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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at Our Cottage

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<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s&nbsp;2018 Cost of Care</a>&nbsp;study shows that the average monthly price for assisted living in Plano is $4,350, which is higher than the state ($3,795) and national ($4,000) averages. Plano assisted living is more expensive than surrounding areas,&nbsp;such as Waco ($3,695), Tyler ($3,800) and Sherman ($3,694).&nbsp; Assisted living costs statewide&nbsp;range from under $2,300 in Texarkana ($2,265) and El Paso&nbsp;($2,250) up to $5,190 in Austin.&nbsp; Note: Senior care cost data wasn’t available for Plano, so data for the closest city, Dallas, was used.&nbsp;

Assisted Living Costs in Plano

The Cost of Assisted Living in Surrounding Areas

Costs for residential senior care services in Plano, which include room and board, start at $4,350 per month for assisted living and go up to $5,064 per month for 24-hour, skilled nursing care. Nursing home care is provided in an institutional setting, while seniors in assisted living have more independence and a private living space, such as a small apartment.&nbsp; In-home services cost $4,004 for a homemaker and $4,040 for a home health aide, while community-based care is $1,408 per month for adult day health services.&nbsp;

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Plano

Elderlife&nbsp;Financial Assisted Living Bridge Loan Seniors&nbsp;who need&nbsp;money to finance a move into an assisted living community&nbsp;may be eligible for an&nbsp;<a href="https://elderlifefinancial.com/our-services/#BridgeLoanInfo" target="_blank" data-mce-href="https://elderlifefinancial.com/our-services/#BridgeLoanInfo" rel="noopener noreferrer">assisted living bridge loan</a>&nbsp;through&nbsp;Elderlife&nbsp;Financial.&nbsp; This short-term (12 month) loan gives seniors access to the cash they need to pay for their care while waiting for their home to sell or for insurance benefits to begin covering their care costs. The loan is set up as a line of credit, therefore, monthly payments are interest-only based on the loan balance, and the loan can be paid off at any time without penalty To qualify for an assisted living bridge loan applicants must have a high credit score. Up to six people can be listed on the loan application, and in most cases the lender provides a response within 24 hours.&nbsp; To learn more or apply over the phone at no cost, contact&nbsp;<a href="https://elderlifefinancial.com/contact-elderlife/" target="_blank" data-mce-href="https://elderlifefinancial.com/contact-elderlife/" rel="noopener noreferrer">Elderlife&nbsp;Financial Services</a>&nbsp;at (888) 228-4500.&nbsp; VA Aid and Attendance and Housebound&nbsp; Veterans and their survivors who qualify for a regular (nondisabled) VA pension may receive additional cash benefits through&nbsp;<a href="https://www.va.gov/pension/aid-attendance-housebound/" target="_blank" data-mce-href="https://www.va.gov/pension/aid-attendance-housebound/" rel="noopener noreferrer">Aid and Attendance or Housebound</a>. These two VA pension top-up programs&nbsp;are open to eligible applicants who have a permanent disability that’s unrelated to service or caused by a chronic illness. To qualify for Housebound, applicants must have a permanent disability that restricts&nbsp;them to their principal residence, which may be an assisted living facility, most of the time.&nbsp; To qualify for Aid and Attendance, applicants must have either: 
<li>A severe visual impairment that limits the visual field to 5 degrees or less, or</li>
<li>Be bedridden except to participate in medically-prescribed treatments, or</li>
<li>Live in a nursing home due to physical&nbsp;and/or cognitive issues, or</li>
<li>Have corrected eyesight tested at 5/200 or worse, or</li>
<li>Need help from a caregiver to&nbsp;perform activities of daily living, such as dressing, eating, moving around or adjusting a prosthetic device</li>
 Note: Applicants can only be enrolled in one of these programs, and benefits&nbsp;from Aid and Attendance or Housebound isn’t counted as income under Texas Medicaid eligibility rules.&nbsp; To learn more, contact <a href="https://www.collincountytx.gov/veterans/Pages/default.aspx" target="_blank" data-mce-href="https://www.collincountytx.gov/veterans/Pages/default.aspx" rel="noopener noreferrer">Collin County Veterans Services</a>&nbsp;at (972) 881-3060 or the&nbsp;<a href="https://dentoncounty.com/Departments/Veterans-Service.aspx" target="_blank" data-mce-href="https://dentoncounty.com/Departments/Veterans-Service.aspx" rel="noopener noreferrer">Denton County Veterans Service Office</a>&nbsp;at (940) 349-2950.&nbsp;

