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43 Assisted Living Communities in Louisville, Kentucky

The average cost of assisted living in the city is $3,498 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 43 Assisted Living Communities in Louisville and several in surrounding areas.

  • Assisted living: $3,498
  • Nursing home semiprivate room: $7,087
  • In-home care: $4,290
  • Adult day health services: $1,430

Assisted Living Facilities near Louisville, Kentucky

Compare Costs, Photos, & Reviews of All Your Options Near Louisville

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Reviews of Assisted Living Facilities in Louisville

Lisa

5

March 17, 2021

I visited this facility

The tour I had of StoryPoint Middletown was very good. They were able to show us everything: the library, the beauty salon, the dining room, a café, a bakery, a coffee shop, and an outdoor activity area. We saw one of the units in independent living, and it's not a detached unit. It's more like a little interior apartment. They had a recreation room with a bar in it, tables to play cards, and a big TV. They took us in there and introduced us to some of the other residents, and we got to talk to them.

Todd

5

January 14, 2021

I visited this facility

Ponder Creek Estates was beautiful. Everything would've worked out great, but it was just too far away. The staff that I spoke with was fabulous. It's a great place. I saw a lot of people. The staff mentioned activities, but I didn't ask about them.

Todd

5

January 9, 2021

I visited this facility

Ponder Creek Estates was beautiful. Everything would've worked out great, but it was just too far away. The staff that I spoke with was fabulous. It's a great place. I saw a lot of people. The staff mentioned activities, but I didn't ask about them.

Deborah

4

October 9, 2020

I am a friend or relative of a current/past resident

My mother has moved into Ponder Creek Estates. I like it for the most part. There was one incident where we dropped off some groceries for my mother, and they delivered them to the wrong person. Since the COVID, they won't let us go up to her apartment, so what we do, we have to take her groceries in, we leave them at the front desk, and they are supposed to deliver the groceries to her apartment. They delivered them to the wrong person, and that person accepted my mother's groceries. My mother's out about $72 worth of groceries, and they have not replaced anything. They haven't given her her money back; nothing. They are aware of what they've done, but they haven't corrected their mistake. I have issues about that of course. That's really the main thing at Ponder Creek. Everything else has been OK, but that one little time. So far, everyone has been pleasant. My mother hasn't told me anything about anyone being rude to her or mistreating her in any way, so I don't have any complaints about that. She is comfortable in her apartment. She likes that she has a balcony. She wishes she could come out of her apartment. She feels like she's in prison right now because she can't come out, and no one can come in, so she feels like she is locked away, and that her apartment is now her prison.

D.M.

4

July 15, 2020

I am a friend or relative of a current/past resident

My mother is a resident of Oxmoor Lodge and she chose it. The apartment is roomy, and she liked the activities that were previously available. Before COVID, she was doing several of the activities. The only complaint she has is about the food; she doesn't care for it. They've been bringing the meals to her room. It's a one-bedroom apartment, but they offer different types of rooms. They had bingo, they had people come in and play music, they did crafts, painting, and they had some exercise classes. There's a wide variety of things to do and the residents can choose what works best for them. They have exercises, an area behind the building that has chairs, when it rains there's a little creek that runs behind it, and she really enjoys it. She can see it from her room. They have a pool room, a movie area, a table with checkers set down in the hallway, and a hairdresser comes down once or twice a week. They're short staffed, they've had a management change, but most of the staff members that I've encountered were very friendly and helpful to my mom. She found one person she's most comfortable with. Fortunately, they've never had a case of COVID in the facility, and so they've done a great job.

