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The average cost of assisted living in the city is $3,350 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You'll find in-depth information on 32 assisted living facilities in Miami and 30 in surrounding areas.
Here at Residences of United Homecare we provide our residents family like support. We provide assistance and care and treat residents a part of our family
Providing exceptional care in the comfort of a home. At Prestige Care Aventura Assisted Living we provide the outmost care to our residents. We see our residents as our own moms & dads who deserve love and respect &…
This wonderful care home, with 24 hour awake staff, has shared and private spacious rooms, ample and comfortable common areas and a terrace to enjoy with garden and water fountain. We also offer a large area for walking and exercise…
We are a newly built 4000 square-foot property located in a quiet and peaceful residential neighborhood at 13066 SW 187 St, Miami Fl, 33177. We are equipped with a friendly and professional staff whose goals are to care for and…
We are a 14 bed community located in the heart of the fabulous Wynwood Miami Art and Design District. We are within walking distance of the shops at Midtown Miami and conveniently located near University of Miami Hospital, Miami Jewish…
Looking for a welcoming senior living community with exceptional service in sunny Florida? You’re right where you belong: Sol Assisted Living Facility in Miami, FL. Here at Sol Assisted Living, we’re dedicated to offering a true sense of belonging to…
The staff at Eyea Palace Court provide personalized services designed to meet the needs of every patient. The dedicated health professionals offer the assistance you need while respecting your independence. Eyea Palace Court is a licensed care provider with the…
A+ Senior Home Assisted Living Facility, Miami, Florida is a licensed elder care facility providing assisted living services to seniors needing assistance in their day to day living. Our caregivers are trained and experienced. Seniors can lead an independent lifestyle…
Sun Bay Manor Assisted Living Facility, Miami, Florida is a licensed elder care facility providing assisted living services to seniors needing assistance in their day to day living. Our caregivers are trained and experienced. Seniors can lead an independent lifestyle…
Palace Royale is an Assisted Living community offering all the services of traditional Assisted Living but with more stringent admissions criteria, particularly in the area of cognitive impairment.
Here at The Pointe of North Gables there is no time in our community that our residents are left alone, our staff are available on site 24 hours seven days a week. Our community provides care and assistance that makes them feel a part of the family.
Floridian Gardens Assisted Living, located in Miami, provides seniors with a selection of amenities to encourage an enjoyable senior living experience.
Livewell Senior Living offers South Florida's seniors a carefree assisted living at in North Miami Beach, Florida. We provide an unmatched quality of care to your loved ones with exceptional amenities. We specialize in care for residents with Alzheimer’s disease…
Our Family Assisted Living Facility is a 14 bed facility located in the heart of the Miami Art and Design District. We are within walking distance of the shops at Midtown Miami and conveniently located near University of Miami Hospital,…
The Pointe of North Gables is very clean and has a very good layout. It has a nice courtyard and a spacious dining room. The staff is very friendly, accommodating and helpful. The food is very good and my dad has no complaints about the food. They have arts and crafts, music activities and dancing.Read more The Pointe of North Gables reviews
Good place to live, many activities for the elders,daily mass, dominoes playing, monthly birthday parties, special events each month, even a hair salon for the ladies. The dinning area is very spacious, however the food could be better, too much repetition of the same during the month. This area could be improve, but o...Read more Residential Plaza at Blue Lagoon reviews
The staff did not speak much English at the Palace. A friend of mine was called to take her husband out because they could not handle a resident with dementia. That was a total turnoff as far as I was concerned. I will not put my husband there.Read more The Palace Renaissance reviews
Looks and feels more like an art gallery/museum. Too big. Cold. Long hallways may pose a hazard to frail residents or those with compromised mobility, should there be a need for an emergency evacuation.Read more The Residences Of United Homecare reviews
According to Genworth’s 2018 Cost of Care study, Miami’s average monthly cost for assisted living is lower than the national average of $4,000 and slightly less than the state average of $3,500. Costs for assisted living in Miami are significantly lower than in Jacksonville ($4,425) and Naples ($5,448), but on par with some other large Florida cities, such as Orlando ($3,275) and Tampa ($3,250).
Costs for senior care vary based on the level of care provided, the number of direct-service hours and whether or not room and board are included. In Miami, the cost of nursing home care in a semiprivate room is more than double the cost of assisted living, while in-home services, such as a home health aide or homemaker services, cost about the same as assisted living.
When comparing the cost of senior care, it’s important to factor in expenses related to nonresidential care. Day-to-day living expenses, such as rent, mortgage payments, utility bills and food, are usually included in assisted living and nursing home costs.
Cost of Homemaker/Home Health Aide Comparison Chart
Medicaid is a nationwide health insurance program that is jointly funded by the federal and state governments. It provides access to limited health services for people who have low income and few countable assets.
