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The average cost of assisted living in the city is $3,498 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You'll find in-depth information on 36 assisted living facilities in Louisville and 13 in surrounding areas.
In addition to Belmont Village of St. Matthew's signature programs in hospitality and dining, residents also have opportunities for learning, community service and fitness activities.
Welcome to Traditions at Beaumont Traditions at Beaumont is located in the Fern Creek area of southeast Louisville, on Old Bardstown Road, just off of Bardstown Road, just one mile from Interstate 265.
Forest Hills Commons offers Personal Care Apartments and a memory care neighborhood designed to accommodate a platform of lifestyle choices. Forest Hills Commons is close to emergency healthcare and multiple full service hospitals. It is a conveniently located on the…
Nestled among several wooded acres, Brookdale Blankenbaker provides a range of senior care amenities and services minutes from two hospitals, banks, restaurants and churches.
Dominion Senior Living of Louisville will be located in Northfield and will strive to meet and exceed seniors’ spiritual, mental and physical needs on a daily basis through technological integration, life enrichment activities and professionally trained nurses and caregivers who…
Creekside at Bardstown offers Assisted Living and Memory Care services. At Creekside, our approach is tailored to an individual’s cognitive abilities and strengths. This approach has been shown to increase self-esteem and independence while significantly decreasing the anxiety, agitation, aggression,…
Brookdale Stonestreet (formerly Emeritus at Stonecreek Lodge) offers a homelike setting and cheerful smiles from our professional staff who greet you every day. Our caring staff offers the assistance you need while respecting your independence. Brookdale Stonestreet is a part…
Nestled in the heart of one of Louisville’s most unique neighborhoods, Atria Saint Matthews is a vibrant senior living community with all the comforts of home.
Sunrise of Louisville, located in Louisville’s scenic East End, provides premier personal care services, as well as cutting-edge memory care programming in a comfortable setting.
A full-service retirement community set upon 40 scenic acres in eastern Louisville, The Forum at Brookside caters to seniors who want all the comforts of home without the hassle.
Call 1-800-991-9257 for details
At Morning Pointe of Louisville, recognition and promotion of maximum independence, choice, dignity, privacy and autonomy for each of our residents are the standards of care.
Welcome Magnolia Springs senior lifestyle community in Louisville, Kentucky. With stylish residences, abundant amenities, and distinctive services you’ll find everything you need to make the most of life here. The Magnolia Springs Way. It’s your way. Who says moving to…
Located in eastern Louisville, KY (near the corner of LaGrange and Westport Road) Forest Springs Health Campus provides seniors with a place to call home in “Possibility City.” Residents of Forest Springs can enjoy an afternoon outdoors at nearby Tom…
The Altenheim is a non-profit retirement community. Our community is a small population that presents a unique charm for individual care. Located in The Highlands of Louisville, The Altenheim is a continuing care retirement community providing each resident with the…
Residents of Franciscan Health Care Center can be found spending their afternoons in a number of ways, from dining at one of Louisville, Kentucky’s local restaurants, to shopping with friends at Jefferson Mall, or enjoying the tranquility of nearby Jefferson…
Magnolia Springs at Whipps Mills, located in Louisville, provides seniors with a selection of amenities to encourage an enjoyable senior living experience.
Located in the St. Matthews neighborhood of Louisville, Kentucky, Westport Place Health Campus is in the perfect position to offer activities and opportunities for residents with a variety of interests. From frequent outings to local restaurants, to shopping excursions at…
Call 1-800-991-9257 for details
Westminster Terrace is an assisted living community situated on eleven acres in a wooded setting that is ideal for seniors who want independence but need supportive services.
Elmcroft Senior Living is a community brimming with life. Our residents enjoy active, fulfilling lives that cater to their personal needs and desires in a caring atmosphere of service and comfort.
A full range of healthcare options, outstanding apartment homes and the freedom to retire in a place where you truly feel at home awaits you at the Masonic Home of Louisville.
Refund Plans: 90%; Declining Balance (Price: 71% of Entrance Fee). Age related Endowment Fee. Also offer rental at higher monthly fee. Assisted Living and Nursing Care on discounted Fee-For-Service basis.
The Forum at Brookside was a bit expensive and a little bit too large for what I was looking for. It reminded me of a college campus more than a nursing facility for elderly people. The staff was very nice and very attentive. They had individual homes in the back, but all those roads in the back needed infrastructure w...Read more The Forum at Brookside reviews
My parents moved into Atria Stony Brook. They’re in level 1, which is basically bathing and dressing. I’m not really happy with them at this point. It’s a nice facility, but they have some staffing problems. When the maintenance director was released, it took some time to replace him. I’m not sure if they have replaced...Read more Atria Stony Brook reviews
I liked Atria Stony Brook because someone was on-site 24/7 and my mother could eat her meals anytime she wanted -- it's community type meal. Her 1-bedroom would not be that large, but ample for her needs. There were some people in the dining room when I was there, but they had several things offered activity wise. The ...Read more Atria Stony Brook reviews
I visited the Atria Stony Brook which was within half a mile from my house. It’s a lovely place. I can’t say enough about the staff. They’re wonderful. They have one-bedroom and two-bedroom units with kitchenette, living room, and sufficient bath and handicap features in them. The outside facilities are great. They hav...Read more Atria Stony Brook reviews
Atria Stony Brook is great, and the staff and the activity director are also great. My only concern was that a couple of the lower-level workers, not all though, probably don't know how to deal with patients with memory issues. It sometimes bothers me how they interact, they kind of get irritated with the residents, bu...Read more Atria Stony Brook reviews
According to Genworth’s 2018 Cost of Care study, seniors in Louisville pay 15 percent less for assisted living services than the national average. Although local rates are very close to the state’s median, prices vary widely between Kentucky’s major metropolitan areas.
