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The average cost of assisted living in the city is $4,033 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 14 assisted living facilities in Knoxville and 7 in surrounding areas.
The Cost of Senior Care in Knoxville, TN
Defining the quality of life in assisted living is our motto at Manorhouse Assisted Living in Knoxville, where we provide the first-class services that allow seniors to continue to fully embrace life.
Trinity Hills provides you with the very best in achieving an independent lifestyle through a warm, friendly community. Situated in the foothills of the Great Smoky Mountains in East Knoxville, Tenn., our community is located within minutes of grocery stores,…
Welcome to Prosperity Pointe Assisted Living! We are here to provide our residents with comfortable and supportive elderly care within an environment that “feels like home.” Whether you are searching for a quality assisted living community for one of your…
Elmcroft of West Knoxville is an assisted living and Alzheimer's Care community offering accommodations for those who may require assistance in their daily living activities.
Call 1-800-991-9257 for details
Windsor Gardens Assisted Living of Knoxville is owned and operated by individuals who have deep roots in our Knoxville-area community. We have worked to create an atmosphere in which seniors can live independently in a quality home-like environment. This beautifully…
Call 1-800-991-9257 for details
The Pointe at Lifespring is anything but ordinary, it’s vibrant! The Pointe at Lifespring is a community designed to support the lifestyles of our residents. Our signature service, award-winning Dining by Design program and colorful palette of amenities simply provide…
Originally built in 1914 as an elementary school, Oakwood Senior Living is now North Knoxville's premier assisted living and memory care, right in the heart of the Oakwood community.
At Morning Pointe of Powell, recognition and promotion of maximum independence, choice, dignity, privacy and autonomy of each of our residents comes standard.
The rooms at Williamsburg Villas were nice. I was very impressed with the inside of the place and the people there. The marketing director took us on tour, and she was very thorough and very helpful. I was very impressed with her. We walked in the dining room and the food looked good.Read more Williamsburg Villas reviews
Williamsburg Villas was excellent. The rooms were very nice. They have more workers per patient ratio than the others for the Alzheimer's care. There were lots of activities; they were excellent. It looked like everything is being handled as it should be. The staff members were very helpful. The place was very nice.Read more Williamsburg Villas reviews
We chose NHC Place, Farragut for my mother. We know other people whose mothers are staying there and know quite a bit about it, so we were a lot more comfortable. We knew that she could get the level of care there that she needed. They have quite a few amenities, workshops for people, crafts, and very nice dining facil...Read more NHC Place, Farragut reviews
My mother went to Elmcroft of Halls in March in their assisted living. The staff is great and the facility is super nice. The staff is the main thing I like the most. The food is not amazing, but it's good. My mom has a nice studio with a big window, very light and has good colors. It's a little small for my liking but...Read more Elmcroft of Halls reviews
My wife moved into the memory care portion of Oakwood Senior Living. They only have 18 residents. It's about two years old, they've done an excellent job with it, the hallways are very wide, and the rooms are large and furnished very well. They have plenty of personnel, plenty of activities, and they take care of my wi...Read more Oakwood Senior Living reviews
The Genworth 2018 Cost of Care Survey indicates that Knoxville’s average monthly cost of assisted living is just above the national average of $4,000. When compared with Tennessee’s state average, Knoxville’s cost is just over $100 more. Several cities throughout the state are far less expensive than Knoxville. For example, in Chattanooga, assisted living is about $1,000 less per month while in Morristown, the cost is about $800 less. The Nashville area has the most expensive assisted living costs in the state at $4,500 per month, which is about $500 more than in Knoxville.
The Cost of Assisted Living in Surrounding Areas
In Knoxville, the average monthly cost of assisted living is $4,033 per month, which is about $3,000 less than nursing home care and about $450 more than home care services. These cost variations are common throughout most cities in the United States and reflect how the type of care affects the overall price.
For seniors considering homemaker services or a home health aide instead of assisted living, several other items should be considered, including expenses such as rent, groceries and utilities, which are usually factored into the cost of assisted living.