To be eligible for Medicaid coverage, seniors in Florida need to have a monthly income under $2,313 for an individual or $4,626 for a couple applying together. Countable asset limits are currently set at $2,000 per individual and $3,000 per couple, and assets include cash, bank account balances, stocks, bonds and real estate other than the applicant’s primary residence.
Medicaid exempts assets, such as personal belongings and household effects, one vehicle, burial trusts (non-revocable only) and a home valued up to $585,000.
Florida residents aged 65 and older who meet the financial requirements to qualify for Medicaid, may be eligible for partial assisted living funding through the Florida Statewide Medicaid Managed Care, Long-Term Care Program (SMMC LTC). This program is designed to help reduce the rate of nursing home placement in the state by providing care assistance in a senior’s home, the community or in an assisted living facility.
Note that benefits provided through the SMMC LTC program cannot be used to finance the room and board portion of assisted living; however, these benefits can be used to finance care services in an assisted living environment.
For more information on Medicaid and Statewide Medicaid Managed Care and Long Term Care in Florida, contact the Florida Elder Helpline at (800) 963-5337 or call the Agency for Health Care Administration at (877) 711-3662.
Optional State Supplementation
Optional State Supplementation (OSS) is a cash-based Supplemental Security Income (SSI) top up program that provides additional funds to low-income seniors aged 65 and older who are unable to live independently due to mental and/or physical deterioration or disability.
OSS funds can be used towards the room and board cost of residential care for seniors such as an adult family care home or an assisted living facility. In most cases, the maximum monthly OSS payment in Florida is $78.40 for an individual and $156.80 for a couple.
Assisted Living Bridge Loans
Seniors who need short-term financing to pay for assisted living may qualify for an assisted living bridge loan from Elderlife Financial Services. These loans are available for terms up to 12 months and can be funded as either a lump-sum payment or a pre-approved line of credit.
Assisted living bridge loans may be an option for seniors who are selling their home and moving into an assisted living facility, as the funds from the loan can be used to pay for moving costs and monthly fees. Loan applications can be made over the phone, and in most cases applicants receive a response from the lender in less than 24 hours.
Elderlife Financial also offers government-approved reverse mortgages for homeowners aged 62 and older who are married, and only one spouse needs to move into an assisted living facility.
A reverse mortgage leverages the equity in the home to free up funds that can be used to pay for assisted living and other care services, cover household costs and provide seniors with a source of income. It’s important to note that at least one homeowner needs to remain in the home in order to qualify for a reverse mortgage through Elderlife Financial.
For more information about assisted living bridge loans and reverse mortgages, contact Elderlife Financial at (888) 228-4500.
Veterans Aid and Attendance and Housebound Pension Supplement
Veterans and their survivors who are entitled to receive a regular (non-disabled) VA pension may qualify for additional financial payments if they have an illness or disability that restricts their ability to perform self-care or leave their home, which may be an assisted living facility. There are two pension top ups available under this program: the VA Housebound allowance and the Veterans Aid and Attendance benefit.
To qualify for the VA Housebound allowance, applicants must be mainly limited to their primary residence as a result of a permanent disability, which doesn’t need to be related to their military service.
To qualify for the VA Aid and Attendance benefit, applicants must meet one or more of the following criteria:
Note that approval may only be granted for one of these two pensions, even if applicants meet the criteria for both the VA Aid and Attendance benefit and the VA Housebound allowance.
To learn more about these pension top up benefits for Veterans and their survivors, contact the Miami Vet Center at (305) 718-3712.
There are a number of community centers geared towards the needs of older adults in Miami. These senior centers offer low-cost access to organized day trips, lunch programs, activity groups and classes.
Senior L.I.F.T. Center
12480 SW 127th Avenue, Miami, FL 33186
Miami-Dade Parks’ Active Older Adults Program
275 NW 2nd Street, Miami, FL 33128
Various government agencies and not-for-profit groups offer services for seniors in Miami, including elderly care planning, meal delivery and low-cost wheelchair-accessible transportation. Many of these agencies also host tax return clinics for low-income seniors and assist with Optional State Supplementation (OSS) applications.
Great Miami Jewish Federation — Senior Services
4200 Biscayne Blvd., Miami, FL 33137-3279
Miami-Dade County — Senior Services
701 NW 1st Court, Miami, FL 33136
Miami is home to a large veteran population, and there are several resources here for veterans and their families. The Miami VA Healthcare System provides a full range of health services including a caregiver program, and veterans can access information about benefits through the local vet center or the County Veteran Services Program.
Miami VA Healthcare System
1201 NW 16th Street, Miami, FL 33125
Miami-Dade County Veteran Services Program
701 NW 1st Court, Miami, FL 33136
Miami Vet Center
8280 NW 27th St. Suite 511, Miami, FL 33122
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