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Assisted Living in Polk County, FL

The average cost of assisted living in the county is $2,808 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You'll find in-depth information on 28 assisted living facilities in Polk County and 30 in surrounding areas.

  • Assisted living: $2,808
  • Nursing home semiprivate room: $8,304
  • In-home care: $3,337
  • Adult day health services: $1,365

Spring Haven Retirement

1225 Havendale Blvd, NW
Winter Haven, FL

Call 1-800-991-9257 for details

18 Reviews
Starting at XXXX per month

Call 1-800-991-9257 for details

18 Reviews
Starting at XXXX per month

Seniors seeking independent and assisted living and memory care services couldn’t find a more attractive place to retire than Spring Haven Retirement.

Lake Howard Heights

650 N. Lake Howard Drive
Winter Haven, FL

Call 1-800-991-9257 for details

9 Reviews
Starting at XXXX per month

Call 1-800-991-9257 for details

9 Reviews
Starting at XXXX per month

Lake Howard Heights is the answer for those seeking a senior living community with gorgeous views, serenity, fun-filled activities and wellness programs.

Grand Villa of Lakeland

2111 Lakeland Hills Blvd
Lakeland, FL

Call 1-800-991-9257 for details

4 Reviews
Starting at XXXX per month

Call 1-800-991-9257 for details

4 Reviews
Starting at XXXX per month

Less than a mile from Lakeland Regional Medical Center and the shores of Lake Parker, Grand Villa of Lakeland is an exceptional senior community that offers a variety of care options.

The Hawthorne Inn

625 Overlook Drive
Winter Haven, FL

Call 1-800-991-9257 for details

5 Reviews
Starting at XXXX per month

Call 1-800-991-9257 for details

5 Reviews
Starting at XXXX per month

The Hawthorne Inn, located in Winter Haven, provides seniors with a selection of amenities to encourage an enjoyable senior living experience.

Lake Morton Plaza

400 S Florida Avenue
Lakeland, FL

Call 1-800-991-9257 for details

3 Reviews
Starting at XXXX per month

Call 1-800-991-9257 for details

3 Reviews
Starting at XXXX per month

Lake Morton Plaza is located in a city known for its abundance of lakes and the famous mute swans, offering our residents have many opportunities to soak in scenic natural beauty.

Green Leaf of Kissimmee

509 Verona St
Kissimmee, FL

Call 1-800-991-9257 for details

1 Review
Starting at XXXX per month

Call 1-800-991-9257 for details

1 Reviews
Starting at XXXX per month

Green Leaf of Kissimmee, Florida offers a comfortable, home-like assisted living home for those who can no longer live safely alone.

Water Edge of Lake Wales

10 Grove Avenue West
Lake Wales, FL

Call 1-800-991-9257 for details

1 Review
Starting at XXXX per month

Call 1-800-991-9257 for details

1 Reviews
Starting at XXXX per month

With stylish apartment homes and villas, top-notch care, wonderful amenities and beautiful surroundings, Water's Edge of Lake Wales gives its residents a life of comfort and convenience.

Brookdale Oakbridge

3110 Oakbridge Blvd. E
Lakeland, FL

Call 1-800-991-9257 for details

1 Review

Call 1-800-991-9257 for details

1 Reviews

We offer a home like setting and cheerful smiles from our professional staff who greet you every day. Our caring staff offers the assistance you need while respecting your independence. Our peaceful setting, restaurant style dining experience, activities and beautiful…

Brandywyne Assisted Living

1801 Lake Mariam Dr
Winter Haven, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Brandywyne Assisted Living Facility is licensed by the state of Florida Agency for Health Care Administration. Brandywyne ALF is privately owned and is managed by Elder Managed Care & Consulting, Inc. Our facility is able to serve 66 residents in…

The Manor at Lake Morton

534 East Lime Street
Lakeland, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Upscale Assisted Living Care for Senior Adults in Historic Downtown Lakeland. Our goal is to provide residents with the best possible care with a focus on maintaining family and social relationships. We do that by honoring the unique needs of…

Southern Gardens Assisted Living Residence

255 E. Main Street
Lake Alfred, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

As Polk County's premier assisted living community, Southern Gardens features a warm and friendly environment in a subtropical setting that benefits our residents.

New Horizon Share Home

2100 State Road 540 West
Winter Haven, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Welcome to New Horizon. We offer the perfect complement of assisted living services for seniors who need help with daily living, but who want to maintain as much independence as possible. You and your family will have peace of mind…

Brookdale Highlands

4250 Lakeland Highlands Rd.
Lakeland, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Brookdale Highlands is a warm and pleasant assisted living community for seniors, where residents receive excellent care and enjoy a comfortable and carefree lifestyle.

