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The average cost of assisted living in the city is $5,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You'll find in-depth information on 6 assisted living facilities in Redwood City and X in surrounding areas:
The Cost of Senior Care in Redwood City, CA
Palm Villas of Redwood City prides itself on delivering the first-class clinical care that seniors with Alzheimer’s or other memory impairments need to continue living a full, engaged life.
We visited friends here and were very impressed. We had an excellent lunch with the ability to choose from an extensive menu and flexible meal times. They even allow the guests to have their pets. This place was far and away better than any we have visited .They have an exercise room and pool with extensive gardens. ...Read more Brookdale Redwood City reviews
I was at Brookdale Redwood City and it was not so positive. You never knew which caregiver you're going to end up with because of a high turnover rate, and some of them were not so nice. They lost quite a few of their residents and workers. They could've been more caring and responsive to the residents' needs and a lit...Read more Brookdale Redwood City reviews
Brookdale Redwood City was very nice, and I liked it a lot. That's probably where I would go should I need to go somewhere. The staff was very informed and knew what they were doing. The grounds were nice, and the location was very convenient. The apartments were spacious and comfy. One thing I was disappointed about w...Read more Brookdale Redwood City reviews
The staff at Brookdale Redwood City is very good. I have my own studio apartment with a bed, kitchen, refrigerator, and sink. The food is good. We have quite a few good activities, like trivia. I'm in a wheelchair, so the staff brings me down to dinner and brings me back up to my room.Read more Brookdale Redwood City reviews
The 2018 Genworth Cost of Care study compiled data on senior care costs across California and the nation. It reveals that rates for assisted living in Redwood City are markedly more expensive than both the national ($4,000) and state ($4,500) averages. Costs are identical in Salinas and nearby San Francisco and similar in Santa Cruz ($5,595) and Napa ($5,425). Seniors enjoy significant savings on assisted living in cities farther inland, such as Stockton ($3,500) and Modesto ($3,200).
Note: Cost data for senior care in Redwood City wasn’t available, so data for the nearest surveyed city, San Jose, was used.
The Cost of Assisted Living in Surrounding Areas
The wide variance in the cost of senior care in a given location is due to differences in the level of care, where care is provided and the number of hours of service provided. Nursing home care costs the most because it offers round-the-clock care and skilled services. Adult day health services limited to weekday care in a group setting is the least expensive option in Redwood City.
Assisted living that typically provides room and board costs $200-$500 less than in-home care. It’s important to remember that average in-home rates only cover provided services and don’t factor in regular household operating expenses.
Senior Care Cost Comparison Chart
Medicaid provides vital health care services to one in five Americans, and primarily serves low-income pregnant women, families with children, blind and disabled adults and seniors aged 65 and older. The program is funded federally and by individual states and administered at the state level with federal oversight.
The California Medicaid program known as Medi-Cal provides free or low-cost medical services and long-term care to eligible seniors who are U.S. citizens or legal California residents. Medi-Cal has different qualification guidelines depending on the services needed.
To receive basic medical coverage, single seniors must have a monthly income below $1,242 and less than $2,000 in countable assets. Married couples applying together are limited to $1,682 in monthly income and $3,000 in total assets.
To qualify for long-term care in a nursing home, seniors must meet the above-mentioned asset limits, but there are no restrictions on income.
Seniors currently receiving or eligible for Supplemental Security Income benefits automatically qualify for full Medi-Cal coverage for medical services and long-term care.
Medicaid counts income from every source, including:
Some assets are excluded, such as a principal residence, one automobile, household furnishings and personal effects.
Medi-Cal offers additional qualification options for seniors with income and assets above the limits.
Those with high medical expenses and over-the-limit income may qualify through a share of cost or spend-down program. An applicant’s share or spend down is calculated based on their excess income, and this amount must be put toward medical bills before coverage can begin.
Married seniors may be able to reduce their income or assets to the required limits if only one spouse is applying for coverage:
Assisted Living Waiver
Redwood City seniors seeking an alternative to institutional nursing home care may qualify for the Medi-Cal Assisted Living waiver program. This waiver was introduced to reduce care costs by limiting nursing home admissions and provide eligible seniors with greater independence. To participate in the program, seniors and disabled adults aged 21 and older must:
Those who qualify for the ALW must pay their own room-and-board costs, but the program covers a number of essential services including:
The ALW isn’t a Medi-Cal entitlement program, so enrollment may be limited and approved seniors may be placed on a waiting list before receiving services.
Optional State Supplementation
Redwood City residents who receive Supplemental Security Income benefits and aren’t able to live independently due to age or a disability may qualify for an extra monthly top-up payment through California’s Optional State Supplementation program.
A single person living in a nonmedical care setting, such as an assisted living facility, may qualify for a combined monthly SSI and OSS payment of up to $1,194.37, while couples may receive up to $2,388.74.
Long-Term Care Insurance
Seniors planning ahead for a future move to assisted living have the option of taking out a long-term care insurance policy to help cover the cost of care. There are different types of LTC policies available; some are similar to many other health care plans with deductibles and co-payments. Others reimburse the policyholder after they’ve paid for covered LTC services. As with any type of health insurance, approval and premiums are based on an applicant’s health history.
To receive assistance with filing an LTC insurance claim or for clarification on a policy’s details, seniors can contact Elderlife Financial Services at (888) 228-4500.
The Veterans Memorial Senior Center is a social hub for Redwood City residents aged 50 and older. The center offers an array of programs, activities and classes to enhance the quality of life and well-being of older area residents. A delicious homemade lunch is served every Tuesday, Wednesday and Thursday, and there are luncheons and cookouts to mark holidays and special occasions.
Seniors can take advantage of health and hearing screenings, health care, tax and benefits counseling and a medical equipment loan program. The center also offers seminars on various topics, planned local outings and day trips and lots of opportunities for socializing through a variety of common interest clubs.
Veterans Memorial Senior Center
1455 Madison Ave., Redwood City, CA 94061
Senior Redwood City veterans can access primary care, lab services, nursing care advice and referrals for specialist care at the nearby San Bruno VA clinic. The San Mateo County Veterans Services office offers knowledgeable help completing applications for pensions and benefits or filing appeals. The local VFW post meets at the Veterans Memorial Center the fourth Saturday of each month and offers opportunities for camaraderie and community involvement.
San Bruno VA Clinic
1001 Sneath Ln., Ste. 300, San Bruno, CA 94066
San Mateo County Veterans Services Office
550 Quarry Rd., San Carlos, CA 94070
Cpl. James Lindsay Williams VFW Post 69
1455 Madison Ave., Redwood City, California
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