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $4,350 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 4 Assisted Living Communities in Plano and several in surrounding areas. The Cost of Senior Care in Plano, TX<ul><li>Assisted Living: $4,350</li><li>Nursing Home Care: $5,064</li><li>In-home Care: $4,004</li><li>Adult Day Health Services: $1,408</li></ul>

Assisted Living in Plano, TX

Assisted Living Articles and Resources

<a href="https://www.medicaid.gov/" target="_blank" data-mce-href="https://www.medicaid.gov/" rel="noopener noreferrer">Medicaid</a>&nbsp;is the federally mandated, government-funded program that provides low-income seniors, children and some adults with no-cost health care coverage. Medicaid is jointly funded by state and federal governments and administered&nbsp;at the state level.&nbsp; By law, every Medicaid plan must include&nbsp;<a href="https://www.medicaid.gov/medicaid/benefits/index.html" target="_blank" data-mce-href="https://www.medicaid.gov/medicaid/benefits/index.html" rel="noopener noreferrer">specific mandatory benefits</a>:&nbsp; <ul>
<li>Transportation to Medicaid-funded medical services</li>
<li>X-rays and laboratory tests</li>
<li>Primary&nbsp;physician services</li>
<li>Long-term care in a nursing facility</li>
<li>Inpatient and outpatient hospital services</li>
</ul> Each state has the option to provide additional, state-specific benefits through Medicaid waivers and programs that may cover:&nbsp; <ul>
<li>Dental, optometry, chiropractic&nbsp;and podiatry services</li>
<li>Dentures, eyeglasses and prosthetics</li>
<li>Occupational, physical or speech therapy</li>
<li>Hospice care</li>
<li>Additional diagnostic and preventative health services</li>
<li>Personal care and private-duty nursing services</li>
<li>Prescription and over-the-counter medications</li>
<li>Case&nbsp;management</li>
</ul> The Texas&nbsp;Medicaid program is administered by the&nbsp;<a href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/" target="_blank" data-mce-href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/" rel="noopener noreferrer">Department of Health and Human Services</a>&nbsp;and delivered through county-specific managed care&nbsp;organizations.&nbsp; Qualify for Long-term Medicaid Coverage In order to qualify for&nbsp;<a href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/long-term-care" target="_blank" data-mce-href="https://yourtexasbenefits.hhsc.texas.gov/programs/health/disability-or-65plus/long-term-care" rel="noopener noreferrer">long-term Medicaid coverage</a>&nbsp;that includes access to home care, nursing facility care and community-based nursing home diversion programs, seniors must meet income and asset criteria. Seniors must also be permanent Texas residents; have a valid Social&nbsp;Security number; be U.S. citizens or qualified immigrants and require nursing home level care for at least 30 continuous days.&nbsp; Income limits are set at $2,313 per person, per month and include income from most sources, such as wages, investments and alimony payments. Applicants must also own no more than $2,000 worth of countable assets, ($3,000 per couple), which includes all cash and investments, and all real estate except for an owner-occupied home worth up to $585,000.&nbsp; Community Spouse Income and Asset Exemptions When only one spouse of a married couple needs long-term Medicaid services, special income and asset rules apply to ensure the non-applicant (community) spouse has sufficient resources to live on. The non-applicant doesn’t need to contribute financially towards their spouses’ care, therefore, their income isn’t considered for Medicaid qualification purposes.&nbsp; The community spouse may qualify for up to $3,160.50 per month of income transferred from the applicant under the minimum&nbsp;monthly needs allowance rule. It&nbsp;allows the non-applicant to keep the lesser of 50% or $126,420 of the couple’s joint assets, excluding the&nbsp;owner-occupied home worth up to $585,000 and one vehicle.&nbsp; STAR+PLUS Medicaid Managed Care Program Seniors&nbsp;who meet the criteria for long-term Medicaid coverage may qualify for home and community-based services through&nbsp;<a href="https://hhs.texas.gov/services/health/medicaid-chip/programs/starplus" target="_blank" data-mce-href="https://hhs.texas.gov/services/health/medicaid-chip/programs/starplus" rel="noopener noreferrer">STAR+PLUS</a>, a Texas Medicaid nursing home diversion program.&nbsp;STAR+PLUS is also open to seniors who already live in a nursing facility&nbsp;who&nbsp;want to transition into an assisted living setting.&nbsp; STAR+PLUS lets seniors aged 65 and older&nbsp;age in place in an assisted living setting by funding the medical and nonmedical services seniors need to remain safe and independent in the community. STAR+PLUS services&nbsp;and supports are assigned based on medical need and&nbsp;include skilled and intermittent nursing, medical supplies and adaptive aids, respite and personal care and rehab therapy.&nbsp; Plano residents in Denton&nbsp;County can choose between the Superior Health Plan&nbsp;and the United Healthcare Community Plan. Collin County is covered under the STAR+PLUS Dallas Service Area where the plan providers are Amerigroup, Molina Healthcare of Texas and Superior Health Plan. To learn more about Medicaid&nbsp;and the STAR+PLUS program, contact the nearest&nbsp;<a href="https://apps.hhs.texas.gov/contact/search.cfm" target="_blank" data-mce-href="https://apps.hhs.texas.gov/contact/search.cfm" rel="noopener noreferrer">Health and Human Services Commission office</a>&nbsp;by calling (888) 337-6377.&nbsp;

