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Assisted Living in Sumner County,TN

The average cost of assisted living in the county is $4,500 a month. This guide is a starting point covering the cost of assisted living care in the county, as well as financing options to pay for it. You'll find in-depth information on 9 assisted living facilities in Sumner County and 26 in surrounding areas.

The Cost of Senior Care in Sumner County, TN

  • Assisted Living: $4,500
  • Nursing Home Care: $6,692
  • In-home Care: $3,621
  • Adult Day Health Services: $1,408

The Hearth at Hendersonville

419 East Main Street
Hendersonville, TN

Call 1-800-991-9257 for details

1 Review
Starting at XXXX per month

Call 1-800-991-9257 for details

1 Reviews
Starting at XXXX per month

For Hendersonville-area seniors, The Hearth at Hendersonville offers a full range of lifestyle options, activities and supportive services that make life even more fulfilling.

Elmcroft of Hendersonville

1020 Carrington Place
Hendersonville, TN

Call 1-800-991-9257 for details

3 Reviews
Starting at XXXX per month

Call 1-800-991-9257 for details

3 Reviews
Starting at XXXX per month

Elmcroft Senior Living in Hendersonville provides quality senior residential care for both assisted living and Alzheimer's and memory care.

Main Street

674 East Main Street
Hendersonville, TN

Call 1-800-991-9257 for details

1 Review
Starting at XXXX per month

Call 1-800-991-9257 for details

1 Reviews
Starting at XXXX per month

Located in Hendersonville, Brookdale Main Street is a cozy assisted living and memory care community with a number of on-site amenities and services.

Red Cedar Glen

202 Walton Ferry Road
Hendersonville, TN

Call 1-800-991-9257 for details

1 Review
Starting at XXXX per month

Call 1-800-991-9257 for details

1 Reviews
Starting at XXXX per month

Sitting on eight acres in a scenic, lakefront town just outside Nashville, Brookdale Hendersonville is a retirement community offering independent and assisted living.

Morningside of Gallatin

1085 Hartsville Pike
Gallatin, TN

Call 1-800-991-9257 for details

1 Review
Starting at XXXX per month

Call 1-800-991-9257 for details

1 Reviews
Starting at XXXX per month

Morningside of Gallatin offers compassionate senior care in Gallatin, Tennessee, and we strive to create a homelike atmosphere where you and your loved ones can feel secure.

Brookdale Gallatin

400 Hancock Street
Gallatin, TN

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

A premier senior living community, Brookdale Gallatin provides area seniors with excellent options for independent living and assisted living.

Clarendale at Indian Lake

195 Indian Lake Blvd
Hendersonville, TN

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Clarendale at Indian Lake is an all-new senior living community offering three lifestyle choices—independent living, assisted living, and memory care—all under one roof in a residential neighborhood in the town of Hendersonville, Tennessee. For only a simple monthly fee, this…

Park Place Retirement

31 Executive Park Drive
Hendersonville, TN

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Park Place Retirement Community is a place to call home in the lovely town of Hendersonville, Tennessee. Hendersonville is a quiet community that is s...

Maple Cottage Assisted Living

101 Maple Dr.
Hendersonville, TN

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Maple Cottage is a special assisted living home which specializes in Alzheimer's, dementia, and Memory Care. Our family has over 35 years of experience in caring for seniors, and creating unique spaces for living each day in positive and meaningful…

We Can Help! Our Local Advisors can help your family make a confident decision about senior living.

Reviews of Sumner County Assisted Living Facilities

Morningside of Gallatin

Review by Jacky Grantham | Consumer

My mother has been living at Morningside of Gallatin for almost 3 yr. The staff is second to no one. They are knowledgeable to every need that the resident may have. Their food is outstanding, their exercise program is very good, and a lot of fun. The media room is a very popular with all the activities going on. The f...

Read more Morningside of Gallatin reviews

Red Cedar Glen

Review by Dorie | Consumer

Brookdale Hendersonville was very nice. The staff was very nice and helpful. The rooms were wonderful. The residents seemed happy.

Read more Red Cedar Glen reviews

Main Street

Review by Gena | Consumer

Main Street Senior Living's staff who showed us around was not as organized, informative or welcoming as in the other place I visited. The room we saw was large, well laid out, and it looked comfortable. The dining area seemed fine. They had two separate activity areas, which seemed kind of nice.

Read more Main Street reviews

Elmcroft of Hendersonville

Review by Lisa | Consumer

We had a very pleasant visit at Elmcroft of Hendersonville. It was not updated in appearance, but they said that they were due for remodeling very soon, which would make it look more like the one in Lebanon. It would be an upgrade with general replacement of carpet and new furniture, but it was still very nice and real...

Read more Elmcroft of Hendersonville reviews

Elmcroft of Hendersonville

Review by Charlotte | Consumer

Elmcroft of Hendersonville has something for everyone. Their director is always out on the floor with the residents. They have a lot of activities posted every day. We have access to my mother 24/7, which is not the way it is in some of the other places and that was really important to me. Mom is extremely happy there....

Read more Elmcroft of Hendersonville reviews

Elmcroft of Hendersonville

Review by Diane | Consumer

I really like Elmcroft of Hendersonville. They have a courtyard in the middle, and I'm really impressed that you can see a landscape as opposed to highways. The staff member was very helpful. You can be very flexible with what you bring into your room, like shelving for the walls. They have transportation, a library, a...

Read more Elmcroft of Hendersonville reviews
 

Map of Sumner County Assisted Living Facilities

Assisted Living Costs in Sumner County

According to Genworth’s 2018 Cost of Care study, average monthly assisted living prices in Sumner County are above the state ($3,920) and national ($4,000) averages, while costs are lower in nearby Clarksville ($3,495). East of Sumner County, assisted living prices are also lower in Morristown ($3,250), the Kingsport area ($4,179) and Johnson City ($3,875). 

