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The average cost of assisted living in the county is $4,473 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 38 assisted living facilities in Placer County and 30 in surrounding areas.
At The Terraces of Roseville, we offer a lifestyle for independent living, assisted living and memory care that is as expansive and special as our community.
Located in the heart of Roseville, our lovely community is located in a nice, quiet neighborhood. Meadow Oaks of Roseville has a great variety of activities our residents can participate in. With several beautiful enclosed courtyards and walking paths, our…
Resort-style living awaits seniors at Eskaton Village Roseville, a community set amidst gorgeous scenery and featuring a variety of apartment styles and comprehensive services.
Sitting close to numerous local shopping destinations and medical services, Brookdale Sterling Court offers a complete package of assisted living and memory care services.
Eskaton Lodge Granite Bay assisted living offers all the maintenance-free and stress-free services of independent living with additional personal care services.
Settled in a residential neighborhood in Auburn, California, Oakwood Village offers assisted living and memory care with studios and one-bedroom apartments featuring full kitchens.
Elite Quality Care is located in the beautiful city of Roseville. We are a residential senior care home with six rooms dedicated to providing the best care possible for your loved ones. Come explore the comfortable home living, beautiful grounds…
Call 1-800-991-9257 for details
Located in quiet Lincoln, California Gladding Ridge Assisted Living & Memory Care Community offers both assisted living and compassionate memory care for you or your loved one in a comfortable homelike atmosphere.
Opening on November 15, 2016 Summerset Senior Living of Lincoln is a community that takes care of independent seniors and provides services they desire.
At Rosepointe Care Home our philosophy is to provide personalized resident centered care in order to meet individual preferences and needs. We treat all residents with dignity, provide privacy, plus encourage independence and freedom of choice. We include meals, housekeeping,…
At Sunny Side, our goal is to provide our residents with the best in senior living. Our high quality care and dedicated staff ensure that the health needs of all our residents are supported, while our wide variety of activities…
Families can rest easy when their loved one moves to Loomis Home Care. We treat each resident like a member of our family, offering the best in services and amenities.
Call 1-800-991-9257 for details
At The Pines, A Merrill Gardens Community, retirement has never looked so good because our community is designed from the ground up to include all the features and services that the discerning senior desires.
Compassion Senior Care allows seniors to continue living in a home-like environment, while also getting all the activities they want and the services they need.
Sunshine Senior Care, Inc. allows seniors to continue living in a home-like environment, while also getting all the activities they want and the services they need.
Greening's Care Home II allows seniors to continue living in a home-like environment, while also getting all the activities they want and the services they need.
Call 1-800-991-9257 for details
Ansel Park is a unique, new retirement living concept where Independent Living, Assisted Living and Memory Care will discover new adventures on one elegant campus. Ansel Park is set upon 14 acres overlooking the Reason Farms Environmental Preserve and borders…
This community features a design and community layout that provides residents with many places to walk, sit, socialize, dine and enjoy activities. Private apartments are well appointed, spacious and some provide views of the courtyard overlooking gardens, and wildlife. This is a very clean and well maintained community...Read more Eskaton Lodge Granite Bay reviews
This community looks like a vacation resort nestled among the trees. The lodge style building with stylish architecture and impeccable landscaping make this a place you want to live. The occupancy is usually full, so you may have to wait for an apartment to come available, but it is well worth the wait. Outdoor dinin...Read more Eskaton Lodge Granite Bay reviews
We had my Mom there in Memory Care for over 2.5 years. I should have moved her much sooner. They really don't have the facility or staff to handle dimentia patients well. She got out of the facility a dozen times and they would call me down there constantly. They sent her to the hospital unneccessarily. Plus their p...Read more Sunrise of Rocklin reviews
This Sunrise community is conveniently located on Sierra College Blvd. in Roseville. It has a beautiful country-like setting with well manicured landscaping, a white railed front porch and Victorian architecture that make you feel right at home. This is not your traditional assisted living community, in fact, they go...Read more Sunrise of Rocklin reviews
The Terraces of Roseville is conveniently located off of Sunrise Blvd with plenty of parking nestled among the oak trees. This community offers Independent, Assisted and Memory Care Options so if your level of care increases, you can stay within the same community. There are so many activities that this is like a crui...Read more The Terraces of Roseville reviews
According to the Genworth 2018 Cost of Care study, assisted living in Placer County has a slightly lower average monthly cost compared to the rest of the state, but it’s about $500 more expensive than the national average.
The most affordable assisted living costs in the surrounding areas can be found in Stockton and Modesto at $3,500 and $3,200 a month, respectively. The most expensive places in the vicinity of Placer County are Napa and Santa Rosa at $5,425 and $5,500 a month.
Note: Data for the cost of care for seniors was not available for Placer County, so data for the nearest major city, Sacramento, was used.
Cost of Assisted Living Comparison Chart
As with other areas of the state and country, the level of senior care is the biggest factor in determining the cost. Services for seniors living in their own homes, such as home health aides and homemakers, are slightly more expensive than assisted living in Placer County. Also, it is important to note that many regular household expenses are covered in the cost of assisted living, which may make it even more financially viable than in-home services. Nursing home care is easily the most costly long-term care option, averaging $4,000 more per month than assisted living.