Arlisa

4

October 21, 2019

I am a friend or relative of a current/past resident

My mother is at Oxmoor Lodge, and it's working out well. She enjoys being there. The staff and the residents are very friendly. She loves the activities, and she said she's eating well. They have the movie room, puzzle area, exercise room and chair exercises, a little walkway and creek in the back, and the laundry area is close by her room. It's a nice community for her. Her demeanor is much better because she used to get agitated a lot in the evenings. However, she complains about the cooking staff. The food is supposed to be there at 6:00, and sometimes it gets to be 6:45 before they get a meal and they have to wait. The layout is what I like the most about Oxmoor. She is in a one-bedroom and it has more closet space than she would ever need, a balcony, and a little kitchenette. There's enough space for her to get around easily, and I love the bathroom. They have a little bench in the bathroom where she can sit down if she wants to take a shower. It's nice, clean, and spacious.

Kelly

5

October 11, 2019

I am a friend or relative of a current/past resident

Oxmoor Lodge was an excellent community. When my mom lived there, they had a resident manager around the clock. However, they transitioned away from having one of the managers there, so that's one of the reasons we moved her out. Depsite this, they have good activities, good food, and they provide good companionship. The only thing is that they transition their managers a lot. The appearance of the community is very nice.

Reviewer0813

5

August 18, 2019

I am a friend or relative of a current/past resident

Ponder Creek Estates has a friendly atmosphere. My father hasn't complained about the food. He likes to use the small gym, he started doing yoga, and he plays bingo. His room is clean and nice.

Mirriam

5

August 12, 2019

I am a current client of this provider

Mindy is my caregiver and she is excellent. Mindy takes me to lunch and to my hairdresser. I enjoy my time with her. Home Instead is very good to me.

Map of Louisville, Kentucky

Assisted Living Costs in Louisville

According to Genworth’s 2018 Cost of Care study, seniors in Louisville pay 15 percent less for assisted living services than the national average. Although local rates are very close to the state’s median, prices vary widely between Kentucky’s major metropolitan areas.

At $3,498 per month, assisted living services in Louisville are almost twice as expensive when compared to Owensboro and 24 percent more expensive than Elizabethtown. On the other hand, the local cost is about 15 percent lower than Lexington where residents pay $4,050 a month for the same services.

Cost of Assisted Living Comparison Chart

Louisville

$3,498

National average

$4,000

State average

$3,520

Lexington

$4,050

Elizabethtown

$2,800

Bowling Green

$3,430

Owensboro

$1,780

Care Cost Comparison

Geographic factors, such as higher housing and transportation costs in major cities, affect the average price of senior care. However, the level of assistance that seniors require and where they choose to receive these services also determine expenditures. Daytime health care programs are typically the most affordable option, but they may not address all of the person’s daily needs. Seniors who would like assistance with cleaning, meals and errands or activities of daily living may benefit from a homemaker service or home health aide. Although there are slight differences between these paraprofessionals, the cost of full-time care is generally comparable to an assisted living facility. Additionally, this option has the advantage of allowing seniors to age in place. For elderly or disabled adults with considerable medical needs, skilled nursing facilities are typically the most suitable option. Compared to assisted living, nursing care is approximately twice as expensive. Due to the high cost, many individuals choose to receive these services at home. In some cases, Medicaid waivers offered by the Kentucky Cabinet for Health and Family Services cover the expense. Cost of Homemaker/Home Health Aide Comparison Chart

  • Assisted living: $3,498
  • Homemaker services: $4,290
  • Home health aide: $4,385
  • Adult day health: $1,430
  • Nursing home care (semiprivate Room): $7,087

 

Cost of Homemaker/Home Health Aide Comparison Chart

Assisted living

$3,498

Homemaker services

$4,290

Home health aide

$4,385

Adult day health

$1,430

Nursing home care (semiprivate Room)

$7,087

Financial Assistance for Assisted Living in Louisville

Medicaid in Kentucky

In Louisville, Medicaid pays for medical care, skilled nursing facilities and health-related expenses. This state and federal program is available to low-income residents, including adults, children and the elderly and disabled. Eligibility is based on strict financial requirements. For long-term care and waiver services, monthly income levels are restricted to $2,313 per month for individuals or $4,626 per month for couples. For other benefits, a lower monthly limit of $760 applies. Additionally, applicants must not have more than $2,000 in countable cash resources per person.

