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The average cost of assisted living in the county is $2,808 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You'll find in-depth information on 28 assisted living facilities in Polk County and 30 in surrounding areas.
Seniors seeking independent and assisted living and memory care services couldn’t find a more attractive place to retire than Spring Haven Retirement.
Lake Howard Heights is the answer for those seeking a senior living community with gorgeous views, serenity, fun-filled activities and wellness programs.
Less than a mile from Lakeland Regional Medical Center and the shores of Lake Parker, Grand Villa of Lakeland is an exceptional senior community that offers a variety of care options.
Lake Morton Plaza is located in a city known for its abundance of lakes and the famous mute swans, offering our residents have many opportunities to soak in scenic natural beauty.
With stylish apartment homes and villas, top-notch care, wonderful amenities and beautiful surroundings, Water's Edge of Lake Wales gives its residents a life of comfort and convenience.
We offer a home like setting and cheerful smiles from our professional staff who greet you every day. Our caring staff offers the assistance you need while respecting your independence. Our peaceful setting, restaurant style dining experience, activities and beautiful…
Brandywyne Assisted Living Facility is licensed by the state of Florida Agency for Health Care Administration. Brandywyne ALF is privately owned and is managed by Elder Managed Care & Consulting, Inc. Our facility is able to serve 66 residents in…
Upscale Assisted Living Care for Senior Adults in Historic Downtown Lakeland. Our goal is to provide residents with the best possible care with a focus on maintaining family and social relationships. We do that by honoring the unique needs of…
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As Polk County's premier assisted living community, Southern Gardens features a warm and friendly environment in a subtropical setting that benefits our residents.
Welcome to New Horizon. We offer the perfect complement of assisted living services for seniors who need help with daily living, but who want to maintain as much independence as possible. You and your family will have peace of mind…
Brookdale Highlands is a warm and pleasant assisted living community for seniors, where residents receive excellent care and enjoy a comfortable and carefree lifestyle.
Grace Manor Suites is a warm, inviting home for seniors that offers affordable family-style residential and assisted living care. Our community offers an enriched, welcoming lifestyle with spacious apartments, comfortable community areas, delicious food and an active social calendar. Our…
An assisted living community in Kissimmee Florida that strives to provide you and your loved ones peace of mind because of the enhance quality of life and care provided is Amber Lake Assisted Living.
At Parkway Terrace Assisted living facility, we strive to ensure the safety and comfort of our residents while providing them with a homey environment and compassionate caregivers. Included in our affordable rates: Three well-balanced meals a day 24-hour assistance with…
Silver Crest Home is a locally owned assisted living care home with 6 residents. Silver Crest Home is located in a beautiful quiet neighborhood. We aim to provide the highest quality of care to all residents at all times by…
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Golden Age Senior Living at Brentford located in Kissimmee, provides seniors with a selection of amenities to encourage an enjoyable senior living experience.
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Good Samaritan Village is a beautiful 425-acre gated golf course community where residents enjoy wide open spaces of the great outdoors, exciting amenities, a full social calendar, scheduled bus service, set amid oak canopies, lakes and parks. Nine distinctive types…
Lakeland Manor ALF offers assisted living and memory care. We offer more than just a beautiful place to live. We offer a lifestyle that embraces our resident's independence and offers high-quality care and assistance where needed. Our goal is to…
Savannah Court of Bartow, senior assisted living community is licensed for 36 residents and is full of vibrant activity while offering a warm and comfortable feel throughout.
Haines Manor ALF offers assisted living and memory care. We offer more than just a beautiful place to live. We offer a lifestyle that embraces our resident's independence and offers high-quality care and assistance where needed. Our goal is to…
Call 1-800-991-9257 for details
Volterra at Solivita Marketplace is like living in a charming Italian village in the heart of Central Florida. With so many services and amenities on site, we can provide care through all of life's seasons.