Cost of Homemaker/Home Health Aide Comparison Chart
Federal and state governments provide assistance to seniors with low income and disabled people to help pay for a range of health care services. This care includes emergency services, doctor and hospital visits, mental health services, prescription drugs, physical rehab and chronic disease management.
The qualification and eligibility process for Medi-Cal can be complicated. For example, there are currently over 90 eligibility categories, which are further split into full-scope or partial-scope coverage, depending on various factors such as age, disability, income and medical needs.
Most eligibility categories can be disregarded as they are not relevant to seniors, but it’s still recommended to seek help in determining which category provides the most benefits.
Low-income seniors and the blind or disabled can receive full-scope Medi-Cal with no share of cost when qualifying for the Aged and Disabled Federal Poverty Level Program. To be eligible for A&D FPL, applicants must have countable monthly income and assets below the maximum allowed for Medi-Cal, as explained below.
Seniors who cannot afford to pay for required medical services but whose income and assets are over the limit for other categories can apply for Aged, Blind, and Disabled – Medically Needy Medi-Cal. However, ABD-MN coverage has a cost-sharing structure.
Recipients of Supplemental Security Income benefits automatically qualify for the SSI-Linked Medi-Cal category, which provides full-scope coverage. Generally, no separate application for Medi-Cal is required.
While each category is different, the eligibility requirements for seniors applying for Medi-Cal include a minimum age of 65 or, if younger, blind or disabled by Social Security standards. The applicant must be a legal resident of California and also meet income and asset limits.
The monthly income limit for Medi-Cal as an individual is 138 percent of the Federal Poverty Level, which, in 2019, is $1,436 plus $500 for each additional person in the household. The maximum limit on assets is $2,000, which excludes the home, one vehicle and other non-countable assets.
There are no categories of Medi-Cal coverage that pays for all costs associated with assisted living, and this level of care is not considered an entitlement in California. For these reasons, it’s recommended to apply early and get on the waiting list to receive any available services.
It is also important to note that Placer County does not currently participate in the Assisted Living Waiver program, which can help pay for some aspects of care in assisted living facilities elsewhere in California. It may be worthwhile to check the list of participating counties to see whether relocating could be more economical.
Seniors and their caregivers can find more information and apply for Medi-Cal via the California Department of Health Care Services website or by mail. Alternatively, applicants can visit a Placer County Human Services office in-person or call (530) 889-7610 for the Auburn branch.
Optional State Supplement
The federal government provides payments to low-income seniors and other at-risk groups in the form of Supplemental Security Income benefits. In California, the state government also provides benefits on top of SSI through the Optional State Supplement.
Recipients can use OSS benefits to pay the cost of room and board in an assisted living facility, and the money is paid directly to the facility itself. The exact payment amount is based largely on the living arrangements of the applicant and whether they apply as an individual or couple.
In California, the state government has set a limit for the cost of room and board in Medicaid-funded assisted living facilities. This means that anyone eligible for Medi-Cal should receive enough federal and state Social Security benefits (SSI and OSS combined) to pay the full cost of room and board. However, this is generally only true for facilities that accept Medicaid funding.
As of 2019, the maximum combined benefit of SSI and OSS for an individual in California is $1,194 a month and $2,388 for a couple.
To apply for OSS benefits, find a Social Security Office near you or call (866) 931-6087 for the Auburn office.
Veterans Affairs Aid and Attendance Program
Veterans who require help performing activities of daily living from another person can benefit from the A&A program. This benefit can also provide payments to a surviving spouse. The monthly A&A payment is paid on top of the regular monthly pension for veterans, and this money can be used to pay for some of the costs of assisted living.
In general, applicants must meet one of these requirements: need assistance with activities of daily living, be bedridden, be living in a nursing home or have poor eyesight.
Applicants must also meet all of these requirements: minimum 90 days active duty (including at least one day considered wartime), honorably discharged and within the allowed income and asset limits based on various factors. For example, individual income must not exceed $22,577 as of 2019.
It is strongly recommended that applicants seek help in determining eligibility due to the complex requirements for this program. Find a VA location in your area to get assistance in the process, or call the Citrus Heights Vet Center at (916) 535-0420.
An Area Agency on Aging serves each area of the state. Placer County is in Area 4, along with Sacramento County and others. AAAs provide guidance, education and health services for people 60 years of age or older. Area Agencies on Aging also act as advocacy groups for aging-related issues and have programs for caregivers.
Area Agency on Aging Area 4 (AAA4)
1401 El Camino Avenue, 4th Floor, Sacramento, CA 95815
Vet centers can help in applying for benefits such as the Aid and Attendance Program, which can provide extra money for assisted living. The closest vet center for Placer County residents is in Citrus Heights.
Citrus Heights Vet Center
River City Bank Building, 5650 Sunrise Boulevard, Suite 150, Citrus Heights, CA 95610
Senior centers can be a great resource for the elderly and their caregivers to receive support and training on various issues or simply as a place to eat lunch and meet new people. While these centers are primarily useful for those still living in the community, they can also provide guidance with issues related to assisted living and transitioning from home to other facilities.
12183 Locksley Lane, Suite 205, Auburn, CA 95602
Senior Life Center
6414 Brace Road, Loomis, CA 95650
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