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The average cost of assisted living in the city is $4,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 16 assisted living facilities in Escondido and 30 in surrounding areas.
The Cost of Senior Care in Escondido, CA
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Located on six lush acres within walking distance of North County Fair Shopping Mall, Oakmont of Escondido hills is an extraordinary full-service senior living community.
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Pacifica Senior Living Escondido offers accommodations for assisted living and is conveniently located close to many local attractions and amenities.
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Villa Monticello offers a unique and distinctive landscape and Italian inspired architecture. It sits nestled between gently rolling hills in the center of North Escondido and is bordered by major streets on each side of the property for visibility and…
At The Cottage, our goal is to provide our residents with the best in senior living. Our high quality care and dedicated staff ensure that the health needs of all our residents are always taken care of at the highest,…
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Canyon Terrace is a full service care home in Escondido where residents are care for by a staff that is fully trained, certified and are the best and friendliest caregivers.
Edward James Retirement Home II in Escondido is a welcoming care home where families can expect their loved one to receive excellent care from a dedicated, licensed staff.
When their loved one needs assistance with daily life Escondido, families look to Emerald Care Manor because our reputation of providing respectful, excellent service and care.
Spendor Valley is a community that is operated by two full-time administrators who live on-site. Marisa, our full-time administrator, and caregiver is a registered pharmacist by profession, while Mark is a full-time co-administrator. Our community features a newly renovated, comfortably…
At Daybreak Retirement Villa I, families and physicians collaborate to ensure that our residents receive personalized care that fulfills their physical and emotional needs.
Rancho Verona is in a fairly quiet community a few miles from emergency medical facilities. This outside of this facility is clean and well maintained. There is a seating area outside, and during my visit, I was greeted by one of the seniors sitting outside. This facility has a professional staff that watch and pr...Read more Villa Monticello Assisted Living reviews
Las Villas Del Norte is in a prime location with plenty to offer. There’s a lot to love about Las Villas Del Norte and one of the biggest pros of this facility is its central location. This facility is located less than a mile away from shopping centers and eateries. Besides its good location, Las Villas Del Norte also...Read more Las Villas Del Norte reviews
The tour at Las Villas Del Norte was nice, but the place was very old and dingy looking. I wouldn't recommend anyone going there; I think there are other prettier, newer communities of a similar price that I would rather recommend. Las Villas Del Norte needs to be updated. Their hallways and the living facilities were ...Read more Las Villas Del Norte reviews
Las Villas Del Norte was a very large facility, but the room was semi-private, and I didn't like the setup where's she's practically in a living room and a room. The sales rep was very nice and knowledgeable; I didn't have any problems with her at all.Read more Las Villas Del Norte reviews
When you walk in at Las Villas Del Norte(Elmcroft, it was a very big place. But its very institutional. The room we saw was sunny and empty; you have to bring your own furniture. The person who gave me the tour was fine, but she was somebody brought from the outside and not part of the program there. They have facilit...Read more Las Villas Del Norte reviews
Westmont Town Court is a really modern facility. There’s much to love about this facility. The building as a whole is very modern with skylights and glass ceilings in some areas. There’s also plenty of natural light streaming in through the many windows of the facility. This facility has plenty of amenities including m...Read more Westmont Town Court reviews
According to Genworth’s 2018 Cost of Care study, the monthly cost of assisted living in Escondido is right in line with the California state average ($4,500) but $500 above the national average of $4,000. Rates here are on par with Los Angeles ($4,500), slightly less than Oxnard ($4,575) but much higher than other cities such as Riverside ($3,500), El Centro ($3,650) and Bakersfield ($3,150). Of the cities surveyed in this area of the state, only Santa Maria has a higher monthly cost at $4,825.
Note: Senior care cost data wasn’t available for Escondido, so data for the closest city, San Diego, was used.
The Cost of Assisted Living in Surrounding Areas
When comparing senior care options in Escondido, it’s important to consider the reasons why monthly costs differ, such as the number of service hours, the level of care and the setting. In-home care, including homemaker and home health aide services, costs a moderate amount more per month than assisted living, but the true cost may be much higher when household operating expenses are factored in.
Nursing homes and assisted living communities both provide residential care that includes room and board, but there’s a huge rate difference between the two. The round-the-clock availability of skilled nursing services is the main reason why nursing home costs in Escondido are $4,000 higher per month compared to assisted living.
