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Assisted Living in Oceanside, CA

The average cost of assisted living in the city is $4,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 7 assisted living facilities in Oceanside and 30 in surrounding areas.

The Cost of Senior Care in Oceanside, CA

  • Assisted Living: $4,500
  • Nursing Home Care: $8,517
  • In-home Care: $4,767
  • Adult Day Health Services: $1,733

Brookdale Oceanside

3524 Lake Blvd.
Oceanside, CA

Call 1-800-991-9257 for details

4 Reviews

Call 1-800-991-9257 for details

4 Reviews

Brookdale Oceanside offers luxurious services and accommodations for independent living, assisted living and Alzheimer's or memory care.

Pacifica Senior Living Oceanside

5508 Pacifica Way
Oceanside, CA

Call 1-800-991-9257 for details

1 Review
Starting at XXXX per month

Call 1-800-991-9257 for details

1 Reviews
Starting at XXXX per month

Pacifica Senior Living Oceanside is a brand new community featuring assisted living and memory care with five star resort lifestyle, only minutes from the beautiful Southern California beaches.

Heaven's Grace Care Home

113 Polk Street
Oceanside, CA

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

A provider of supportive living options, Heaven's Grace Care Home offers services and amenities Oceanside seniors seeking an inviting environment.

Ocean Breeze Guest Home

5120 Frazee Road
Oceanside, CA

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Situated in Oceanside, Ocean Breeze Guest Home offers seniors a place to receive services and care within an inviting and home-like setting.

Ocean Hills Senior Living

4500 Cannon Rd.
Oceanside, CA

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

This brand new Community, opening the Spring of 2019, Ocean Hills is dedicated to senior living with luxurious services and amenities. Choosing to move or place your loved one into this community will be the most meaningful decision you can…

Fairwinds - Ivey Ranch

4490 Mesa Drive
Oceanside, CA

Call 1-800-991-9257 for details

8 Reviews
Starting at XXXX per month

Call 1-800-991-9257 for details

8 Reviews
Starting at XXXX per month

Fairwinds - Ivey Ranch offers seniors the chance to enjoy a fun and active retirement experience in the comfort of luxurious accommodations near the sandy shores of Oceanside.

Aegis at Shadowridge

1440 South Melrose Drive
Oceanside, CA

Call 1-800-991-9257 for details

1 Review

Call 1-800-991-9257 for details

1 Reviews

The mild year-round climate and salty ocean breezes of the city of Oceanside make Aegis at Shadowridge an ideal place for assisted living and memory care.

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Reviews of Oceanside Assisted Living Facilities

Brookdale Oceanside

Review by Local Professional | Expert

Brookdale Oceanside is very scenic on the exterior. At the entrance are nice tall palm trees and there are plenty of other nice trees on property. Brookdale Oceanside is a rather nice facility though it can seem a bit old-fashioned in the way it’s styled. The décor can be a bit archaic in some parts of the facility, bu...

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Brookdale Oceanside

Review by Bonnie B | Consumer

Brookdale Oceanside was nice, but I noticed that the floor was not clean in the lobby. In the studio that they showed me, the toilet seat needed to be replaced. Other than that, everything was fine. The good thing was that they included WiFi throughout the building that would be free. I did see some activities like exe...

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Brookdale Oceanside

Review by Norman | Consumer

I toured the memory care unit at Brookdale Oceanside, and it was similar to the other Brookdale. However, it was more expensive to live in California. I was very happy with the staff member; she was very cordial. I was impressed with it.

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Brookdale Oceanside

Review by Reviewer762019 | Consumer

I did not feel good about Brookdale Oceanside for my parents. The first impression wasn't great for me. It's dark and it felt like I was in a skilled nursing home versus assisted living. It felt like some type of hospital, not homey and not the pride of ownership type of place that my parents would like. The day I was ...

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Aegis at Shadowridge

Review by Local Professional | Expert

This community was developed because of a son's love for his mother and his desire to create a safe, respectful, graceful, and dignified living environment for a loved one when the mind starts to fade. The overall feeling is relaxed and soothing. It is one of the cleanest facilities I have been in. The staff are very...

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Fairwinds - Ivey Ranch

Review by Bonnie Wacksman Wachler | Consumer

I came there and stayed in a 1 bedroom apt. for one week to see if the facility was where I would like to live. By the time my week was up, I knew this Assited Living and Retired home. I put a deposit down and will be moving there soon. GREAT facility!!

Read more Fairwinds - Ivey Ranch reviews
 

Map of Oceanside Assisted Living Facilities

Assisted Living Costs in Oceanside

According to the Genworth 2018 Cost of Care survey, seniors living in Oceanside pay an average of $4,500 per month for assisted living. This price is on par with California’s state median and $500 higher than the national average. The cost in Los Angeles is similar to what seniors in Oceanside pay for assisted living, while Santa Cruz ($5,595) assisted living costs are higher than anywhere else in the state. Those looking to pay a lower rate can consider facilities in Modesto ($3,200) or Bakersfield ($3,150), where costs are the lowest in the state. 

Note: Senior care cost data wasn’t available for Oceanside, so data for the closest city, San Diego, was used.

