12 Assisted Living Communities in Delray Beach, Florida

The average cost of assisted living in the city is $3,620 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 12 Assisted Living Communities in Delray Beach and several in surrounding areas. The Cost of Senior Care in Delray Beach, FL

• Assisted Living: $3,620
• Nursing Home Care: $7,756
• In-home Care: $3,480
• Adult Day Health Services: $1,517

According to Genworth’s 2018 Cost of Care study, the average monthly price of assisted living in Delray Beach is $3,620. Costs here are $120 higher than the state average and $380 less than the national average. Costs are similar in neighboring areas along the coast, such as Palm Bay ($3,750) and Sebastian ($3,524), while prices are lower to the east in Sebring ($3,038). 

Statewide, assisted living costs are highest along the southwest Gulf coast in Naples ($5,448) and lowest in Lakeland ($2,808), which is located in central Florida. 

Note: Senior care cost data wasn’t available for Delray Beach, so data for the closest city, Port St. Lucie, was used. 

In Delray Beach, nursing home care is by far the most expensive senior care option because it includes around-the-clock medical care in a state-licensed facility.  Hiring a homemaker service or home health aide for 44 hours a week costs between $3,480 and $3,813 per month in addition to regular living expenses, such as groceries, home repairs and property taxes. At $3,620 per month assisted living costs less and it includes private or semiprivate accommodation, meals and access to common amenities, such as outdoor spaces, lounges and dining areas. 

 

Approximately 16% of Florida’s children, seniors, and adults with disabilities have access to basic health services through Medicaid, the national government health coverage program.

Florida’s Medicaid plans are administered by the Agency for Health Care Administration and include mandatory benefits, such as inpatient and outpatient hospitalization, primary physician services, home health and nursing facility care. 

Qualify for Medicaid Long-Term Care Waivers

To qualify for no-cost Medicaid coverage that includes access to home and community based waivers and institutional care, seniors must:

• Be U.S. citizens or hold valid immigration status
• Have a Social Security number
• Be full-time Florida residents
• Meet the Medicaid criteria for placement in a nursing facility
• Earn no more than $2,313 per month ($4,626 per couple)
• Own no more than $2,000 in countable assets ($3,000 per couple)

Some assets are classified as exempt, such as a vehicle, an irrevocable burial contract and a home owned and occupied by the applicant and/or their spouse assessed at $585,000 or less. 

If only one spouse requires Medicaid, any income the other spouse earns is disregarded. 

Statewide Medicaid Managed Care Long-Term Care Program

The Statewide Medicaid Managed Care Long-Term Care program is a Medicaid home and community-based nursing home diversion plan for seniors aged 65 and older. It funds community-based services allowing frail seniors to remain in the least-intrusive setting possible, which may be an assisted living facility. 

Applicants are referred to the SMMC LTC through the Comprehensive Assessment and Review for Long-Term Care Services program, a federally mandated assessment that identifies the care needs of each senior who requests long-term Medicaid services. 

SMMC LTC services are assigned based on the medical needs of each participant and may include: 

• Adult day programming
• A medical alert system
• Assistance with activities of daily living
• Skilled and intermittent nursing
• In-home meal delivery
• Rehabilitation therapies, such as speech, occupational and physical therapy
• Transportation
• Laundry and housekeeping
• End-of-life care
• Case management
• Respite care
• Disposable medical supplies and durable medical equipment

Seniors accepted into the SMMC LTC program must cover the room-and-board portion of their assisted living costs. 

For more information on Medicaid and the SMMC LTC, contact the Area Agency on Aging for Palm Beach/Treasure Coast at (866) 684-5885.  

Program of All-Inclusive Care for the Elderly

The Program of All-Inclusive Care for the Elderly is a nursing home diversion program that allows frail seniors to age in place in their community while living at home, with family or in an assisted living facility. Using a collaborative managed care model, PACE provides seniors with client-centered services designed to optimize health, wellness and independence. 

Each PACE site has an interdisciplinary team consisting of primary care physicians, therapists, nurses, activation specialists, social workers and home care workers. PACE participants receive all of their Medicaid-funded services through PACE-affiliated providers, and many health care services are based at the local PACE center. 

PACE services include primary and specialty care, adult day care, transportation to the PACE center, hospitalization and end of life care. The program also includes prescription medication and medical equipment coverage, in-home assistance with activities of daily living, home-delivered and communal meals, and medication management. 

To be eligible for PACE enrollment, seniors aged 55 and older must:

• Require the level of care normally provided in a nursing facility as determined by a CARES assessment

• Live in a PACE service area

• Be eligible for Medicaid, or

• Be eligible for Medicaid and Medicare, or

• Be able to cover program costs on a private-pay basis

• Be able to live safely in the community with the services offered by PACE

Once a senior enrolls in PACE, they receive all their medical care through the program. Seniors are free to leave PACE at any time. 

For more information contact MorseLife, the PACE provider for Delray Beach at (561) 325-6439. 

Optional State Supplementation

The Florida Optional State Supplementation program helps seniors aged 65 and older pay for their room-and-board costs by topping up their monthly Supplemental Security Income benefits. 

To qualify for the OSS, seniors must be eligible for SSI benefits and reside in an assisted living facility because they cannot live on their own. Individuals may receive up to $78.40 per month in OSS, and couples may receive up to $156.80 in addition to their federal SSI benefit. . 

For more information on the OSS, call ACCESS Florida’s Southeast Region office at (561) 837-5078. 

Jewish Family Services operates the Shirley and Barton Weisman Delray Community Center, a nondenominational senior center. Members aged 60 and older can enjoy movie screenings, take a fitness class, join a support group and learn about local resources for seniors. 

Shirley and Barton Weisman Delray Community Center
7091 W. Atlantic Ave., Delray Beach, FL 33446
(561) 558-2100

Seniors qualify for discounted fares on Palm Tran, the countywide, ADA-compliant public transit service. Palm Tran also operates a paratransit service for people with disabilities who require door-to-door service.  Palm Tran Public Transportation
3201 Electronics Way, West Palm Beach, FL 33407
(561) 841-4200

Palm Beach County Veterans Services helps veterans, dependents and survivors obtain the county, state and federal benefits they are entitled to. Veteran service officers are available by appointment. 

Outpatient primary care services are offered at the Delray Beach VA Clinic. Comprehensive VA health services, including emergency and specialty care, are available at the nearby West Palm Beach VA Medical Center.

Palm Beach County Human and Veteran Services
345 S. Congress Ave., Suite 104, Delray Beach, FL 33445
(561) 276-1225

Delray Beach VA Clinic
4800 Linton Blvd., Delray Beach, FL 33445-6597
(561) 495-1973

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.