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The average cost of assisted living in the city is $3,250 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You'll find in-depth information on 29 assisted living facilities in Clearwater and 30 in surrounding areas.
Providing expert care and services for seniors with Alzheimer's and other forms of dementia, Pacifica Senior Living Belleair is a warm and inviting community.
Brookdale Clearwater is an inviting community that caters to active seniors as well as those who require assisted living or memory care, in a beautiful home-like setting.
Near shopping, services and beaches, Brookdale Beckett Lake is a welcoming senior community in Clearwater that specializes in tailored assisted living services and memory care.
Located in the peaceful countryside just outside the city, Horizon Bay Retirement Living - Clearwater is close to plenty of superb dining, shopping and entertainment destinations.
Ambleside Manor of Clearwater, Florida is a pleasant residential alternative to larger assisted living facilities featuring charming care and reliable personalized attention.
Heritage House Retirement Home is an assisted living community located in Clearwater Florida. Our community provides a friendly and relaxed environment for active seniors age 65 and above.
The Preserve at Clearwater, a beautiful senior living community offering assisted living and memory care invites you to escape from the expected. It's time to discover senior living that places as much emphasis on hospitality as it does on care.…
Call 1-800-991-9257 for details
Emerald Gardens Assisted Living is a small caring community in Clearwater, Florida offering a secure and comfortable environment to those who need help with activities of daily living. Accommodations include private and shared rooms.
Brookdale Countryside provides assisted living and memory care in a safe and comfortable senior community that offers enjoyable, enriching activities and quality care.
An assisted living community located in the beautiful Clearwater Florida that is dedicated to provide dignity, independence and quality life to active seniors is Curlew Care of Clearwater.
Call 1-800-991-9257 for details
Offering compassionate care in warm and sunny Clearwater, Florida, Midway Manor Assisted Living Facility allows seniors who can no longer live safely alone to live in comfort and security.
Windsor House is a pleasant residential alternative to larger assisted living facilities in Clearwater, Florida featuring charming care and reliable personalized attention.
Smaller rooms,but, incredible staff and owners! They have a mental health licence and have been properly trained! Everyone is happy,including my loved one! The staff and owners go above and beyond. They had wonderful doctors (Dr. Saprounova)and home health available for any needs. I also had the opportunity to speak wi...Read more Ambleside Manor Aclf reviews
My wife and I (mid-late 80s) have lived in four ALFs in two states. This facility is FAR superior. It is situated in a quiet, residential area on a small lake. Only 3 stories high it accommodates about 100 residents. Staff is very responsive and reasonably well trained. Beautiful physical plant which was built for Assi...Read more Brookdale Beckett Lake reviews
My mother-in-law has just moved into Brookdale Clearwater. We chose it because it has a personable staff. They are nice, bubbly, welcoming, and helpful. Her apartment is very nice and has a bedroom, living room, kitchen, and bathroom. The staff is outstanding.Read more Brookdale Clearwater reviews
Brookdale Clearwater is a beautiful, clean place, and I'm really happy that my friend is there. People are very nice and communicate with each other. The residents all look very happy there, so I'm very pleased. I like the sizes of the rooms. If I would have to go in there, I would personally pick the one with the extr...Read more Brookdale Clearwater reviews
My mom liked Atria Countryside's food, location, one-bedroom she's going to be living in, and area that it's in. The staff was very friendly and very helpful. She's starting out with independent, but you can get whatever services you need. The food was very good. We had a couple of meals there.Read more Atria Countryside reviews
According to Genworth’s 2018 Cost of Care study, costs for assisted living in Clearwater are lower than the national average of $4,000 and similar to the state average of $3,500. Costs for assisted living in Florida vary widely, with assisted living in nearby Lakeland being lower ($2,808), while costs are more expensive in Homosassa Springs ($4,125) and The Villages ($5,031).
Note: Senior care cost data wasn’t available for Clearwater, so data for the closest city, Tampa, was used.
Cost of Assisted Living Comparison Chart
Senior care costs are largely based on the level of care needed, the services that are included and the location. In Clearwater, nursing home care is more than twice the cost of assisted living and home care. Both homemaker and home health aide services are more costly than assisted living. When comparing the costs of all types of care, it’s important to consider expenses that are not included with in-home services such as rent, utilities, food and home maintenance.
