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Assisted Living in Clearwater, FL

The average cost of assisted living in the city is $3,250 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You'll find in-depth information on 29 assisted living facilities in Clearwater and 30 in surrounding areas. 

  • Assisted living: $3,250
  • Nursing home semiprivate room: $8,319
  • In-home care: $3,718
  • Adult day health services: $1,907

Pacifica Senior Living Belleair

620 Belleair Rd.
Clearwater, FL

Call 1-800-991-9257 for details

2 Reviews

Call 1-800-991-9257 for details

2 Reviews

Providing expert care and services for seniors with Alzheimer's and other forms of dementia, Pacifica Senior Living Belleair is a warm and inviting community.

The Oaks of Clearwater

420 Bay Avenue
Clearwater, FL

Call 1-800-991-9257 for details

1 Review
Starting at XXXX per month

Call 1-800-991-9257 for details

1 Reviews
Starting at XXXX per month

The Oaks of Clearwater provides an exquisite beachfront setting overlooking the Gulf of Mexico, along with plenty of amenities and dedicated staff members.

Brookdale Clearwater

2750 Drew Street
Clearwater, FL

Call 1-800-991-9257 for details

2 Reviews

Call 1-800-991-9257 for details

2 Reviews

Brookdale Clearwater is an inviting community that caters to active seniors as well as those who require assisted living or memory care, in a beautiful home-like setting.

Brookdale Beckett Lake

2155 Montclair Road
Clearwater, FL

Call 1-800-991-9257 for details

2 Reviews

Call 1-800-991-9257 for details

2 Reviews

Near shopping, services and beaches, Brookdale Beckett Lake is a welcoming senior community in Clearwater that specializes in tailored assisted living services and memory care.

Atria Countryside

3141 North McMullen Booth Rd
Clearwater, FL

Call 1-800-991-9257 for details

2 Reviews
Starting at XXXX per month

Call 1-800-991-9257 for details

2 Reviews
Starting at XXXX per month

Located in the peaceful countryside just outside the city, Horizon Bay Retirement Living - Clearwater is close to plenty of superb dining, shopping and entertainment destinations.

Ambleside Manor Aclf

585 Casler Avenue
Clearwater, FL

Call 1-800-991-9257 for details

1 Review
Starting at XXXX per month

Call 1-800-991-9257 for details

1 Reviews
Starting at XXXX per month

Ambleside Manor of Clearwater, Florida is a pleasant residential alternative to larger assisted living facilities featuring charming care and reliable personalized attention.

Heritage House Assisted Living

1810 S. Belcher Road
Clearwater, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Heritage House Retirement Home is an assisted living community located in Clearwater Florida. Our community provides a friendly and relaxed environment for active seniors age 65 and above.

The Preserve at Clearwater

2010 Greenbriar Blvd.
Clearwater, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

The Preserve at Clearwater, a beautiful senior living community offering assisted living and memory care invites you to escape from the expected. It's time to discover senior living that places as much emphasis on hospitality as it does on care.…

Emerald Gardens Assisted Living

2159 Mcmullen Booth Road
Clearwater, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Emerald Gardens Assisted Living is a small caring community in Clearwater, Florida offering a secure and comfortable environment to those who need help with activities of daily living. Accommodations include private and shared rooms.

Brookdale Countryside

3260 North McMullen Booth Rd.
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Brookdale Countryside provides assisted living and memory care in a safe and comfortable senior community that offers enjoyable, enriching activities and quality care.

Curlew Care of Clearwater

2730 Curlew Road
Clearwater, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

An assisted living community located in the beautiful Clearwater Florida that is dedicated to provide dignity, independence and quality life to active seniors is Curlew Care of Clearwater.

Midway Manor Assisted Living Facility

1754 Ensley Avenue
Clearwater, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Offering compassionate care in warm and sunny Clearwater, Florida, Midway Manor Assisted Living Facility allows seniors who can no longer live safely alone to live in comfort and security.

Seabreeze Siesta Manor

1388 Seabreeze Street
Clearwater, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Seabreeze Siesta Manor is a 6-bed assisted living home. We are small enough to know all of our residents personally. We have semi-private and private ...

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Regency Oaks

2720 Regency Oaks Blvd.
Clearwater, FL

Call 1-800-991-9257 for details

1 Review

Call 1-800-991-9257 for details

1 Reviews

For over 30 years, Regency Oaks has treated seniors to a customized and vibrant retirement lifestyle options in gorgeous Clearwater, Florida.

Windsor House

411 Hamilton Crescent
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Windsor House is a pleasant residential alternative to larger assisted living facilities in Clearwater, Florida featuring charming care and reliable personalized attention.

