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The average cost of assisted living in the city is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 10 assisted living facilities in Stockton and 30 in surrounding areas.
The Cost of Senior Care in Stockton, CA
Here at The Commons on Thornton, we're dedicated to offering a true sense of belonging to seniors and their families. It's a feeling you'll notice the mome...
Lincoln Manor is locally owned assisted living care home with 6 residents. Lincoln Manor is located in a beautiful quiet neighborhood. We aim to provide the highest quality of care to all residents at all times by making them feel…
Call 1-800-991-9257 for details
Elekarim's Residential Care Home in Stockton, California offers quality assisted living staffed by dedicated professionals. Every day, residents can benefit from a variety of activities and amenities.
Located just a few miles from the conveniences of Stockton, Atria Bayside Landing is an elegant independent living community for seniors residing in California.
Scenic grounds, a full continuum of care and exceptional living amongst other active seniors is found at O’Connor Woods, a continuing care community set in bustling Stockton.
Rio Las Palmas was very good. My mother said that they were attentive, and when she needed something, they were right there. They came once a week to clean the apartment and take her down to breakfast, lunch, and dinner. Her room was very nice. My mother never participated in activities, but my sisters thought that wha...Read more Rio Las Palmas reviews
I really liked Rio Las Palmas. I thought that it was a really good value for the money. I looked at a junior studio and a 1-bedroom unit, and I thought that the 1-bedroom was quite spacious. The dining room was very nice, and the lobby was very nice, too. The person that assisted me was able to introduce me to some of ...Read more Rio Las Palmas reviews
Rio Las Palmas seemed very nice and clean. From all that I could see, it looked like a very nice place. The staff members all seemed very nice. They were very welcoming and very informative. It was a good visit. There were activities posted. They were preparing and decorating for a seniors dance the day that I was ther...Read more Rio Las Palmas reviews
Rio Las Palmas was probably the best place we went to. The place was really spacious and clean. The staff was good, and they looked like they ran a pretty tight ship. Everything in there was beautiful. The first thing you see is a really grand entrance area with a really big sitting area in the entrance way and a lot o...Read more Rio Las Palmas reviews
The Commons on Thornton was beautiful. I wish I could live there myself. They have everything. The rooms were very nice and well sized. The staff was very welcoming. The dining area was like a restaurant. I felt like I was on a cruise ship. It seemed like 4-star dining, and you could go in between mealtimes and get foo...Read more The Commons on Thornton reviews
My tour at The Commons on Thornton was very informative. They went over everything as far as what they had to offer and the prices. The person who gave us the tour answered all our questions. They also told me about all the activities and amenities that they had.Read more The Commons on Thornton reviews
Genworth’s 2018 Cost of Care study reveals that Stockton’s assisted living costs are relatively affordable at $3,500 per month. This is $500 less than the national average and $1,000 less than the California average. Bakersfield, Madera and Modesto are the only sizable cities in the state more affordable than Stockton.
Assisted living is substantially more expensive in other areas of California. In many major cities, including Los Angeles and San Diego, seniors pay $1,000 more monthly than they would in Stockton. In Santa Cruz, the average cost of assisted living is a whopping $5,595, which is over $2,000 more per month than Stockton.
The Cost of Assisted Living in Surrounding Areas
The monthly price of long-term care varies depending on the type of services desired. Adult day health services are significantly less expensive than other options at just $1,679 per month. At $3,500, assisted living may seem expensive in comparison, but seniors who live in nursing homes pay more than twice that amount.
Seniors who want to stay at home may consider homemaker or home health aide services, which cost an average of $4,957 per month. These options cost significantly more than assisted living, since they only include the cost of care itself. Seniors who remain at home are still responsible for household operating expenses, such as mortgage payments, maintenance, utilities, groceries and property taxes.
