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The average cost of assisted living in the city is $3,275 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You'll find in-depth information on 19 assisted living facilities in Ocala and 28 in surrounding areas.
Situated on 14 wooded acres, Brookdale Pinecastle is a stunning retirement community that caters to both active seniors and those in need of assisted living.
Families who are looking for compassionate, high-quality care for their loved ones who need assisted living services can turn to Pacifica Senior Living Ocala.
Brentwood at Fore Ranch offers five-star living for seniors who want an escape from household responsibilities and the peace of mind that comes with having on-site supportive services.
Set in a rustic area of horse farms, Brookdale Canopy Oaks is a peaceful assisted living and memory care community where residents enjoy fine living and many engaging activities.
Near medical care and shopping, Brookdale Paddock Hills is a warm, country-style community offering the full spectrum of flexible senior care so residents never have to move again.
Marion Oaks Assisted Living provides a loving sanctuary to active seniors that has growing needs and assistance. We are located in a peaceful area of Ocala, Marion County, Florida and is surrounded by peaceful nature, shopping centers and restaurants.
Since 1999, when The Bridge at Ocala in Ocala, FL, first opened its doors, we have thrived on the notion of community, the strength of neighborhood, the comfort and warmth of extended family, and the hospitality befitting good friends. Both…
As Ocala’s newest, most elegant retirement living community, Canterfield of Ocala invites you to discover a truly exceptional way of life. From our ideal location on Highway 200 to our continuum of care, we are an inspiring retirement community that…
Call 1-800-991-9257 for details
Welcome to Camelot Chateau Assisted Living Our rolling hills and majestic tree-lined scenic country roads are a surprise to many first time visitors. Within this setting, Camelot Chateau presents an 80-unit assisted living community with an open, casually elegant atmosphere.…
Welcome to Palm Garden Of Ocala! Palm Garden of Ocala is a provider of short-term, long-term care, and rehabilitation services in Ocala, Florida.As your partner in health, Palm Garden of Ocala shares your goal to return safely home with maximum…
My mother moved into Hampton Manor at Deerwood, and as far as I can tell it is very good. Everybody is kind and friendly. The room is bare and grey. It is what it is, but it is functional, it is available, and we are grateful. The food is delicious; they love the food.Read more Hampton Manor at Deerwood reviews
I visited Hampton Manor at Deerwood's assisted living. I saw people interacting, it was very clean, and if I remember correctly, it's privately owned, so it's not a large management company. Activities were going on while I was there. I also remember seeing a lady that I thought was probably in memory care. She was wa...Read more Hampton Manor at Deerwood reviews
Brookdale Paddock Hills was small, nice, clean, and personable. The director was very nice. The rooms were nice, not too big and not too small. The activities director had good ideas and made up a calendar with different things on it. She wanted to actively involve as many people as she could and had a nice personality...Read more Brookdale Paddock Hills reviews
The rooms and activities at Brookdale Paddock Hills were fine. All in all, it was a good and nice place. They had a gaming area and would take their residents on shopping. It was more like a blue-collar worker kind of place where you don't have a lot of bells and whistles but you do have nice things there for people. I...Read more Brookdale Paddock Hills reviews
Brookdale Canopy Oaks would've been the best facility to go to because it was walking distance from where we live, but they had a $1,500 move-in fee, which we can pay over three months. Then, the guy offered us a fee of $3,400 a month, and we had to buy it right away. We had to have a December 1st move-in date, but thi...Read more Brookdale Canopy Oaks reviews
According to Genworth’s 2018 Cost of Care study, Ocala’s average monthly cost for assisted living is lower than the national average at $3,275 and just below the state average of $3,500. Assisted living costs are among the lowest in the area, with prices in nearby Gainesville ($3,775), Homosassa Springs ($4,125) and The Villages ($5,031) being significantly higher.
Cost of Assisted Living Comparison Chart
Senior care costs vary based on the location, type of care and included services. In Ocala, nursing home care costs are more than double that of assisted living, while in-home care, such as a home health aide or homemaker services, is also more expensive than assisted living. Adult day health care is the least expensive option. When evaluating the different care options, it’s important to factor in daily living expenses like rent, utilities, food and home maintenance that are often included in residential care services for seniors.