Senior Care Cost Comparison Chart
Medi-Cal enrollees receive a range of health care benefits such as physicians visits, hospital, outpatient and emergency services, preventive care, physical therapy and lab services.
To qualify for coverage, applicants must be U.S. citizens or legal California residents with an income below 138% of the federal poverty level or:
Income from all sources counts for Medi-Cal eligibility purposes, including wages, Social Security payments, Social Security disability benefits, stock dividends, IRA withdrawals and pension payments.
Escondido seniors with income over the allowed limit may qualify through Medi-Cal’s Aged, Blind and Disabled Medically Needy program. Under the program, an applicant can spend down excess monthly income on health care premiums or medical bills based on a predetermined share of cost.
Married applicants with high income may still qualify if just one spouse applies because Medi-Cal allows the transfer of up to $3,160.50 to the non-applicant spouse as a monthly maintenance needs allowance.
The Medi-Cal program also has asset limits of $2,000 per person and $3,000 for married couples.
Many assets are excluded, such as a primary home, household and personal effects, burial trusts and one vehicle. Excess assets can’t be spent down or disposed of by individual applicants to qualify for coverage. However, Medi-Cal does let a non-applicant spouse retain up to $126,420 in jointly held assets, which may help a married senior qualify.
Seniors who qualify for SSI and SSP benefits are automatically enrolled in Medi-Cal and receive full-scope coverage.
Those who need long-term care in a nursing facility qualify for institutional coverage without regard to income if they meet Medi-Cal asset guidelines.
Assisted Living Waiver Program
California’s Medicaid program only covers room and board in nursing homes, but the state does offer a home and community-based assisted living waiver that pays for various services in a non-medical facility.
Covered services include transition assistance, transportation, care coordination, personal care, medication administration and help with daily living activities. Basic facility services are also covered, such as housekeeping and laundry, prepared meals and snacks as well as social and recreational programs.
To qualify, seniors must be enrolled in Medi-Cal without a share of cost and be assessed as needing an intermediate level of nursing care. Applicants also must be able to live safely in an assisted living setting with the waiver’s support services.
The ALW isn’t an entitlement program and may not be available at all assisted living facilities in the Escondido area. Depending on enrollment numbers, qualified applicants may be placed on a waiting list.
Seniors interested in the ALW program can contact one of the four Care Coordination Agencies serving San Diego County to schedule an assessment and start the application process.
State Supplemental Payment
Escondido seniors with limited income and resources who qualify for Supplemental Security Income may be eligible for State Supplemental Payment benefits to help pay assisted living room-and-board costs. To qualify, an applicant must be a U.S. citizen or legal California resident and:
If approved, a state benefit of up to $160.62 per person or $407.14 per couple may be added to the recipient’s monthly SSI payment.
To apply, Escondido residents can contact the Social Security Administration at (800) 772-1213.
Assisted Living Bridge Loan
A bridge loan from Elderlife Financial offers an alternative for seniors who don’t have sufficient cash available at the moment to finance a transition to assisted living.
Available for terms of up to 24 months and set up as a line of credit, bridge loans offer a short-term source of funds for seniors waiting for benefit payments to begin or the sale of a home or other assets.
Applications can be completed online or over the phone, and oftentimes, loans are approved and funded within 24 hours. There are no up-front costs or fees to apply, and up to six borrowers are allowed on an application to help a senior qualify.
To learn more or apply, interested seniors can contact Elderlife Financial Services at (888) 228-4500.
The Escondido Senior Center offers a wide array of programs and activities for area residents age 60 and over. Visitors can play shuffleboard or billiards, join an exercise class, enjoy chit chat over morning coffee, relax in the library room or volunteer in the center’s thrift shop. A delicious noontime meal is available Monday through Friday, and the center offers free transportation for the lunch program.
Escondido Senior Center
210 Park Ave., Escondido, CA 92025
San Diego County’s Aging and Independence Services office helps connect seniors with valuable information and community resources. The range of available assistance spans counseling, money management, legal services, health insurance, long-term care intervention, nutrition and transportation.
Aging and Independence Services
1600 Pacific Hwy., Rm 206, San Diego, CA 92101
Assistance with filing for benefits and pensions and making appeals is available to Escondido senior veterans at the local Military and VA resource center. The city’s community-based VA outpatient clinic provides primary care, lab services and other health-related services.
Military and Veterans Affairs Resource Center
649 W Mission Ave., Escondido, CA 92025
VA Outpatient Clinic
815 E Pennsylvania Ave., Escondido, CA 92025
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