Assisted Living in Fremont, CA

Assisted Living Costs in Fremont

According to the Genworth 2018 Cost of Care study, the cost of assisted living in Fremont is $1,000 more per month than the state average and $1,500 more per month than the national average. However, when compared to surrounding regions, the city’s assisted living costs are fairly average. Of the California cities surveyed, three have comparable average monthly assisted living costs of $5,500 per month, and one city is $75 less per month, at $5,425. The most affordable cities for assisted living are Sacramento, where this level of care costs an average of $4,473 per month, and Vallejo, where costs average $4,350 per month. 

Note: Cost data for assisted living in Fremont was not available, so data for the closest city, San Jose, was used. 

Cost of Assisted Living Comparison Chart

• Fremont/San Jose area: $5,500 
• National average: $4,000
• State average: $4,500
• San Francisco: $5,500
• Sacramento: $4,473
• Santa Rosa: $5,500
• Vallejo: $4,350
• Napa: $5,425
• Salinas: $5,500

Care Cost Comparison

The cost of senior care in Fremont largely depends on the level of care needed. In this city, adult day health care is the most affordable type of care, averaging just under $2,000 per month. Assisted living services are more than double that on average but generally cover room and board, activities, meals and transportation. Home care is relatively expensive, with homemaker services costing an average of $5,720 per month and home health aide services costing just over $6,000 per month. This rate assumes 44 hours of care per week. The most expensive type of care in Fremont is nursing home care; accommodations in a semiprivate room average over $9,000 per month. 

Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted Living: $5,500
• Homemaker services: $5,720
• Home health aide: $6,006
• Adult day health: $1,993
• Nursing home care (semiprivate room): $9,125

Financial Assistance for Assisted Living in Fremont

Medicaid in California

Low-income seniors in Fremont who meet income and asset requirements may be eligible to receive financial assistance for their care through Medi-Cal, California’s state Medicaid plan. Medi-Cal pays directly for a variety of home care and nursing home services.

To be eligible for Medi-Cal, applicants must be at least 65 years old and residents of California. Single applicants may have a monthly income of up to $1,242 and up to $2,000 in countable assets. Couples applying for Medicaid may have a monthly income of up to $1,682 and countable assets of up to $3,000. Medi-Cal is an entitlement, so all approved applicants receive assistance.

In addition to regular Medicaid, Fremont residents who reside in a nursing home may apply for Institutional/Nursing Home Medicaid. This plan has no income limit, but the asset limit for a single applicant is $2,000, and the asset limit for couples who are both applying is $3,000. Like standard Medi-Cal, this plan is an entitlement, so everyone who meets program eligibility guidelines may receive financial aid. 

While Medi-cal does not cover other long-term senior care options, such as assisted living, the state provides a waiver program to help pay for this type of care. The Assisted Living Waiver is a Home and Community-Based Waiver that covers services received while living in an assisted living facility. This program is only available in select counties, including Alameda County, where Fremont is located. Unlike regular Medi-Cal, the ALW program has an enrollment cap, meaning that eligible applicants may be placed on a waiting list.

For more information on Medi-Cal and the ALW program, Fremont residents may visit the California Department of Health Care Services website or call their local county office at (888) 999-4772.

Other Financial Assistance Programs for Assisted Living

CalPACE

The Program for All-Inclusive Care for the Elderly, which is commonly referred to in California as CalPACE, is a Medicare and Medicaid program that provides financial assistance for those who need nursing-home-level care. This program is available to Fremont residents age 55 and over who need help with the activities of daily living. 

CalPACE is available to all seniors who meet eligibility criteria. Applicants who qualify for Medi-Cal pay nothing for CalPACE services, but those with higher incomes may have to pay for a portion of their assisted living costs. To begin the enrollment process, speak with a CalPACE specialist by calling the local Center for Elders’ Independence at (844) 319-1150. 

Optional State Supplement

Fremont seniors aged 65 and over who qualify for Supplemental Security Income may be eligible to receive additional money through an optional state supplement. The OSS benefit is available to low-income seniors who are unable to live independently due to disability or age, and they may use the funds toward the cost of room and board in an assisted living facility. In California, the total individual benefit is $895.72. Fremont residents who wish to learn more about the OSS benefit or apply should visit their local Social Security office or call (800) 772-1213.

Assisted Living Bridge Loans

Fremont seniors who are transitioning to an assisted living facility and need short-term financial assistance may be eligible for an Elderlife Bridge Loan. This 12-month loan can be used for upfront entrance and move-in fees or toward care services until benefits begin. There are no up-front out-of-pocket costs or application fees, and borrowers have the option of paying a low, interest-only monthly payment. To learn more about assisted living bridge loans, contact Elderlife Financial Services at (888) 228-4500.

Assisted Living Resources in Fremont

Senior Center in Fremont 

The local senior center provides a lunch program and a variety of classes and trips for seniors for a small annual fee. Seniors may also receive health and counseling services or participate in an exercise program.

Fremont Senior Center
40086 Paseo Padre Parkway, Fremont, CA 94538
(510) 790-6600

Veterans Services in Fremont

Veterans can receive healthcare services, including primary care, behavioral health and laboratory services, at the VA Fremont Clinic. Fremont is also home to a branch of the American Legion. 

VA Fremont Clinic
39199 Liberty St, Fremont, CA 94538
(800) 455-0057

American Legion Post 837
37152 2nd St, Fremont, CA 94536
(510) 651-6100

Community Aid Programs in Fremont

Fremont’s Human Services Department oversees programs for seniors, including a nationally recognized, locally implemented initiative that provides seniors with informational resources, including those regarding housing, transportation and health needs. The city also funds a transportation service for seniors.

Community Ambassador Program for Seniors
3300 Capitol Ave. Building B, Fremont, CA 94538
(510) 574-2055

Ride-On Tri-City! Transportation Services
3300 Capitol Ave. Building B, Fremont, CA 94538
(510) 574-2053