Cost of Homemaker/Home Health Aide Comparison Chart
Medicaid is a nationwide health insurance program designed to provide low-income, low-asset Americans with access to basic health services. It is jointly funded by the federal and state governments, and in Florida, Medicaid is administered by the Florida Agency for Health Care Administration.
Seniors in Florida may be eligible for Medicaid coverage if they have a monthly income of $2,313 or less when applying as a single or $4,626 in joint income when applying with a spouse. Medicaid considers income from all sources including pensions, annuities, alimony and wages.
Asset limits also apply for Medicaid applicants. Individuals may own no more than $2,000 in countable assets, and couples can jointly own no more than $3,000 in countable assets including cash, checking account balances, stocks and investment real estate.
Under Medicaid rules, personal belongings, household effects, one vehicle and a primary residence valued at $585,000 or less are rated as exempt assets.
Seniors aged 65 and older who qualify for Florida Medicaid and require care normally found in a nursing home may be eligible for personal care services while residing in the community or in an assisted living facility. The Florida Statewide Medicaid Managed Care Long Term Care Program (SMMC LTC) is designed to reduce the rates of nursing home placement in the state by providing financial assistance to seniors for use towards a homemaker, home health care aide or other supports.
To learn more about Medicaid and the SMMC LTC program, call the Agency for Health Care Administration at (877) 711-3662 or the Florida Elder Helpline at (800) 963-5337.
Optional State Supplementation
Low-income Florida seniors who reside in a licensed assisted living facility may be eligible for benefits through the Optional State Supplementation (OSS) program.
This cash-based Supplemental Security Income (SSI) top-up benefit can be used towards the room and board portion of assisted living costs if the senior is unable to live independently as a result of a disability or age-related deterioration.
Applicants are required to meet financial and personal care eligibility criteria. If approved, individual seniors may receive maximum monthly OSS benefits of $78.40 for an individual and $156.80 for a couple.
To learn more about the OSS in Florida, call ACCESS Florida at (866) 762-2237.
Veterans Aid and Attendance Benefit
Honorably discharged veterans and their survivors who are eligible to receive a VA pension may qualify for a pension top-up to assist with costs related to a chronic illness, disability or incapacity.
To qualify for the Aid and Attendance benefit, applicants must meet at least one of the following conditions:
Veterans Housebound Allowance
The Veterans Housebound allowance is a VA pension top-up allowance available to recipients of the VA pension who:
Note that for both the Aid and Attendance benefit and the Housebound Allowance, disabilities do not need to be service-related. If approved, applicants may only collect benefits for one of these two programs even if they meet the criteria for both benefits.
To learn more about these VA pension top-up programs contact the Clearwater Vet Center at (727) 549-3600.
Senior centers in Clearwater cater to adults aged 50 and over who are interested in socializing with other seniors, staying active and exploring their community. These centers offer low-cost and free programs including weekly games, exercise classes and special events.
Clearwater Aging Well Center
1501 N. Belcher Rd, Clearwater, FL 33765
Hale Senior Activity Center
330 Douglas Ave, Dunedin, FL 34698
A number of community agencies in Clearwater offer services for older adults, such as assistance with accessing health care, low-cost transportation to medical appointments and help with preparing tax returns and wills.
Clearwater Aging Well Center
1501 N. Belcher Rd, Clearwater, FL 33765
Area Agency on Aging of Pasco-Pinellas Inc.
9549 Koger Blvd., Gadsden Building, Suite 100, St. Petersburg, FL 33702
Clearwater veterans and their family members can access information on VA health care service, pension supplements and financial aid programs at the Pinellas County Veterans Services Center in Clearwater or the Clearwater VA Vet Center. There are also two Veterans social clubs here that offer companionship, weekly dinners and special events.
Old Fort Harrison VFW Post 2473
1401 North Hercules Ave, Clearwater, FL 33765
Turner Brandon Post 7 – American Legion
1760 Turner St, Clearwater, FL 33756
Clearwater Vet Center
29259 US Highway 19 North, Clearwater, FL 33761
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