staff was...Read more Carlton Senior Living San Jose reviews
I visited this community in June and was amazed to see the kind of gratitude, humility and selflessness these guys are filled with at Carlton Plaza of San Jose. My friend's mother is staying there for last three years. The community had organized a family reunion on one weekend in June and all family members of the res...Read more Carlton Senior Living San Jose reviews
Carlton Senior Living San Jose was OK, but it felt much more like assisted living. Even though they have an independent living section, the overall feel and appearance that we got was that a very large percentage of the residents are in assisted living and it's somewhat less active and less cheerful. I was also less im...Read more Carlton Senior Living San Jose reviews
I have visited on a couple of occasions and have yet to get past the front desk. The receptionist is always very pleasant and as helpful as possible. Once a marketing brochure is passed over the desk, there is not much left to say. The facility appears pleasant and has a nice curb appeal, but beyond that, I have not...Read more Merrill Gardens at Willow Glen reviews
Upon arriving at Merrill Gardens in Willow Glen, I was impressed by the beautiful living room area to the right of the entry. It is large and bright and was in use by several groups of residents visiting and reading. Kay, the receptionist greets everyone like a special guest while at the same time making sure to keep...Read more Merrill Gardens at Willow Glen reviews
The Atrium at San Jose is located close to restaurants, shopping, and medical facilities in the Blossom Valley area of San Jose. The facility is a multi-level apartment style which is surrounded by the Lake Almaden/Guadalupe River park. The staff is professional, the grounds are pleasant, and the food is very good.Read more Brookdale San Jose reviews
According to the Genworth 2018 Cost of Care Study, San Jose’s average monthly cost of assisted living is among the highest in the state, along with San Francisco ($5,500) and Napa ($5,425). Assisted living costs in the city are substantially higher than both the national average ($4,000) and the state average ($4,500). Assisted living is much more affordable in smaller cities throughout California, such as Fresno ($3,500) and Riverside ($3,500).
Average monthly costs for long-term care vary significantly depending on the type of care required, and in San Jose, this is especially true. Nursing care in the city is nearly $4,000 higher than assisted living. While the cost of home care is similar to that of assisted living, seniors who choose to remain in the home should take into consideration the extra costs that will be incurred, such as rent, groceries and general upkeep, which are typically included in the cost of assisted living.
Cost of Homemaker/Home Health Aide Comparison Chart
Assisted Living Waiver
California’s state Medicaid Managed Care program is called Medi-Cal. There are several waivers that operate under this program that are designed to provide seniors and disabled individuals with access to long-term care. The Assisted Living waiver exists to help seniors who require a nursing level of care but wish to remain in an assisted living facility and avoid further institutionalization. The waiver helps seniors by providing them with services such as nurse visits, medical care, nonmedical transportation and case management. The program also provides financial aid with the cost of assisted living services. However, seniors participating in the Medi-Cal Assisted Living waiver are required to pay for room and board expenses.
To be eligible for this waiver, seniors must require daily nurse support and be able to continue to live in their assisted living community without endangering themselves. Seniors participating in this program may not have an income that exceeds $1,242 for individuals or $1,682 for couples, and assets owned may not be worth more than $2,000 for individuals or $3,000 for couples.
To apply for the Medi-Cal Assisted Living Waiver program, seniors can contact their nearest care coordination agency in person or by telephone.
Multipurpose Senior Services Program
The Multipurpose Senior Services program (MSSP) is another Medi-Cal waiver program. It’s intended to provide seniors with financial assistance when accessing services that allow them to continue living in their own home or in an assisted living facility instead of moving to a nursing facility. The program exists to help reduce the load on the state’s Medicaid system, which can be heavily affected by the high volume of seniors who require access to costly nursing care in California.
Seniors participating in the MSSP are assessed to determine their specific needs. They may be provided with access to services such as nurse visits, adult companions, respite care, nonmedical transportation, occupational therapy, speech therapy and physical therapy. Those participating in this program also receive assistance with the cost of assisted living or home care services but, as with the Assisted Living waiver, they’re required to pay the cost of room and board.
The MSSP only accepts 12,000 applicants at a time, which means the waiting list can be quite long. Eligibility requirements are the same as the assisted living waiver, and seniors may be required to reapply annually.
To apply for the waiting list or to learn more about the enrollment process, seniors can contact the California Department of Health Care Services.
State Supplemental Payment
Seniors who are receiving federal Supplemental Security Income can apply to receive an additional top-up via California’s State Supplemental Payment benefit program. The benefit was created with the intention of providing additional financial support to seniors in long-term care facilities who may not be able to pay their room and board costs with their own income. The amount of the benefit is determined by the applicant’s income and is paid out to a maximum of $160.72 monthly.
Financial requirements change frequently, so it’s best for those wishing to apply to contact their local Social Security office in person or call 1-800-772-1213.
Long-Term Care Insurance
Long-term care insurance is generally purchased by older adults as they prepare for their future. Seniors who hold these insurance policies are eligible to have their assisted living costs covered by their insurance provider after paying any required deductibles, which are typically paid annually.
The exact terms of long-term care insurance policies vary between insurance providers, but generally, they cover the cost of care in an approved assisted living facility provided they’re purchased prior to the need for long-term care. Deductibles, rates and eligibility are typically dependent on the provider, the plan and the health history and age of the policyholder.
Elderlife Bridge Loan
Companies such as Elderlife Financial Services offer bridge loans to eligible seniors to help them pay for the cost of long-term care in assisted living facilities or nursing homes. These loans are a good option for seniors who aren’t eligible for social assistance via Medi-Cal or other government financial aid programs and subsidies. Bridge loans are applied for by seniors and paid directly to their care facilities. Seniors can repay the loan in monthly installments, and the loans have low interest rates and flexible terms.
Seniors who may be unable to obtain approval on their own may apply with up to six cosigners, which may increase the likelihood of approval and reduce monthly payments.
Senior centers in San Jose are open to residents aged 50 and older. They offer a range of programs and activities that include classes, daily meals, occasional free access to health checks and social activities.
Cypress Community and Senior Center
403 Cypress Avenue San Jose, California 95117
(408) 244- 1353
Alma Senior Center
136 West Alma Avenue San Jose, California 95110
Yu-Ai Kai Japanese American Community Senior Service Center
588 North 4th Street San Jose, California 95112
Eastside Neighborhood Center
2150 Alum Rock Avenue San Jose, California 95116
Seniors who have served their country in the military are typically eligible for financial, social and medical benefits that are provided by Veterans Affairs (VA). To learn about available programs and eligibility, seniors can visit their local VA Administration office, and for those who are eligible for medical benefits, health care services are available at VA Medical Centers.
Veterans Services Office
68 North Winchester Boulevard Santa Clara, California 95050
VA San Jose Clinic
5855 Silver Creek Valley Place San Jose, California 95138
Senior advocacy programs provide support to seniors when they need it most. Services may include benefits assistance, long-term care ombudsmen, grief or abuse support groups and community resource facilitation.
Sourcewise/Area Agency on Aging
2115 The Alameda San Jose, California 95126
Senior Citizens Commission
200 East Santa Clara Street San Jose, California 95113
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