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The average cost of assisted living in the city is $4,350 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 5 assisted living facilities in Concord and 30 in surrounding areas.
The Cost of Senior Care in Concord, CA
California seniors seeking luxury retirement living should look no further than Montecito Oakmont Senior Living, a premier senior living community less than an hour from San Francisco and Napa Valley.
Oakmont Senior Living is a recognized leader in the retirement industry, having planned and developed more than 40 retirement communities in the western United States. Our company is dedicated to hearing, understanding and responding to the needs of aging
The Courtyards at Pine Creek offers the most reasonable prices in the area that I have visited. I immediately walked in to hear Big Band era music, which was a nice touch. Their monthly rent and community fee are low, due to the fact that it is an older community that could use some updating. There are 120 total apa...Read more TreVista Concord reviews
I toured Entrust of Concord, but it was disgusting. It was old and dirty, but the staff was super nice. I would give the staff a five. The lady that we met with was just an all star. But I would not put my parents there because that place needs to be updated. They have a lot of cool activities, and I was impressed with...Read more TreVista Concord reviews
The rooms that I saw at Entrust of Concord were very nice and clean. The only thing is that they have the showers outside of the rooms, and that's one of the reasons why we didn't pick the place. The day we went there, they were out doing an activity, and they also have daily activities where they integrate their high-...Read more TreVista Concord reviews
We toured Montecito and were favorably impressed with the high quality of the facility and the attentive staff. The floor plans are spacious, the grounds beautifully maintained and the food was delicious. The movie theatre and activities were well attended too. If we decide to move, Montecito is at the top of the list...Read more Oakmont of Montecito reviews
This community is the "rock star" of all of the places I've visited. It is the only place in the county that has apartments that are this large. Residents need to bring their own furnishings and decorate them as they wish as to bring a sense of "home" here. This is the only community I have seen that has a heated poo...Read more Oakmont of Montecito reviews
Montecito was an excellent place. I would recommend it to anybody. The facility was beautiful. The staff was very friendly. I had a meal there and met some of the residents who were all very friendly folks. The cost was a little high for some people, but they had some of the best menu items that I saw and many activiti...Read more Oakmont of Montecito reviews
The Genworth 2018 Cost of Care study shows the average monthly cost of assisted living in Concord is fairly close to the state average of $4,500 and only $500 over the national average ($4,000). It also reveals that rates here sit about midrange on the cost spectrum for surrounding cities. Rates in Santa Rosa, San Francisco and San Jose are on the high end at $5,500, whereas costs in Stockton ($3,500) and Modesto ($3,200) are significantly lower.
Note: Senior care cost data wasn’t available for Concord, so data for the closest city, Vallejo, was used.
The Cost of Assisted Living in Surrounding Areas
Prices for senior care in the Concord area vary drastically depending on the level of care and where services are provided. Nursing home care is the costliest option, but it offers skilled nursing, medication management and other specialized services and 24-hour care. Assisted living doesn’t include medical care, so it costs about half as much per month. In-home care options cost about $200 more per month than assisted living, but they don’t include day-to-day living expenses, whereas assisted living includes room and board.
Senior Care Cost Comparison Chart
Medicaid was introduced by the federal government in 1965 to meet the health care needs of low-income Americans with limited resources. This jointly funded program is regulated at the federal level and administered by individual state governments.
California’s Medicaid program, called Medi-Cal, provides essential health care services to one in four Californians, including seniors over age 65 and those with disabilities. U.S. citizens and legal California residents are eligible for full-scope Medi-Cal coverage if they meet the program’s income and asset guidelines:
Income from all sources counts, including earnings, investment dividends, pensions, Social Security and SS disability benefits and IRA and 401K distributions. Assets that count include cash, bank and retirement account balances, investments and real estate. Some assets are excluded including a main home, one vehicle, personal belongings and household furnishings.
California residents assessed as needing nursing home care can qualify for institutional Medi-Cal coverage at any income level if they meet the program’s asset limits. Seniors receiving federal Supplemental Security Income benefits are enrolled in Medi-Cal automatically and qualify for full-scope coverage.
There are options available to help other Concord seniors qualify for Medi-Cal coverage if they’re over the income and asset limits.
Medi-Cal HCBS Assisted Living Waiver
The Assisted Living waiver is a Medi-Cal home and community-based services program available to seniors and disabled adults who require an intermediate level of care normally provided in a nursing home or are at risk of admission if assistance isn’t received. The ALW is specifically designed to help seniors move to or stay in an assisted living setting to promote independence and quality of life.
To qualify for the program, Concord residents must be aged 21 or older and:
Approved program participants are responsible for paying room-and-board costs, but the waiver covers the cost of various services in an assisted living facility, including:
As a Medi-Cal pilot program, the ALW is only available at participating, state-licensed assisted living facilities in Contra Costa and 14 other California counties. There are a limited number of waiver slots available statewide, and qualified seniors may face a wait to receive services.
To learn more about the program or to schedule an assessment to determine medical eligibility, Concord seniors can contact the nearest Care Coordination Agency, Rehab Services of Northern California in Pleasant Hills, at (925) 682-6330.
VA Aid and Attendance Benefits and Housebound Allowance
VA pension recipients who suffer from a disability, chronic illness or mental impairment may be eligible for an additional monthly benefit through either the Aid and Attendance benefit or Housebound allowance program.
Those already receiving a VA disability pension aren’t eligible for these programs, but a disability doesn’t have to be related to military service to qualify.
For more information or help applying for these VA benefit programs, Concord veterans can contact the Contra Costa County Veterans Services office in Brentwood at (925) 313-1481.
State Supplemental Payment
Residents of Concord eligible for or receiving federal Supplemental Security Income benefits also qualify for a monthly State Supplemental Payment. This SSI add-on benefit can provide up to $160.62 for a single person or $407.14 for a couple to put toward assisted living room and board.
The financial eligibility criteria is the same for both programs:
To apply for combined SSI and SSP benefits, seniors can call the Social Security Administration at (800) 772-1213.
The Concord Senior Center offers numerous life-enriching programs and activities for area residents aged 50 and older. The center’s full-time staff coordinates instructional classes, day trips, longer tours and a variety of workshops and special events. Concord senior club volunteers organize social activities such as billiards, bingo and card games, book and computer clubs and fun get-togethers including group dinners and birthday parties.
Concord Senior Center
727 Parkside Cir., Concord, CA 94519
Nonprofit Contra Costa Senior Legal Services provides older county residents with free assistance on issues such as debt relief, consumer protection and elder abuse as well as creating advance health care directives and powers of attorney.
Contra Costa Senior Legal Services
2702 Clayton Rd., Ste. 202 Concord, CA 94519
The Contra Costa County AAA provides Concord seniors with a vital link to aging-related services and programs in the local area. The agency’s information and assistance call center is staffed with dedicated social workers who can assess a senior’s needs and connect them with resources such as health insurance counseling and advocacy, government benefit program assistance and nutritional or transportation support.
Contra Costa County Area Agency on Aging
400 Ellinwood Way, Pleasant Hill, CA 94523
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