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The average cost of assisted living in the city is $5,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 6 assisted living facilities in Alameda and 30 in surrounding areas.
The Cost of Senior Care in Alameda, CA
Located on Harbor Bay, The Lodge, Waterfront Assisted Living provides a vibrant community for seniors who no longer want to live alone and need support with daily activities.
Five-star waterfront living in gorgeous Alameda await seniors at Cardinal Point, a continuing care retirement community whose design and services create a luxurious lifestyle.
A superb care home, Golden Age of Channing II provides each resident with the activities and amenities they desire in a home-like environment, while also providing families with peace of mind.
Our loved one has been here for many month. This facility is such a disappointment with high turn over of staff. They have gone through three executive directors in less then a year. Our current directors main goal is to increase fees and income while not having enough staff to follow through with resident care. Many...Read more Oakmont of Mariner Point reviews
Oakmont of Mariner Point was a beautiful facility. It did not have what we needed, plus the other residents were definitely older us, so, it was not something that we would be interested in. The apartments were very nice. We saw a two-bedroom, which we would need that if we were interested. The one-bedroom was very nic...Read more Oakmont of Mariner Point reviews
The visit at Oakmont of Mariner Point was a good one. I enjoyed the lady who was over in the memory care section. She took us around, and we were interested there; they were asking for a lot of money down, and we didn’t have $10,000 to hold her spot. We checked out all of the rooms, and I loved the movie room; it was g...Read more Oakmont of Mariner Point reviews
Waters Edge Lodge is a beautiful location. The facility seemed great, and the pricing was very good for what it was. The lady who showed us around was very accommodating, very nice, well informed, and really educated us on the different options. It was a good experience. The rooms were very nice, clean-looking, and wer...Read more Waters Edge Lodge reviews
Waters Edge Lodge's staff was very receptive, and the appointment was met in a timely manner. The person who showed us around explained all the activities and took us to the health center, exercise room, and general activity room. The place was clean and was in a beautiful area right near the water. It was a very nice ...Read more Waters Edge Lodge reviews
According to the 2018 Genworth Cost of Care study, the average cost of assisted living in Alameda is $5,500 per month, which is right on par with the nearby cities of Santa Rosa and San Jose. Seniors in Santa Cruz pay slightly more ($5,595), while those in Napa pay a bit less at $5,425 per month. Rates here are well above the state ($4,500) and national ($4,000) averages and substantially more expensive than inland locales, such as Stockton ($3,500) and Modesto ($3,200).
Note: Data for senior care costs in Alameda wasn’t available, so data for the closest surveyed city, San Francisco, was used here instead.
The Cost of Assisted Living in Surrounding Areas
Senior care costs in Alameda vary significantly depending on the category of care and whether 24-hour services are needed. Nursing home care is by far the costliest option, mainly due to the skilled round-the-clock care offered in these facilities. Adult day health services cost the least of all the available care choices, but this only provides Monday-through-Friday daytime services in a group care center setting.
Average rates for homemaker and home health aide services are somewhat deceiving because these figures don’t include other costs directly related to receiving care at home, such as utility bills, maintenance, food and property taxes. When these expenses are added on, the cost of in-home care may be much higher than the rates for assisted living in a residential setting with room and board included.
Senior Care Cost Comparison Chart
Low-income Americans with limited assets are provided with basic health care coverage through Medicaid. This federal- and state-funded program offers free or low-cost coverage for children, pregnant women, the blind, disabled and elderly through individual state plans that operate with federal oversight.
Alameda seniors over age 65 and disabled adults who are U.S. citizens or legal residents can qualify for full coverage under California’s Medicaid program, Medi-Cal, if they meet these financial guidelines:
Income from all sources counts, including earnings, pensions, stock dividends, Social Security, VA and disability benefits. Some assets are disregarded, including a primary home, household items, personal belongings and one vehicle.
