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The average cost of assisted living in the city is $4,350 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 29 assisted living facilities in Plano and 30 in surrounding areas.
The Cost of Senior Care in Plano, TX
Sunrise of Plano is a full-service senior community offering a range of lifestyle options. Located minutes from Dallas, we’re close to dining, shopping, and cultural venues.
Next door to the Medical Center of Plano, Brookdale Collin Oaks is a welcoming community that provides various levels of assisted living services and memory care.
At Brookdale Plano, an assisted living and memory care community, our residents rest assured knowing that they have everything they desire right at their doorstep.
DaySpring Assisted Living is a faith-based, not-for-profit ministry of Collin Creek Community Church in Plano, Texas, and our mission is to provide a safe, intimate community.
Colonial Lodge Plano is a warm and inviting senior living community that provides residents with all the comforts of home in a safe and active environment.
At The Village At Mapleshade we offer exceptional care, wellness programs and social activities in a family-like atmosphere that creates a community that your loved one will happily call home.
The Villagio of Plano Senior Living is a warm and welcoming residence for senior adults with Alzheimer’s, dementia, or other memory impairments. The community is conveniently located near the intersection of Custer and Spring Creek Parkway, with easy access to…
HarborChase of Plano is a peaceful residential assisted living and memory community. Featuring the familiarity of home, but with amenities and services to assure safety a comfortable life, you'll experience unmatched quality.
Families can rest easy when their loved one lives at Mission Ridge Residential Care, as our care home offers exceptional care in a stable, familiar setting.
At SilverMark Assisted Living, we offer a warm and loving environment where our residents are encouraged to maintain a healthy body and mind. We believe in dignity and self-reliance while still providing assistance as necessary. We also specialize in supporting…
This beautiful property is located in Plano, Texas in a quiet, comfortable residential community. Just north of Dallas, the Avendelle at Merksem Court senior living home features large, open rooms and a spacious yard. This assisted living property is ideal…
At Cariad at Village Creek, our focus is to promote an independent and active lifestyle, so our residents may enjoy life to the fullest! Unlike many other senior living communities, our monthly rates are “all-inclusive” which give our families…
Choosing a residential care home represents a lifestyle choice & does not have to be difficult. We understand that our residents and their families want more than a comfortable living environment to call home. Our homes give you and your…
Brookdale Spring Creek Gardens is a peaceful assisted living and memory care community with quiet, roomy indoor spaces and woodsy grounds that include shaded pathways and a creek.
Call 1-800-991-9257 for details
Our residents dignity, understanding, respect, tolerance, compassion and sympathy are of the outmost importance to us in Allegro. Adding lots of fun, entertainment, laughter, enthusiasm, and good nutrition we are completely sure that your experience with us will be unforgettable…
With wonderful services and amenities, plus a location that brings back familiar memories, North Texas Personal Care Homes - Plano 1 is a smart choice for Texas seniors.
Families can rest easy when their loved one lives at Hygieia Residential Care Home, as our care home offers exceptional care in a stable, familiar setting.
Golden Pond is a place where residents can enjoy life, and their friends and families can have peace of mind knowing that their loved one is being cared for with dignity and respect. We are committed to providing an exceptional…
What a wonderful team they have in this community. Very experienced nurse.. Marketer very compassionate Administrator help full and knowledgable In every aspect. This might be an older facility but I give it 5 stars with employees Cleanliness and comport . They also have a great activity director...Read more Cariad at Village Creek reviews
My mother is 92 and has been a resident for over 2 years. She is very happy with the facility and the nursing staff is very caring and competent. The facility is older but exceptional well taken care of and always very clean. The entire staff is helpful and friendly. My mother had been in a newer and larger facility a...Read more Cariad at Village Creek reviews
This is a very nice facility located in West Plano near Prestonwood Church that has a number of floors with an elevator & a formal dining room available on each floor. There is a daily exercise group,fitness center, and a personal trainer on-site for those who want to stay/get in shape. There are always fun & seasonal ...Read more Prestonwood Court reviews
When you walk in Brookdale Spring Creek Gardens (formerly known as Emeritus at Spring Creek Gardens), you will notice a warm, friendly environment, and will find they have licensed 24 hour care, assistance with medication, and nutritious meals. They offer tiered levels of service to ensure you are only paying for the ...Read more Spring Creek reviews
Brookdale Spring Creek Gardens is a cozy homelike community. The building is well maintained and clean. The community has beautiful landscaping with courtyards with walking paths. The staff are very professional but for the most part they seem very busy therefore they are not very personable. The care team seem to be v...Read more Spring Creek reviews
Brookdale Spring Creek Garden is nice and maintained well. The halls are equipped with handrails. The rooms are a good size with suitable bathrooms. The step in showers are small when compared to others. The administrative staff is informative and nice. I didn't see any interaction with residents and caregivers. Activi...Read more Spring Creek reviews
Genworth’s 2018 Cost of Care study shows that the average monthly price for assisted living in Plano is $4,350, which is higher than the state ($3,795) and national ($4,000) averages. Plano assisted living is more expensive than surrounding areas, such as Waco ($3,695), Tyler ($3,800) and Sherman ($3,694).
Assisted living costs statewide range from under $2,300 in Texarkana ($2,265) and El Paso ($2,250) up to $5,190 in Austin.
Note: Senior care cost data wasn’t available for Plano, so data for the closest city, Dallas, was used.
The Cost of Assisted Living in Surrounding Areas
Costs for residential senior care services in Plano, which include room and board, start at $4,350 per month for assisted living and go up to $5,064 per month for 24-hour, skilled nursing care. Nursing home care is provided in an institutional setting, while seniors in assisted living have more independence and a private living space, such as a small apartment.
