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45 Assisted Living Communities in Polk County, Florida

The average cost of assisted living in the county is $2,808 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You’ll find in-depth information on 45 Assisted Living Communities in Polk County and several in surrounding areas.

  • Assisted living: $2,808
  • Nursing home semiprivate room: $8,304
  • In-home care: $3,337
  • Adult day health services: $1,365

Assisted Living Facilities near Polk County, Florida

Compare Costs, Photos, & Reviews of All Your Options Near Polk County

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Reviews of Assisted Living Facilities in Polk County

Jill, patient

1.0

December 19, 2022

I am/was a resident of this facility

1. Lights take 45-60 min to answer. If you need immediate help this is unsafe 2. Pct argue with you if they don’t agree with your request for help 3. Some Pct say they don’t know how to do what you ask and they have to get the nurse which they don’t so you wait more 4. Rehab staff superb 5. Had pct bring in kitchen helper into my room to help provide nursing care

Good Daughter

5.0

August 8, 2021

I am a friend or relative of a current/past resident

We recently moved our mother to Ansley Parke. The staff has been wonderful as our mother transitions to a smaller living space. She now has 3 good meals available to her each day and no longer grabs a granola bar because it\'s easy. We can rest knowing there is always a staff person available if our mother needs assistance for any reason. I live out of state and my mother didn\'t want to leave her friends and other family members. This is a good solution.

William

5.0

April 7, 2021

I am a friend or relative of a current/past resident

Azalea Park is a comfortable, homey, welcoming type of place. The staff is friendly and helpful. My sister is in a studio apartment there. She's somewhat in isolation for the first week; they have to make sure she is OK. They have a beauty salon for her and they have activities like bingo. For visitations, they have this little kiosk when you come in, you check in on a little touch screen, and you're good to go. My sister seems to be happy with the food.

Mona

4.0

March 18, 2021

I visited this facility

We went to Savannah Court of Lakeland. The girl in charge was very, very friendly, she even followed up with a phone call. She took us and showed us the whole building. They're all studios, and they have a courtyard in the center, and every one of the studios around the courtyard has access to the courtyard. They have a door right out to the courtyard. We did like Savannah Court; we liked the way it was arranged. The building is not as new, and not as nice as some of the others.

Robert

4.0

January 25, 2021

I am a friend or relative of a current/past resident

My mother is at the Savannah Court of Lakeland. It's been good. They're very helpful and very caring. They take really good care of her. She says the chef is wonderful. I have not eaten there yet, but they have a chef that makes nice varieties, and it's not the same thing over and over, so they kind of like that. I don't think anybody's really happy on the day that the chef takes off and another cook comes in, but when the chef's there five days a week they all like it. The building is well kept, there are courtyards outside, it's well kept inside, and there's twice a week housekeeping in their rooms. There's always somebody there cleaning something. It's very nice. There are just a few things that need to be cleaned up. My mom's just getting settled in there, so she hasn't really participated in a lot of things yet, but I know they bring in music and all of that kind of stuff during the week. They have activities for them to do, I just don't know exactly what they are yet.

Marie

4.0

October 14, 2020

I am/was a resident of this facility

I am satisfied with the quality of service received. I am extremely pleased that Azalea Park has been so careful to take care of all of us during Covid. The food I think could've been improved a little bit. They serve too many starchy thing, and I am diabetic, so sometimes there are few things that I can eat. And with this pandemic, it's hard, so if they could cater more to people with special food requirements. They're very careful. I feel very safe here. We have a lot of elderly people. I'm talking about close to a 100 years old. And we haven't lost any because of the virus, and you can't say that about nursing homes. They still have things for us. They have live entertainment come on Saturdays, so you can go down enjoy live music, which I do. They just took me to Publix, to grocery store, and they take us to doctor's appointments. You can call when you're ready to go back, they come and get you as soon as they can. They seem to be using it more, and they have it sectioned off, so people can't sit close together, and you have to wear a mask all the time, which I don't mind doing. They're very friendly and I feel really comfortable here. I've been here almost 3 years and made a lot of friends. Before I came here, I live by myself and saw very few people, but now I see a lot of people. I made a lot friends.

Joyce

5.0

October 11, 2019

I visited this facility

Windsor at Celebration was lovely. If I had the money, I would move into it, but it would take every cent of my monthly income. Not only that, rent goes up between 6% and 7% a year. It is beautiful, like a resort. There were a number of people there. The lady who is the sales person answered many questions. I had an appointment at 6:30 that I had to get to but this started at 4, so I really didn't get to see the amenities that they have there other than just walking through the front door and seeing their lobby. I didn't get to see the other areas. The staff was great. Food was decent. I was very impressed with the place. It is a tall building. They have two cocktail lounges and one is on the top floor where in the evening you can sit up there and have a cocktail and watch Disney fireworks go off from the big glass window.

