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The average cost of assisted living in the city is $5,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 12 assisted living facilities in Oakland and 30 in surrounding areas.
Meeting both physical and spiritual needs, Pacifica Senior Living Oakland Heights offers services for independent living, assisted living and Alzheimer's or memory care.
With breathtaking views and friendly people everywhere you look, and a variety of excellent care options, The Point at Rockridge is a premier senior community in the Bay Area.
Sunrise of Oakland Hills, located in Oakland, provides exceptional assisted living and Alzheimer's care tailored to the needs of our individual senior residents.
A superb care home, Dimond Care provides each resident with the activities and amenities they desire in a home-like environment, while also providing families with peace of mind.
A superb care home, House of Psalms Assisted Living For Seniors provides each resident with the activities and amenities they desire in a home-like environment, while also providing families with peace of mind.
Cheerful personal or semi-private rooms at Golden Living Guest Home offer an ideal home for seniors who need care and assistance. Homestyle Dining Three nutritious meals daily plus wholesome snacks are served family style in cheerful surroundings. Staff Our staff…
Bethany Home Care, one of the region’s top care homes, offers excellent assistance for seniors who need it while also giving each resident the lifestyle he or she desires.
Situated on a lush campus in Oakland, California, Mercy Retirement & Care Center provides assisted living, memory care and skilled nursing services to meet a variety of health care needs. Established in 1872, Mercy Retirement & Care Center was founded…
Sunrise of Oakland Hills has a total of 86 apartments, 20 of which are devoted to memory care. They offer all-day dining, have a private dining room for family events, as well as a 24 hour bistro for light snacks. Each apartment is equipped with a sink and small refrigerator, but residents need to provide their own m...Read more Sunrise of Oakland Hills reviews
St. Paul's Towers was a very pleasant place. It had excellent staff and excellent food service. It had many amenities, including a large library, two craft rooms, multiple meeting rooms, and an exercise room. The dining area was very attractive and had large windows looking out over a garden.Read more St. Paul's Towers reviews
Mercy Retirement & Care Center did a great job, and if I were looking for housing right now, I would probably be very interested in pursuing them. The staff member was excellent, very patient, knowledgeable, kind, understanding, and gave me a lot of time. He told me the history of the place, gave me a thorough tour...Read more Mercy Retirement & Care Center reviews
I will recount my own experience with my mother and father at this facility over the past six years. Based on my own observations, I would advise anyone currently considering this facility to RUN, not walk away at the earliest opportunity. What was once a compassionate, welcoming organization run by the non-profit El...Read more Pacifica Senior Living Oakland Heights reviews
My mother is a current resident in the apartment side of Pacifica. I can only agree with the "caring son" who also has a review on this site about the precipitous decline in the quality of life since the acquisition by Deepak Israni, who is the owner of the company which purchased formerly Salem/now Pacifica. In ever...Read more Pacifica Senior Living Oakland Heights reviews
I toured Pacifica Senior Living Oakland Heights. It was alright, but it was a little older, and not updated. The rooms were not really clean, it wasn't dirty, but it wasn't up to par. It was okay, and the staff was very friendly, very knowledgeable. It just gave me a dreary kind of feeling, and it wasn't a happy settin...Read more Pacifica Senior Living Oakland Heights reviews
The Genworth 2018 Cost of Care Study indicates that the average monthly cost of assisted living in Oakland, as well as in San Jose, is the highest in the state. Oakland’s costs are $1,000 above the state average and $1,500 above the national average. When compared with other major cities, such as Los Angeles ($4,500), Sacramento ($4,473) and San Diego ($4,500), the cost in Oakland is significantly higher.
Specific senior care cost data isn’t available for Oakland. Data for the nearest major city, San Francisco, has been listed instead.
Cost of Assisted Living Comparison Chart
The type of care needed is the biggest factor influencing the cost of care. The average monthly cost of nursing home care is more than $3,500 higher than that of assisted living in Oakland. When compared with home care services, assisted living is slightly less expensive. However, when factoring in the additional costs seniors are required to pay when they continue to live at home, such as rent, groceries and utilities, the difference becomes far more sizable.