We Can Help! Our Local Advisors can help your family make a confident decision about senior living.

Grace Manor Suites

4620 North Socrum Loop Road
Lakeland, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Grace Manor Suites is a warm, inviting home for seniors that offers affordable family-style residential and assisted living care. Our community offers an enriched, welcoming lifestyle with spacious apartments, comfortable community areas, delicious food and an active social calendar. Our…

Amber Lake Assisted Living Facility

2411 Fortune Road
Kissimmee, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

An assisted living community in Kissimmee Florida that strives to provide you and your loved ones peace of mind because of the enhance quality of life and care provided is Amber Lake Assisted Living.

Parkway Terrace ALF

625 Florida
Kissimmee, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

At Parkway Terrace Assisted living facility, we strive to ensure the safety and comfort of our residents while providing them with a homey environment and compassionate caregivers. Included in our affordable rates: Three well-balanced meals a day 24-hour assistance with…

Silver Crest Home

2151 Granada Blvd
Kissimmee, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Silver Crest Home is a locally owned assisted living care home with 6 residents. Silver Crest Home is located in a beautiful quiet neighborhood. We aim to provide the highest quality of care to all residents at all times by…

Golden Age Senior Living at Brentford

516 Brentford Court
Kissimmee, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Golden Age Senior Living at Brentford located in Kissimmee, provides seniors with a selection of amenities to encourage an enjoyable senior living experience.

Good Samaritan Village at Kissimmee

4250 Village Drive
Kissimmee, FL

Call 1-800-991-9257 for details

2 Reviews

Call 1-800-991-9257 for details

2 Reviews

Good Samaritan Village is a beautiful 425-acre gated golf course community where residents enjoy wide open spaces of the great outdoors, exciting amenities, a full social calendar, scheduled bus service, set amid oak canopies, lakes and parks. Nine distinctive types…

Lakeland Manor

747 Bon Air Street
Lakeland, FL

Call 1-800-991-9257 for details

1 Review

Call 1-800-991-9257 for details

1 Reviews

Lakeland Manor ALF offers assisted living and memory care. We offer more than just a beautiful place to live. We offer a lifestyle that embraces our resident's independence and offers high-quality care and assistance where needed. Our goal is to…

Florida Presbyterian Homes

16 LAKE HUNTER DRIVE
Lakeland, FL

Call 1-800-991-9257 for details

1 Review

Call 1-800-991-9257 for details

1 Reviews

Florida Presbyterian Homes is the only accredited, full-service, continuing care retirement community located between Tampa and Orlando.

Lake Wire Retirement Center

315 WEST PEACHTREE STREET
Lakeland, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Tomeguin Garden Assisted Living

107 Celava Court
Kissimmee, FL

Call 1-800-991-9257 for details

1 Review

Call 1-800-991-9257 for details

1 Reviews

Savannah Court of Bartow

290 Idlewood Avenue
Bartow, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Savannah Court of Bartow, senior assisted living community is licensed for 36 residents and is full of vibrant activity while offering a warm and comfortable feel throughout.

Haines Manor ALF

301 S 10th Street
Haines City, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Haines Manor ALF offers assisted living and memory care. We offer more than just a beautiful place to live. We offer a lifestyle that embraces our resident's independence and offers high-quality care and assistance where needed. Our goal is to…

Merrill Gardens at Solivita Marketplace

4602 Marigold Avenue
Kissimmee, FL

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Volterra at Solivita Marketplace is like living in a charming Italian village in the heart of Central Florida. With so many services and amenities on site, we can provide care through all of life's seasons.

The Estates at Carpenters

1001 Carpenter's Way
Lakeland, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

The finest retirement community in central Florida, The Estates at Carpenters is located in the beautiful city of Lakeland.

Sage Park Assisted Living & Memory Care

1701 Ball Park Road
Kissimmee, FL

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Located in Kissimmee, FL, just south of the popular city of Orlando, Sage Park Assisted Living and Memory Care offers a charming setting with gracious hospitality and countless opportunities for entertainment and enrichment close to home. Residents of Sage Park…

Reviews of Polk County Assisted Living Facilities

Green Leaf of Kissimmee

Review by K.P. | Consumer

I’m not a senior. I had a stroke two years ago, so I’m in an assisted living facility, but I’m only 50. I’ve been in Green Leaf of Kissimmee for probably a year, and I do not like it here. There are about 65 people here. The building is two stories, and technically I’m in a private room, but the bathroom I have is shar...

Read more Green Leaf of Kissimmee reviews

Florida Presbyterian Homes

Review by Great-grandmother of ten | Consumer

My husband and I moved into this facility in July 2008, mainly because my mother had lived here, and we knew the care she had received was excellent. We were snowbirds, from Northern IL,and after he retired from flying for American Airlines, we bought a home in FL, for the winter months. We live in a two bedroom apartm...