Dorothy

4.0

October 1, 2019

I visited this facility

Azalea Park was beautiful and stunning. I would have loved to be able to move there. It was just wonderful. We were there during the lunch hour. They served restaurant-style where they brought a menu. You order off a menu, and they wait on the people as they would in a restaurant. It was beautiful. We actually had a little bit of lunch there, and the food was wonderful. The staff was very knowledgeable, courteous and kind. The room's size and layout was perfect; it was very nice. The staff was very nice and very considerate. The food was good and the service was good. Some people that were dining came over and introduced themselves to us. It was very nice. They have an exercise room that was lovely. They have a movie room where they have seats and a very large screen. They also have a very nice library. We walked by a couple of ladies that were playing cards in a small area which was not enclosed. It was just so nice and open up there. I asked them how they like living there, and they said they love living there and that they were very happy.

ReviewerAT0810B

4.0

August 12, 2019

I visited this facility

I went to Grand Villa of Lakeland and it's very nice. It's a hotel that was converted into assisted living. If you have a one-bedroom, you have two doors going into the one-bedroom, because it used to be two units. The dining area seemed OK. They were having a birthday party, it was clean, and the residents seemed fine. They have a parking lot.

Map of Polk County, Florida

Assisted Living Costs in Polk County

According to Genworth’s 2018 Cost of Care study, assisted living costs in Polk County are lower than the state average of $3,500 and the national average of $4,000. By comparison, assisted living costs in nearby areas, such as Orlando ($3,275) and Tampa ($3,275), are higher, while the price of assisted living in The Villages ($5,031) is nearly double the cost of assisted living in Polk County. 

Note: Senior care cost data wasn’t available for Polk County, so data for Lakeland, a city located in Polk County, was used here. 

Polk County/Lakeland area

$2,808

National average

$4,000

State average

$3,500

Tampa

$3,250

Sebring

$3,038

Tallahassee

$4,339

Gainesville

$3,775

Ocala

$3,275

Orlando

$3,275

Care Cost Comparison

The cost of senior care is largely based on the type of care, the location and what’s included in the price. In Polk County the price of nursing home care is nearly three times the price of assisted living. In-home senior care services, such as a home health aide or homemaker, also cost more than assisted living.  When comparing the cost of different senior care options it’s important to consider daily living expenses such as utility payments, food and home maintenance, which are generally included with residential senior care in an assisted living facility.  Cost of Homemaker/Home Health Aide Comparison Chart

  • Assisted living: $2,808
  • Homemaker services: $3,337
  • Home health aide: $3,432
  • Adult day health: $1,365
  • Nursing home care (semiprivate room): $8,304

Cost of Homemaker/Home Health Aide Comparison Chart

Assisted living

$2,808

Homemaker services

$3,337

Home health aide

$3,432

Adult day health

$1,365

Nursing home care (semiprivate room)

$8,304

Financial Assistance for Assisted Living in Polk County

Medicaid in Florida

Medicaid is a national health insurance program designed to provide limited health care coverage to low-income, low-asset Americans of all ages. It’s jointly funded by the federal and state governments. In Florida, Medicaid is administered through the Florida Department of Children and Families by the Agency for Health Care Administration

In order to qualify for free Medicaid coverage, the maximum monthly income for Florida seniors aged 65 or older is $2,313 for an individual and $4,626 for a couple applying together. This includes income from wages, pensions, alimony and investment interest. 

Medicaid also limits the assets seniors can own to $2,000 for an individual and $3,000 for a couple. Countable assets include on-hand cash and bank account balances, bonds, stocks and all real estate except for the applicant’s principal residence, valued at no more than $585,000. 

It’s also important to note that Florida Medicaid applicants are subject to a 5-year look-back period. Any assets that the applicant sold or gave away during the 5-year period prior to their Medicaid application may be assessed, and the State of Florida may impose a transfer penalty in the form of a period of Medicaid ineligibility. The look-back clause is designed to ensure Medicaid funding is only used in cases where no other funds are available to support an applicant’s care costs. 

Seniors in Florida who qualify for free Medicaid coverage and require care services normally found in a nursing home may be eligible for extra support services through the Florida Statewide Managed Care, Long-Term Care Program, or SMMC LTC. This state-run program aims to reduce or prevent nursing home placement of seniors by funding medically necessary care services in an assisted living setting. 

