13 Assisted Living Communities in Daytona Beach, Florida

The average cost of assisted living in the city is $3,850 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 13 Assisted Living Communities in Daytona Beach and several in surrounding areas:

• Assisted living: $3,850
• Nursing home semiprivate room: $7,984
• In-home care: $3,909
• Adult day health services: $1,463

According to Genworth’s 2018 Cost of Care study, the average monthly cost of $3,850 for assisted living in Daytona Beach is slightly below the national average of $4,000 and moderately higher than the state average of $3,500. Costs for assisted care are similar in Port St. Lucie ($3,620) and Sebastian ($3,524), while assisted living is notably more expensive in Naples ($5,448), The Villages ($5,031) and Tallahassee ($4,339). 

Note: Senior care cost data wasn’t available for Daytona Beach, so data for the closest city, Deltona, was used. 

Senior care costs are based on the location, the type of care provided and the number of direct service hours. In Daytona Beach, the cost of nursing home care in a semiprivate room is more than double the cost of all other types of care including assisted living. Homemaker and home health aide services are slightly more expensive than assisted living, and these in-home services do not include living expenses, such as rent, utilities, property taxes, home maintenance and food, which are usually included in the cost of residential care for seniors.  Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $3,850

• Homemaker services: $3,909

• Home health aide: 4,147

• Adult day health: $1,463

• Nursing home care (semiprivate room): $7,984

 

Medicaid is a national health insurance program that provides limited coverage for low-income, low-asset Americans of all ages. The federal and state governments jointly fund it, and in Florida, Medicaid and the Agency for Health Care Administration, a branch of the Florida Department of Children and Families, administer it.

To qualify for Medicaid in Florida, single seniors must earn no more than $2,313 a month in income from all sources, including pensions, wages, alimony, rent and investment interest. Seniors applying as a couple can earn no more than $4,626 in monthly income. There are also asset caps of $2,000 per individual and $3,000 per couple. 

Medicaid considers all cash, bank account balances, investment real estate, stocks and bonds when calculating assets of an applicant. Excluded assets include household furniture, one vehicle, jewelry, non-revocable burial trusts and a principal residence valued at $585,000 or less. 

Florida seniors aged 65 and older who qualify for Medicaid coverage and require care normally offered in a nursing home may be eligible for the Florida Statewide Medicaid Managed Care, Long Term Care Program. This program provides medically necessary services in the community or an assisted living facility in order to delay or prevent placement of the senior in a nursing home. 

Services that may be available through the SMMC LTC include: 

• Adult companion and attendant care
• Home accessibility adaptation
• Homemaker
• Skilled nursing
• Medication administration and management
• Occupational, physical, respiratory and speech therapy
• Respite care and transportation

For more information about Florida Medicaid and the SMMC LTC program, call the Agency for Health Care Administration at (877) 711-3662 or contact the Florida Elder Helpline at (800) 963-5337. 

Assisted Living Bridge Loans

Seniors who require short-term funding to facilitate a move into an assisted living facility may be eligible for an assisted living bridge loan through Elderlife Financial Services. 

Available in terms of up to 12 months, these loans are ideal for seniors who are selling their home or waiting for benefit approval to finance a move into assisted living. Loan applications can be made over the phone, and lenders usually respond within 24 hours. If approved, seniors can access the loan funds through either a lump-sum payment or a line of credit. 

To learn more about assisted living bridge loans, contact Elderlife Financial at (888) 228-4500.

Optional State Supplementation

Low-income seniors age 65 and older who cannot live independently due to a disability or age-related deterioration may be eligible for benefits through the Optional State Supplementation program. 

This cash-based Supplemental Security Income top-up program provides funds that can be used toward the room-and-board portion of assisted living costs. With the exception of seniors who reside in a licensed mental health facility, the maximum monthly OSS supplement in Florida are $78.40 for a single applicant and $156.80 for a couple who apply together. 

To learn more about the Florida OSS program, call ACCESS Florida at (866) 762-2237. 

Veterans Aid and Attendance and Housebound Benefits

Veterans and their survivors who qualify for a VA pension may be eligible for one of two pension top-up benefits — Aid and Attendance and Housebound Benefits. 

These pension top-ups are added to the regular monthly pension, and this program excludes veterans who already receive a VA disability pension.

To qualify for the Aid and Attendance top-up, applicants must meet at least one of the following conditions: 

• Have corrected eyesight in both eyes of 5/200 or worse

• Need daily assistance from another person to perform daily living activities such as bathing, grooming, elimination, dressing or feeding

• Be bedridden as a result of a disability or chronic illness

• Currently reside in a nursing facility to access care for mental or physical incapacity

• Suffer from concentric contraction to 5 or fewer degrees of the visual field

To qualify for Housebound benefits, applicants must have a VA disability rating of 100 percent and be confined to their home due to a disability or disabilities. 

Note that applicants may only receive benefits through one of these top-up programs, even if they meet the criteria for both.

For more information about the Aid and Attendance and Housebound pension top-up benefits contact the Daytona Beach Vet Center at (386) 366-6600. 

Veterans can access information about VA services, pensions and benefits at the Daytona Beach Vet Center, while the local VA outpatient clinic provides VA health care. Daytona Beach is also home to a branch of the American Legion and an active VFW Post. 

VFW Harold E. Waldron Post 1590
1013 Veterans Court, Daytona Beach, FL 32114
(386) 252-5844

William V. Chappell, JR. VA Satellite Outpatient Clinic
551 National Health Care Drive, Daytona Beach, FL 32114-1495
(386) 323-7500

Daytona Beach Vet Center
1620 Mason Avenue, Suite C, Daytona Beach, FL 32117
(386) 366-6600

The Volusia County Council on Aging provides seniors in Daytona Beach with access to a range of low-cost services, including transportation, community meals and information on guardianship.  Council on Aging – Volusia County 
420 Fentress Blvd., Daytona Beach, FL 32114
(386) 253-4700 COA DeLand Neighborhood Dining Site
1101 E. Plymouth Ave., DeLand, FL 32724
(386) 736-9706

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.