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Located in Kissimmee, FL, just south of the popular city of Orlando, Sage Park Assisted Living and Memory Care offers a charming setting with gracious hospitality and countless opportunities for entertainment and enrichment close to home. Residents of Sage Park…
Im not a senior. I had a stroke two years ago, so Im in an assisted living facility, but Im only 50. Ive been in Green Leaf of Kissimmee for probably a year, and I do not like it here. There are about 65 people here. The building is two stories, and technically Im in a private room, but the bathroom I have is shar...Read more Green Leaf of Kissimmee reviews
My husband and I moved into this facility in July 2008, mainly because my mother had lived here, and we knew the care she had received was excellent. We were snowbirds, from Northern IL,and after he retired from flying for American Airlines, we bought a home in FL, for the winter months. We live in a two bedroom apartm...Read more Florida Presbyterian Homes reviews
I was very impressed with The Hawthorne Inn. The people seemed friendly, and the facility was clean. The tour they gave me was good and I enjoyed it. What stood out to me was their friendliness, care, and concern. I was very impressed with everything I saw. It was good. They were playing board games and had volunteers ...Read more The Hawthorne Inn reviews
My mother is at Hawthorne Inn. The people are very nice. It's a nice, small, and personal, rather than large and corporate, environment. They have many activities like bingo, in-house church service, arts and crafts, some sort of game day, and visitors who put on shows and stuff. It's a very nice place.Read more The Hawthorne Inn reviews
My father is in Hawthorne Inn. It's similar to the others but a little smaller. I felt that the smaller-sized facilities might have better care for my father. The staff is knowledgeable and friendly. The rooms and apartments had hardwood floors, new paint on the walls, cable outlets, amd a large restroom with a sit-dow...Read more The Hawthorne Inn reviews
I chose The Hawthorne Inn because it’s really a good place. It’s small and my mother feels like she is at home. There is not too many people there so it seems like more of a family atmosphere which is what I was looking for. She has been living there for about a month and they do everything taking care of her hair week...Read more The Hawthorne Inn reviews
According to Genworth’s 2018 Cost of Care study, assisted living costs in Polk County are lower than the state average of $3,500 and the national average of $4,000. By comparison, assisted living costs in nearby areas, such as Orlando ($3,275) and Tampa ($3,275), are higher, while the price of assisted living in The Villages ($5,031) is nearly double the cost of assisted living in Polk County.
Note: Senior care cost data wasn’t available for Polk County, so data for Lakeland, a city located in Polk County, was used here.
Cost of Assisted Living Comparison Chart
The cost of senior care is largely based on the type of care, the location and what’s included in the price. In Polk County the price of nursing home care is nearly three times the price of assisted living. In-home senior care services, such as a home health aide or homemaker, also cost more than assisted living.
When comparing the cost of different senior care options it’s important to consider daily living expenses such as utility payments, food and home maintenance, which are generally included with residential senior care in an assisted living facility.
Cost of Homemaker/Home Health Aide Comparison Chart
Medicaid is a national health insurance program designed to provide limited health care coverage to low-income, low-asset Americans of all ages. It’s jointly funded by the federal and state governments. In Florida, Medicaid is administered through the Florida Department of Children and Families by the Agency for Health Care Administration.
In order to qualify for free Medicaid coverage, the maximum monthly income for Florida seniors aged 65 or older is $2,313 for an individual and $4,626 for a couple applying together. This includes income from wages, pensions, alimony and investment interest.
Medicaid also limits the assets seniors can own to $2,000 for an individual and $3,000 for a couple. Countable assets include on-hand cash and bank account balances, bonds, stocks and all real estate except for the applicant’s principal residence, valued at no more than $585,000.
It’s also important to note that Florida Medicaid applicants are subject to a 5-year look-back period. Any assets that the applicant sold or gave away during the 5-year period prior to their Medicaid application may be assessed, and the State of Florida may impose a transfer penalty in the form of a period of Medicaid ineligibility. The look-back clause is designed to ensure Medicaid funding is only used in cases where no other funds are available to support an applicant’s care costs.
Seniors in Florida who qualify for free Medicaid coverage and require care services normally found in a nursing home may be eligible for extra support services through the Florida Statewide Managed Care, Long-Term Care Program, or SMMC LTC. This state-run program aims to reduce or prevent nursing home placement of seniors by funding medically necessary care services in an assisted living setting.
