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Assisted Living in Chattanooga, TN

The average cost of assisted living in the city is $3,018 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 7 assisted living facilities in Chattanooga and 7 in surrounding areas.

  • Assisted living: $3,018
  • Nursing home semiprivate room: $6,646
  • In-home care: $3,718
  • Adult day health services: $1,733

Elmcroft of Shallowford

7127 Lee Highway
Chattanooga, TN

Call 1-800-991-9257 for details

4 Reviews
Starting at XXXX per month

Call 1-800-991-9257 for details

4 Reviews
Starting at XXXX per month

Elmcroft of Shallowford enjoy the freedom of choosing their own agenda and activities, while feeling secure in knowing that we are here to provide support should they need it.

Elmcroft of Hamilton Place

1502 Gunbarrel Road
Chattanooga, TN

Call 1-800-991-9257 for details

4 Reviews
Starting at XXXX per month

Call 1-800-991-9257 for details

4 Reviews
Starting at XXXX per month

Elmcroft of Hamilton Place is an assisted living and Alzheimer's Care community offering accommodations for those who may require assistance in their daily living activities.

Manorhouse Assisted Living

1148 Mountain Creek Road
Chattanooga, TN

Call 1-800-991-9257 for details

2 Reviews
Starting at XXXX per month

Call 1-800-991-9257 for details

2 Reviews
Starting at XXXX per month

Defining the quality of life in assisted living is our motto at Manorhouse Assisted Living in Chattanooga, where we provide the first-class services that allow seniors to continue to fully embrace life.

Southern Oaks Assisted Living

7230 Lee Highway
Chattanooga, TN

Call 1-800-991-9257 for details

1 Review
Starting at XXXX per month

Call 1-800-991-9257 for details

1 Reviews
Starting at XXXX per month

Southern Oaks Assisted Living, located in Chattanooga, provides seniors with a selection of amenities to encourage an enjoyable senior living experience.

Martin Boyd Christian Home

6845 Standifer Gap Road
Chattanooga, TN

Call 1-800-991-9257 for details

Starting at XXXX per month

Call 1-800-991-9257 for details

Starting at XXXX per month

Having served the community for over 30 years, Martin Boyd Christian Home strives to continually improve its quality of care by incorporating the latest methods and ideas.

Hickory Valley

6705 Ballard Drive
Chattanooga, TN

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Since 1983, when Hickory Valley first opened its doors, we have thrived on the notion of community, the strength of neighborhood, the comfort and warmth of extended family, and the hospitality befitting good friends. Both our residents and associates embrace…

Dominion Senior Living of Hixson

2143 Northpoint Blvd
Chattanooga, TN

Call 1-800-991-9257 for details

Call 1-800-991-9257 for details

Dominion Senior Living of Hixson (Opening in 2016) offers inspired assisted living and Alzheimer's and dementia care in a faith-based environment where services attend to the spiritual, emotional and physical needs of seniors.

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Reviews of Chattanooga Assisted Living Facilities

Elmcroft of Hamilton Place

Review by Anonymous | Consumer

Elmcroft of Hamilton Place seemed to offer the most for your money. The rooms were nice. My hang-up was the location. It's on Gunbarrel Road which is right in the middle of a very busy Hamilton place with shopping and restaurants. It's a problem getting there to visit and going home. It's a lovely facility.

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Elmcroft of Hamilton Place

Review by Nicole | Consumer

My mother-in-law has been in Elmcroft of Hamilton Place for a few months now. So far, we've had a really good experience. Everybody has been very nice and very helpful. She has had some falls and she's a pretty difficult patient, but they have done really well with her. We're very happy with where she is. She is in the...

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Elmcroft of Hamilton Place

Review by Linda | Consumer

Elmcroft was very pleasing, and the staff was nice, but it was bigger than we thought my brother-in law could handle. The rooms were comparable to the others. The activities were presented, and they were very good. They had a lot of social and physical activities. They had a library and a workout station.

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Elmcroft of Hamilton Place

Review by Gwen | Consumer

My aunt has been living in Elmcroft of Hamilton Place for about a year. The staff members are very helpful. They offer activities, like church, singing, and people who come in and play games with them. They provide three meals and two snacks.

