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The average cost of assisted living in the area is $5,031 a month. This guide is a starting point covering the cost of assisted living care in the area, as well as financing options to pay for it. You'll find in-depth information on 3 assisted living facilities in The Villages and 30 in surrounding areas.
The Cost of Senior Care in The Villages, FL
Freedom Point at The Villages provides accommodations for all seniors with options for independent living, assisted living, dementia care and nursing care all in one location.
At Élan Buena Vista, we strive to maximize choice, independence, and enjoyment for seniors and their families. The residential setting is service-rich, with engaging activities and vibrant lifestyle choices. The community offers independent living as well as neighborhoods for assisted…
Élan Spanish Springs is a stunning senior living community that offers resort-inspired amenities coupled with the supportive care services that seniors need to remain independent and loving life.
When you walk in the door of Brookdale Place at Freedom Pointe it's beautiful. The facilities are very impressive, well-organized, well-manned, and well-maintained. It has a lot of very positive features. They are rather unique because The Villages is a golfing paradise, and probably 60% or more of the men who lived th...Read more Freedom Pointe at The Villages reviews
Freedom Pointe at The Villages looked very nice. It was a great layout. They had a very nice, impressive foyer. The person who toured me was very helpful and excellent. The dining area was very good. They had a movie theater.Read more Freedom Pointe at The Villages reviews
Genworth’s 2018 Cost of Care study shows that costs for assisted living in The Villages is significantly higher than both the state average of $3,500 and the national average of $4,000.
Prices in The Villages are the second-highest in the entire state behind Naples ($5,448), while assisted living costs are notably lower in nearby cities such as Ocala ($3,275), Gainesville ($3,775) and Homosassa Springs ($4,125).
The Cost of Assisted Living in Surrounding Areas
The wide price range for senior care services is due to the significant differences in the hours of service, type of care and staff education levels within residential, in-home and community-based services. Nursing home care in The Villages costs about $3,000 more per month than assisted living. This price difference is largely because nursing home fees include 24/7 skilled nursing and specialized services such as memory care, which aren’t included in assisted living costs.
The monthly price for 44 hours of in-home services per week in The Villages is less than residential options such as assisted living. It’s important to remember that seniors who opt to stay in their home will have ongoing monthly utility bills, property taxes and other daily living expenses that are typically included with residential care services.
Senior Care Cost Comparison Chart
Approximately 88% of Florida residents age 65 and older or disabled are eligible to receive basic health care coverage through Medicaid, the nationwide health insurance program jointly funded by the federal and state governments.
Florida seniors who qualify for federal Supplemental Security Income are automatically eligible for Medicaid. Enrollees who are Medicaid-eligible because they receive SSI are required to file an ACCESS Florida application if long-term care services are required.
Medicaid is designed to support low-income, low-asset Americans. Among seniors, enrollment is restricted to those who meet the following criteria:
Medicaid also exempts one vehicle, a non-revocable burial trust, household furnishings and personal effects such as clothing and jewelry.
Note that Florida is a Medicaid income cap state, which means applicants are not allowed to spend down excess income in order to reach the income standard for eligibility.
Seniors with excess income may be able to qualify for long-term care services through Medicaid by setting up a Qualified Income Trust, also known as a Miller Trust. This non-revocable legal agreement requires seniors to deposit enough money into the QIT each month to meet Medicaid income limits. The funds in the QIT can only be used for specific health-related expenses.
Medicaid-eligible seniors who require the level of care normally provided in a nursing home must be screened by the Comprehensive Assessment and Review for Long-Term Care Services program. This process identifies the specific services a senior requires and makes recommendations regarding long-term placement.
Following CARES screening, seniors may be referred to the Statewide Medicaid Managed Care, Long-Term Care Program. This program reduces nursing home placements by providing needed services within an assisted living setting, which may include:
To apply for Florida Medicaid coverage, request CARES screening for long-term care services or obtain more information about a QIT, contact the Sumter County Elder Helpline at (800) 262-2243 or call the Florida Department of Children and Families at (866) 762-2237.
Optional State Supplementation
Social Security Income-eligible Florida seniors who cannot live alone due to a disability or reduced mental or physical capacity may be eligible for SSI top-up funds to help pay the room-and-board portion of assisted living costs.
Under the Optional State Supplementation program, single seniors can receive up to $78.40 and couples up to $156.80 per month. For more information on the OSS program, contact ACCESS Florida at (866) 762-2237.
Veterans Aid and Attendance Benefits and Housebound Allowance
Pension-eligible veterans over age 65 – and their surviving spouses – may qualify for VA Aid and Attendance Benefits or a Housebound Allowance. These nontaxable cash benefits supplement the current pension amount and can help cover the cost of assisted living. These benefits aren’t available to veterans currently receiving a VA disability pension; however, qualifying disabilities don’t need to be service-related.
To qualify for the Housebound Allowance, applicants must have a VA disability rating of 100% and be largely confined to their home. If approved, the maximum combined monthly VA pension for an unmarried veteran is $1,378. Veterans with a dependent can receive up to $1,728 and surviving spouses up to $925.
To be eligible for the Aid and Attendance Benefit, applicants must meet at least one of the following criteria:
Suffer from qualifying permanent visual impairments
Require assistance to perform tasks of daily living
Live in a nursing home due to a physical and/or mental impairment
Be confined to bed due to disability
The Aid and Attendance Benefit provides a maximum combined monthly VA pension of $1,881 for single veterans, $2,230 for veterans with a dependent and $1,211 for surviving spouses.
For more information contact Sumter County Veterans Services at (352) 689-4400.
There are a number of recreation centers located throughout The Villages. Various locations feature senior-friendly swimming pools equipped with power chair lifts and shallow entry stairs. Centers also offer a wide range of planned activities, such as quilting groups, chair yoga classes and lunch clubs.
There are numerous barrier-free nature trails and paths, three multi-screen movie theatres and free, live nightly entertainment at The Villages’ three town squares.
The Villages Recreation Administration Office
984 Old Mill Run, The Villages, FL 32162
Seniors in The Villages who need information about local support services or Medicaid application assistance can contact the Elder Helpline, part of Florida’s Aging and Disability Resource Center network. Low- or no-cost legal services for seniors are available through Community Legal Services of Mid-Florida.
Elder Options Helpline
100 SW 75th St Ste 301, Gainesville, FL 32607
Community Legal Services of Mid-Florida
106 North Osceola Ave, Inverness, FL 34450
Sumter County operates two Veterans Services centers in The Villages where veterans can get help applying for VA benefits. There is also a large VA outpatient clinic here where eligible veterans can access general and specialized medical care.
The Villages VA Outpatient Clinic
8900 SE 165th Mulberry Ln, The Villages, FL 32162
Sumter County Veteran Services – The Villages
7375 Powell Rd, Wildwood, FL 34785
Sumter County Veterans Services – The Villages Annex
8033 East CR 466, The Villages, FL 32162
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