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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at Evergreen Rehab

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According to <a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" target="_blank" data-mce-href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer">Genworth’s 2018 Cost of Care study</a>, seniors in Louisville pay 15 percent less for assisted living services than the national average. Although local rates are very close to the state’s median, prices vary widely between Kentucky’s major metropolitan areas. At $3,498 per month, assisted living services in Louisville are almost twice as expensive when compared to Owensboro and 24 percent more expensive than Elizabethtown. On the other hand, the local cost is about 15 percent lower than Lexington where residents pay $4,050 a month for the same services.

Assisted Living Costs in Louisville

Cost of Assisted Living Comparison Chart

Geographic factors, such as higher housing and transportation costs in major cities, affect the average price of senior care. However, the level of assistance that seniors require and where they choose to receive these services also determine expenditures. Daytime health care programs are typically the most affordable option, but they may not address all of the person’s daily needs. Seniors who would like assistance with cleaning, meals and errands or activities of daily living may benefit from a homemaker service or home health aide. Although there are slight differences between these paraprofessionals, the cost of full-time care is generally comparable to an assisted living facility. Additionally, this option has the advantage of allowing seniors to age in place. For elderly or disabled adults with considerable medical needs, skilled nursing facilities are typically the most suitable option. Compared to assisted living, nursing care is approximately twice as expensive. Due to the high cost, many individuals choose to receive these services at home. In some cases, Medicaid waivers offered by the Kentucky Cabinet for Health and Family Services cover the expense. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,498</li>
<li>Homemaker services: $4,290</li>
<li>Home health aide: $4,385</li>
<li>Adult day health: $1,430</li>
<li>Nursing home care (semiprivate Room): $7,087</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Louisville

Home and Community Based Waiver The KAR 1:160&nbsp;<a href="https://chfs.ky.gov/agencies/dms/dca/hcbsb/Pages/hcb-waiver.aspx" target="_blank" data-mce-href="https://chfs.ky.gov/agencies/dms/dca/hcbsb/Pages/hcb-waiver.aspx" rel="noopener noreferrer">Home and Community Based Services Waiver</a> is a valuable resource for Medicaid-eligible seniors who would prefer to live in their own home rather than moving into a skilled nursing facility. This waiver assists seniors with the cost of home health aides that are hired independently or employed by an agency. It also covers the cost of adult day health care, delivered meals, respite services for primary caregivers and certain home modifications. If you’d like more information about this waiver, contact the KIPDA Area Agency on Aging by calling (502) 266-6084. Kentucky Homecare Program Managed by the Department for Aging and Independent Living, Kentucky’s&nbsp;<a href="https://chfs.ky.gov/agencies/dail/Pages/homecare.aspx" target="_blank" data-mce-href="https://chfs.ky.gov/agencies/dail/Pages/homecare.aspx" rel="noopener noreferrer">Homecare Program</a>&nbsp;provides personal assistance, delivered meals and case management services to Kentuckians who are 60 or older and are unable to perform at least two activities of daily living. Because this is a non-Medicaid program, funds are allocated regionally. This is not an entitlement program, so applicants in the Louisville area may have to join a waiting list depending on current demand. You can learn more about this program or apply by calling the Department for Aging and Independent Living at (502) 564-6930. Hart-Supported Living This program is open to all Kentucky residents who are living with a disability as defined in the Americans With Disabilities Act. It provides funds to cover the cost of support, home modifications and related services that allow individuals who have a physical or mental disability to live at home and avoid being institutionalized.&nbsp;<a href="https://chfs.ky.gov/agencies/dail/Pages/hslp.aspx" target="_blank" data-mce-href="https://chfs.ky.gov/agencies/dail/Pages/hslp.aspx" rel="noopener noreferrer">Hart-Supported Living</a> promotes individual autonomy by giving beneficiaries the freedom to manage their own care. The KIPDA Area Agency on Aging can provide more information about this program or assist with the application process. Call (502) 266-6084 for details. Family Caregiver Support Program If you depend on relatives or friends for daily assistance, the&nbsp;<a href="https://chfs.ky.gov/agencies/dail/Pages/caregiver-support.aspx" target="_blank" data-mce-href="https://chfs.ky.gov/agencies/dail/Pages/caregiver-support.aspx" rel="noopener noreferrer">National Family Caregiver Support Program and Kentucky Family Caregiver Program</a> can provide in-home respite care to relieve your primary caregiver. It also offers counseling, support groups and supplemental in-home services. This program is open to individuals who care for anyone aged 60 or over as well as those who help adults who have Alzheimer’s disease or dementia. Call the KIPDA Area Agency on Aging at (502) 266-6084 to learn more about this program. If funds are unavailable, applicants may be added to a regional wait list.

Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,498 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 40 Assisted Living Communities in Louisville and several in surrounding areas.<ul><li>Assisted living: $3,498</li><li>Nursing home semiprivate room: $7,087</li><li>In-home care: $4,290</li><li>Adult day health services: $1,430</li></ul>

Assisted Living in Louisville, KY

Assisted Living Articles and Resources

In Louisville, Medicaid pays for medical care,&nbsp;<a href="https://chfs.ky.gov/agencies/dms/dpo/bpb/Pages/nursing-facilities.aspx" target="_blank" data-mce-href="https://chfs.ky.gov/agencies/dms/dpo/bpb/Pages/nursing-facilities.aspx" rel="noopener noreferrer">skilled nursing facilities</a> and health-related expenses. This state and federal program is available to low-income residents, including adults, children and the elderly and disabled. Eligibility is based on strict financial requirements. For long-term care and waiver services, monthly income levels are restricted to $2,313 per month for individuals or $4,626 per month for couples. For other benefits, a lower monthly limit of $760 applies. Additionally, applicants must not have more than $2,000 in countable cash resources per person. Although Kentucky’s Medicaid program pays for skilled nursing services, it&nbsp;<a href="https://chfs.ky.gov/agencies/dail/Documents/ALCBrochureRev102910.pdf" target="_blank" data-mce-href="https://chfs.ky.gov/agencies/dail/Documents/ALCBrochureRev102910.pdf" rel="noopener noreferrer">does not cover the cost of assisted living</a> because these facilities provide personal assistance rather than medical care. One exception is health services offered by outside agencies. As an alternative, adults who require nursing facility care but prefer to remain at home can use one of&nbsp;<a href="https://chfs.ky.gov/agencies/dms/dca/Pages/default.aspx" target="_blank" data-mce-href="https://chfs.ky.gov/agencies/dms/dca/Pages/default.aspx" rel="noopener noreferrer">Kentucky’s 1915(c) waivers</a> to access personal assistance. These programs are also open to individuals who are living in personal care facilities but would like to return to the community. To qualify, individuals must: <ul>
<li>Be elderly or living with a disability</li>
<li>Require nursing facility care</li>
<li>Be financially eligible for Medicaid</li>
</ul> If you believe that you’re eligible for Medicaid based on your age, income or health status, you can apply online, in person or by calling the Department for Community Based Services at (855) 306-8959.

Medicaid in Kentucky

 Detailed profiles of 40 Assisted Living Facilities in Louisville, KY. Average cost is 3030 per month.  Reviews, ratings, costs, pictures, amenities, and more.

 40 Assisted Living Facilities in Louisville, KY

Nearby Assisted Living Facilities

Other Senior Living in Louisville, KY

Assisted Living Resources in Louisville

The Kentuckiana Regional Planning &amp; Development Agency is one of 15 Area Agencies on Aging in Kentucky. If you live in Jefferson County or neighboring areas, this AAA is your local source for Medicaid waivers, in-home services, transportation assistance and insurance counseling. It also serves as an Aging and Disability Resource Center for residents of greater Louisville.

Area Agencies on Aging

This agency is responsible for administering retirement and disability benefits as well as health insurance in conjunction with the Centers for Medicare &amp; Medicaid Services. Whether you’re working, disabled or retired, local Social Security offices in Louisville can assist you with inquiries, appeals and bureaucratic issues.

Social Security Administration

The Department of Veterans Affairs offers health care and many other benefits to military veterans and their relatives. If you need medical care or if you’re applying for benefits, these local divisions of the VA may be able to help.

Department of Veterans Affairs

Reviews of Louisville Assisted Living Facilities

Nestled in the heart of one of Louisvilleâ€™s most unique neighborhoods, &nbsp;Saint Matthews is a thriving independent and assisted living community boasting all the comforts of home. Our central location puts you in easy reach of downtown Louisville and its shopping, dining, churches, medical facilities and parks.


<h2>Featured Amenities</h2>

Select your home from our wide variety of studio, one- and two-bedroom apartment floor plans. All residences feature full baths, well-equipped kitchens and ample living space. We have also installed an emergency call system in every apartment for added peace of mind.

To help keep you active, our full-time Activity Director plans a robust calendar of fun and engaging events and activities. Make new friends at our evening happy hour, work up a sweat in one of our Dancercise classes or challenge your neighbors to a game of bowling on our Nintendo Wii.

<h2>Available Services</h2>

At Saint Mathews, you can enjoy restaurant-style meals without every having to leave home. Our professional chefs prepare hot, fresh meals each day that are served in the comfort of our community dining room. We also have an Anytime CafÃ© that offers complimentary snacks and beverages throughout the day.

For seniors in need of a little extra support, we offer 24-hour assisted living care. Our trained caregiving staff are available to help with life’s daily activities including grooming, bathing, escorting and managing medications. We also provide a private transportation service to help you get around town safely.

Saint Matthews is a senior living community dedicated to helping you live as independently as possible for as long as possible.