In-home services cost $4,004 for a homemaker and $4,040 for a home health aide, while community-based care is $1,408 per month for adult day health services.
Senior Care Cost Comparison Chart
Medicaid is the federally mandated, government-funded program that provides low-income seniors, children and some adults with no-cost health care coverage. Medicaid is jointly funded by state and federal governments and administered at the state level.
By law, every Medicaid plan must include specific mandatory benefits:
Each state has the option to provide additional, state-specific benefits through Medicaid waivers and programs that may cover:
The Texas Medicaid program is administered by the Department of Health and Human Services and delivered through county-specific managed care organizations.
Qualify for Long-term Medicaid Coverage
In order to qualify for long-term Medicaid coverage that includes access to home care, nursing facility care and community-based nursing home diversion programs, seniors must meet income and asset criteria.
Seniors must also be permanent Texas residents; have a valid Social Security number; be U.S. citizens or qualified immigrants and require nursing home level care for at least 30 continuous days.
Income limits are set at $2,313 per person, per month and include income from most sources, such as wages, investments and alimony payments. Applicants must also own no more than $2,000 worth of countable assets, ($3,000 per couple), which includes all cash and investments, and all real estate except for an owner-occupied home worth up to $585,000.
Community Spouse Income and Asset Exemptions
When only one spouse of a married couple needs long-term Medicaid services, special income and asset rules apply to ensure the non-applicant (community) spouse has sufficient resources to live on. The non-applicant doesn’t need to contribute financially towards their spouses’ care, therefore, their income isn’t considered for Medicaid qualification purposes.
The community spouse may qualify for up to $3,160.50 per month of income transferred from the applicant under the minimum monthly needs allowance rule. It allows the non-applicant to keep the lesser of 50% or $126,420 of the couple’s joint assets, excluding the owner-occupied home worth up to $585,000 and one vehicle.
STAR+PLUS Medicaid Managed Care Program
Seniors who meet the criteria for long-term Medicaid coverage may qualify for home and community-based services through STAR+PLUS, a Texas Medicaid nursing home diversion program. STAR+PLUS is also open to seniors who already live in a nursing facility who want to transition into an assisted living setting.
STAR+PLUS lets seniors aged 65 and older age in place in an assisted living setting by funding the medical and nonmedical services seniors need to remain safe and independent in the community. STAR+PLUS services and supports are assigned based on medical need and include skilled and intermittent nursing, medical supplies and adaptive aids, respite and personal care and rehab therapy.
Plano residents in Denton County can choose between the Superior Health Plan and the United Healthcare Community Plan. Collin County is covered under the STAR+PLUS Dallas Service Area where the plan providers are Amerigroup, Molina Healthcare of Texas and Superior Health Plan.
To learn more about Medicaid and the STAR+PLUS program, contact the nearest Health and Human Services Commission office by calling (888) 337-6377.
Elderlife Financial Assisted Living Bridge Loan
Seniors who need money to finance a move into an assisted living community may be eligible for an assisted living bridge loan through Elderlife Financial.
This short-term (12 month) loan gives seniors access to the cash they need to pay for their care while waiting for their home to sell or for insurance benefits to begin covering their care costs. The loan is set up as a line of credit, therefore, monthly payments are interest-only based on the loan balance, and the loan can be paid off at any time without penalty
To qualify for an assisted living bridge loan applicants must have a high credit score. Up to six people can be listed on the loan application, and in most cases the lender provides a response within 24 hours.
To learn more or apply over the phone at no cost, contact Elderlife Financial Services at (888) 228-4500.
VA Aid and Attendance and Housebound
Veterans and their survivors who qualify for a regular (nondisabled) VA pension may receive additional cash benefits through Aid and Attendance or Housebound. These two VA pension top-up programs are open to eligible applicants who have a permanent disability that’s unrelated to service or caused by a chronic illness.
To qualify for Housebound, applicants must have a permanent disability that restricts them to their principal residence, which may be an assisted living facility, most of the time.
To qualify for Aid and Attendance, applicants must have either:
Note: Applicants can only be enrolled in one of these programs, and benefits from Aid and Attendance or Housebound isn’t counted as income under Texas Medicaid eligibility rules.
Veterans, survivors and dependents in Plano can contact their respective county veterans service office for free assistance with VA benefit claims and appeals, including burial benefits and the VA Aid and Attendance and Housebound.
Outpatient VA health services, including primary care, lab and X-ray services and telemedicine is available at the Plano VA Clinic. Comprehensive speciality, surgical and hospital services are offered at the nearby Dallas VA Medical Center.
Denton County Veteran Service Office (by appointment only)
1505 E. McKinney St., Denton, TX 76209-4525
Collin County Veterans Services
900 E. Park Blvd., Plano, TX 75074
Plano VA Clinic
3804 15th St., Plano, TX 75075-4752
The Sam Johnson Recreation Center is a barrier-free community center for seniors aged 50 and older. Open Monday to Saturday, the facility features a large fitness room, a dining space and dance studio. Seniors can join an exercise class, enjoy a low-cost noon meal and participate in regular wellness workshops and health screening events.
Sam Johnson Recreation Center for Adults 50+
401 W. 16th St., Plano, TX 75075
The Wellness Center for Older Adults where seniors can sign up for durable medical equipment loans, learn about Medicaid and Medicare options and access free health screening services. The center also has on-site social workers to help seniors navigate their long-term care options.
Wellness Center for Older Adults
401 W. 16th St., Plano, TX 75075
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