Eligibility for service through the SMMC LTC program is determined by the Comprehensive Assessment and Review for Long-Term Care Services (CARES), a federally mandated screening program. A designated registered nurse or physician will review the CARES assessment and make a needs-based recommendation for each senior who applies to the program. 

Seniors who are approved for the SMMC LTC program may be assigned a range of services such as: 

  • Attendant care
  • Homemaker
  • Adult day health care
  • Skilled and intermittent nursing
  • Transportation 
  • Medication administration and management
  • Speech, respiratory, occupational or physical therapy
  • Medical supplies and equipment


To learn more about Florida Medicaid for seniors and the SMMC LTC program, contact the Polk County Elder Helpline at (800) 336-2226 or the Agency for Health Care Administration at (877) 711-3662. 

Other Financial Assistance Programs for Assisted Living

Optional State Supplementation

Florida seniors aged 65 and older who receive Supplemental Security Income (SSI) benefits and are unable to live independently as a result of mental and/or physical deterioration may be eligible for financial assistance towards the room-and-board portion of assisted living costs under the Florida Optional State Supplementation (OSS) program. 

This SSI benefit provides up to $78.40 for an individual and up to $156.80 for a couple who receive SSI and reside in an assisted living facility. Note that higher OSS payments may be available for seniors who live in a residential mental health facility, and OSS benefits are not available to seniors on Medicaid. 

For more information on the Florida OSS program call ACCESS Florida at (866) 762-2237 or the Polk County Elder Helpline at (800) 336-2226. 

Veterans Aid and Attendance and Housebound Benefits

Veterans and their survivors who are eligible to receive a regular VA pension and are either housebound or require daily assistance from another person due to a disability may qualify for pension top-up funds through the Aid and Attendance and Housebound program. 

In order to qualify for Housebound benefits, applicants must have a VA disability rating of 100 percent and be largely confined to their home as a result of their disability. 

To qualify for the Aid and Attendance benefits, at least one of the following criteria must be met: 

  • Be bedridden
  • Have corrected eyesight of 5/200 or worse in both eyes
  • Suffer from concentric contraction of the visual field to 5 or fewer degrees
  • Require daily assistance from a caregiver to complete any task of daily living such as eating, bathing, dressing or toileting
  • Live in a nursing home due to mental or physical impairment


Note that applicants may only receive benefits from one of these two programs, and these pension top-ups are not available to veterans who already receive a VA disability pension. 

To apply for the Aid and Attendance and Housebound Benefits contact the Lakeland Vet Center at (863) 284-0841. 

Assisted Living Bridge Loans

Seniors who are either selling their homes or awaiting benefit approval to fund their move to an assisted living facility may qualify for an assisted living bridge loan through Elderlife Financial

Available in terms up to 12 months, funds from these loans can be accessed through a line of credit with interest-only monthly payments. Applications are free and can be completed over the phone, and a response is usually provided by the lender within 24 hours. 

To learn more about assisted living bridge loans call Elderlife Financial at (888) 228-4500. 

Reverse Mortgages

Senior couples aged 62 and older who are homeowners may qualify for a reverse mortgage to generate funds for use towards assisted living costs. This option is only available when one spouse requires an assisted living placement and the other spouse plans to remain in the couple’s home. 

Funds provided through a reverse mortgage can also be used to pay for home maintenance, debt consolidation and daily expenses. 

To learn more about reverse mortgages, contact Elderlife Financial at (888) 228-4500. 

Senior Centers in Polk County

Seniors in Polk County can participate in wide variety of social, educational and fitness programs at area senior centers. These senior centers also host special events, low-cost meal programs and medical screening clinics for seniors. 

Winter Haven Senior Adult Center
250 South Lake Silver Drive Northwest, Winter Haven, FL 33381
(863) 291-5870

Lakeland Actity Center for Seniors – Catholic Charities of Central Florida
1510 Commercial Park Drive, Lakeland, FL 33801
(863) 687-2988

Resources for Veterans

Veterans can contact the Lakeland Veteran Center for information about benefits, including survivors pensions and disability claims. The Lakeland CBOC VA Outpatient Clinic provides primary health care services and referrals to the VA Medical Center in Tampa. There are also three branches of the American Legion in Polk County and two Veterans of Foreign Wars Posts where veterans can socialize and participate in weekly events. 

Lakeland CBOC VA Outpatient Clinic
4237 South Pipkin Road, Lakeland, FL 33811-1442

(863) 701-2470 

Lakeland Veteran Center
1370 Ariana Street, Lakeland, FL 33803
(863) 284-0841

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Assisted Living Articles and Resources

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Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

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