Learn more about The Watermark at San Jose and other Senior Living communities providing  services around San Jose, California.

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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at The Watermark at San Jose

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According to the<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank"> Genworth 2018 Cost of Care Study</a>, San Jose&rsquo;s average monthly cost of assisted living is among the highest in the state, along with San Francisco ($5,500) and Napa&nbsp;($5,425). Assisted living costs in the city are substantially higher than both the national average ($4,000) and the state average ($4,500). Assisted living is much more affordable in smaller cities throughout California, such as Fresno ($3,500) and Riverside ($3,500).

Assisted Living Costs in San Jose

Average monthly costs for long-term care vary significantly depending on the type of care required, and in San Jose, this is especially true. Nursing care in the city is nearly $4,000 higher than assisted living. While the cost of home care is similar to that of assisted living, seniors who choose to remain in the home should take into consideration the extra costs that will be incurred, such as rent, groceries&nbsp;and general upkeep, which are typically included in the cost of assisted living.&nbsp; Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $5,500</li>
<li>Homemaker services: $5,720</li>
<li>Home health aide: $6,006</li>
<li>Adult day health: $1,993</li>
<li>Nursing home care (semiprivate room): $9,125</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in San Jose

State Supplemental Payment 
 
Seniors who are receiving federal Supplemental Security Income can apply to receive an additional top-up via&nbsp;California&rsquo;s<a href="https://ca.db101.org/ca/programs/income_support/ssi/faqs.htm#_q339" rel="noopener noreferrer" target="_blank">&nbsp;State Supplemental Payment</a>&nbsp;benefit program. The benefit was created with the intention of providing additional financial support to seniors in long-term care facilities who may not be able to pay their room and board costs with their own income. The amount of the&nbsp;benefit is determined by the applicant&rsquo;s income and is paid out to a&nbsp;maximum of $160.72 monthly.&nbsp; 
 
Financial requirements change frequently,&nbsp;so it&rsquo;s best for those&nbsp;wishing to apply to contact their local Social Security office in person or call 1-800-772-1213.&nbsp; 
 
Long-Term Care Insurance 
 
<a href="http://www.insurance.ca.gov/01-consumers/105-type/7-ltc/" rel="noopener noreferrer" target="_blank">Long-term care insurance</a>&nbsp;is generally purchased by older adults as they prepare for their future. Seniors who hold these insurance policies are eligible to have their assisted living costs covered by their insurance provider after paying any required deductibles, which are typically paid annually.&nbsp; 
 
The exact terms of long-term care insurance policies vary between insurance providers, but generally, they cover the cost of care in an approved assisted living facility provided they&rsquo;re purchased prior to the need for long-term care. Deductibles, rates and eligibility are typically dependent on the provider, the plan and the health history and age of the policyholder. 
 
Elderlife&nbsp;Bridge Loan 
 
Companies such as&nbsp;<a href="https://elderlifefinancial.com/loc/" rel="noopener noreferrer" target="_blank">Elderlife&nbsp;Financial Services</a>&nbsp;offer bridge loans to eligible seniors to help them pay for the cost of long-term care in assisted living facilities or nursing homes. These loans are a good option for seniors who aren&rsquo;t eligible for social assistance via Medi-Cal or other government financial aid programs and subsidies. Bridge loans are applied for by seniors and paid directly to their care facilities. Seniors can repay the loan in monthly installments, and the loans have low interest rates and flexible terms.&nbsp; 
 
Seniors who may be unable to obtain approval on their own may apply with up to six cosigners, which may increase the likelihood of approval and reduce monthly&nbsp;payments.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $5,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 77 Assisted Living Communities in San Jose and several in surrounding areas. <ul><li>Assisted living: $5,500</li><li>Nursing home semiprivate room: $9,125</li><li>In-home care: $5,720</li><li>Adult day health services: $1,993</li></ul>

Assisted Living in San Jose, CA

Assisted Living Articles and Resources

Assisted Living Waiver 
 
California&rsquo;s state Medicaid Managed Care program is called&nbsp;<a href="http://www.medi-cal.ca.gov/default.asp" rel="noopener noreferrer" target="_blank">Medi-Cal</a>. There are several waivers that operate under this program that are designed to provide seniors and disabled individuals with access to long-term care. The&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/pages/assistedlivingwaiver.aspx" rel="noopener noreferrer" target="_blank">Assisted Living waiver</a>&nbsp;exists to help seniors who require a nursing level of care but wish to remain in an assisted living facility and avoid further institutionalization. The waiver helps seniors by providing them with services such as nurse visits, medical care, nonmedical transportation and case management. The program also provides financial aid with the cost of assisted living services. However, seniors participating in the Medi-Cal Assisted Living waiver are required to pay for room and board expenses.&nbsp; 
 
To be eligible for this waiver, seniors must require daily nurse support and be able to continue to live in their assisted living community without endangering themselves. Seniors participating in this program may not have an income that exceeds $1,242 for individuals or $1,682 for couples, and assets owned may not be worth more than $2,000 for individuals or $3,000 for couples.&nbsp; 
 