Those who are over the applicable income limit may be able to qualify through a share of cost, which requires an applicant to spend their over-limit income on medical bills and services to reach the eligibility threshold.
Those who are eligible for or currently receiving Supplemental Security Income are automatically enrolled in Medi-Cal. Applicants who need nursing home care can qualify for Medi-Cal institutional coverage with any income but must still meet the appropriate asset limit.
Medi-Cal makes an exception to the asset limit for married couples when only one spouse applies for coverage. Although the applicant is still limited to $2,000 in countable assets, up to $126,420 of the couple’s jointly owned assets can be set aside as a spousal resource allowance.
Assisted Living Waiver
Medi-Cal doesn’t cover the cost of assisted living room and board, but it offers an Assisted Living waiver to help seniors pay for various services provided in this type of care setting. For those who qualify, the ALW may cover:
To qualify for the ALW, Alameda residents must be aged 21 or older and eligible for full-scope Medi-Cal with no share of cost. They must also need a nursing facility level of care but be able to live safely in an assisted living setting.
The waiver isn’t an entitlement under Medi-Cal, so participation caps may apply, and it’s only available at state-licensed, participating facilities. Eligible seniors may need to relocate within Alameda County and/or be placed on a waiting list to receive services.
To begin the ALW application and assessment process, interested seniors should contact NorCal Care, the Care Coordination Agency serving Alameda County, at (916) 385-2784.
Program for All-Inclusive Care for the Elderly
PACE programs offer managed health and long-term care services to seniors 55 years of age and older who require a nursing facility level of care. The aim of PACE is to provide seniors with care in the community and delay or prevent nursing home admissions. Once accepted into the program, a senior’s needs are evaluated and they receive a personalized care plan that includes case management, comprehensive medical care and other necessary services, such as:
Room and board in an assisted living facility isn’t covered by PACE, but the program may help qualified seniors reduce their expenses on care-related services. Seniors who are Medicaid eligible or currently enrolled in Medic-Cal receive PACE services at no cost.
To apply for PACE, seniors in Alameda should contact the Center for Elders’ Independence at (844) 319-1150.
State Supplemental Payment
Alameda residents who receive or qualify for Supplemental Security Income benefits also may be eligible for an extra monthly amount through the California State Supplemental Payment program. Depending on an applicant’s living arrangement, income and marital status, they may qualify for up to $423.37 per month, which can be put toward assisted living room-and-board fees or other expenses not covered by Medicaid. To receive this top-up payment, seniors must meet the SSI eligibility requirements.
To apply for SSI or California SSP benefits, seniors can contact the Social Security Administration at (800) 772-1213.
As the designated local Area Agency on Aging, Alameda County Social Services is dedicated to promoting the independence, well-being and quality of life of its Alameda seniors. The agency provides information and referrals to local resources, such as transportation services and nutrition programs. Seniors can also receive help exploring their long-term care options and counseling about health insurance, legal issues and benefit programs.
Area Agency on Aging
6955 Foothill Blvd., Ste. 143, Oakland, CA 94605
The Mastick Senior Center is where area residents aged 50 plus come together to socialize, try new experiences and stay active. The center offers a wide array of recreational and educational opportunities, including fitness, computer, dance, foreign language and craft classes. There are also regular health and wellness programs, notary services, legal assistance, local outings and exciting excursions. Delicious, nutritious lunches are served each weekday for a nominal fee, but membership at the center is free.
Mastick Senior Center
1155 Santa Clara Ave., Alameda, CA 94501
Area veterans and their survivors can get help filing pension and benefit applications or mediating appeals at the Alameda County Veterans Services office. Veterans can visit the Oakland VA outpatient clinic to access primary care, medical and surgical specialties as well as laboratory and radiology services.
Alameda County Veterans Services Office
6955 Foothill Blvd., Ste. 143, Oakland, CA 94605
Oakland VA Outpatient Clinic
2221 Martin Luther King Jr. Way, Oakland, CA 94612
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