Note: Senior care cost data wasn’t available for Sumner County, so data for the closest city, Nashville, was used. 

The Cost of Assisted Living in Surrounding Areas

Care Cost Comparison

In Sumner County, the cost of senior care depends on the type of care provided, how many direct service hours are included each week and whether or not the services include room and board. 

Nursing home care is the most expensive option at nearly $2,500 more per month than assisted living. Homemaker and home health aide service prices are lower than assisted living; however, prices for in-home senior care don’t include ongoing expenses involved with maintaining a home, such as upkeep, insurance, property taxes and utility payments. 

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Sumner County

Medicaid in Tennessee

More than 72 million Americans are covered under Medicaid, the national health protection program that’s jointly funded by the state and federal governments. Medicaid is designed to help those with a low income and minimal assets access basic health care, including emergency care, primary care and long-term care services. 

In Tennessee Medicaid is known as TennCare. Seniors with an income no greater than 300% of the current federal benefit rate ($2,313) who own no more than $2,000 in countable assets may qualify for TennCare coverage, which includes long-term care services. 

Countable assets include all cash, bank account balances and real estate, with the exception of the applicants’ home valued at no more than $572,000. Also exempt are personal belongings, such as clothing and jewellery, one vehicle and a nonrevocable burial trust. 

Note: Tennessee is an income cap state, which means seniors aren’t able to spend down their excess income to achieve Medicaid eligibility. 

TennCare CHOICES in Long-Term Services and Support

TennCare CHOICES is a home and community-based services Medicaid waiver program providing a wide range of support for seniors who require the level of care normally offered in a nursing home. 

While CHOICES does provide nursing home care if necessary, this waiver also provides personal care services for seniors who want to live in an assisted living facility. 

If approved for CHOICES, seniors must complete a comprehensive needs assessment to be provided with one or more of the many services offered, including: 

  • Assistance with performing tasks of daily living, such as getting dressed, bathing, using the toilet and eating
  • A personal emergency call system
  • Adult day health services
  • Respite care

While CHOICES funds services for eligible seniors in assisted living, seniors are responsible for the room and board portion of their monthly assisted living costs. 

For more information about TennCare and the CHOICES waiver, contact the Area Agency on Aging and Disability at (866) 836-6678. 

Other Financial Assistance Programs for Assisted Living

VA Aid and Attendance Benefits and Housebound Allowance

Veterans and their survivors receiving a regular (nondisability) VA pension who are either housebound or need help from another person daily due to a permanent disability or chronic illness may qualify for a higher pension rate through the VA Aid and Attendance Benefits and Housebound Allowance

These two programs increase the regular VA pension rates for both veterans and survivors.

Note: Applicants may only collect money through one of these two programs, even if they meet the criteria for both. 

VA Housebound Allowance

Under the housebound allowance, the maximum annual pension rate for a single survivor is $11,095, while survivors with one dependent are eligible for up to $13,893 per year. 

Veterans without dependents may receive a maximum of $16,540 per year through the housebound allowance and up to $20,731 per year with one dependent. 

To qualify for the housebound allowance, applicants must have a VA disability rating of 100% and spend the majority of their time at their principal residence as a result of their disability. 

VA Aid and Attendance Benefits

Under the Aid and Attendance Benefits, the maximum annual pension rate for a single survivor is $14,509 and $17,309 with one dependent. 

Veterans without dependents may qualify for a maximum of $22,577 per year, while veterans with one dependent may receive up to $26,766 per year. 

To qualify for Aid and Attendance, applicants must meet at least one of the following criteria: 

  • Live in a nursing home as a result of physical and/or mental deterioration
  • Be bedridden
  • Have severely limited vision
  • Need help from a caregiver daily to dress, bathe, eat, manage a prosthetic device and/or navigate their environment

Note: Qualifying disabilities for both of these programs don’t need to be service-related. 

For more information and application assistance, contact the Sumner County Veterans Service Office at (615) 451-6014. 

Assisted Living Resources in Sumner County

Senior Centers

Seniors can participate in a wide variety of free and low-cost social and recreational activities at the local senior centers. These wheelchair-accessible community centers offer daily fitness classes, organized card games, dances and regular health screening clinics. Members can also sign up for trips to local restaurants and attractions, learn how to use a smartphone and get up-to-date information about resources in the community. 

Senior Citizens of Hendersonville, Inc. 
197 Imperial Blvd, Hendersonville, TN 37075
(615) 822-8758

Gallatin Senior Citizens Center
200 E Franklin St, Gallatin, TN 37066
(615) 451-1531

Community Aid Agencies

Seniors in Sumner County who need assistance navigating health care coverage options through TennCare can contact the Sumner Department of Human Services. For help with arranging door-to-door wheelchair-accessible transportation or Meals on Wheels, call the Mid Cumberland Human Resource Agency. 

Department of Human Services
393 Maple St Ste 200, Gallatin, TN 37066-6342
(615) 451-5814

Mid-Cumberland Human Resource Agency
1101 Kermit Dr Ste 300, Nashville, TN 37217
(615) 331-6033

Services for Veterans

Veterans and their survivors can get help completing an application for Aid and Attendance or Housebound Benefits, learn about local programs and appeal a previous VA benefits ruling through the Sumner County Veterans Service Office. Outpatient VA health services including primary care and mental health counseling are available at the Gallatin VA Clinic. 

Sumner County Veterans Service Office
355 North Belvedere Dr Room 114, Gallatin, TN 37066
(615) 451-6014

Gallatin VA Clinic
419 Steam Plant Rd, Gallatin, TN 37066
(615) 230-4600

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