Cost of Homemaker/Home Health Aide Comparison Chart
Medicaid programs across the U.S. provide low-income Americans, including families, pregnant women and seniors, with access to healthcare, prescription medication and medical supplies. In California, the state Medicaid program is called Medi-Cal. It’s funded by the state with the support of the federal government.
Medi-Cal supports seniors who need help with the cost of assisted living in Oakland and throughout California through two waiver programs: The Assisted Living Waiver and the Multipurpose Senior Services Program. Seniors can only participate in one of these waivers. To qualify, seniors must submit to a comprehensive assessment that determines their level of need.
For all Medi-Cal programs, including the state plan and individual waivers, applicants cannot have an income higher than $1,242 (individual) or $1,682 (couple) per month or countable assets higher than $2,000 (individual) or $3,000 (couple). Exempt assets include the applicant’s home, household furnishings and personal belongings.
To apply for the state Medi-Cal plan, seniors can call (800) 300-1506.
Assisted Living Waiver
Seniors who reside in assisted living facilities can apply to have Medi-Cal pay for the cost of care under the Assisted Living Waiver. Covered services may include medical care, dental care and transportation services. The cost of room and board is not covered by Medi-Cal.
To apply for the Assisted Living Waiver, seniors can contact the Institute on Aging at (408) 474-0679 or visit any Care Coordinator Agency in the San Francisco area.
Multipurpose Senior Services Program
The Multipurpose Senior Services Program exists to provide low-income seniors with services that help them to avoid a nursing care facility. The program is available only to those who have reached a nursing level of care but can continue to safely live within an assisted living community or in their own home. The program covers services, including nurse visits, physical therapy and transportation.
The Multipurpose Senior Services Program is capped at 12,000 participants, so there is often a waiting list for those who wish to participate. Seniors are often required to be reassessed on an annual basis.
To learn more about how to apply or be added to the waiting list, seniors can contact the California Department of Health Services at (866) 262-9881.
State Supplemental Payment
California’s State Supplemental Payment is available to low-income seniors who receive the federal Supplemental Security Income benefit. It was created to assist with paying for room-and-board costs or other necessary expenses for long-term care. The maximum monthly payment is $160.72 per month (individual) or $407.14 (couple), and each senior’s payment is calculated based on their income and living situation.
To be eligible for this supplement, seniors must meet financial eligibility requirements, which change often. To learn more about current requirements or to apply for the State Supplemental Payment, seniors can call their local Social Security office at (800) 772-1213.
Elderlife Bridge Loan
Elderlife Financial Services offers seniors an alternative way to pay for long-term care. The company provides bridge loans, which are issued directly to the senior’s residence and repaid in affordable monthly installments. These loans are useful for seniors who are awaiting approval of benefits, the sale of a home or other long-term funding solutions.
While eligibility depends on credit and income, seniors who don’t qualify for a loan can include up to six cosigners on their application to increase their chances of approval. Seniors can apply online or by calling (888) 228-4500.
Long-Term Care Insurance
Long-term care insurance policies can cover most of the cost of long-term care for seniors who own them. Policies typically need to be purchased by adults before health deteriorates or the need for long-term care exists. Premiums, deductibles and terms vary depending on the insurance provider and the policy.
Senior centers offer individuals 55 and older with a sense of community and a place to gather with peers. They usually provide a variety of programs and activities, such as bingo or card games, classes, day trips and meals.
City of Oakland Senior Centers
Fruitvale-San Antonio Senior Center
3301 East 12 Street Suite 201, Oakland, California 94601
Vietnamese Community Center
106 International Boulevard, Oakland, California 94606
Veterans Affairs provides vets with a range of benefits and services that may include free medical care, which can be accessed in VA clinics across the country. Seniors can call or visit their local Veterans Affairs clinics to learn more.
VA Oakland Regional Office
1301 Clay Street North Tower Oakland, California 94612
Oakland Outpatient Clinic – VA Northern California Health Care System
2221 Martin Luther King Junior Way, Oakland, California 94612
Area Agencies on Aging are nonprofit organizations that work as senior advocates. They provide a range of services including community resource facilitation and benefits mediation.
Alamada County Adult & Aging
6955 Foothill Boulevard Suite 100, Oakland, California 94605
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