Although Kentucky’s Medicaid program pays for skilled nursing services, it does not cover the cost of assisted living because these facilities provide personal assistance rather than medical care. One exception is health services offered by outside agencies. As an alternative, adults who require nursing facility care but prefer to remain at home can use one of Kentucky’s 1915(c) waivers to access personal assistance. These programs are also open to individuals who are living in personal care facilities but would like to return to the community. To qualify, individuals must:

  • Be elderly or living with a disability
  • Require nursing facility care
  • Be financially eligible for Medicaid


If you believe that you’re eligible for Medicaid based on your age, income or health status, you can apply online, in person or by calling the Department for Community Based Services at (855) 306-8959.

Other Financial Assistance Programs for Assisted Living

Home and Community Based Waiver

The KAR 1:160 Home and Community Based Services Waiver is a valuable resource for Medicaid-eligible seniors who would prefer to live in their own home rather than moving into a skilled nursing facility. This waiver assists seniors with the cost of home health aides that are hired independently or employed by an agency. It also covers the cost of adult day health care, delivered meals, respite services for primary caregivers and certain home modifications. If you’d like more information about this waiver, contact the KIPDA Area Agency on Aging by calling (502) 266-6084.

Kentucky Homecare Program

Managed by the Department for Aging and Independent Living, Kentucky’s Homecare Program provides personal assistance, delivered meals and case management services to Kentuckians who are 60 or older and are unable to perform at least two activities of daily living. Because this is a non-Medicaid program, funds are allocated regionally. This is not an entitlement program, so applicants in the Louisville area may have to join a waiting list depending on current demand. You can learn more about this program or apply by calling the Department for Aging and Independent Living at (502) 564-6930.

Hart-Supported Living

This program is open to all Kentucky residents who are living with a disability as defined in the Americans With Disabilities Act. It provides funds to cover the cost of support, home modifications and related services that allow individuals who have a physical or mental disability to live at home and avoid being institutionalized. Hart-Supported Living promotes individual autonomy by giving beneficiaries the freedom to manage their own care. The KIPDA Area Agency on Aging can provide more information about this program or assist with the application process. Call (502) 266-6084 for details.

Family Caregiver Support Program

If you depend on relatives or friends for daily assistance, the National Family Caregiver Support Program and Kentucky Family Caregiver Program can provide in-home respite care to relieve your primary caregiver. It also offers counseling, support groups and supplemental in-home services. This program is open to individuals who care for anyone aged 60 or over as well as those who help adults who have Alzheimer’s disease or dementia. Call the KIPDA Area Agency on Aging at (502) 266-6084 to learn more about this program. If funds are unavailable, applicants may be added to a regional wait list.

Assisted Living Resources in Louisville

Area Agencies on Aging

The Kentuckiana Regional Planning & Development Agency is one of 15 Area Agencies on Aging in Kentucky. If you live in Jefferson County or neighboring areas, this AAA is your local source for Medicaid waivers, in-home services, transportation assistance and insurance counseling. It also serves as an Aging and Disability Resource Center for residents of greater Louisville. KIPDA Social Service Division
11520 Commonwealth Drive, Louisville, KY 40299
(502) 266-5571

Department of Veterans Affairs 

The Department of Veterans Affairs offers health care and many other benefits to military veterans and their relatives. If you need medical care or if you’re applying for benefits, these local divisions of the VA may be able to help.

Louisville VA Medical Center
800 Zorn Ave, Louisville, KY 40206
(502) 287-4000

VA Healthcare Center, Dupont (CBOC)
4010 Dupont Circle, Louisville, KY 40207
(502) 287-6986

Veterans Affairs Department
545 S. Third St, Louisville, KY 40202
(502) 595-4447

Louisville Regional Office
321 West Main St, Suite 390, Louisville, KY 40202
(800) 827-1000

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Assisted Living Articles and Resources

Compare Costs, Photos, & Reviews of All Your Options Near Louisville

Who are you looking for?

Full Name

Phone

Email

By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

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