Cost of Homemaker/Home Health Aide Comparison Chart
Medicaid is a nationwide program that provides low-income, low-asset Americans with access to limited health services such as screening for diabetes and management of chronic health conditions. The federal and state governments jointly fund it, and in Florida, the Florida Agency for Health Care Administration administers the Medicaid program.
To qualify for Medicaid coverage, Ocala seniors need to meet strict income and asset limits. For a single senior, the income limit is $2,313 per month, while a couple applying together can earn no more than $4,626. Income from all sources must be declared, including pensions, alimony, stock dividends, wages and annuities.
Medicaid limits countable assets to a maximum of $2,000 for individuals and $3,000 for couples. Assets include cash, bank account balances, bonds, stocks and all real estate except for the applicant’s primary residence as long as that residence has a current market value of $585,000 or less. Also excluded from countable assets are all personal effects such as clothing, furniture, jewelry and one vehicle.
Seniors aged 65 and over who qualify for Medicaid may be eligible for benefits through the Florida Statewide Medicaid Managed Care, Long Term Care Program, or SMMC LTC. This program funds services designed to delay or prevent nursing home placement by supporting seniors who remain in their own homes or an assisted living facility.
Services covered under the SMMC LTC include home accessibility adaptation, homemakers and attendant care, medication administration, and occupational, physical and speech therapy. It’s important to note that while this program does not cover the room-and-board portion of monthly assisted living costs, it may be used to fund other supports seniors could need to reside in an assisted living facility.
In addition to meeting eligibility requirements for Medicaid coverage, seniors who apply for the SMMC LTC program must also meet one or more of the clinical criteria for program inclusion. The Comprehensive Assessment and Review for Long-Term Care Services (CARES) or the Florida Department of Elder Affairs performs this assessment.
To learn more about Florida Medicaid for seniors and the Statewide Medicaid Managed Care and Long Term Care program, contact the Agency for Health Care Administration at (877) 711-3662 or call the Florida Elder Helpline at (800) 963-5337.
Assisted Living Bridge Loans
Seniors who require access to funds for assisted living on a short-term basis may be eligible for an assisted living bridge loan from Elderlife Financial Services.
These loans provide seniors with the cash they need to pay for moving expenses and monthly costs while transitioning from their home to an assisted living facility, making this a viable option for seniors who are selling their home or waiting on benefit approval.
Seniors can make assisted bridge loan applications over the phone, and in most cases, an answer is provided to the applicant within 24 hours. If approved, seniors can access funds through either a lump-sum payment or as a line of credit, and most assisted living loans have terms of 12 months or less.
To learn more about assisted living bridge loans through Elderlife Financial, call (888) 228-4500.
Ocala’s senior centers give older residents access to a wide range of programs, events and resources. Seniors can participate in organized day trips to local attractions, weekly exercise classes and educational workshops on topics such as fraud prevention and healthy eating.
Barbara Gaskin Washington Adult Activity Center
210 NW 12 Avenue, Ocala, FL 34475
Senior Wellness Community Center
9850 SW 84th Court, Suite 500, Ocala, FL 34481
A number of government, faith-based and nonprofit organizations offer services to seniors in Ocala. These agencies can assist with income tax preparation, help seniors who require transportation to medical appointments and provide low-cost meal services.
Marion County Community Services
2710 East Silver Springs Blvd., Ocala, FL 34470
Marion Senior Services
1101 SW 20th Ct., Ocala, FL 34472
Interfaith Emergency Services
435 NW 2nd Street, Ocala, FL 34475
Veterans in Ocala who require health services can contact the Ocala Community-Based Outpatient Clinic, which provides both general and specialized medical services. The Veterans of Foreign Wars Post hosts regular fish fries, karaoke nights and events where veterans can socialize, learn about area resources and enjoy a low-cost meal.
VA Ocala Community-Based Outpatient Clinic
1515 East Silver Springs Blvd., Ocala, FL 34470
VFW Post 4209 – McCullough-Mixson Post
4805 NE 36th Avenue, Ocala, FL 34479
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