Atrium Place Alf

2179 DODGE STREET
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Belleair Country House

2298 Belleair Road
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Edgewater Retirement Manor

2057 EDGEWATER DRIVE
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Elzaida'S Tender Care

804 South Belcher Road
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Highland Terrace

1520 JEFFORDS STREET
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Immaculate House At Countryside

2542 Countryside Pines Drive
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Normandy Manor

1103 Normandy Road
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Pembrook Place Ii

1623 Robinhood Lane
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Sunset Villa Retirement Home

2308 Americus Dr.
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Union House

1930 UNION STREET
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

The Inn on the Pond

2010 Greenbriar Boulevard
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Best Care Aclf

1430 Palmetto St Clearwater
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Rainbow Manor

2075 Rainbow Drive
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Adkinson Retirement Home

2050 58Th St N
Clearwater, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Reviews of Clearwater Assisted Living Facilities

Ambleside Manor Aclf

Review by A happy family member! | Consumer

Smaller rooms,but, incredible staff and owners! They have a mental health licence and have been properly trained! Everyone is happy,including my loved one! The staff and owners go above and beyond. They had wonderful doctors (Dr. Saprounova)and home health available for any needs. I also had the opportunity to speak wi...

Read more Ambleside Manor Aclf reviews

Brookdale Beckett Lake

Review by Visitor | Consumer

My friend is already in Brookdale Beckett Lake. It's very nice. Gloria likes it. The staff and food are great. They're busy all day and go out on rides. They have crossword puzzles, physical therapy, exercise room, and a beauty shop.

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Brookdale Beckett Lake

Review by James | Consumer

My wife and I (mid-late 80s) have lived in four ALFs in two states. This facility is FAR superior. It is situated in a quiet, residential area on a small lake. Only 3 stories high it accommodates about 100 residents. Staff is very responsive and reasonably well trained. Beautiful physical plant which was built for Assi...

Read more Brookdale Beckett Lake reviews

Brookdale Clearwater

Review by Visitor | Consumer

My mother-in-law has just moved into Brookdale Clearwater. We chose it because it has a personable staff. They are nice, bubbly, welcoming, and helpful. Her apartment is very nice and has a bedroom, living room, kitchen, and bathroom. The staff is outstanding.

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Brookdale Clearwater

Review by Lillian | Consumer

Brookdale Clearwater is a beautiful, clean place, and I'm really happy that my friend is there. People are very nice and communicate with each other. The residents all look very happy there, so I'm very pleased. I like the sizes of the rooms. If I would have to go in there, I would personally pick the one with the extr...

Read more Brookdale Clearwater reviews

Atria Countryside

Review by Thomas | Consumer

My mom liked Atria Countryside's food, location, one-bedroom she's going to be living in, and area that it's in. The staff was very friendly and very helpful. She's starting out with independent, but you can get whatever services you need. The food was very good. We had a couple of meals there.

Read more Atria Countryside reviews
 

Map of Clearwater Assisted Living Facilities

Assisted Living Costs in Clearwater

According to Genworth’s 2018 Cost of Care study, costs for assisted living in Clearwater are lower than the national average of $4,000 and similar to the state average of $3,500. Costs for assisted living in Florida vary widely, with assisted living in nearby Lakeland being lower ($2,808), while costs are more expensive in Homosassa Springs ($4,125) and The Villages ($5,031). 

Note: Senior care cost data wasn’t available for Clearwater, so data for the closest city, Tampa, was used. 

Cost of Assisted Living Comparison Chart

  • Clearwater: $3,250
  • National average: $4,000
  • State average: $3,500
  • North Port: $3,874
  • Homosassa Springs: $4,125
  • Lakeland: $2,808
  • The Villages: $5,031
  • Sebring: $3,038
  • Orlando: $3,275

Care Cost Comparison

Senior care costs are largely based on the level of care needed, the services that are included and the location. In Clearwater, nursing home care is more than twice the cost of assisted living and home care. Both homemaker and home health aide services are more costly than assisted living. When comparing the costs of all types of care, it’s important to consider expenses that are not included with in-home services such as rent, utilities, food and home maintenance. 

Cost of Homemaker/Home Health Aide Comparison Chart

  • Assisted living: $3,250
  • Homemaker services: $3,718
  • Home health aide: $4,096
  • Adult day health: $1,907
  • Nursing home care (semiprivate room): $8,319

Financial Assistance for Assisted Living in Clearwater

Medicaid in Florida

Medicaid is a nationwide health insurance program designed to provide low-income, low-asset Americans with access to basic health services. It is jointly funded by the federal and state governments, and in Florida, Medicaid is administered by the Florida Agency for Health Care Administration

Seniors in Florida may be eligible for Medicaid coverage if they have a monthly income of $2,313 or less when applying as a single or $4,626 in joint income when applying with a spouse. Medicaid considers income from all sources including pensions, annuities, alimony and wages. 