Eligibility for service through the SMMC LTC program is determined by the Comprehensive Assessment and Review for Long-Term Care Services (CARES), a federally mandated screening program. A designated registered nurse or physician will review the CARES assessment and make a needs-based recommendation for each senior who applies to the program.
Seniors who are approved for the SMMC LTC program may be assigned a range of services such as:
To learn more about Florida Medicaid for seniors and the SMMC LTC program, contact the Polk County Elder Helpline at (800) 336-2226 or the Agency for Health Care Administration at (877) 711-3662.
Optional State Supplementation
Florida seniors aged 65 and older who receive Supplemental Security Income (SSI) benefits and are unable to live independently as a result of mental and/or physical deterioration may be eligible for financial assistance towards the room-and-board portion of assisted living costs under the Florida Optional State Supplementation (OSS) program.
This SSI benefit provides up to $78.40 for an individual and up to $156.80 for a couple who receive SSI and reside in an assisted living facility. Note that higher OSS payments may be available for seniors who live in a residential mental health facility, and OSS benefits are not available to seniors on Medicaid.
Veterans Aid and Attendance and Housebound Benefits
Veterans and their survivors who are eligible to receive a regular VA pension and are either housebound or require daily assistance from another person due to a disability may qualify for pension top-up funds through the Aid and Attendance and Housebound program.
In order to qualify for Housebound benefits, applicants must have a VA disability rating of 100 percent and be largely confined to their home as a result of their disability.
To qualify for the Aid and Attendance benefits, at least one of the following criteria must be met:
Note that applicants may only receive benefits from one of these two programs, and these pension top-ups are not available to veterans who already receive a VA disability pension.
To apply for the Aid and Attendance and Housebound Benefits contact the Lakeland Vet Center at (863) 284-0841.
Assisted Living Bridge Loans
Seniors who are either selling their homes or awaiting benefit approval to fund their move to an assisted living facility may qualify for an assisted living bridge loan through Elderlife Financial.
Available in terms up to 12 months, funds from these loans can be accessed through a line of credit with interest-only monthly payments. Applications are free and can be completed over the phone, and a response is usually provided by the lender within 24 hours.
To learn more about assisted living bridge loans call Elderlife Financial at (888) 228-4500.
Senior couples aged 62 and older who are homeowners may qualify for a reverse mortgage to generate funds for use towards assisted living costs. This option is only available when one spouse requires an assisted living placement and the other spouse plans to remain in the couple’s home.
Funds provided through a reverse mortgage can also be used to pay for home maintenance, debt consolidation and daily expenses.
To learn more about reverse mortgages, contact Elderlife Financial at (888) 228-4500.
Seniors in Polk County can participate in wide variety of social, educational and fitness programs at area senior centers. These senior centers also host special events, low-cost meal programs and medical screening clinics for seniors.
Winter Haven Senior Adult Center
250 South Lake Silver Drive Northwest, Winter Haven, FL 33381
Lakeland Actity Center for Seniors – Catholic Charities of Central Florida
1510 Commercial Park Drive, Lakeland, FL 33801
A number of government and nonprofit agencies in Polk County provide free and low-cost supports to seniors, including access to information about senior guardianship and legal issues, help with medical transportation and assistance with Medicaid applications.
Legal Aid: Heart of Florida Legal Aid Society
510 South Broadway Avenue, Suite 2, Bartow, FL 33830
Polk County Health Department
1290 Golfview Avenue, Bartow, FL 33830
Veterans can contact the Lakeland Veteran Center for information about benefits, including survivors pensions and disability claims. The Lakeland CBOC VA Outpatient Clinic provides primary health care services and referrals to the VA Medical Center in Tampa. There are also three branches of the American Legion in Polk County and two Veterans of Foreign Wars Posts where veterans can socialize and participate in weekly events.
Lakeland CBOC VA Outpatient Clinic
4237 South Pipkin Road, Lakeland, FL 33811-1442
Lakeland Veteran Center
1370 Ariana Street, Lakeland, FL 33803
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