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The average cost of assisted living in the city is $5,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 4 assisted living facilities in Tracy and 30 in surrounding areas.
The Cost of Senior Care in Tracy, CA
Our services and amenities give residents and their families these priceless benefits: peace of mind; a safe haven; personalized attention and support; companionship; and more ways to make moments of joy every day.Astoria offers the following services for one monthly…
The food is not prepared well. I find that especialy at breakfast, that the service is poor and food almost always has to be returned to be re-heated. Also it seems that onions are added to almost everything that is served. Except for the dining, I think everything else here is fine.Read more Brookdale Tracy reviews
My mom likes Brookdale Tracy. It's clean and comfortable, and the staff is nice and have lots of patience. The residents go on excursions or outings, and they play games. They have a dance once a month and a social night on Friday evenings. They also have church there.Read more Brookdale Tracy reviews
Brookdale Tracy was a beautiful facility, but they don't take part Medicare, and they quote it from $5,000 to $8,500 a month. They had studios, one-bedrooms, and two-bedrooms, which you share, plus each need costs extra; just to pick up medication is $500 a month. They were outrageous. They had physical therapy, speech...Read more Brookdale Tracy reviews
Genworth’s 2018 Cost of Care study reviewed senior care costs through the county. The study shows the average monthly cost of assisted living in Tracy is $5,500 per month, which is $1,000 higher than the state average and $1,500 higher than the national average. Prices are similar in nearby Salinas and San Francisco ($5,500), while the prices are much lower east of Tracy in Modesto ($3,200) and Merced ($3,500).
Throughout California, assisted living costs are highest along the central Pacific Coast in the Bay Area. Senior care costs are most affordable in smaller cities inland, such as Visalia ($3,675), Stockton ($3,500) and Bakersfield ($3,150).
Note: Senior care cost data wasn’t available for Tracy, so data for the closest city, San Jose, was used.
The Cost of Assisted Living in Surrounding Areas
The average monthly cost of assisted living in Tracy is $5,500, which is $3,625 less than semiprivate nursing home care. Each of these services include room and board, however, nursing facilities also provide continuous health care to those with complex medical needs.
Community-based senior care starts at $1,993 per month for adult day health services delivered in a group setting on weekdays only. Hiring a homemaker for 44 hours per week costs an average of $5,720 per month, and a home health aide costs $6,006 per month. It’s important to understand these community-based care costs are in addition to day-to-day living expenses, such as home repairs, property insurance and groceries.
Senior Care Cost Comparison Chart
Medicaid is a federally mandated, state-administered health plan for low-income Americans and qualified immigrants. It provides basic health care coverage for primary, emergency, and long-term care services, including hospitalization and nursing facility care.
Some states offer expanded Medicaid benefits, such as dental and vision care, prescription drug coverage, hospice care and enhanced screening and early intervention services. These benefits are often included in state-specific home and community-based waivers designed to save costs and reduce the number of Medicaid-funded nursing home placements.
Qualifying for Medi-Cal
In California, Medicaid is known as Medi-Cal. To qualify for no-cost coverage, seniors aged 65 and older must have a low income and few financial resources. Individual applicants can earn a maximum of $1,242 per month and own up to $2,000 in countable assets, and couples can earn up to $1,682 per month and own up to $3,000 in countable assets.
Some assets are excluded, most notably, a home in which the applicant and/or their spouse live. Unlike other states, California doesn’t limit the value of the excluded home.
When only one spouse requires Medi-Cal coverage and the community spouse is financially dependent on the applicant’s income, the applicant can transfer up to $3,161 of their income to the community spouse to prevent spousal impoverishment.
The community spouse is also entitled to half of the couple’s joint assets, up to a value of $126,420, in addition to the Medi-Cal exempt assets.
Assisted Living Home and Community-Based Medi-Cal Waiver
Seniors with full-scope Medi-Cal coverage who require the level of care normally provided in a nursing facility may qualify for enrollment in the Assisted Living waiver.
This home and community-based waiver provides fragile seniors with long-term personal care help in an assisted living setting in order to prevent nursing home placement.
Services are assigned based on medical need and may include housekeeping, skilled and intermittent nursing, personal care and adult day programming. Eligible seniors who wish to move from a nursing home into an assisted living facility may also be provided with transitional support.
Note: ALW services are only available in participating assisted living facilities, therefore, seniors accepted into the ALW program may be placed on a waiting list.
For more information on Medi-Cal, contact the Department of Aging and Community Services of San Joaquin County at (209) 468-1104.
To request an ALW assessment, contact Norcal, the San Joaquin County ALW care coordinator agency at (925) 519-6100.
Program of All-Inclusive Care for the Elderly
Seniors aged 55 and older who are either Medi-Cal covered or both Medicare and Medi-Cal dual-enrolled and have care needs that meet the requirements for nursing home placement may qualify for the Program of All-Inclusive Care for the Elderly. This community-based managed care program is also open to participants who aren’t on Medi-Cal but have the financial resources to pay.
PACE allows seniors who would otherwise be institutionalized to age in place in a community setting, such as assisted living, by providing wrap-around services and supports. PACE participants receive all of their Medicaid benefits through the program, and all health care providers are affiliated with PACE.
PACE services are centralized around the barrier-free PACE day center equipped with an outpatient medical clinic, therapy rooms, recreation facilities and a cafeteria. There’s also a dedicated space for dementia care.
Participants are provided with free door-to-door transportation weekdays to the PACE center, and in-home services, such as personal care and skilled nursing are included.
The multi-disciplinary PACE team includes:
PACE enrollment is voluntary and participants are free to leave the program at any time.
For more information on Stockton PACE, the San Joaquin County PACE program, call (209) 442-6077.
Optional State Supplementation
The OSS is a state-sponsored program that provides eligible seniors with SSI top-up funding for use towards their room-and-board costs. If approved, individuals may receive up to $1,194.37 per month in SSI/OSS benefits, and couples may receive up to $2,388.74.
For more information, contact the Social Security Administration at (800) 772-1213.
Outpatient VA health care, including primary, mental health and substance abuse services, are available at the Stockton VA Clinic, an affiliate of the VA Palo Alto Health Care System.
Veterans and survivors can contact San Joaquin County Veterans Services for help with VA claim preparation, submission and appeals and to book free transportation weekdays to the Livermore VAMC.
Stockton VA Clinic
7777 South Freedom Rd., French Camp, CA 95231-9694
San Joaquin County Veterans Services
105 South San Joaquin St., Stockton, CA 95202
Seniors aged 50 and older can join a Zumba class, learn a new craft and make new friends at the Lolly Hansen Senior Center. Open Monday to Friday, the center hosts a wide variety of low-cost activities designed to help seniors stay active.
Seniors can also learn about local services by meeting with the Senior Link Specialist at the center every Monday, Wednesday and Friday afternoon by appointment.
Lolly Hansen Senior Center
375 E. 9th St., Tracy, CA 95376
Seniors qualify for discounted fares on all City of Tracy TRACER and San Joaquin Regional Transit District bus routes. Riders who are unable to use the fixed-route system due to disability can register for ADA paratransit and dial-a-ride service.
Low-income seniors who need access to a food pantry, free clothing and household goods can contact Tracy Interfaith Ministries, a volunteer-run charitable organization.
Tracy Interfaith Ministries
311 W. Grant Line Rd., Tracy, CA 95376
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