Asset limits also apply for Medicaid applicants. Individuals may own no more than $2,000 in countable assets, and couples can jointly own no more than $3,000 in countable assets including cash, checking account balances, stocks and investment real estate. 

Under Medicaid rules, personal belongings, household effects, one vehicle and a primary residence valued at $585,000 or less are rated as exempt assets. 

Seniors aged 65 and older who qualify for Florida Medicaid and require care normally found in a nursing home may be eligible for personal care services while residing in the community or in an assisted living facility. The Florida Statewide Medicaid Managed Care Long Term Care Program (SMMC LTC) is designed to reduce the rates of nursing home placement in the state by providing financial assistance to seniors for use towards a homemaker, home health care aide or other supports. 

To learn more about Medicaid and the SMMC LTC program, call the Agency for Health Care Administration at (877) 711-3662 or the Florida Elder Helpline at (800) 963-5337.

Other Financial Assistance Programs for Assisted Living

Optional State Supplementation

Low-income Florida seniors who reside in a licensed assisted living facility may be eligible for benefits through the Optional State Supplementation (OSS) program.

This cash-based Supplemental Security Income (SSI) top-up benefit can be used towards the room and board portion of assisted living costs if the senior is unable to live independently as a result of a disability or age-related deterioration. 

Applicants are required to meet financial and personal care eligibility criteria. If approved, individual seniors may receive maximum monthly OSS benefits of $78.40 for an individual and $156.80 for a couple. 

To learn more about the OSS in Florida, call ACCESS Florida at (866) 762-2237. 

Veterans Aid and Attendance Benefit

Honorably discharged veterans and their survivors who are eligible to receive a VA pension may qualify for a pension top-up to assist with costs related to a chronic illness, disability or incapacity. 

To qualify for the Aid and Attendance benefit, applicants must meet at least one of the following conditions:  

  • Require assistance from a caregiver to manage activities of daily living such as dressing, bathing, eating, toileting and/or installing a prosthetic device
  • Are permanently bedridden or spend the majority of the day in bed due to a disability or disabilities
  • Reside in a nursing home as a direct result of cognitive and/or physical deterioration
  • Have eyesight that when corrected measures at 5/200 or worse
  • Has concentric contraction to 5 or fewer degrees 

Veterans Housebound Allowance

The Veterans Housebound allowance is a VA pension top-up allowance available to recipients of the VA pension who:

  • Have been assessed as 100 percent disabled by a VA assessor
  • Are largely confined to their principal residence as a direct result of their disability or disabilities

Note that for both the Aid and Attendance benefit and the Housebound Allowance, disabilities do not need to be service-related. If approved, applicants may only collect benefits for one of these two programs even if they meet the criteria for both benefits. 

To learn more about these VA pension top-up programs contact the Clearwater Vet Center at (727) 549-3600. 

Assisted Living Resources in Clearwater

Seniors Centers in Clearwater

Senior centers in Clearwater cater to adults aged 50 and over who are interested in socializing with other seniors, staying active and exploring their community. These centers offer low-cost and free programs including weekly games, exercise classes and special events. 

Clearwater Aging Well Center
1501 N. Belcher Rd, Clearwater, FL 33765
(727) 724-3070

Hale Senior Activity Center
330 Douglas Ave, Dunedin, FL 34698
(727) 298-3299

Community Assistance Agencies

A number of community agencies in Clearwater offer services for older adults, such as assistance with accessing health care, low-cost transportation to medical appointments and help with preparing tax returns and wills. 

Clearwater Aging Well Center
1501 N. Belcher Rd, Clearwater, FL 33765
(727) 724-3070

Area Agency on Aging of Pasco-Pinellas Inc. 
9549 Koger Blvd., Gadsden Building, Suite 100, St. Petersburg, FL 33702
(727) 570-9696

Veteran Centers and Clinics

Clearwater veterans and their family members can access information on VA health care service, pension supplements and financial aid programs at the Pinellas County Veterans Services Center in Clearwater or the Clearwater VA Vet Center. There are also two Veterans social clubs here that offer companionship, weekly dinners and special events. 

Old Fort Harrison VFW Post 2473
1401 North Hercules Ave, Clearwater, FL 33765
(727) 447-0922

Turner Brandon Post 7 – American Legion
1760 Turner St, Clearwater, FL 33756
(727) 442-5293

Clearwater Vet Center
29259 US Highway 19 North, Clearwater, FL 33761
(727) 549-3600

Pinellas County Veterans Services – Clearwater
2189 Cleveland St, Suite 263, Clearwater, FL 33765
(727) 464-8460

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