Senior Care Cost Comparison Chart
Medi-Cal, California’s Medicaid program, pays for medical services for eligible residents, including children, pregnant women, low-income adults and seniors, the blind and those with disabilities. The program provides a variety of free or low-cost health services, such as preventative care, emergency services, doctors visits, hospital care, dental and prescriptions.
Seniors who qualify for health coverage through Medicare can receive other services, such as short-term nursing care, in-home support and adult day programs, but not room and board in an assisted living facility. However, an individual may get help with this expense through the Medicaid waiver program detailed below.
Medi-Cal has income and resource requirements. The maximum allowable income is $16,146 per year for single seniors and $21,892 for couples. One-person households are permitted $2,000 in resources, while couples can have up to $3,000. Some assets, such as a home, car, clothing, household items and recreation items, are not counted toward the resource limit.
Seniors who earn too much to qualify for full Medi-Cal may be eligible for coverage with a share of cost. This means they must spend a predetermined amount of their income on medical bills before Medicaid kicks in. Those who receive SSI automatically qualify for full Medi-Cal coverage and don’t need to submit an application.
Seniors can apply for Medi-Cal by:
Medi-Cal Assisted Living Waiver
Seniors who need help paying for long-term care may be eligible for the Assisted Living waiver program. The waiver covers many services provided in assisted living facilities and other community settings, but it doesn’t pay for room and board. Covered services include housekeeping, transportation, meals, recreational activities and assistance with activities of daily living. Other ALW benefits include the coordination of necessary services and help transitioning from a nursing home to assisted living.
To participate in the ALW program, seniors must:
Applications and assessments for this waiver are handled by five Care Coordination Agencies serving San Joaquin County, and seniors can contact their closest location.
Optional State Supplementation
Stockton seniors who receive Supplemental Security Income may qualify for additional money through California’s Optional State Supplementation program to help pay room and board in an assisted living facility. For single seniors the maximum OSS payment is $412.30 per month, while couples may receive up to $824.60.
To learn more, call the Social Security Administration at (800) 772-1213.
Medi-Cal-qualified seniors may be eligible to receive medical, support and social services at no cost through the Program of All-Inclusive Care for the Elderly. Those who aren’t eligible for Medi-Cal can enroll in PACE by paying a monthly premium or the self-pay rate.
The PACE program coordinates and provides all the services needed to help a senior remain independent. Services may include medical care, prescriptions, help with activities of daily living, nutrition, dental, vision, hearing and transportation.
Stockton residents may qualify for PACE if they are 55 years of age or older and assessed as needing nursing facility care. With the help of PACE services, they must be able to live safely at home or in an assisted living facility.
Interested seniors can contact Stockton PACE at (209) 442-6077 to learn more.
Long-Term Care Insurance
Seniors who are worried about paying for long-term care in the future may consider long-term care insurance. This type of insurance helps pay for nursing homes, assisted living facilities, home care and other long-term care options.
Those who apply for long-term care insurance can expect to provide details about their health history, and seniors with extensive health issues may pay higher monthly premiums if they qualify.
Seniors who need help understanding a long-term care insurance policy or filing a claim can contact Elderlife Financial at (888) 228-4500.
Stockton’s six community centers offer a variety of programs for those age 50 and older. City residents can purchase a yearly senior membership for $25, which gives them access to daily and monthly events. Daily activities include fitness classes, card games and art groups. Senior luncheons, free haircuts and free Farmer’s Market produce are some of the monthly offerings.
The local Social Security office can help seniors apply for benefits and programs such as SSI. Seniors who already receive SSI and are moving into assisted living can contact the office to learn more about optional state supplementation.
Stockton Social Security Office
4747 Feather River Dr, Stockton, CA 95219
The San Joaquin County Human Services Agency acts as the AAA for Stockton and the surrounding areas. The AAA can provide information about assisted living, Medi-Cal, waiver programs and other useful topics. It also provides referrals to social and supportive services. Family caregivers of seniors can access helpful resources, including support programs and caregiver training.
San Joaquin County Human Services Agency
333 E Washington St, Stockton, CA 95202
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