Assisted Living in Rocklin, CA

Assisted Living Costs in Rocklin

According to the Genworth 2018 Cost of Care Study, Rocklin’s average monthly cost of assisted living is just below the state average ($4,500) and nearly $500 above the national average ($4,000). Rocklin’s assisted living costs are reasonable when compared with some of the larger cities in California, such as San Francisco and San Jose, which both have assisted living costs of $5,500. When compared with Los Angeles, the average cost of assisted living in Rocklin is about the same. 

Specific cost data isn’t available for Rocklin. Data for the nearest major city, Sacramento, has been listed instead.  

Cost of Assisted Living Comparison Chart

• Rocklin: $4,473
• National average: $4,000
• State average: $4,500
• Bakersfield: $3,150
• Los Angeles: $4,500
• Madera: $3,323
• Oxnard: $4,575
• San Francisco: $5,500
• San Jose: $5,500

Care Cost Comparison

The average cost of care varies quite a bit depending on the type of care required. In cities such as Rocklin, this is especially evident in the comparison between assisted living and nursing home care costs. On average, the monthly cost of nursing home care in the city is about $4,000 higher than assisted living. Home care costs are slightly more expensive than assisted living as well, and the cost difference is extreme when factoring in additional expenses that are incurred when living at home, such as rent, food and utilities, which are normally included in the cost of assisted living.

Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $4,473
• Homemaker services: $4,767
• Home health aide: $4,957
• Adult day health: $1,733
• Nursing home care (semiprivate room): $8,517

Financial Assistance for Assisted Living in Rocklin

Medicaid in California

In California, the state’s Medicaid Managed Care program is called Medi-Cal. Medi-Cal is available to low-income Rocklin residents such as seniors, children, disabled persons and pregnant women. Participants of Medi-Cal programs may receive financial assistance or access a variety of health-related services, including medical care, dental care, prescription medications, long-term care, counseling services or nonemergency transportation. The state of California funds Medi-Cal in partnership with the federal government. In order to receive financial help with the cost of assisted living, seniors must apply under one of two programs: the Assisted Living Waiver or the Multipurpose Senior Services Program. 

To be eligible for either of these programs, seniors must submit to a full health care assessment and need daily care and support services. Financially, individual applicants may not have a monthly income that exceeds $1,242 or assets valued at more than $2,000. Couples who apply together may not have an income that exceeds $1,682 or have assets valued at more than $3,000.

Assisted Living Waiver

The Assisted Living Waiver is available to seniors who reside in an assisted living facility. It provides financial assistance with the cost of assisted living care and access to support services such as nonmedical transportation, nurse visits, senior companion services and medical and dental care. While this program does cover the cost of care in assisted living facilities, it does not include room and board. Therefore, seniors are responsible for seeking out alternative programs for these expenses or paying out of their own pocket. 

To apply for the Assisted Living Waiver, seniors can contact Guidant Care Management (877) 919-0539 or visit any Care Coordinator Agency in the Sacramento area. 

Multipurpose Senior Services Program

The Multipurpose Senior Services Program provides support to seniors who live in assisted living facilities or at home yet require nursing care. Its purpose is to lighten the load on the Medi-Cal system by reducing the number of seniors who need assistance with the cost of nursing home care, which is substantially more expensive than assisted living or home care in California. 

Seniors who participate in the MSSP are assessed regularly to determine their level of need and are provided with services as required. Some of the assistance provided as part of this program includes nurse visits, occupational therapy, physical therapy, case management, nonmedical transportation and respite care. 

The MSSP program is open to all eligible residents of California and only accepts 12,000 participants at one time, which results in a waiting list that can get lengthy at times. As such, seniors are typically asked to reapply on an annual basis. 

To learn more about the application process,  seniors can contact the California Department of Health Care Services at (707) 565-4700.

Other Financial Assistance Programs for Assisted Living

State Supplemental Payment

California’s State Supplemental Payment is available to low-income seniors who receive the federal Supplemental Security Income benefit. The SSP helps those who reside in long-term care facilities pay for room-and-board costs. The monthly payment is based on the senior’s income and needs and is paid out at a maximum of $160.72. 

The financial eligibility requirements for the SSP change frequently. To learn more about these requirements or to apply for the benefits, seniors should contact their local Social Security office by calling (800) 772-1213. 

Elderlife Bridge Loan

Elderlife Financial Services provides bridge loans to seniors who need assistance paying for the cost of long-term care. Bridge loans are paid directly to the senior’s assisted living facility and can be paid back in monthly installments by the senior and their cosigners. 

Eligibility depends on credit and income, but seniors who don’t qualify on their own can apply with up to six cosigners to increase the likelihood of approval. Seniors can apply online or by calling (888) 228-4500. 

Long-Term Care Insurance

Long-term care insurance policies can help seniors pay for the cost of assisted living or other long-term care. These policies typically need to be purchased while the policyholder is still in good health and before the need for long-term care exists. Eligibility, as well as monthly premiums and deductibles, vary depending on the plan and the provider. 

Assisted Living Resources in Rocklin

Senior Centers in the Rocklin Area

Senior centers provide those aged 55 and older with a community gathering place. They often provide services and programs that include group day trips and activities, hot meals and exercise or craft classes.

Senior Life Center
6414 Brace Road, Loomis, California 95650
(916) 660-0543

All About Seniors
915 Highland Pointe Drive, Roseville, California 95678
(916) 201-2731

Veterans Affairs

Seniors who are eligible for assistance from Veterans Affairs may be able to participate in a variety of benefits programs and receive access to medical care in VA clinics. 

Placer County Veterans Services Office
1000 Sunset Boulevard #115, Rocklin, California 95675
(916) 780-3290

Area Agency on Aging

The Area Agency on Aging provides seniors with access to community resources and benefits programs and acts as an advocate for senior citizens by protecting their rights and freedoms. 

Agency on Aging/Area 4
1401 El Camino Avenue, 4th Floor, Sacramento, California 95815
(916) 486-1876