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"Santa Maria Terrace is centrally located in the charming City of Santa Maria, California. The Santa Maria Valley is nestled in the foothills..."
READ MOREThe average cost of assisted living in the city is $4,825 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 22 Assisted Living Communities in Santa Maria and several in surrounding areas. The Cost of Senior Care in Santa Maria, CA
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"Santa Maria Terrace is centrally located in the charming City of Santa Maria, California. The Santa Maria Valley is nestled in the foothills..."
READ MORE"Formerly known as Arbor View, Merrill Gardens at Santa Maria is nestled in the Santa Maria Valley, one hour north of Santa Barbara and 30 mi..."
READ MORE"Magnolia Care Home is located in the foothills of Santa Maria, California, adjacent to the Rancho Maria Golf Club. Residents speak highly of..."
READ MORE"Residents and their families select our community for many reasons; starting with our spacious, elegantly designed and amenity-rich surround..."
READ MORE"Welcome to Villa Care Home II. Our inviting senior living community offers residents the comfort and convenience of a hassle-free lifestyle ..."
READ MOREBy clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.
"______________________________________ Welcome to Villa Care Home I. Our inviting senior living community offers residents the comfort and ..."
READ MORE"______________________________________ Welcome to Zeny's RCFE #1. Our inviting senior living community offers residents the comfort and..."
READ MORE1130 Grapevine Rd, Santa Maria, CA 93454
Call 1-855-287-5093 for details
"Alejandro's Residential Care Facility For The Elderly is in Santa Maria, a short drive down the California coast from San Luis Obispo, less ..."
READ MORE"Amalia's Residence for Elderly looks out over Oakley Park in Santa Maria, CA, and is also close to Atkinson Park. Seniors can watch sporting..."
READ MORE831 West Pershing Street, Santa Maria, CA 93458
Call 1-855-287-5093 for details
"La Salle Care Home is situated just off U.S. Route 101 in Santa Maria, California, not far from the Pacific Coast. Seniors will find more th..."
READ MORE514 W McElhany Avenue, Santa Maria, CA 93458
Call 1-855-287-5093 for details
936 N. Seneca Street, Santa Maria, CA 93454
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1319 East Alvin Avenue, Santa Maria, CA 93454
Call 1-855-287-5093 for details
"Rose Care Home is located in Santa Maria, CA. The city is located near the Pacific Ocean, between Los Angeles and San Francisco, and offers ..."
READ MORE541 Amber Lane, Santa Maria, CA 93454
Call 1-855-287-5093 for details
"______________________________________ Welcome to Villa Care Home III. Our inviting senior living community offers residents the comfort an..."
READ MORE"______________________________________ Welcome to Zeny's RCFE #2. Our inviting senior living community offers residents the comfort a..."
READ MORE"In Nipomo, California, The Oaks at Nipomo is a one-of-a-kind independent and assisted living retirement living community designed with your ..."
READ MORE475 Marsh Street, San Luis Obispo, CA 93401
Call 1-855-287-5093 for details
" Avila Senior Living at Downtown SLO is located in San Luis Obispo, CA. We offer independent and assisted senior living.. We look forward t..."
READ MORE" At Fountain Square of Lompoc, our personalized approach to assisted living and memory care provides the detailed attention each of our res..."
READ MORE73 Broad St, San Luis Obispo, CA 93405
Call 1-855-287-5093 for details
"Retirement. A time to relax. A time to explore. A time to enjoy. At Atterdag Village of Solvang, a carefree lifestyle awaits you as we help ..."
READ MORE1234 Laurel Lane, San Luis Obispo, CA 93401
Call 1-855-287-5093 for details
"The Village at Sydney Creek is an assisted living facility located in San Luis Obispo, California, just minutes from the San Luis Obispo Vet..."
READ MORE"Wyndham Residence is nestled in Arroyo Grande, California, near Oak Park Plaza and the Elm Street Community Center. Visitors compliment the ..."
READ MORE"Anna's Gardens is an assisted living facility located in San Luis Obispo, California, just off the Cabrillo Highway. It's close to Laguna La..."
READ MORE"_____________________________________________ Solvang Friendship House is and assisted living community located in Solvang California. Ou..."
READ MORE1728 Royal Court, San Luis Obispo, CA 93405
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"Casa Rosa is a state-of-the-art, recently-constructed assisted living facility that uses a passionate team of qualified individuals and the ..."
READ MORE200 S. 13th St, Ste 211, Grover Beach, CA 93433
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2312 Sanderling Court, Arroyo Grande, CA 93420
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696 E Foothills Blvd, San Luis Obispo, CA 93405
Call 1-855-287-5093 for details
"______________________________________ Welcome to Foothills Residential Care for the Elderly. Our inviting senior living community offers r..."
READ MORE1095 San Adriano Street, San Luis Obispo, CA 93405
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3765 S. Higuera St., San Luis Obispo, CA 93405
Call 1-855-287-5093 for details
Santa Maria’s average monthly cost of assisted living is among California’s highest, along with San Jose ($5,500) and San Francisco ($5,500), according to Genworth’s 2018 Cost of Care Study. Assisted living costs in this city are considerably higher than the state ($4,500) and national ($4,000) averages. The same care type is much less expensive in smaller cities, such as Bakersfield ($3,150) and Riverside ($3,500), throughout the state.
