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The average cost of assisted living in the city is $3,400 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 10 assisted living facilities in Port Charlotte and 30 in surrounding areas.
Seniors seeking a comfortable and home-like setting, ample amenities and the finest assisted care should look no further than Brookdale Port Charlotte.
Seniors seeking a community that specializes in offering a continuum of care will find a wonderful living experience at South Port Square in Port Charlotte.
With our comfortable surroundings, personalized care and first-class services, Harbour Terrace is the community of choice for families seeking assisted living and memory care.
Residing at Vick Street Manor allows each resident to maintain as much independence and freedom as possible, while our staff provides just the right amount of assistance needed to compliment each resident's abilities and make life as enjoyable as possible
At Village Place Retirement, seniors needing assisted living and memory care services will find many amenities and health care services that provide for their every need.
Call 1-800-991-9257 for details
Lexington Manor Assisted Living Community is located in Port Charlotte, Florida near both Sarasota and Lee Counties. We offer assistance with activities of daily living, such as bathing, dressing, laundry, housekeeping and medication management. There is a wide variety of…
Our mission is to be the finest assisted living residence in Southwest Florida. The philosophy of ownership and management infuses the entire staff with a personal as well as professional commitment to excellence. Since this philosophy forms the foundation of…
Call 1-800-991-9257 for details
Chelsea Place Retirement Resort Living is a Key West inspired beach cottage located on the beautiful Charlotte Harbor in Port Charlotte, Florida. A resort style assisted living community that's as relaxing as a day at the beach and one of…
South Port Square Port Charlotte is an absolutely excellent community, and beautiful in every way. It's 30-something acres of landscape and so on, and it's also quite expensive. It's a step-down community and has everything from assisted living to Alzheimer's. I went there for a conference called Mythbusters where they...Read more South Port Square reviews
We liked the director of Brookdale. She took us on a tour, and we liked what we saw. We really liked the dining area, felt the security was adequate, and felt that there were enough workers to the number of patients or clients that they would be caring for.Read more Brookdale Port Charlotte reviews
We toured with the new Sales person who arranged lunch and activities. We were very impressed that for a smaller community they really care and we're helpful is giving us all the info on assisted living we could think of. Place was clean, food was great and everyone very caring. bpc is a little gem.Read more Brookdale Port Charlotte reviews
Brookdale Port Charlotte was very nice. The facilities were very similar to the one I'm in now. I like it. The person who assisted me was very nice, very proficient, and very friendly. The dining area looked great. They have the same activities, like cards, movies, exercise, and bingo.Read more Brookdale Port Charlotte reviews
According to Genworth’s 2018 Cost of Care survey, the average monthly cost of assisted living in Port Charlotte is $3,400, which is $100 less than the state average and $600 below the national average. Cities such as Naples ($5,448) and Cape Coral ($4,000) are much more expensive, while less costly areas include Sebring ($3,038), Miami ($3,350) and the Tampa area ($3,250).
Note: Senior care cost data wasn’t available for Port Charlotte, so data for the closest city, Punta Gorda, was used.
Cost of Assisted Living Comparison Chart
Care costs depend on the level of care an individual needs, with location and individual services being other considerations. For seniors with intensive care needs, the average cost of nursing home care in Port Charlotte is $8,502, which is more than $5,000 over the cost of assisted living. In-home care, such as homemaker services and home health aides, cost about $1,000 more than assisted living. When considering this type of care, it’s important to account for living expenses, such as rent/mortgage, utilities, maintenance and food. These costs are typically included in the price of assisted living and nursing home care.
Cost of Homemaker/Home Health Aide Comparison Chart
Statewide Medicaid Managed Care (SMMC) is managed by the Health Care Administration Agency in Florida. SMMC provides low-income families and individuals with access to free or low-cost health care and helps the elderly and disabled with the costs of nursing facilities and other medical and long-term care costs. Other benefits include physician’s services, inpatient and outpatient hospital services, durable medical equipment and hearing, vision and dental services. Individuals who are eligible for Supplemental Security Income (SSI) automatically qualify for Medicaid in Florida.
In order to be eligible for this program, individuals must be:
Countable assets include cash, stocks, bonds, investments, savings and checking accounts and real estate the individual doesn’t reside in.
The Statewide Medicaid Managed Care Long-Term Care Program (SMMC LTC) provides services to individuals who require long-term care support. SMMC LTC is designed to delay or prevent premature institutionalization while individuals maintain stable health at home or in an assisted living facility.
SMMC LTC provides many services, including:
Through this program, Medicaid reimburses over two dozen home and community services and nursing facilities. This waiver is a capitated, managed care program, which means it pays a fixed amount of money to health care service providers; however, room and board costs aren’t covered.
Medicaid participants are required to be enrolled in the Long-Term Care program if they:
Counselors are available to help residents of Port Charlotte and surrounding cities choose from three LTC plans that best meet their needs, including Humana, Sunshine and United. Depending on which plan seniors choose, additional benefits may be provided, such as cellular phone service, dental services, hearing evaluation and over-the-counter medications and supplies.
SMMC LTC limits the number of people who can receive assistance, and waiting lists for some of these services are possible in areas across the state.
Optional State Supplementation
The Optional State Supplementation (OSS) program provides cash assistance to individuals who have low income, or receive Supplemental Security Income (SSI), and live in a noninstitutional, residential living facility, such as an assisted living residence, mental health residential treatment facility or an adult family care home. The funds are given directly to the individual, or a legal guardian, and intended to help pay for room and board.
OSS payment is determined by the individual’s monthly income, and in many cases, the maximum monthly OSS payout is $78.40 for single seniors and $156.80 for couples. Individuals are able to keep $54 of their gross monthly income for personal needs and the remaining income amount, along with the OSS payment, goes to the provider for the cost of care.
To be eligible to receive an OSS payment, an individual must be:
An application must be submitted in the same month an applicant wants OSS, and no OSS payments can be paid for previous months.
To learn more information about OSS or submit an application, apply online through the ACCESS system or call (866) 762-2237.
Program of All-Inclusive Care
Hope Program of All-Inclusive Care (PACE) is a service for low-income seniors who would otherwise qualify for nursing home placement. It provides them with various services in the home or assisted living facility that would otherwise be an out-of-pocket expense. PACE includes amenities that are covered by both Medicaid and Medicare, so seniors receive all their medical and long-term services through this program.
Hope PACE offers medical services that includes:
To be eligible for PACE, an individual must:
For seniors who don’t have dual Medicaid and Medicare, there’s an option for private pay with PACE. For more information about PACE and enrollment, please call (239) 985-6400.
AAA is a nonprofit organization that provides information and assistance for older adults and caregivers concerning outreach programs that are funded through federal and state programs, including health and wellness workshops, Medicare saving for low-income beneficiaries and community-based services.
Area Agency on Aging for Southwest Florida
15201 N. Cleveland Ave, Suite 1100, North Fort Myers, FL 33903
The Veterans Administration (VA) is available to assist and advise veterans of the medical, social and financial benefits they may be entitled to. Visit one of these local offices for more information.
Charlotte County Veteran Services
1050 Loveland Blvd., Port Charlotte, FL 33980
Veteran Services West County Office
6868 San Casa Drive, Unit 12, Englewood, FL 34224
These centers are available to seniors who want to engage in social activities, healthy meals, free medical screenings and support groups.
Charlotte Friendship Center
27420 Voyageur Dr, Punta Gorda, FL 33983
Bayfront Health Senior Circle
2500 Harbor Blvd, Port Charlotte, FL 33952
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