Medicaid in Texas

 Detailed profiles of 4 Assisted Living Facilities in Plano, TX.  Reviews, ratings, costs, pictures, amenities, and more.

 4 Assisted Living Facilities in Plano, TX

Nearby Assisted Living Facilities

Other Senior Living in Plano, TX

Assisted Living Resources in Plano

The Wellness Center for Older Adults where seniors can sign up for durable medical equipment loans, learn about Medicaid and Medicare options and access free health screening services. The center also has on-site&nbsp;social workers to help seniors navigate their long-term care options.&nbsp;

Community Aid Agencies

The Sam Johnson Recreation Center is a barrier-free community center for seniors aged 50 and older. Open Monday to Saturday, the facility features a large fitness room, a dining space and dance studio. Seniors can join an exercise class, enjoy a low-cost noon meal and participate in regular wellness workshops and health screening events.&nbsp;

Senior Center

Veterans, survivors and dependents in Plano can contact their respective county veterans service office for free assistance with VA benefit claims and appeals, including burial benefits and the VA Aid and Attendance and Housebound.&nbsp;

Veterans Services

Reviews of Plano Assisted Living Facilities

Our Cottage – Ambrosia (Plano)
Boutique Assisted Living | 8 Residents | Family-Owned, Heart-Led Care

At Our Cottage, our mission is simple yet deeply personal:

Your Care. Our Purpose.
Nestled on Ambrosia Lane in Plano, this tranquil home feels peaceful the moment you step inside — filled with natural light, warmth, and the quiet assurance that your loved one will be truly known here.

We believe care should never feel clinical. It should feel human. That's why Our Cottage is intentionally small — just eight residents — allowing our team to provide exceptional, one-to-one attention that honors each Resident as an individual, not a care plan. Here, every person's story matters. Every smile is noticed. Every day feels personal.

As a Texas-licensed Type B Assisted Living and Memory Care Certified home, we offer both daily living support and specialized assistance for residents with Alzheimer's or dementia. Our caregivers are highly trained yet deeply compassionate — patient listeners, gentle helpers, and true companions.

Our small size allows for unhurried, attentive care, with time to sit together, share a meal, or enjoy quiet moments in the garden. We partner closely with trusted hospice, home health, therapy, and wellness providers to ensure continuity of care and complete peace of mind for families.