At $3,498 per month, assisted living services in Louisville are almost twice as expensive when compared to Owensboro and 24 percent more expensive than Elizabethtown. On the other hand, the local cost is about 15 percent lower than Lexington where residents pay $4,050 a month for the same services.
Cost of Assisted Living Comparison Chart
Geographic factors, such as higher housing and transportation costs in major cities, affect the average price of senior care. However, the level of assistance that seniors require and where they choose to receive these services also determine expenditures.
Daytime health care programs are typically the most affordable option, but they may not address all of the person’s daily needs. Seniors who would like assistance with cleaning, meals and errands or activities of daily living may benefit from a homemaker service or home health aide. Although there are slight differences between these paraprofessionals, the cost of full-time care is generally comparable to an assisted living facility. Additionally, this option has the advantage of allowing seniors to age in place.
For elderly or disabled adults with considerable medical needs, skilled nursing facilities are typically the most suitable option. Compared to assisted living, nursing care is approximately twice as expensive. Due to the high cost, many individuals choose to receive these services at home. In some cases, Medicaid waivers offered by the Kentucky Cabinet for Health and Family Services cover the expense.
Cost of Homemaker/Home Health Aide Comparison Chart
In Louisville, Medicaid pays for medical care, skilled nursing facilities and health-related expenses. This state and federal program is available to low-income residents, including adults, children and the elderly and disabled. Eligibility is based on strict financial requirements. For long-term care and waiver services, monthly income levels are restricted to $2,313 per month for individuals or $4,626 per month for couples. For other benefits, a lower monthly limit of $760 applies. Additionally, applicants must not have more than $2,000 in countable cash resources per person.
Although Kentucky’s Medicaid program pays for skilled nursing services, it does not cover the cost of assisted living because these facilities provide personal assistance rather than medical care. One exception is health services offered by outside agencies. As an alternative, adults who require nursing facility care but prefer to remain at home can use one of Kentucky’s 1915(c) waivers to access personal assistance. These programs are also open to individuals who are living in personal care facilities but would like to return to the community. To qualify, individuals must:
If you believe that you’re eligible for Medicaid based on your age, income or health status, you can apply online, in person or by calling the Department for Community Based Services at (855) 306-8959.
Home and Community Based Waiver
The KAR 1:160 Home and Community Based Services Waiver is a valuable resource for Medicaid-eligible seniors who would prefer to live in their own home rather than moving into a skilled nursing facility. This waiver assists seniors with the cost of home health aides that are hired independently or employed by an agency. It also covers the cost of adult day health care, delivered meals, respite services for primary caregivers and certain home modifications. If you’d like more information about this waiver, contact the KIPDA Area Agency on Aging by calling (502) 266-6084.
Kentucky Homecare Program
Managed by the Department for Aging and Independent Living, Kentucky’s Homecare Program provides personal assistance, delivered meals and case management services to Kentuckians who are 60 or older and are unable to perform at least two activities of daily living. Because this is a non-Medicaid program, funds are allocated regionally. This is not an entitlement program, so applicants in the Louisville area may have to join a waiting list depending on current demand. You can learn more about this program or apply by calling the Department for Aging and Independent Living at (502) 564-6930.
This program is open to all Kentucky residents who are living with a disability as defined in the Americans With Disabilities Act. It provides funds to cover the cost of support, home modifications and related services that allow individuals who have a physical or mental disability to live at home and avoid being institutionalized. Hart-Supported Living promotes individual autonomy by giving beneficiaries the freedom to manage their own care. The KIPDA Area Agency on Aging can provide more information about this program or assist with the application process. Call (502) 266-6084 for details.
Family Caregiver Support Program
If you depend on relatives or friends for daily assistance, the National Family Caregiver Support Program and Kentucky Family Caregiver Program can provide in-home respite care to relieve your primary caregiver. It also offers counseling, support groups and supplemental in-home services. This program is open to individuals who care for anyone aged 60 or over as well as those who help adults who have Alzheimer’s disease or dementia. Call the KIPDA Area Agency on Aging at (502) 266-6084 to learn more about this program. If funds are unavailable, applicants may be added to a regional wait list.
The Kentuckiana Regional Planning & Development Agency is one of 15 Area Agencies on Aging in Kentucky. If you live in Jefferson County or neighboring areas, this AAA is your local source for Medicaid waivers, in-home services, transportation assistance and insurance counseling. It also serves as an Aging and Disability Resource Center for residents of greater Louisville.
KIPDA Social Service Division
11520 Commonwealth Drive, Louisville, KY 40299
This agency is responsible for administering retirement and disability benefits as well as health insurance in conjunction with the Centers for Medicare & Medicaid Services. Whether you’re working, disabled or retired, local Social Security offices in Louisville can assist you with inquiries, appeals and bureaucratic issues.
Social Security Administration
601 W. Broadway Room 101, Louisville, KY 40202
Social Security Administration
10503 Timberwood Cir, Suite 50, Louisville, KY 40223
The Department of Veterans Affairs offers health care and many other benefits to military veterans and their relatives. If you need medical care or if you’re applying for benefits, these local divisions of the VA may be able to help.
Louisville VA Medical Center
800 Zorn Ave, Louisville, KY 40206
VA Healthcare Center, Dupont (CBOC)
4010 Dupont Circle, Louisville, KY 40207
Veterans Affairs Department
545 S. Third St, Louisville, KY 40202
Louisville Regional Office
321 West Main St, Suite 390, Louisville, KY 40202
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