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Elmcroft of Shallowford

Review by Karen | Consumer

I didn't like Elmcroft of Shallowford at all. It was understaffed and it wasn't clean. I didn't find that they took good care of my father. His room was very dark and the bathroom wasn't kept clean. They didn't do laundry regularly. The food was fine and they have movies, games, daily events, and occasional shopping. T...

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Elmcroft of Shallowford

Review by Nicole | Consumer

Elmcroft of Shallowford had this program where for 100 days, they'd spend pretty much 24 hours a day with my mother-in-law if she needed it. She suffers from Sundowner's, so she only sleeps about two hours a day. They'd have someone with her pretty much at all times because she falls a lot. So, the 100-day care was a h...

Read more Elmcroft of Shallowford reviews

Map of Chattanooga Assisted Living Facilities

Assisted Living Costs in Chattanooga

Genworth’s 2018 Cost of Care study indicates that Chattanooga’s average monthly assisted living cost is well below the national average of $4,000 and state average of $3,920. In fact, the Chattanooga area ($3,018) is the least expensive in the entire state, with Jackson ($3,469) a close second. The most expensive city in Tennessee is Nashville ($4,500), with Knoxville ($4,033) and Cleveland ($4,021) coming in just above the national average.

Cost of Assisted Living Comparison Chart

  • Chattanooga: $3,018
  • National average: $4,000
  • State average: $3,920
  • Cleveland: $4,021
  • Nashville: $4,500
  • Knoxville: $4,033
  • Memphis: $3,585
  • Johnson City: $3,875
  • Jackson: $3,469

Care Cost Comparison

When considering medical service costs for seniors, the biggest factor is the level of care needed to ensure comfort. If seniors need part-time care, then adult day care ($1,733) is the least expensive route. Home health care is useful for seniors who need help with daily necessities, including bathing, dressing, meal prep and light housekeeping, but the costs on average are $700 to $800 over the expense of assisted living ($3,018), and unlike assisted living, home health care doesn’t include the costs of financially maintaining a home, such as rent, utilities, transportation, groceries and landscaping.

Cost of Homemaker/Home Health Aide Comparison Chart

  • Assisted living: $3,018
  • Homemaker services: $3,718
  • Home health aide: $3,813
  • Adult day health: $1,733
  • Nursing home care (semiprivate room): $6,646

Financial Assistance for Assisted Living in Chattanooga

Medicaid in Tennessee

TennCare Medicaid provides free or low-cost health care to low-income seniors. Eligible participants receive medical screenings, physician services, emergency services and transportation, medical equipment, labs and X-rays, home health care and physical and occupational therapy. 

To be eligible for TennCare Medicaid, applicants must:

  • Be an individual who is elderly, disabled or uninsurable
  • Be a resident of Tennessee
  • Be a U.S. citizen, or a satisfactory legal immigration status
  • Receive SSI (supplemental security income)
  • Have a monthly income of $750 or less and an asset limit of no more than $2000 (for individuals)
  • Have a monthly income combined of less than $1125 and an asset limit of $3,000 or less (for couples)
  • Have an income of less than $2,250 per month (for nursing home residents)

Apply for TennCare Medicaid online, call (800) 318-2596 or visit your local DHS office.

TennCare Medicaid offers assistance with long-term care services through its CHOICES waiver program. This program offers support and care to those in an assisted living residence, a nursing home, an adult foster home or the home of a caregiver or family member as well as those receiving in-home services. CHOICES helps cover services that enhance the quality of life, including meal preparation, grooming, medication management, home modifications (ramp, walk-in tub, etc.) and personal emergency response services. 

Eligibility guidelines:

  • An individual must be at risk of entering a nursing home facility (unless receiving home care)
  • An individual’s gross monthly income may not exceed $2,313 and asset limit is $2,000 or less
  • Receive SSI payments

If a senior is at risk for nursing home level of care, but doesn’t meet the requirements of nursing home care, the cost of home care can’t exceed $15,000 annually (this doesn’t include home modifications).