Read more Florida Presbyterian Homes reviews

The Hawthorne Inn

Review by Visitor | Consumer

I was very impressed with The Hawthorne Inn. The people seemed friendly, and the facility was clean. The tour they gave me was good and I enjoyed it. What stood out to me was their friendliness, care, and concern. I was very impressed with everything I saw. It was good. They were playing board games and had volunteers ...

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The Hawthorne Inn

Review by Visitor | Consumer

My mother is at Hawthorne Inn. The people are very nice. It's a nice, small, and personal, rather than large and corporate, environment. They have many activities like bingo, in-house church service, arts and crafts, some sort of game day, and visitors who put on shows and stuff. It's a very nice place.

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The Hawthorne Inn

Review by Visitor | Consumer

My father is in Hawthorne Inn. It's similar to the others but a little smaller. I felt that the smaller-sized facilities might have better care for my father. The staff is knowledgeable and friendly. The rooms and apartments had hardwood floors, new paint on the walls, cable outlets, amd a large restroom with a sit-dow...

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The Hawthorne Inn

Review by Visitor | Consumer

I chose The Hawthorne Inn because it’s really a good place. It’s small and my mother feels like she is at home. There is not too many people there so it seems like more of a family atmosphere which is what I was looking for. She has been living there for about a month and they do everything taking care of her hair week...

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Map of Polk County Assisted Living Facilities

Assisted Living Costs in Polk County

According to Genworth’s 2018 Cost of Care study, assisted living costs in Polk County are lower than the state average of $3,500 and the national average of $4,000. By comparison, assisted living costs in nearby areas, such as Orlando ($3,275) and Tampa ($3,275), are higher, while the price of assisted living in The Villages ($5,031) is nearly double the cost of assisted living in Polk County. 

Note: Senior care cost data wasn’t available for Polk County, so data for Lakeland, a city located in Polk County, was used here. 

Cost of Assisted Living Comparison Chart

  • Polk County/Lakeland area: $2,808
  • National average: $4,000
  • State average: $3,500
  • Tampa: $3,250
  • Sebring: $3,038
  • Tallahassee: $4,339
  • Gainesville: $3,775
  • Ocala: $3,275
  • Orlando: $3,275

Care Cost Comparison

The cost of senior care is largely based on the type of care, the location and what’s included in the price. In Polk County the price of nursing home care is nearly three times the price of assisted living. In-home senior care services, such as a home health aide or homemaker, also cost more than assisted living. 

When comparing the cost of different senior care options it’s important to consider daily living expenses such as utility payments, food and home maintenance, which are generally included with residential senior care in an assisted living facility. 

Cost of Homemaker/Home Health Aide Comparison Chart

  • Assisted living: $2,808
  • Homemaker services: $3,337
  • Home health aide: $3,432
  • Adult day health: $1,365
  • Nursing home care (semiprivate room): $8,304

Financial Assistance for Assisted Living in Polk County

Medicaid in Florida

Medicaid is a national health insurance program designed to provide limited health care coverage to low-income, low-asset Americans of all ages. It’s jointly funded by the federal and state governments. In Florida, Medicaid is administered through the Florida Department of Children and Families by the Agency for Health Care Administration

In order to qualify for free Medicaid coverage, the maximum monthly income for Florida seniors aged 65 or older is $2,313 for an individual and $4,626 for a couple applying together. This includes income from wages, pensions, alimony and investment interest. 

Medicaid also limits the assets seniors can own to $2,000 for an individual and $3,000 for a couple. Countable assets include on-hand cash and bank account balances, bonds, stocks and all real estate except for the applicant’s principal residence, valued at no more than $585,000. 

It’s also important to note that Florida Medicaid applicants are subject to a 5-year look-back period. Any assets that the applicant sold or gave away during the 5-year period prior to their Medicaid application may be assessed, and the State of Florida may impose a transfer penalty in the form of a period of Medicaid ineligibility. The look-back clause is designed to ensure Medicaid funding is only used in cases where no other funds are available to support an applicant’s care costs. 

Seniors in Florida who qualify for free Medicaid coverage and require care services normally found in a nursing home may be eligible for extra support services through the Florida Statewide Managed Care, Long-Term Care Program, or SMMC LTC. This state-run program aims to reduce or prevent nursing home placement of seniors by funding medically necessary care services in an assisted living setting. 

Eligibility for service through the SMMC LTC program is determined by the Comprehensive Assessment and Review for Long-Term Care Services (CARES), a federally mandated screening program. A designated registered nurse or physician will review the CARES assessment and make a needs-based recommendation for each senior who applies to the program. 