Vitality Living St. Matthews

Since 1999, Belmont Village of St. Matthews has been providing a warm and welcoming home to residents and their cherished pets. We are centrally located in the heart of St. Matthews, just a short drive from Mall St. Matthews, Norton Suburban Hospital and downtown Louisville.

At Belmont Village, we view aging as a gift. Our award-winning senior living communities are known for safety, architectural appeal, innovative senior programs, exceptional support services, trained and skilled staff, resident satisfaction and deficiency-free living. We plan, develop and run our own communities to support high-quality life experiences for our residents.

<h2>Featured Amenities</h2>

Here at Belmont Village of St. Matthews, there&#39;s no shortage of indoor and outdoor activities for residents to enjoy. Our community is across from Draut Park with walking paths and a protected wetland. Nearby are the Mall St. Matthews, Kentucky&#39;s largest shopping center, and Oxmoor Mall. There are also numerous places of worship, as well as three well-respected hospitals in close proximity.

Within our community, residents can take a computer class in our state-of-the-art Center for Learning, keep fit with the help of a professional physical therapist in our Center for Life Enhancement or relax in their private apartment home. Apartments are available in studio, one- and two-bedroom floor plans.

<h2>Available Services</h2>

For the comfort and convenience of our residents, Belmont Village of St. Matthews takes care of the housekeeping, linen changing, transportation and meal service. We are home to an on-site salon and spa, and can provide personal laundry service as needed. A concierge is also on staff to ensure our residents have everything they need to enjoy life.

In addition to Belmont&#39;s signature programs in hospitality and dining, residents also have opportunities for learning, community service and fitness activities for different levels of ability, all administered by a caring and well-trained staff and overseen by a stable and expert management team.

Discover senior living at its finest at Belmont Village of St. Matthews.

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Belmont Village St. Matthews

StoryPoint Northfield is a senior living community located at 6350 Hunting Road, Louisville, KY 40222, offering a full continuum of care including Independent Living, Assisted Living, and Memory Care in a single, welcoming campus. The community was created from the integration of Everlan of Louisville and Dominion of Louisville into the StoryPoint Group family, providing a cohesive environment where residents can remain in one place even as their care needs evolve. 

Residents at StoryPoint Northfield enjoy a wide variety of thoughtfully designed amenities and services that support comfort, engagement, and social connection. The community features chef-prepared meals, multiple open-concept floor plans, a beauty salon and barbershop, a library and business center, and regular housekeeping services. Pet-friendly spaces and rich social programming — ranging from fitness classes and garden clubs to creative workshops and themed outings — help foster a vibrant lifestyle and abundant opportunities for connection. 

Care services span from maintenance-free independent living with daily social engagement to assisted living support for those needing help with daily tasks, and a secure memory care neighborhood staffed by trained professionals who offer specialized programming and support for individuals experiencing cognitive changes. 

Situated in the Northfield neighborhood of Louisville, residents benefit from convenient access to local shopping, dining, parks, and cultural attractions, while enjoying the community's dynamic social calendar and comfortable indoor and outdoor living spaces.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://www.chfs.ky.gov/agencies/os/oig/dhc/Pages/hcf.aspx">Kentucky Cabinet for Health and Family Services Health Care Facility Directories</a>

StoryPoint Northfield

Twinbrook Assisted Living is an established assisted living community located at 3525 Ephraim McDowell Dr, Louisville, KY 40205, dedicated to supporting older adults with daily living needs in a welcoming, home-like atmosphere. The community has been part of the Louisville area for over six decades, offering personalized care that helps residents maintain independence while providing peace of mind for families.


Life at Twinbrook is centered around comfort, connection, and engagement. The community features approximately 60 attractive apartments across two floors with elevator access, including studios and one-bedroom units equipped with kitchenettes, granite countertops, walk-in showers, and emergency call systems for added safety. Common areas such as living rooms, a library, a card room, a dining room, and a chapel provide inviting spaces for socializing, relaxation, and spiritual connection, while beautifully maintained outdoor areas offer pleasant spaces to enjoy fresh air.


Residents receive compassionate support with daily activities such as bathing, dressing, grooming, and medication reminders within a social model of assisted living that blends care with meaningful engagement. The community also offers three chef-prepared meals daily, dietary accommodations, weekly housekeeping and linen services, 24-hour staff assistance, and scheduled transportation for shopping and appointments. On-site conveniences like a beauty shop and laundry facilities further enhance everyday living.


Conveniently situated near the Highlands, Hikes Point, and St. Matthews neighborhoods of Louisville, Twinbrook Assisted Living is close to local healthcare facilities, parks, shopping, and dining options, allowing residents to stay connected with the broader community while enjoying a supportive and engaging residential experience.

 To learn more about this provider's license and review other available state reports, please visit: <a href="https://www.chfs.ky.gov/agencies/os/oig/dhc/Pages/hcf.aspx">Kentucky Cabinet for Health and Family Services Health Care Facility Directories</a>

Twinbrook Assisted Living

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