To apply for CHOICES with established TennCare, call the TennCare health plan phone number on the back of the member card.  If a senior doesn’t have TennCare and is interested in CHOICES, call (800) 654-4839.

Other Financial Assistance Programs for Assisted Living


Alexian Brothers PACE is a Christian-based health and service program that serves the elderly of Hamilton County, providing alternatives to nursing home care facilities. It’s a managed care system that offers high-quality health care to seniors at the PACE center, in medical facilities or in the individuals home. Geriatrician experts at PACE help coordinate the numerous medical needs and appointments that can easily overwhelm people,  including medication management, specialist care, hospitalizations, primary care and therapy. 

While the PACE program doesn’t contribute toward the cost of assisted living, it can reduce the overall expense of services seniors would otherwise have to pay for. Seniors can receive all-inclusive care from a well-rounded team of physicians, nurses, case managers and dietitians, who tailor plans suited to each individuals special needs. Services vary and include non-emergency transportation, prescription medications, medical equipment and supplies, preventative health services, outpatient surgery and dentistry. 

There is no fee required if you are eligible for TennCare long-term care services. If you are Medicare eligible only, a fee may be involved and determined by the enrollment coordinator. To be eligible for the PACE program, individuals must be age 55 and up, live in Hamilton County, Tennessee, be assessed by the PACE interdisciplinary team and be certified by TennCare as being eligible for nursing home level of care. 

To learn more about the Alexian Brothers PACE program, please fill out this form or call (423) 495-9114 or (800) 441-8883.

Veterans Administration Aid and Attendance Pension Program

Tennessee veterans and their surviving spouses can benefit from the Aid and Attendance pension program, which helps pay for services associated with assisted living, home care and skilled nursing homes. It was designed to aid veterans and their spouses with activities for daily living (ADLs), such as bathing, dressing, errands, transportation and meal prep. The Aid and Attendance program pays up to $2,837 monthly for senior living expenses, and it’s not dependant on service related injuries. 

To qualify, Veterans must:

  • Have served 90 days or more of active military, with at least one day during a period of war
  • Be age 65 or older
  • Be eligible for basic pension benefits
  • Be a surviving spouse whose marriage ended due to death of veteran 
  • Reside in a nursing home
  • Have been discharged from service
  • Need the assistance of another person to perform ADLs

There are numerous forms and paperwork to fill out and gather, so be sure to prepare ahead of time before filing. Some of the required paperwork includes discharge or separation papers, marriage certificate, death certificate and copies of all income statements. 

For more information concerning the Aid and Attendance program, please call (800) 827-1000

Assisted Living Resources in Chattanooga

Senior Centers of Chattanooga

Senior centers offer aging adults independence, educational opportunities, socialization (which wards off depression), meal and nutrition programs, recreational activities and transportation. 

Eastgate Senior Center
5600 Brainerd Road, Suite C-10-11, Chattanooga, TN 37411
(423) 855-9444 

North River Civic Center
1009 Executive Drive, Suite 102, Hixson, TN 37343
(423) 870-8924

Heritage House
1428 Jenkins Road, Chattanooga, TN 37421
(423) 855-9474

Tennessee Veterans Services

The Veterans Administration helps veterans and their families obtain and understand VA benefits that are available to them. For more information on eligibility and the numerous programs available, such as pensions, disability compensation or long-term care benefits, please call or visit one of the offices below. 

Tennessee Department of Veterans Services
5726 Marlin Rd #513, Chattanooga, TN 37411
(423) 634-6488

Chattanooga Vet Center
951 Eastgate Loop # 300, Chattanooga, TN 37411
(423) 855-6570

Veterans Affairs
2208 Pointe Centre Dr, Chattanooga, TN 37421
(423) 893-6500

Area Agency on Aging and Disability

Southeast Tennessee Area Agency on Aging and Disability offers various programs to the elderly and disabled concerning congregate meal programs, state health insurance programs, caregiver support and an abundance of information that advocates for the welfare of seniors. 

Area Agency On Aging & Disability
1000 Riverfront Pkwy, Chattanooga, TN 37402
(423) 424-4256

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