To apply for the Medi-Cal Assisted Living Waiver program, seniors can contact their&nbsp;<a href="https://www.dhcs.ca.gov/services/ltc/Documents/Care-Coordination-Agencies-2018.pdf" rel="noopener noreferrer" target="_blank">nearest care coordination agency</a>&nbsp;in person or by telephone.&nbsp; 
 
Multipurpose Senior Services Program 
 
The <a href="https://www.dhcs.ca.gov/services/medi-cal/Pages/MSSPMedi-CalWaiver.aspx#services" rel="noopener noreferrer" target="_blank">Multipurpose Senior Services program</a>&nbsp;(MSSP) is another Medi-Cal waiver program. It&rsquo;s intended to provide seniors with financial assistance when accessing services that allow them to continue living in their own home or in an assisted living facility instead of moving to a nursing facility. The program exists to help reduce the load on the state&rsquo;s Medicaid system, which can be heavily affected by the high volume of seniors who require access to costly nursing care in California.&nbsp; 
 
Seniors participating in the MSSP&nbsp;are assessed to determine their specific needs. They may be provided with access to services such as nurse visits, adult companions, respite care, nonmedical transportation, occupational therapy, speech therapy and physical therapy. Those participating in this program also receive assistance with the cost of assisted living or home care services but, as with the Assisted Living waiver, they&rsquo;re required to pay the cost of room and board.&nbsp; 
 
The MSSP&nbsp;only accepts 12,000 applicants at a time, which means the&nbsp;waiting list can be quite long. Eligibility requirements are the same as the assisted living waiver, and seniors may be required to reapply annually.&nbsp; 
 
To apply for the waiting list or to learn more about the enrollment process, seniors can contact the&nbsp;<a href="https://www.dhcs.ca.gov/Pages/contact_us.aspx" rel="noopener noreferrer" target="_blank">California Department of Health Care Services</a>.&nbsp;

Medicaid in California

 Detailed profiles of 77 Assisted Living Facilities in San Jose, CA. Average cost is 5500 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 77 Assisted Living Facilities in San Jose, CA

Nearby Assisted Living Facilities

Other Senior Living in San Jose, CA

Assisted Living Resources in San Jose

Senior advocacy programs provide support to seniors when they need it most. Services may include benefits assistance, long-term care ombudsmen, grief or abuse support groups and community resource facilitation.

Senior Advocacy Programs

Senior centers in San Jose are open to residents aged 50 and older. They offer a range of programs and activities that include classes, daily meals, occasional&nbsp;free access to health checks and social activities.

San Jose Senior Centers

Seniors who have served their country in the military are typically eligible for financial, social and medical benefits that are provided by Veterans Affairs (VA). To learn about available programs and eligibility, seniors can visit their local VA Administration office, and for those who are eligible for medical benefits, health care services are available&nbsp;at VA Medical Centers.

Veterans Affairs

Reviews of San Jose Assisted Living Facilities

THE WATERMARK AT SAN JOSE NOW OPEN! 

A premier senior living destination for Assisted Living and Memory Care in San Jose, California. Introducing The Watermark at San Jose – a community meticulously designed with your utmost comfort and vibrant lifestyle in mind. The Watermark offers both Assisted Living and Memory Care residences. Living choices range from studios to one- and two-bedroom options, all outfitted with stainless steel appliances, upgraded cabinets and fixtures, and elegant vinyl wood plank floors. Each space is not only modern but exceptionally comfortable, and there are no more housekeeping and maintenance issues to contend with. Within the community, residents have access to an array of amenities, including a spacious lobby and library, fitness and wellness center, massage therapy room, and a salon — all curated to enhance your senior living experience. The crafts room, state-of-the-art theater, and inviting outdoor spaces offer ample opportunities for entertainment and relaxation. Strategically located near Santa Clara Valley Medical Center, The Watermark provides not only immediate access to premier medical care but positions you in a vibrant neighborhood where every convenience is just a stone's throw away. Elevate your senior living experience at The Watermark. 

Discover effortless living in our San Jose Assisted Living and Memory Care community. At The Watermark, we prioritize your comfort, handling everything from housekeeping and maintenance to transportation arrangements so you can focus on enjoying each day. Engage your curiosity with Watermark University, offering diverse classes and events that spark lifelong learning and genuine connections. Discover how carefree senior living can be. Celebrate good health and great flavor. Welcome to a San Jose senior living community where every meal celebrates local ingredients and delicious flavors. From the freshest vegetables to the most succulent meats, our chefs create dishes that delight the senses and satisfy the soul. Engage in lively conversations, form lasting connections, and create cherished memories. Every bite invites discovery at The Watermark, and every meal brings residents together in a tapestry of tastes, shared stories, and warm companionship. 