Senior Care Cost Comparison Chart
In Tennessee, the state Medicaid plan is known officially as TennCare. It provides health care to low-income residents of the state including children and their families, Supplemental Security Income recipients and senior citizens. Some of the services paid for by the standard state plan include medical care, dental care, prescription medications and nursing home care.
To qualify for TennCare as a senior citizen, applicants must be 65 years of age or older and their income may not exceed $771 per month when single. Married couples may not have an income that exceeds $1,157 per month. The asset limit for single applicants is $2,000, and for married couples, it’s $3,000. Exempt assets include the applicant’s house, household furnishings and one vehicle.
Seniors can apply for TennCare online or by calling (855) 259-0701.
CHOICES provides senior citizens and disabled adults with access to nursing care and home and community-based services. Its purpose is to help those who need a nursing level of care delay a move into a nursing home by providing the services they require within their home or in an assisted living community. Some of the services provided by CHOICES include nursing care, personal care, assisted living services and transportation.
To qualify, applicants must require assistance with at least two activities of daily living. They also must be either 65 years of age or legally disabled. Financially, applicants are restricted to an income of no more than $2,313 per month. Asset limits are the same as for TennCare.
Seniors can apply for CHOICES by calling (866) 836-6678.
OPTIONS for Community Living
OPTIONS for Community Living is a state-funded program that provides seniors and disabled persons with home and community-based services such as personal care and assisted living services. It’s administered by the Area Agency on Aging.
To qualify for OPTIONS, seniors must require daily assistance with ADLs and be aged 65 or older. There are no financial restrictions for applicants of this program, but fees are charged on a sliding scale based on the participant’s income.
To apply for OPTIONS, seniors can call (866) 836-6678.
Elderlife Bridge Loan
Seniors who require immediate cash to help pay for the cost of assisted living can contact Elderlife Financial Services to apply for a bridge loan. Upon loan approval, Elderlife Financial sends funds directly to the senior’s assisted living facility to pay for the cost of care. Seniors repay the loan in monthly installments.
Eligibility for an Elderlife bridge loan is dependent upon the senior’s income and credit history. For seniors who may not meet these requirements, Elderlife permits applicants to include up to six cosigners, which can help improve the chances of approval and reduce monthly payments.
To learn more or to start the application process, seniors can contact Elderlife at (888) 228-4500.
Veterans Aid and Attendance Pension Benefit
The Aid and Attendance benefit helps veterans and their spouses pay for the cost of long-term care when they require assistance with ADLs. It may cover the cost of care received at home, in an assisted living facility or in a nursing home. This is a cash benefit that’s added to the recipient’s pension.
To be eligible for this benefit, the applicant must be a U.S. veteran or spouse and fall under one of the following categories:
This program is not available to veterans who already receive VA disability benefits.
For more information or assistance with the application, seniors can call the Veterans Affairs Department at (865) 594-6158. To apply, seniors living in Tennessee can write or fax the Milwaukee Pension Center at:
Department of Veterans Affairs
Claims Intake Center
Attention: Milwaukee Pension Center
P. O. Box 5192 Janesville, WI 53547-5192
Fax: (844) 655-1604
Senior centers in Knoxville are open to residents aged 50 and older. They provide seniors with a variety of activities and programs, including computer classes, daily lunches and physical fitness classes.
John T. O’Connor Senior Citizens Center
611 Winona Street, Knoxville, TN 37917
Larry Cox Senior Center
3109 Ocoee Trail, Knoxville, TN 37917
Veterans living in Knoxville may be eligible for free health care services at the Knoxville VA Medical Center. They can apply for other benefits and services available to veterans, including financial assistance, at one of the city’s Veterans Affairs offices.
Knoxville VA Medical Center
8033 Ray Mears Boulevard, Knoxville, TN 37919
Veterans Affairs Department
9047 Executive Park Drive, Knoxville, TN 37919
Knox County Veterans Services
1000 North Central Street #6, Knoxville, TN 37917
A variety of agencies in Knoxville work to protect the best interests of the city’s senior population. These agencies provide services such as benefits assistance and nutritional counseling.
Community Action Committee
2247 Western Avenue, Knoxville, TN 37950-1650
Office on Aging
2247 Western Avenue, Knoxville, TN 37950-1650
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