The Cost of Assisted Living in Surrounding Areas

Care Cost Comparison

The cost of senior living differs drastically depending on the type of service required. Adult day health services, which doesn’t provide round-the-clock care, cost nearly $3,000 less than assisted living and home care services. While nursing home care, which does provides 24-hour skilled nursing, costs approximately $4,000 to $4,200 more than assisted living and home health services.

Although home care services appear substantially less expensive than nursing home care, it’s important to keep in mind that there are many additional costs that those living at home are required to pay, including rent, utilities, general home upkeep and groceries. While none of these expenses are included in the cost of home care, they’re typically included in the cost of assisted living and nursing home care. 

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Oceanside

Medicaid in California

Medi-Cal is California’s state Medicaid program. It’s a state-run program that’s required to operate within parameters that are set by the federal government. Medi-Cal and its various programs help low-income Californians of all ages access safe medical services and prescription medications. There are many senior citizens throughout California who require the assistance of Medicaid to access primary care, hospital services and diagnostic services, as well as prescription medications and necessary medical devices.

To be eligible for the state Medi-Cal plan as a senior citizen, applicants must be at least 65 years of age and meet the following financial requirements: 

  • Single applicants can earn a maximum of $1,242 per month and have no more than $2,000 in countable assets
  • Married applicants can earn a maximum of $1,692 per month and have no more than $3,000 in countable assets

All sources of income, including retirement accounts, pensions and social security, are counted toward eligibility. Some assets are exempt, including the applicant’s home, a single vehicle, burial plots and personal belongings. 

Applicants who don’t meet the program’s financial requirements may still be eligible for coverage if their medical expenses are unusually high. The Medi-Cal spend-down program allows these individuals to pay down their medical bills with part of their income before counting it toward eligibility requirements. It’s advised that any senior accessing Medicaid through a spend-down program should work with a professional Medicaid planner. 

To apply for the state Medi-Cal plan, seniors in Oceanside can complete an online application or call Covered California at (800) 300-1506. 

Assisted Living Waiver

Medi-Cal’s Assisted Living waiver pays for assisted living services, as well as transitional costs for seniors who are moving into an assisted living facility after living in a hospital or nursing care facility. While the waiver pays for care services, it doesn’t cover the cost of room and board. 

To qualify for coverage under the Assisted Living waiver, seniors must be fully eligible for the state Medi-Cal plan with zero share of cost. While the program covers any adult aged 21 and older who is disabled and requires a nursing level of care, those applying on the basis of age should be 65 or older. 

Seniors living in Oceanside can enroll in this waiver by contacting Huntington Home Care at (626) 623-1003. 

Other Financial Assistance Programs for Assisted Living

State Supplemental Payment

California’s SSP benefit helps aged, blind and disabled residents with little to no income pay for costs of assisted living. It’s a cash benefit that’s combined with the recipient’s Supplemental Security Income, which is provided by the federal government. SSP amounts are determined by the beneficiary’s living situation, but for some it may be as much as $423.37 per month. 

To qualify for the SPP, applicants must qualify for the federal SSI benefit. Any applicant who is enrolled in Medi-Cal is automatically qualified for the SSP. 

For more details on how to apply, seniors can contact the Social Security Administration at (800) 772-1213. 

Long-Term Care Insurance

Seniors who have previously invested in a long-term care insurance policy can file a claim with their insurance provider to have all or some of the cost of assisted living reimbursed. Most insurance providers require policyholders to be in good health at the time of purchase, so it’s not typically possible to purchase a policy once the need for long-term care exists. All policies and providers differ in terms of co-pay and deductible amounts, so it’s important to review the policy in order to determine the covered amount. 

Elderlife Financial Services provides insurance counseling to senior citizens. They help seniors to understand their long-term care insurance policies as well as assist with the claims process and appeals. Seniors who require help with long-term care insurance can contact Elderlife at (888) 228-4500. 

Assisted Living Resources in Oceanside

Senior Centers in Oceanside

Oceanside’s senior centers serve adults aged 55 and older. They provide a variety of services, including legal assistance, wellness programs and tax services. Additionally, recreational and social activities, such as bingo, fitness classes and senior dances, are planned on a regular basis at each of the city’s two senior centers. 

The Country Club Senior Center
455 Country Club Ln., Oceanside, CA 92054
(760) 435-5250

The El Corazon Senior Center
3302 Senior Center Dr., Oceanside, CA 92054
(760) 435-5300

Veterans Affairs

Veterans and their surviving spouses who live in Oceanside can access benefit services, including application assistance and support services, at the North County Coastal Military and Veterans Affairs Resource Center. Those requiring health care services, including physician care and hearing aid assistance, can visit the Oceanside VA Clinic. 

Oceanside VA Clinic
1300 Rancho Del Oro Dr., Oceanside, CA 92056-1729
(760) 643-2000

North County Coastal Military & Veterans Affairs Resource Center
1701 Mission Ave., Ste. 110, Oceanside, CA 92058
(442) 262-2701

Area Agency on Aging

The San Diego County Department of Aging and Independence Services acts as the local Area Agency on Aging. AAAs help senior citizens to access benefits and resources. They also provide advocacy services to ensure the safety and quality of life for senior citizens who reside in the areas they serve, facilitating wellness and nutritional counseling programs. 

Aging and Independence Services
1600 Pacific Hwy., San Diego, CA 92101
(800) 510-2020

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