Seniors who are approved for the SMMC LTC program may be assigned a range of services such as: 

  • Attendant care
  • Homemaker
  • Adult day health care
  • Skilled and intermittent nursing
  • Transportation 
  • Medication administration and management
  • Speech, respiratory, occupational or physical therapy
  • Medical supplies and equipment

To learn more about Florida Medicaid for seniors and the SMMC LTC program, contact the Polk County Elder Helpline at (800) 336-2226 or the Agency for Health Care Administration at (877) 711-3662. 

Other Financial Assistance Programs for Assisted Living

Optional State Supplementation

Florida seniors aged 65 and older who receive Supplemental Security Income (SSI) benefits and are unable to live independently as a result of mental and/or physical deterioration may be eligible for financial assistance towards the room-and-board portion of assisted living costs under the Florida Optional State Supplementation (OSS) program. 

This SSI benefit provides up to $78.40 for an individual and up to $156.80 for a couple who receive SSI and reside in an assisted living facility. Note that higher OSS payments may be available for seniors who live in a residential mental health facility, and OSS benefits are not available to seniors on Medicaid. 

For more information on the Florida OSS program call ACCESS Florida at (866) 762-2237 or the Polk County Elder Helpline at (800) 336-2226. 

Veterans Aid and Attendance and Housebound Benefits

Veterans and their survivors who are eligible to receive a regular VA pension and are either housebound or require daily assistance from another person due to a disability may qualify for pension top-up funds through the Aid and Attendance and Housebound program. 

In order to qualify for Housebound benefits, applicants must have a VA disability rating of 100 percent and be largely confined to their home as a result of their disability. 

To qualify for the Aid and Attendance benefits, at least one of the following criteria must be met: 

  • Be bedridden
  • Have corrected eyesight of 5/200 or worse in both eyes
  • Suffer from concentric contraction of the visual field to 5 or fewer degrees
  • Require daily assistance from a caregiver to complete any task of daily living such as eating, bathing, dressing or toileting
  • Live in a nursing home due to mental or physical impairment

Note that applicants may only receive benefits from one of these two programs, and these pension top-ups are not available to veterans who already receive a VA disability pension. 

To apply for the Aid and Attendance and Housebound Benefits contact the Lakeland Vet Center at (863) 284-0841. 

Assisted Living Bridge Loans

Seniors who are either selling their homes or awaiting benefit approval to fund their move to an assisted living facility may qualify for an assisted living bridge loan through Elderlife Financial

Available in terms up to 12 months, funds from these loans can be accessed through a line of credit with interest-only monthly payments. Applications are free and can be completed over the phone, and a response is usually provided by the lender within 24 hours. 

To learn more about assisted living bridge loans call Elderlife Financial at (888) 228-4500. 

Reverse Mortgages

Senior couples aged 62 and older who are homeowners may qualify for a reverse mortgage to generate funds for use towards assisted living costs. This option is only available when one spouse requires an assisted living placement and the other spouse plans to remain in the couple’s home. 

Funds provided through a reverse mortgage can also be used to pay for home maintenance, debt consolidation and daily expenses. 

To learn more about reverse mortgages, contact Elderlife Financial at (888) 228-4500. 

Assisted Living Resources in Polk County

Senior Centers in Polk County

Seniors in Polk County can participate in wide variety of social, educational and fitness programs at area senior centers. These senior centers also host special events, low-cost meal programs and medical screening clinics for seniors. 

Winter Haven Senior Adult Center
250 South Lake Silver Drive Northwest, Winter Haven, FL 33381
(863) 291-5870

Lakeland Actity Center for Seniors – Catholic Charities of Central Florida
1510 Commercial Park Drive, Lakeland, FL 33801
(863) 687-2988

Community Aid Agencies

A number of government and nonprofit agencies in Polk County provide free and low-cost supports to seniors, including access to information about senior guardianship and legal issues, help with medical transportation and assistance with Medicaid applications. 

Legal Aid: Heart of Florida Legal Aid Society
510 South Broadway Avenue, Suite 2, Bartow, FL 33830
(863) 519-5663

Polk County Health Department
1290 Golfview Avenue, Bartow, FL 33830
(863) 519-7900

Resources for Veterans

Veterans can contact the Lakeland Veteran Center for information about benefits, including survivors pensions and disability claims. The Lakeland CBOC VA Outpatient Clinic provides primary health care services and referrals to the VA Medical Center in Tampa. There are also three branches of the American Legion in Polk County and two Veterans of Foreign Wars Posts where veterans can socialize and participate in weekly events. 

Lakeland CBOC VA Outpatient Clinic
4237 South Pipkin Road, Lakeland, FL 33811-1442

(863) 701-2470 

Lakeland Veteran Center
1370 Ariana Street, Lakeland, FL 33803
(863) 284-0841

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