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21 Assisted Living Communities in Chattanooga, Tennessee

The average cost of assisted living in the city is $3,018 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 21 Assisted Living Communities in Chattanooga and several in surrounding areas.

  • Assisted living: $3,018
  • Nursing home semiprivate room: $6,646
  • In-home care: $3,718
  • Adult day health services: $1,733

Assisted Living Facilities near Chattanooga, Tennessee

Compare Costs, Photos, & Reviews of All Your Options Near Chattanooga

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Reviews of Assisted Living Facilities in Chattanooga

unsatisfied

1

January 20, 2024

I am a friend or relative of a current/past resident

This not a well run place. it looks good and the marketing person is good and helpful. some of the staff really care and try but they can't do what they are capable of doing because the business side is so poorly ran . They had a buyout during my family members stay and I hoped the billing and management side would get better, but it didnt. They said they would do something or call you back and they didnt. They kept getting the bill incorrect, charges were not made per the contract and would not help me resolve it when I tried multiple times. They are difficult to Communicate with. It really wasn't worth the hassle and constant worry if the couldn't manage the place good enough then what kind of care were they giving my loved one. I am usually not someone to complain but the place was not good at all and I would not recommended them !

Kerri

5

March 6, 2021

I visited this facility

I visited Creekside at Shallowford. It was a little bit more of independent than my dad could have. We would have had to hire outside nurses and everything. I liked the part where the family could come and go, because he would have to be in an apartment on his own, and I really like one of the rooms that we looked at. I really liked it. The man, Michael, was really nice and he explained the facility to me. He has followed up and checked on my dad as well. I liked this one room that was on the second floor. It had a view of the outside and had a little porch he could go out on if he wanted. It looked like they had a lot of good activities that the people could participate in. It was pretty ideal. I liked the location, too. It was like back, past the main road, and it was kind of back in a near wooded area. It had a pretty view. The staff that I met was friendly. Everything seemed good. It was fairly new and updated. They also provided rides to different places for the people that rented there.

Christina

5

October 5, 2019

I am a friend or relative of a current/past resident

My parents are in Creekside at Shallowford. It is beautiful and wonderful. This place is fabulous. It is friendly, warm, and welcoming. My mother absolutely loves it. She has gone from being reclusive to getting out and making friends. She is enjoying the meals too. My stepdad would not get out and do anything, but now he is out and participating in football parties and enjoying the music. The difference is night and day. It is wonderful. The staff members are great. They are warm, welcoming, and very attentive. They clean the room, they take all the towels, wash the clothes and sheets, they sweep and mop the floor, and they clean the bathroom and the kitchen. The dining area is beautiful. Between every meal they keep it formally set. They do their major meal at lunch and then they have a lighter meal at supper, which is usually advantageous for elderly people. They have a master chef on staff, so the meals are very good. I would give it the highest score possible.

Chris

5

October 2, 2019

I am a friend or relative of a current/past resident

My aunt moved into Creekside at Shallowford, and I really love the place. They have activities every hour, they have puzzles all over the place, exercise classes that she likes, and I think it's so nice that she has things to do. The people that were working there seem to be happy. We like the food and I think it's pretty good. I liked that they had a place for people to go walking, it was shaded and there were lots of flowers and places for people to sit around and talk.

J.W.

5

June 24, 2019

I am/was a resident of this facility

I moved into Creekside at Shallowford a month ago. It's a good place, everything is well-organized, and we're not really hurting for anything. The staff is very good, and they're like one of us. I have a one-bedroom apartment, washers and dryers are available, they have something for us to do every day, and the food is really good. Once a week we have a Christian service, and there's an exercise room.

Eddie

5

April 19, 2019

I visited this facility

The person who took us on the tour at Creekside at Shallowford was great. He sat down and talked to us, gave us information, took us around and showed us the facilities that were there and what were available for us. I was very pleased. The rooms were more like a one room and one bathroom. They had rehabilitation that they could go to if needed, and doctors that would come to see them. They have transportation there for them if they want to go to stores. The place was very well kept up and well maintained.

VL

5

March 22, 2019

I am a friend or relative of a current/past resident

I really liked Creekside at Shallowford. The family was able to eat with my father. It's a really nice place. The overall appearance and the layout were excellent They always had something for them to do. They took them to a movie, to The Tivoli, plays, and shopping. They didn't have an assisted part there. The dining room was big and nice and the food was good and nutritious. The staff was great. The pricing was good, but they had no services there. He had his apartment cleaned once a week and I had outside people come in.

