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The average cost of assisted living in the city is $3,620 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 22 assisted living facilities in Port St. Lucie and 30 in surrounding areas.
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Located on 30 scenic acres, The Brennity at Tradition is a full-service, luxury retirement community offering a range of living options to accommodate seniors at every stage of life.
From inspired independent living to specialized memory care, Horizon Bay - Port St. Lucie offers seniors a complete range of care and services within a relaxing setting.
We are a family owned and operated Florida based company dedicated to establishing a new standard of non-medical assisted living services to seniors in our community. The Springfield Gardens family understands that it takes a special caregiver to carry out…
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Harbor Place at Port Saint Lucie is a charming senior living community that provides independent and assisted living accommodations and services.
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Residents at The Gardens of Port Saint Lucie enjoy a pleasant Floridian lifestyle in a warm and welcoming senior community offering the best in assisted living services.
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A full-service retirement community, The Palms of St. Lucie West provides independent living, assisted living and memory care to seniors of Florida's east coast.
Days filled with purpose, meaning and fun is what families will discover when they and their loved one visits Paradise Care Cottage in Saint Lucie. We pride ourselves on being the right-sized community for seniors who are seeking supportive services,…
Harbor Place at Port St. Lucie is independent living and assisted living, and it's outstanding. The care is wonderful, the food is amazing, and the dining room has linen tablecloths. My aunt can be busy there all day, there's activities posted all day long. The menu is extensive and you have choices. It's really a beau...Read more Harbor Place at Port St. Lucie reviews
Harbor Place at Port St. Lucie was very nice and had a lot of amenities, a pool, and a separate building for long-term care that was connected to another building for residency and not assisted. I like that everything was in one spot. The price was a lot but like most of the others. The dining room looked nice and peop...Read more Harbor Place at Port St. Lucie reviews
We chose Atria Port St. Lucie for my mother because of the price. They were having a promotion and the price was a thousand dollars less than all of the others. She has a nice, small (about 370 square feet) room with a large bathroom. It's on the first floor which made it easier for her even though there are elevators....Read more Atria Port St. Lucie reviews
Atria Port St. Lucie was very nice, and the people were lovely. The lady who took us around was wonderful with my mother, treated her with care and dignity and made her feel good. I really liked it. If it wasn't for the distance, my mother would've been very comfortable there and I would have been perfectly happy. I wa...Read more Atria Port St. Lucie reviews
Although the facility is a bit expensive, there were multiple features that made the price worth it in the end. The facility has a gateman to keep track of the building visitors. The program has various activities adaptable to residents' needs based on level of care. Residents with more advanced stages of dementia woul...Read more Palms at St. Lucie West reviews
According to the Genworth 2018 Cost of Care study, the average monthly cost of care in Port St. Lucie is below the national average ($4,000) and just slightly above the state average ($3,500). In most other cities across Florida, the cost is fairly close, ranging from about $3,200 up to $3,750, except in Jacksonville, where the average monthly cost is considerably higher at $4,425.
Cost of Assisted Living Comparison Chart
In many cities, including in Port St. Lucie, the average monthly cost of care varies drastically depending on the type of care required. The cost of nursing care in the city is nearly double the cost of assisted living. When compared with home care, assisted living costs are nearly the same in Port St. Lucie. It’s important, though, to account for additional costs when considering home care versus assisted living. Rent, utilities and general home maintenance are all usually included in the cost of assisted living.
Cost of Homemaker/Home Health Aide Comparison Chart
Florida’s Medicaid Managed Care Long-Term Care Program provides financial support to seniors aged 65 and older who are living in assisted living facilities or other long-term care homes. As well as covering the cost of assisted living services, the program may provide additional necessary services, including doctor visits, dental care, occupational therapy, physical therapy and transportation services.
Before being accepted to this program, seniors must submit to a comprehensive care assessment to determine the level of care they require. There are also financial eligibility requirements: Individual applicants’ income must not exceed $16,040 annually, and those applying with a spouse may not have a combined income exceeding $21,599. This program accepts a limited number of participants each year and generally has a waiting list. To be added to the waiting list or to receive more information about the application process, seniors can call 1-800-96-ELDER.
Program for All-Inclusive Care for the Elderly
Florida’s Program for All-Inclusive Care for the Elderly is designed to reduce the load on nursing homes in the state by providing seniors with alternative care options. Those who require a nursing level of care but wish to continue to live in their community may apply to PACE to receive subsidized rates on medical and social services, including caregiver or nurse visits, medical care, dental care, transportation and assisted living services in an approved assisted living facility.
To be eligible for PACE, seniors must be aged 55 or older and complete a comprehensive care assessment to determine the level of care they require. They must also be able to safely continue to live in their community and meet the financial requirements of Florida’s state Medicaid program. To find a PACE provider in Port St. Lucie, seniors can call 1-855-435-7223.
Optional State Supplement
Seniors who are receiving federal supplement security income may also receive optional state supplements. OSS helps SSI recipients pay for the cost of room and board in assisted living or other long-term care facilities. The senior’s monthly income and budget determines the OSS benefit amount, which reaches a maximum of $78.40 per month.
To be eligible for the OSS, the applicant’s income may not exceed $849.40 per month and they must not have more than $2,000 in assets, including property. Seniors can receive more information or apply for the OSS by calling ACCESS Florida at 1-866-762-2237.
Long-Term Care Insurance
Long-term care insurance generally must be purchased before the need for long-term care exists, but for those who take action early enough, a long-term care insurance policy covers the cost of assisted living services or supportive services in any other approved long-term care facility. There is typically an annual deductible payment when seniors reside in an assisted living facility, but the deductible is far less than the yearly cost of care.
Eligibility, monthly premiums and deductible amounts depend on the provider and plan, but usually, age and the policyholder’s past and current health are taken into account when determining rates.
Elderlife Bridge Loan
Elderlife Financial Services provides seniors who aren’t eligible for Medicaid with an alternative option. Senior bridge loans are deposited directly to the recipient’s care facility and are paid back in monthly installments until the loan and interest are paid in full. Elderlife bridge loans are available with low interest rates and flexible terms.
To receive a bridge loan, seniors must meet credit and income requirements. However, those who don’t qualify alone may apply with up to six additional cosigners in order to improve the likelihood of approval and reduce monthly payments.
Senior centers provide locals aged 55 or older with the opportunity to congregate with peers to enjoy social activities, meals, day trips and educational programs.
Adult Activity Center of the Treasure Coast, Inc.
579 North West Lake Whitney Place #104, Port St. Lucie, Florida 34986
Some seniors may be eligible for additional medical or financial support from Veterans Affairs. To find out more about available programs and eligibility, seniors can visit their local VA office. Those who are eligible for medical assistance can visit their local VA Medical Center to receive covered care.
St. Lucie County Veterans Services
1664 South East Walton Road #205, Port St. Lucie, Florida 34952
VA Medical Center
126 South West Chamber Court, Port St. Lucie, Florida 34986
Senior advocacy organizations are typically not for profit and provide seniors with a range of services, including benefits assistance, elder abuse support and access to local resources and care.
Council on Aging – St. Lucie Inc.
2501 South West Bayshore Blvd, Port St. Lucie, Florida 34984
Area Agency on Aging
1100 St. Lucie West Blvd #103, Port St. Lucie, Florida 34986
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