Discover a world of possibilities in San Jose. At The Watermark at San Jose, we embrace a lifestyle that's as dynamic and diverse as the individuals who call our Assisted Living and Memory Care community home. Located in the heart of San Jose, we offer a senior living experience that celebrates your uniqueness, fostering a warm and inclusive community atmosphere. Every day is an opportunity to indulge in leisure and excitement. Relish in gourmet dining experiences, engage in stimulating classes at Watermark University, and embrace the joy of discovery and learning. Whether you're reigniting old passions or exploring new interests, our vibrant community supports your journey every step of the way. Wellness is a cornerstone of our lifestyle, with programs like yoga and fitness classes designed to nourish your mind, body, and spirit. Treat yourself to self-care and relaxation at our on-site spa and salon, and enjoy the benefits of a pet-friendly environment that welcomes your furry companions. 

Our dedicated team of associates is committed to meeting your every need, allowing you to focus on experiencing the richness of life at The Watermark. Surrounded by San Jose's lively culture and stunning landscapes, our community is a gateway to the best the city has to offer. From exploring local dining hotspots to experiencing the area's cultural attractions and natural beauty, life at The Watermark is an endless adventure. Discover the vibrant lifestyle that awaits you here, where each day celebrates living well.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://www.ccld.dss.ca.gov/carefacilitysearch/">California Department of Social Services Licensed Facility Search</a>

The Watermark at San Jose

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You will find yourself surrounded by friends, luxurious accommodations in an atmosphere of timeless elegance at Oakmont of San Jose. Located in San Jose, California near conveniences such as shopping venues, local houses of worship and healthcare providers our consciously designed community brings out the best in our residents, ensuring a full life.

Oakmont Senior Living has been recognized as a leader in the retirement industry. We are committed to both comfort and quality and consistently deliver luxury services at the more than 40 retirement communities we’ve developed.

<h2>Featured Amenities</h2>

From the second you step foot onto our lush campus and walk through our sunlit lobby, you’ll be surrounded by the beauty of a consciously designed community. Wide windows, open and stunningly-lit hallways, handsomely-appointed furnishing and stylish fixtures are among the first things noticed, but that’s just scratching the surface of what Oakmont of San Jose has to offer.

With a unique assortment of spacious apartments, our residents can decorate their home to their heart’s content. Of course, there’s so much more to take advantage of at a luxury retirement community. Stop by our health and wellness center to keep fit or stroll over to the activity center and indulge in all the on-site workshops you desire. In addition we offer restaurant-style dining prepared by a first class chef, a movie theater, fitness center, salon, day spa, gardens and walking paths.

<h2>Available Services</h2>

Luxury at Oakmont of San Jose isn’t limited to the design and character of our community, but permeates our entire culture. We know that design is only one aspect of senior living, and the other part of the equation is the quality of staff and services offered, which is why no detail is spared when it comes to care. You can expect weekly housekeeping, dedicated concierge, valet service and an emergency call system with access to professional staff 24 hours a day.

We are passionate about service and are available to assist with bathing, dressing, grooming, diabetic care, medication management, incontinence care and transferring support. Those who suffer from memory impairments will also benefit from our Traditions memory care program. Our programs are individually tailored to provide the highest quality of life for your loved one, and include specialized activities based on music, sensory and tactile stimulation.

We invite you to visit Oakmont of San Jose where you’ll find a new home to enjoy the best years of your retirement.

Oakmont of San Jose

Welcome to College Manor. Our inviting residential senior living&nbsp;community offers residents the comfort and convenience of a hassle-free lifestyle free from the burdens of home ownership. Located in the city of San Joe, we provide a variety of on-site services to help our residents enjoy their stay to the fullest. In addition, we provide a choice amount of amenities to promote a relaxing experience for individuals residing at our community. Accommodations are available in private suites. For seniors seeking a homelike setting in which to live, College Manor&nbsp;could be the perfect fit for seniors seeking senior living options in or around&nbsp;San Jose, California.

College Manor

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For those seeking a quiet, residential home for a loved one who can no longer live safely alone, Juliet Stephen RCH, in San Jose, California is a wonderful choice. We provide an intimate alternative to larger assisted living facilities. With only a handful of residents and dedicated caregivers available around the clock, residents experience a sense of stability and predictability.

<h2>Featured Amenities</h2>

Our home features well-lit rooms, and spacious common areas with plenty of comfortable seating. Our home has available cable television, window treatments and bathrooms with safety features. Common areas include a living room, as well as well-appointed dining room and full kitchen.

Our courteous staff and caregivers prepare nutritious and balanced meals, three times a day, and can serve options for those with dietary restrictions. Because personally engaging activities are essential to residents’ wellbeing, we match our activities, whether fitness, social or spiritual, to individual interests in a personalized way that larger facilities simply cannot.

<h2>Available Services</h2>

With our caregivers on-site to handle the routine daily chores of housekeeping, there’s no need to worry about the hassles of home maintenance. Tasks such as laundry or linens are handled by our staff as well, so those with mobility issues can live in comfort.

Providing affordable quality wellness solutions for our residents is at the core of our mission at Juliet Stephen RCH. Security is assured by 24-hour staff, available to assist and respond to daily needs. We proactively assist our residents with activities of daily living, ranging from help with ambulation, toileting, dressing and hygiene.

Visit us at Juliet Stephen RCH and see how our home can benefit your loved one.

Juliet Stephen RCH

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The Watermark at San Jose - San Jose, California

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