6 Assisted Living Communities in League City, Texas

The average cost of assisted living in the city is $3,863 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 6 Assisted Living Communities in League City and several in surrounding areas. The Cost of Senior Care in League City, TX

• Assisted Living: $3,863
• Nursing Home Care: $5,095
• In-home Care: $3,909
• Adult Day Health Services: $1,300

At $3,863 per month, the average price of assisted living in League City falls between the state average of $3,795 and national average of $4,000. Prices are comparable in nearby Beaumont ($3,900) and Tyler ($3,800) and slightly higher in College Station ($3,995) and Victoria ($4,370). 

Statewide, assisted living costs range from below $2,300 in El Paso ($2,250) and Texarkana ($2,265) to over $5,000 in Austin ($5,190). 

Note: Senior care cost data wasn’t available for League City, so data for the closest city, Houston, was used. 

Senior care costs are based on the number of service hours, the location and level of care that’s provided. At $5,095 per month, semiprivate nursing home care is the most expensive option in League City because this type of care involves around-the-clock supervision in a state-licensed nursing facility. 44 hours per week of in-home services are $3,909 for a homemaker and $4,099 for a home health aide. Assisted living, which includes accommodation, meals and most day-to-day living expenses, such as home maintenance and utilities, costs $3,863 per month. 

 

Medicaid is the nationwide health coverage program that pays for essential medical services for needy seniors, children and people with disabilities. It’s funded by the federal and state governments and administered by each state. 

Every Medicaid plan must include mandatory benefits, such as physician services, X-rays and lab tests, hospital services and long-term care in a nursing facility. States may choose to fund additional benefits through Medicaid waivers and plans that may include rehabilitation therapy, case management, prescription medications, vision care and prosthetics. 

In Texas, Medicaid plans are administered through a number of managed care organizations, and plan availability varies between counties. Medicaid members must be U.S. citizens or qualified immigrants, have a valid Social Security Number and live in Texas full time. 

To qualify for long-term Medicaid coverage which includes home and community-based services, seniors must also need at least 30 days of non-stop care in a nursing facility and meet income and asset criteria. 

Medicaid Income and Asset Limits

Each Medicaid applicant can earn up to $2,313 per month in income, and own up to $2,000 in assets ($3,000 per couple). 

Income includes wages, investment dividends, alimony payments and money earned through most other sources, such as operating a small business. Some specific types of VA pension income is exempt, including VA Aid and Attendance and Housebound benefits. 

Countable assets include all cash and bank account balances, stocks and real estate with the exception of a home that’s the principal residence of the applicant and/or their spouse valued at no more than $585,000. 

If only one spouse in a married couple needs long-term Medicaid coverage, special income and asset rules apply to the non-applicant (community spouse). The income of the community spouse isn’t factored when calculating Medicaid eligibility, and the applicant may be able to reduce their declared income by transferring up to $3,160.50 per month to the community spouse under the minimum monthly needs allowance rule. 

The community spouse may also keep up to $126,420 worth of the couple’s joint assets, in addition to the marital home and one vehicle, under the community spouse resource allowance rule. 

STAR+PLUS Home and Community-Based Medicaid Waiver

STAR+PLUS is a Texas Medicaid managed care nursing-home diversion program for seniors who require the level of care normally provided in a nursing home setting. This home and community-based Medicaid waiver provides funding for community-based services and supports that are delivered in an assisted living environment and assigned based on the medical needs of each participant. 

Every STAR+PLUS plan offers: 

• Assisted living
• Personal care
• Access to a wearable emergency response system
• Skilled and intermittent nursing services
• Respite care
• Rehabilitation therapies, such as occupation, physical and speech therapy
• Minor home modifications to improve safety and accessibility
• Home delivered meals
• Medical supplies
• Transition support for seniors moving from a nursing facility into an assisted living setting 

Some plans also offer value-added services, such as enhanced dental and vision care. 

League City is located in the STAR+PLUS Harris service area, which is served by three managed care plans — Amerigroup, United Healthcare Community Plan and Molina Healthcare of Texas. Upon receipt of the STAR+PLUS approval packet by mail, participants have 15 days to choose a managed care plan, otherwise, they’re assigned a plan and primary physician. 

To learn more about Medicaid, STAR+PLUS and QITs, contact the Health and Human Services Commission office at (888) 337-6377.

Veterans Aid and Attendance Benefits and Housebound Allowance

VA Aid and Attendance Benefits and Housebound Allowance are two regular VA pension top-up programs that provide eligible vets and survivors with extra cash benefits that can be used to finance assisted living. 

Aid and Attendance pays a maximum annual pension of $22,577 to veterans without dependents and $26,766 for veterans with one dependent. The maximum annual pension for survivors who qualify for Aid and Attendance is $14,509 without dependents and $17,309 with one dependent. 

For Aid and Attendance, applicants must meet at least one of the following criteria: 

Reside in a nursing facility as a result of physical and/or mental deterioration or disability, or 

Have a visual impairment that causes corrected vision of 5/200 or worse, or limits the visual field to 5 degrees or less, or

Be bedridden except to participate in medically prescribed treatments, or

Need help from a caregiver to perform activities of daily living

For the Housebound Allowance, vets and survivors must have a permanent disability that limits them to their home most of the time. 

Housebound Allowance provides a maximum annual pension of $16,540 to veterans without dependents and $20,731 for veterans with one dependent. The maximum annual pension for survivors is $11,095 without dependents and $13,893 with one dependent. 

Note: Applicants cannot combine benefits from Aid and Attendance and Housebound. 

For more information and assistance with the application process, contact Galveston County Veterans Services at (409) 766-2448. 

Elderlife Financial Assisted Living Bridge Loan

Seniors planning a move into an assisted living setting often need access to cash in order to cover move-in costs and monthly care fees while waiting for their benefits to begin paying or home to sell. 

Elderlife Financial’s assisted living bridge loan is designed to provide short-term funding that can be used to help finance a move into an assisted living community. 

Structured as a 12-month line of credit, assisted living loan approval is based on the credit rating of the applicant or applicants, and up to six people can be listed on the loan application. If approved, seniors usually have access to the funds within 24 hours and money from the loan can be sent directly from the lender to the assisted living provider.

For more information, contact Elderlife Financial Services at (888) 228-4500. 

League City seniors aged 55 and older can participate in free yoga classes, Zumba gold workouts, line dance lessons and beginner watercolor painting groups through the League City Parks and Recreation Department. Seniors aged 60 and older can also enjoy a free hot lunch each weekday. 

City of League City – Parks and Recreation
300 W. Walker St., League City, TX 77573
(281) 554-1000

VA health care, including primary, women’s health and prosthetic services, is available at the Galveston County VA Clinic, which is affiliated with the Michael E. DeBakey VA Medical Center in nearby Houston. 

Veterans, dependents and survivors can contact Galveston County Veterans Services to learn and apply for local, state and federal VA programs and benefits.

Galveston County VA Clinic
3828 Avenue N., Galveston, TX 77550-6614
(409) 761-3200

Galveston County Veterans Services
9850 Emmett F. Lowry Expy., Texas City, TX 77591
(409) 766-2448

Seniors unable to use the regular transit system due to disability can register for Island Transit’s Dial-A-Ride program, which provides low-cost, door-to-door rides throughout the county.  Galveston County operates 3 community centers for seniors that operate daily congregate meal programs, transportation and regular wellness and health screening clinics.  County of Galveston – Senior Services
722 Moody Ave., Galveston, TX 77550
(409) 770-6251 Island Transit
3115 Market St., Galveston, TX 77550
(409) 797-3909

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.