12 Assisted Living Communities in Apopka, Florida

The average cost of assisted living in the city is $3,275 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You'll find in-depth information on 12 Assisted Living Communities in Apopka and several in surrounding areas.

• Assisted living: $3,275
• Nursing home semiprivate room: $8,106
• In-home care: $4,004
• Adult day health services: $1,300

According to Genworth’s 2018 Cost of Care study, Apopka’s average monthly cost for assisted living is below both the national average of $4,000 and the state average of $3,500. Costs for assisted living in Apopka are similar to costs in Tampa and Miami but considerably higher in other Florida cities such as Jacksonville ($4,425), Naples ($5,448) and Panama City ($4,200). 

Costs for senior care are based on the type of service, the number of direct service hours and the location. In Apopka, nursing home care in a semiprivate room costs more than double what assisted living costs, while homemaker services and a home health aide are also more expensive than assisted living. 

When considering the total monthly cost of senior care it’s important to factor in daily living costs such as rent, food and home maintenance that are usually included with residential care services for seniors. 

 

Medicaid is a nationwide health insurance program that provides low-income, low-asset Americans with limited access to services and supports that promote health and wellness. Medicaid is a joint program between the federal and state governments, and in Florida, the Agency for Health Care Administration, a branch of the Florida Department of Children and Families, administers Medicaid.

Florida seniors aged 65 and older must meet strict income and asset criteria to qualify for Medicaid coverage. Individual seniors can earn no more than $2,313 a month and own no more than $2,000 in countable assets, while couples applying together can earn no more than $4,626 per month and own no more than $3,000 in countable assets. 

Under Medicaid rules, countable assets include cash, bonds and investment real estate, while income from all sources includes wages, pension, stock dividends and alimony. Some assets are excluded, such as personal effects, furniture, one vehicle and a principal residence valued at $585,000 or less. 

Like all states except California, Florida has a five-year Medicaid asset look-back period. Seniors who apply for Medicaid may be subject to penalties on any assets they transferred or gifted during the 60-month period prior to their Medicaid application. Medicaid look-back penalties are assigned based on a calculation that divides the total value of the uncompensated transfers divided by the average monthly cost of a private-pay nursing home to determine the Medicaid ineligibility period. 

Seniors in Florida who meet the criteria for Medicaid coverage and have needs that would normally require nursing home placement may be eligible for additional assistance through the Florida Statewide Medicaid Managed Care, Long-Term Care Program, or SMMC LTC. 

The LTC program is designed to reduce statewide nursing home admission rates by providing seniors with long-term care services in their homes, the community or an assisted living facility. These services are distributed according to the seniors’ long-term care plan and may include:

• Attendant care and adult day care
• Homemaker 
• Medication administration and management
• Personal care
• Skilled nursing
• Respite care
• Transportation
• Physical, speech and occupational therapy

To learn more about Medicaid and the Florida Statewide Medicaid Managed Care and Long Term Care Program, call the Agency for Health Care Administration at (877) 711-3662 or the Florida Elder Helpline at (800) 963-5337. 

Optional State Supplementation

Low-income Florida seniors aged 65 and older who receive Supplemental Security Income benefits may be eligible for additional funding through the Optional State Supplementation program. 

OSS provides money for the room-and-board portion of residential care, including assisted living for seniors who are unable to live on their own due to a disability or age-related cognitive or physical deterioration. 

Eligible seniors may receive a maximum SSI top-up of $78.40 for an individual applicant and $156.80 for a couple. 

To learn more about the OSS program in Florida, call ACCESS Florida at (866) 762-2237. 

Veterans Aid and Attendance Program

Veterans who are currently receiving a regular (non-disability) VA pension and require assistance from another person to perform daily tasks may be eligible for additional funding through the Aid and Attendance program. To qualify, applicants must meet at least one of the following criteria: 

• Require assistance daily to bathe, dress, eat, toilet or manage a prosthetic device
• Be bedridden due to a disability or chronic illness
• Have corrected vision that tests at 5/200 or worse in both eyes
• Currently live in a nursing home to receive support with physical or mental limitations 
• Have a visual field measuring 5 or fewer degrees due to concentric contraction

Veterans Housebound Allowance

Veterans who have a VA disability level of 100 percent and are largely confined to their principal residence as a result of a permanent disability may qualify for an increased monthly pension through the Veterans Housebound Allowance. The disability does not need to be related to military service. 

Note that Veterans may receive either the Aid and Attendance benefit or the Housebound Allowance, even if they meet the criteria for both programs. 

To learn more about the Aid and Attendance benefit and the Housebound Allowance contact the Orlando Vet Center. 

A number of government and nonprofit agencies provide services and supports to seniors in Apopka, including ACCESS LYNX, a low-cost door-to-door shared-ride service in Orange County. The Orange County Commission on Aging serves to ensure area elders have access to appropriate services in the region. 

Office on Aging – Orange County
2100 East Michigan Street, Orlando, FL 32806
(407) 254-9277

ACCESS LYNX
455 N. Garland Avenue, Orlando, FL 32801
(407) 841-5969

Veterans in Apopka can learn about VA pensions, benefits and services at the Orlando Vet Center, while the Orlando VA Medical Center serves veterans in Orange County. 

Orlando Vet Center
5575 South Semoran Blvd., Suite #30, Orlando, FL 32822
(407) 857-2800

Orlando VA Medical Center
13800 Veterans Way, Orlando, FL 32827
(407) 631-1000

Citizen Resource and Outreach Division, Veterans Service Office
2100 East Michigan Street, Orlando, FL 32806
(407) 836-8990

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.