Santa Maria
$4,825
National Average
$4,000
State Average
$4,500
Oxnard Area
$4,575
San Diego Area
$4,500
San Francisco Area
$5,500
Bakersfield
$3,150
Riverside
$3,500
Santa Cruz Area
$5,595
In Santa Maria and other California communities, the average monthly costs for long-term care vary substantially depending on what type of care is required. Compared to assisted living costs, Nursing home care ($10,646) is more than twice as costly, while home care is $600 more expensive. Those who wish to remain at home must also consider additional costs, such as rent, groceries and home maintenance, which are typically included in residential care fees.Â
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Assisted Living
$4,825
Homemaker Services
$5,434
Home Health Aide
$5,434
Adult Day Health Services
$2,058
Nursing Home Care
$10,646
California’s state Medicaid program, referred to as Medi-Cal, provides financial support and access to free or low-cost health care for low-income residents, including seniors and those with disabilities. Medi-Cal offers a wide array of medical privileges, including inpatient and outpatient hospital services, prescriptions medications, various therapies and long-term services and supports.Â
To receive financial support and additional services, seniors living in assisted living facilities can apply for the Assisted Living waiver program or the Multipurpose Senior Services Program listed below. Medi-Cal programs are co-funded by the state and federal governments.
Eligibility for these waivers state that seniors must require a nursing home level of care, and applicants are subject to income and asset limitations. Financially, individual seniors cannot have income exceeding $1,242 per month or assets over $2,000; couples combined monthly income must be below $1,682 with assets valued at less than $3,000. In most cases, the family home (for seniors living at home), one vehicle and personal belongings are exempt.
Assisted Living Waiver
The Assisted Living waiver provides seniors residing in assisted living facilities with financial aid and services. Covered services include nurse visits, physical therapy, dental and medical care and transportation. The waiver doesn’t cover room-and-board fees. Currently, Santa Barbara County seniors, including those in Santa Maria, are not eligible for this waiver unless they choose a facility in an ALW-eligible county (listed in the Assisted Living waiver link). To apply for this waiver, seniors can contact a care coordination agency in person or call (800) 991-6147.
Multipurpose Senior Services Program
The Multipurpose Senior Services program (MSSP) is another waiver program available through Medi-Cal. The waiver was meant to help reduce the number of seniors in nursing homes in the state of California. The MSSP provides support to seniors living in assisted living facilities or at home. The program covers numerous services, including daily nurse visits, respite care and nonmedical transportation. With a cap of 12,000 participants, this program often has a waiting list. To apply to this program, seniors should contact the California Department of Health Care Services at (916) 440-7548.Â
State Supplemental Payment
Santa Maria seniors who receive federal Supplemental Security Income may be eligible for additional financial support through the California State Supplemental Payment program. It provides additional support to seniors with limited income in long-term care communities who can’t afford their room-and-board costs. The amount of the benefit is based on the applicant’s income and tops off at $423.37 monthly. Those who wish to apply may visit their local Social Security office or call (800) 772-1213 for more information.
Long-Term Care Insurance
Long-term care insurance is often bought by older adults preparing for their senior years. The policies cover seniors’ assisted living costs after a required deductible, usually paid once a year. The exact terms vary among insurance providers but typically cover the cost of care in approved assisted living facilities. Deductibles, rates and eligibility depend on the provider, plan chosen and the health and age of the policyholder. For more information, contact the Health Insurance Counseling and Advocacy Program at (800) 434-0222.
Elderlife Bridge Loan
Elderlife Financial Services and other companies offer bridge loans to help eligible seniors and their families pay for long-term care in assisted living communities. Seniors repay the low-interest loan in monthly installments. These loans are a temporary solution and are meant to bridge the gap until other funding sources can be secured, such as the sale of a home or veteran benefits.
Up to six family members can cosign a loan if seniors are unable to qualify on their own. This increases the likelihood of approval and reduces monthly payments for each cosigner. For more information, contact Elderlife at (888) 228-4500.
The City of Santa Maria Recreation and Parks Department has a variety of fitness classes to keep adults 62 and over in shape. Santa Maria seniors also receive program discounts. Santa Maria Recreation and Parks Senior Program
(various locations)
(805) 925-0951
Senior centers provide a range of services and events for Santa Maria residents over the age of 55, including communal meals, day trips, fitness classes and social activities.
Oasis Senior CenterÂ
420 Soares Ave., Orcutt, CA 93455
(805) 937-9750
Senior Center
510 E. Park Ave., Santa Maria, California, 93454
(805) 925-0951
The City of Santa Maria Recreation and Parks Department has a variety of fitness classes to keep adults 62 and over in shape. Santa Maria seniors also receive program discounts. Santa Maria Recreation and Parks Senior Program
(various locations)
(805) 925-0951
The Central Coast Commission for Senior Citizens-Area Agency on Aging (AAA) is a Santa Maria nonprofit organization that provides nutrition, supportive programs and health services to older adults in San Luis Obispo and Santa Barbara Counties. Central Coast Commission for Senior Citizen (Office of the Aging)
528 S. Broadway, Santa Maria, CA 93454
(805) 925-9554
Eligible veterans can seek financial assistance and medical care through Veterans Affairs. There’s also a local VA clinic for eligible Santa Maria vets.
Santa Maria Community Based Outpatient Clinic
1550 East Main Street, Santa Maria, CA 93454
(805) 354-6000
Go a bit further out to explore pricing and amenities.
$3,200
$3,670
$4,245
Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.Â
By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.