3 Communities in Coppell, Texas

The average cost of assisted living in the city is $4,350 per month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 3 Assisted Living Communities in Coppell and several in surrounding areas. The Cost of Senior Care in Coppell, TX

• Assisted Living: $4,350
• Nursing Home Care: $5,064
• In-home Care: $4,004
• Adult Day Health Services: $1,408

The 2018 Genworth Cost of Care survey shows that Coppell has the highest rate for assisted living in this region of Texas. At $4,350, the local cost is $350 more than the national average ($4,000) and roughly $550 more than the state median of $3,795. Coppell also tops several nearby cities by $450 to $650 per month, including Abilene ($3,868), Tyler ($3,800), Waco ($3,695) and Sherman ($3,694). The biggest price differences are found in Wichita Falls ($3,312) and Longview ($3,100) where assisted living costs $1,000 and $1,200 less per month.

Note: Cost data for senior care in Coppell wasn’t available, so data for the nearby city of Dallas was used.

Compared to other areas of the country, senior care costs in Coppell are fairly consistent, with only a $3,600 range between the least and most expensive options. Local seniors who utilize adult day health services pay just $1,408 per month on average. Those who require the 24-hour skilled services offered in nursing homes pay the highest monthly cost of $5,064. Assisted living averages $4,350 per month, which is about $300 to $350 more costly than in-home services from homemakers ($4,004) and home health aides ($4,040). When weighing these two options, it’s important to consider the value of room and board included with assisted living. Seniors receiving care at home have to pay for shelter and food in addition to care services, which can increase their total monthly cost substantially.

 

The federal government introduced the Medicaid program in 1965 to ensure access to basic health care services for economically vulnerable Americans. The program serves parents and dependent children, pregnant women, blind and disabled adults and senior citizens through a combination of state and federal funding.

In Texas, approximately 4.5 million low-income residents are enrolled in the state Medicaid program and almost one-quarter are blind, disabled or elderly. Texas Medicaid delivers health care services through managed care plans that provides a wide range of benefits, such as:

• Physician and specialist services
• Inpatient and outpatient hospital services
• Emergency medical services
• X-rays and laboratory tests
• Prescription drugs
• Emergency and nonemergency medical transportation
• Nursing home care

Coppell residents must be aged 65 or older or have a disability lasting a year or more if younger, to qualify for long-term care services through Texas Medicaid. Only U.S. citizens or legal immigrants are eligible for coverage, and they must have:

• $2,313 or less in monthly income and $2,000 in countable resources if single
• $4,626 or less in monthly income and $3,000 in countable resources as a couple applying together

If only one spouse applies, the non-applicant’s income isn’t counted. They may also be eligible to receive up to $3,160.50 of the applicant’s monthly income and up to $126,420 in jointly owned assets. These living and resource allowances are mandated by Medicaid to prevent spousal impoverishment.

Some resources are automatically disregarded, such as household and personal effects, one vehicle, irrevocable burial trusts and one owner-occupied home valued at $585,000 or less.

Seniors who meet the Texas Medicaid long-term care eligibility requirements except for income may consider setting up a Qualified Income Trust to lower it to the required level. Excess income gets deposited monthly, and the account’s trust agent can only withdraw funds to pay allowable medical and long-term care expenses.

Those with limited income and few assets who apply for Supplemental Security Income benefits are automatically enrolled in Texas Medicaid by the Social Security Administration.  

Seniors and disabled adults in Coppell can apply for Medicaid online or call the Your Texas Benefits helpline at (877) 541-7905.

STAR+PLUS Waiver Program

The STAR+PLUS waiver offers Coppell seniors who need long-term care an alternative to institutional nursing home placement. The waiver program provides all-inclusive medical and community-based long-term care support services through the applicant’s choice of managed care providers serving Dallas County.

To qualify, Coppell residents must be assessed as requiring a nursing-home level of care. Applicants must be approved to receive full Medicaid benefits and meet certain other qualifying criteria, such as residing in a nursing home and receiving Medicaid or currently receiving SSI.

Approved applicants receive the full suite of medical services available through the state Medicaid plan as well as care coordination services and additional supports deemed necessary, such as:

• Transitional services to relocate back to the community from a nursing home
• Assisted living services
• Personal care and help with activities of daily living
• Nursing services
• Physical, occupational and speech therapy services
• Adaptive aides
• Medical supplies

For more information about the STAR+PLUS waiver program or to apply, seniors and disabled adults in Coppell can contact the Dallas Area Agency on Aging at (214) 871-5065.

Community Care for the Aged and Disabled

Coppell seniors at risk of nursing home admission may be eligible for the Community Care for the Aged and Disabled program. To qualify, applicants must be aged 18 or older, need daily assistance due to functional impairment or disability and have:

• No more than $2,313 in monthly income and $5,000 in assets if single

• No more than $4,626 in monthly income and $6,000 in assets if applying with a spouse

This non-Medicaid program offers support services targeted to different living arrangements. Seniors in assisted living communities can receive 24-hour supervision and help with daily living activities. Facility charges for room and board aren’t covered by the program, so those who qualify for CCAD benefits are responsible for paying this portion of their care costs. Those currently receiving similar Medicaid services are ineligible for the program.

To learn more about the CCAD program or apply, Coppell seniors should contact the Dallas Area Agency on Aging at (214) 871-5065.

Optional State Supplementation

Seniors over age 65 and adults with disabilities receiving or eligible for SSI benefits also qualify for an additional monthly payment through the Texas Optional State Supplementation program. The OSS adds an extra $60 to the checks of SSI recipients living in intermediate care facilities to put toward room and board or other care expenses.

To apply for SSI and Texas OSS benefits, Coppell residents can contact the Social Security Administration at (800) 772-1213.

Metrocrest Services offers lift-equipped van and volunteer transportation services to seniors in Coppell and the surrounding areas. Rides are available for local appointments, Monday through Friday, 9:00 a.m. to 3:30 p.m., and door-through-door assistance is provided. Metrocrest Services
13801 Hutton Dr., Ste. 150, Farmers Branch, Texas 75234
(972) 446-2100

Coppell veterans can receive assistance applying for VA and state benefits from the Dallas County Veterans Service office. The Plano VA Clinic offers primary care, lab and X-ray services and referrals for specialty care at the Dallas VA Medical Center. Veterans can find camaraderie at the VFW Post 10454 in nearby Grapevine.

Dallas County Veterans Services
2377 N. Stemmons Fwy., Dallas, TX 75207
(972) 692-4939 

Plano VA Clinic
3804 15th St., Ste. 175, Plano, TX 75075
(972) 801-4200

Airport Cities VFW Post 10454
221 N. Main St., Grapevine, TX 76051
(817) 481-6768

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.