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The average cost of assisted living in the city is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 3 assisted living facilities in Lodi and 30 in surrounding areas.
The Cost of Senior Care in Lodi, CA
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Ashley Place has served the Lodi community since 1976, providing compassionate assisted living, allowing each of our residents to live life as independently as possible.
Family owned and family operated, River Fountains of Lodi is a family focused community that provides accommodations and services for independent living and assisted living.
Formerly Chancellor Place, Brookdale Lodi is by far the premier assisted living facility in Lodi, CA. Conveniently located on West Kettleman Lane, it is easy to find and easy to park once you get there. This beautifully designed and decorated two story building offers one bedroom apartments. Delicious meals includin...Read more Brookdale Lodi reviews
The cost of assisted living in Lodi averages $3,500 per month, which is $1,000 less than the median rate in California ($4,500) and $500 lower than the national average of $4,000. Prices vary drastically across the region with much higher costs in some cities, such as Vallejo ($4,350), Sacramento ($4,473) and Napa ($5,425). In other communities, the monthly rate for assisted living is within $200 to $300 of the local average, in particular Yuba City ($3,679), Merced ($3,500) and Modesto ($3,200).
Note: Cost data for senior care in Lodi wasn’t available, so data for the nearby city of Stockton was used instead.
The Cost of Assisted Living in Surrounding Areas
The price paid for long-term care in Lodi varies greatly, and it’s based on the skill level and extent of care required and where it’s received. Providing limited group care on weekdays, adult day health services ($1,679) are the least expensive option, and it’s less than half the cost of assisted living ($3,500). Round-the-clock care in nursing home facilities ($8,173) costs almost $4,700 more than assisted living even though meals and housing are provided with both options.
Seniors who stay at home and opt for homemaker or home health aide services ($4,957) pay almost $1,500 more than the average cost charged for assisted living. Rates for in-home options include direct service hours only, whereas assisted living covers room and board. With in-home care, seniors have to pay for utilities, property taxes, insurance, maintenance and groceries as well as their monthly care costs.
Senior Care Cost Comparison Chart
The national health insurance program Medicaid provides over 65 million Americans with free or low-cost health care services. Each state administers its own Medicaid program according to federal guidelines. The California program called Medi-Cal ensures low-income elderly residents receive a wide range of benefits, including:
Qualifying for Medi-Cal for Long-Term Care
To qualify for Medi-Cal coverage for long-term care, Lodi residents must have legal immigration status or be U.S. citizens and aged 65 or older. Adults under age 64 who are blind or disabled may also qualify. Applicants must meet the program’s income and assets limits of:
All sources of income count toward the above limits, but some assets are automatically disregarded including an applicant’s personal belongings, irrevocable burial trusts, an owner-occupied principal home, household goods and one automobile.
Exceptions to Medi-Cal Financial Limits
Those receiving Supplemental Security Income are automatically enrolled in Medi-Cal with full-scope benefits. The income limit doesn’t apply to seniors assessed as needing nursing home care as long as they meet the asset limit and Medi-Cal’s other eligibility criteria.
Lodi residents who exceed the income limit but have high medical bills may become eligible through a share of cost. With this qualification method, Medi-Cal determines the applicant’s share based on their excess income, and this amount must be put toward outstanding medical bills to reach the eligibility threshold.
Medi-Cal Assisted Living Waiver
California Medicaid offers an Assisted Living waiver in certain counties, including San Joaquin. The purpose of the waiver is to reduce premature nursing home placements by giving eligible seniors the alternative of receiving long-term care in approved assisted living communities.
Lodi residents can qualify for the ALW if they’re aged 65 or older or aged 64 and younger and disabled and are:
Those approved for the ALW are responsible for paying the room-and-board portion of their assisted living fees, but the waiver reimburses the facility for various provided services, such as:
Not all assisted living facilities in San Joaquin County participate in the ALW program, and enrollment is capped by Medi-Cal, so eligible seniors may be placed on a waiting list based on availability.
To learn more about the ALW program or begin the application process, Lodi residents can contact Infinity Care Services of Stockton at (209) 264-0300 or their choice of four other Care Coordination Agencies serving San Joaquin County.
Program of All-Inclusive Care for the Elderly
Lodi residents eligible for full-scope Medi-Cal coverage or enrolled in both Medicaid and Medicare may qualify for no-cost comprehensive care through the PACE program.
The aim of PACE is to help seniors retain their independence and avoid premature nursing home admission. The program doesn’t pay for room and board or services provided by assisted living facilities, but PACE-provided services may help seniors reduce their cost of care.
In addition to Medi-Cal medical services, PACE enrollees receive personalized case management and various support services based on their individual needs, which may include:
To qualify for the PACE program, applicants must be aged 55 or older and evaluated to verify their need for nursing home care and ability to live safely in the community. They must also live within the program’s designated service area based on zip code.
To learn more or apply, interested Lodi seniors can contact Stockton PACE at (209) 442-6077.
State Supplemental Payment
The California State Supplemental Payment is a cash benefit that tops up the monthly amount seniors receive through the federal SSI program. Those living in public institutions can’t qualify, but single seniors and disabled adults living in assisted living facilities can receive up to $1,194.37 per month in combined SSI and SSP benefits. The maximum amount for married couples is $2,388.74.
To learn more or apply for SSI and SSP benefits, Lodi residents can call the Social Security Administration at (800) 772-1213.
The Loel senior center is a thriving gathering site where older Lodi residents can get together for a nutritious lunch, socialize over card and board games, relax in the library or tend a patch of the community garden.
The center also offers low-impact exercise classes, line dancing and other fitness-focused activities; workshops and technology classes; movie matinees; bowling and other Wii sports; and twice-a-month bunco games.
Loel Senior Center
105 S. Washington St., Lodi, CA 95240
As the designated local Area Agency on Aging, the San Joaquin County Human Services Agency acts as a resource hub for aging-related programs and services that enhance quality of life and promote independence for area seniors.
The many resources AAA provides include health insurance and long-term care options counseling, application assistance for public benefits such as Medi-Cal and its waivers, adult protective services and in-home support. The agency also oversees senior nutrition programs and a long-term care ombudsman program.
San Joaquin County Human Services Agency
333 E. Washington St., Stockton, CA 95202
The city of Lodi offers ADA-compliant transportation services to help local seniors and disabled adults maintain their independence. Seniors can choose between fixed-route and door-to-door paratransit services to best meet their needs. Services are available seven days a week, and disabled riders and those aged 60 or older pay no more than half the regular fare.
City of Lodi Transit Division
221 W. Pine St., Lodi, CA 95240
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