Meals are freshly prepared by the chef, with menus tailored to our Residents' preferences and nutritional needs.

Our bedrooms are mostly furnished, offering comfort and convenience, while families are encouraged to bring a personal bed or other familiar items — because we know how much those touches make a house feel like home.

Each room includes a smart TV, and the home offers bright, cozy living spaces and outdoor patios designed for connection and calm. Daily life at Our Cottage includes art, music, gentle movement, meaningful activities, and plenty of laughter — all part of creating purpose and joy in everyday living.

Families often tell us, "It just feels different here."
That difference comes from the heart. At Our Cottage, you're not just choosing a care home — you're choosing a family that sees your loved one as more than their needs.

Come experience the tranquility and authenticity of Our Cottage – Ambrosia — where compassion meets purpose, and every Resident is truly at home.

Schedule your visit — in person or virtual — and discover the Our Cottage way.

Your Care. Our Purpose.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://apps.hhs.texas.gov/ltcsearch/">Texas Long-Term Care Provider Search</a>

Our Cottage

We offer a home like setting and cheerful smiles from our professional staff who greet you every day. Our caring staff offers the assistance you need while respecting your independence.Our peaceful setting, restaurant style dining experience, activities and beautiful setting combine to create a wonderful living environment everyday. Our genuine caring staff, home style meals, daily activities add to our residents' experience.Through special events, activities, clubs and ongoing cultural enrichment programs, we offer unlimited opportunities for you to get to know other residents and us. Call to set up an appointment for a tour because we delight in showing you our home.<h5>Amenities and Services</h5><ul><li>Daily assistance with bathing and dressing</li><li>Medication management</li><li>Dining assistance and special diets</li><li>Assistance with reminders and redirection</li><li>Escorts and assistance with walking</li><li>Emergency response call system</li><li>Housekeeping</li><li>Laundry and linen service</li> </ul>*Rates subject to change at any time. Level of care not included. To learn more about this providers license and review other available state reports, please visit: <a href="https://apps.hhs.texas.gov/ltcsearch/">Texas Long-Term Care Provider Search</a>

Brookdale Collin Oaks

Welcome to The Oaks at Plano, a quaint, park-style living community set in the heart of Plano, Texas. As an award-winning senior living destination, we offer a resort-style environment coupled with all the comforts of home. Our gated, garden-style 55+ active adult retirement community is a haven of beautifully landscaped grounds and resort-style amenities. Here, you'll find a range of convenient services designed to simplify your life. Our community is alive with a full schedule of activities, providing you with a lively environment and access to a wonderful neighborhood. Join us at The Oaks at Plano, where the charm of park-style living meets the vibrancy of Plano living.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://apps.hhs.texas.gov/ltcsearch/">Texas Long-Term Care Provider Search</a>

The Oaks at Plano

Auberge at Plano includes a specially designed neighborhood to serve the special needs of individuals living with Alzheimer's disease, dementia and other forms of memory loss. Every day we make it a goal to go above and beyond to enrich the lives of our residents. With our SPARK Lifestyle program, a Montessori-inspired philosophy for care, we create a specialized, life-enriching environment that affords each individual maximum self-expression. The staff is committed to delivering a quality of care that meets the resident's physical, social, spiritual and emotional needs.
<ul>
<li>Medication assistance and management</li>
<li>Regular assessment and service planning</li>
<li>Bathing, dressing, grooming, and other self-image enhancements</li>
<li>Mobility, Escorts and reminders</li>
<li>Dining and Social or activities assistance</li>
<li>Care coordination and other health care management assistance</li>
<li>Engaging and Montessori-Inspired Methods in the Life Enrichment Programming</li>
<li>Spacious Private with a Private Bathroom or Private with a Shared Bathroom Apartments</li>
</ul>

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://apps.hhs.texas.gov/ltcsearch/">Texas Long-Term Care Provider Search</a>

Auberge at Plano

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Our Cottage - Plano, Texas

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Our Cottage - Starting at 4,500/mo - Plano, Texas

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