Assisted Living in Georgetown, TX

Assisted Living Costs in Georgetown

The Genworth 2018 Cost of Care survey indicates that senior citizens living in Georgetown pay an average of $5,190 per month for assisted living, which is well above both state ($3,795) and national ($4,000) averages. In fact, seniors in the Georgetown area pay more for assisted living than in any other Texas city. In Dallas, seniors pay quite a bit less at $4,350 per month, while in San Antonio the cost is lower still, at only $3,795. On the opposite end of the spectrum, seniors in El Paso ($2,250) and Corpus Christi ($2,975) pay rates that are far below state and national averages. 

Note: Specific senior care cost data isn’t available for Georgetown. Data for Austin, the nearest major city, has been used instead. 

The Cost of Assisted Living in Surrounding Areas

Care Cost Comparison

In Georgetown, round-the-clock senior care is priced relatively similar, regardless of the type of care. While nursing home care is an average of $5,323 per month, assisted living costs just slightly less at $5,190 per month. Home care costs come out a little more than $1,000 cheaper; however, it’s important to consider that living at home also comes with other expenses. Seniors who choose to receive their long-term care at home are required to pay housing costs such as rent, general upkeep and groceries. 

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Georgetown

Medicaid in Texas

Texas’ Medicaid plan provides health care services to low-income Texans including senior citizens, disabled persons, families with children and pregnant mothers. Some of the benefits the program provides include primary care, prescription medications, hospital services and laboratory tests. 

To qualify for Medicaid in Texas as an elderly individual, applicants must be at least 65 years of age and earn less than $771 per month ($1,157 for married couples). They’re also limited to $2,000 in countable assets ($3,000 for married couples). Although the state includes all income sources when deciding on a person’s eligibility, there are some exempt assets such as the applicant’s house, car and personal belongings. 

To apply for Medicaid in Georgetown or throughout Texas, seniors can download a paper form online and mail it to the address on the application or call Your Texas Benefits at (877) 541-7905.

STAR+PLUS

Low-income seniors in Texas have the opportunity to receive managed care and financial assistance via the state’s STAR+PLUS program, a Medicaid managed care program that offers disabled and elderly individuals a long list of health care benefits. Covered services include assisted living and home care services, as well as skilled nursing care, primary care, mental health services and case management. 

To qualify for STAR+PLUS, applicants need to be 21 or older and receiving Medicaid benefits or Supplemental Security Income. Applicants must also require long-term care as determined by a medical doctor. 

To apply for benefits, seniors in Georgetown can call Your Texas Benefits at (877) 541-7905.

Other Financial Assistance Programs for Assisted Living

Community Care for the Aged and Disabled

Community Care for the Aged and Disabled is a program that’s provided by the state separately from the Medicaid system. It helps senior citizens aged 60 and older access care services when they’re ineligible for Medicaid. While it’s a program that’s meant to help seniors who want to continue living at home, it does help some seniors access care in assisted living facilities.

To qualify for CCAD, applicants need to be at least 60 years old and require daily care. Their income must not exceed $2,250 per month, and they’re limited to owning $5,000 in countable assets. 

To apply, seniors living in Georgetown can contact the Aging and Disability Resource Center at (855) 937-2372. 

Optional State Supplement

Aged, blind and disabled individuals who receive Supplemental Security Income are typically automatically enrolled in the state’s Optional State Supplement benefit program. The benefit is paid in cash each month and is meant to help its recipients pay for costs that aren’t covered by Medicaid or other assistance programs, such as room and board. The amount each beneficiary receives is based on their income and needs. 

Seniors who wish to inquire about the OSS can call the Texas Department of Health and Human Services at 1-855-937-2372.

Long-Term Care Insurance

A long-term care insurance policy can help cover costs associated with assisted living or other types of long-term care. Seniors who have policies usually pay a small deductible each year while the insurance provider pays the remainder of the cost. Terms of each long-term care insurance plan vary depending on the provider. Typically, a policy needs to be purchased before the policyholder is in need of long-term care. Costs are normally calculated based on the person’s age, location and previous health conditions. 

Seniors who need unbiased help filing a long-term care insurance claim or would like help understanding their policy can contact Elderlife Financial Services, which provides insurance advocacy service and claims services to senior citizens. The company can be contacted via telephone at (888) 222-4500.

Assisted Living Resources in Georgetown

Senior Centers in Georgetown

The Georgetown Recreation Center is open to seniors for the low cost of $15 per month and offers a variety of active and educational programs including martial arts, outdoor adventure outings and dance and computer classes. The Stonehaven Senior Center offers seniors similar opportunities as well as congregate meals and senior clubs.

Georgetown Recreation Center
1003 N. Austin Ave., Georgetown, TX 78626
(512) 930-3596

Stonehaven Senior Center
1704 Hart St., Georgetown, TX 78626
(512) 863-5141

Area Agency on Aging

Area Agencies on Aging provide advocacy services to protect the health, safety and quality of life of senior citizens. They offer services that include benefits assistance, nutritional counseling, respite care and caregiver counseling. 

Area Agency on Aging of the Capital Area
600 Burleson Rd. Building 610, Suite 165, Austin, TX 78744
(512) 916-6062

Veterans Affairs

Senior veterans in Georgetown can visit any VA benefits office to apply for assistance programs that include health care, housing and disability insurance. For health care services, veterans can visit any VA health clinic.

Williamson County Veteran Service Office
100 Wilco Way, Suite V101, Georgetown, Texas 78626
(512) 943-1900

Cedar Park VA Clinic
600 North Bell Boulevard, Cedar Park, TX 78613
(800) 423-2111