Him111

4

September 20, 2018

I am a friend or relative of a current/past resident

What I like about Creekside at Shallowford is the staff, the manager, and the accommodations. The staff’s work attitude is excellent, and the atmosphere of the place is excellent. Some of their amentities include an activity room, a salon, an exercise room, and they go on trips once a week. They also take the residents to shows, there’s live music every week, and so on. The food is excellent, and they have very fine dining.

VG

5

August 21, 2018

I am a friend or relative of a current/past resident

Our experience with Southern Oaks has been wonderful. The staff is doing a great job, they have plenty of activities, and wonderful food. They check on my mother frequently during the night, she has sun-downers, but they have made her stay a great experience. She has a private room with her own bathroom. They have a big living room for all the residents to gather in with a TV, they bring in music, they have a crafts room, bingo, and all that kinds of stuff. The layout of the place is all one level and it's really nice. I also even participated in some of their activities. I wish I could stay there. The pricing is affordable.

Map of Chattanooga, Tennessee

Assisted Living Costs in Chattanooga

Genworth’s 2018 Cost of Care study indicates that Chattanooga’s average monthly assisted living cost is well below the national average of $4,000 and state average of $3,920. In fact, the Chattanooga area ($3,018) is the least expensive in the entire state, with Jackson ($3,469) a close second. The most expensive city in Tennessee is Nashville ($4,500), with Knoxville ($4,033) and Cleveland ($4,021) coming in just above the national average.

Cost of Assisted Living Comparison Chart

Chattanooga

$3,018

National average

$4,000

State average

$3,920

Cleveland

$4,021

Nashville

$4,500

Knoxville

$4,033

Memphis

$3,585

Johnson City

$3,875

Jackson

$3,469

Care Cost Comparison

When considering medical service costs for seniors, the biggest factor is the level of care needed to ensure comfort. If seniors need part-time care, then adult day care ($1,733) is the least expensive route. Home health care is useful for seniors who need help with daily necessities, including bathing, dressing, meal prep and light housekeeping, but the costs on average are $700 to $800 over the expense of assisted living ($3,018), and unlike assisted living, home health care doesn’t include the costs of financially maintaining a home, such as rent, utilities, transportation, groceries and landscaping. Cost of Homemaker/Home Health Aide Comparison Chart

  • Assisted living: $3,018
  • Homemaker services: $3,718
  • Home health aide: $3,813
  • Adult day health: $1,733
  • Nursing home care (semiprivate room): $6,646

 

Cost of Homemaker/Home Health Aide Comparison Chart

Assisted living

$3,018

Homemaker services

$3,718

Home health aide

$3,813

Adult day health

$1,733

Nursing home care (semiprivate room)

$6,646

Financial Assistance for Assisted Living in Chattanooga

Medicaid in Tennessee

TennCare Medicaid provides free or low-cost health care to low-income seniors. Eligible participants receive medical screenings, physician services, emergency services and transportation, medical equipment, labs and X-rays, home health care and physical and occupational therapy. 

To be eligible for TennCare Medicaid, applicants must:

 

 

  • Be an individual who is elderly, disabled or uninsurable
  • Be a resident of Tennessee
  • Be a U.S. citizen, or a satisfactory legal immigration status
  • Receive SSI (supplemental security income)
  • Have a monthly income of $750 or less and an asset limit of no more than $2000 (for individuals)
  • Have a monthly income combined of less than $1125 and an asset limit of $3,000 or less (for couples)
  • Have an income of less than $2,250 per month (for nursing home residents)

 


Apply for TennCare Medicaid online, call (800) 318-2596 or visit your local DHS office.

TennCare Medicaid offers assistance with long-term care services through its CHOICES waiver program. This program offers support and care to those in an assisted living residence, a nursing home, an adult foster home or the home of a caregiver or family member as well as those receiving in-home services. CHOICES helps cover services that enhance the quality of life, including meal preparation, grooming, medication management, home modifications (ramp, walk-in tub, etc.) and personal emergency response services. 

Eligibility guidelines:

 

 

 

 

  • An individual must be at risk of entering a nursing home facility (unless receiving home care)
  • An individual’s gross monthly income may not exceed $2,313 and asset limit is $2,000 or less
  • Receive SSI payments

 


If a senior is at risk for nursing home level of care, but doesn’t meet the requirements of nursing home care, the cost of home care can’t exceed $15,000 annually (this doesn’t include home modifications).

To apply for CHOICES with established TennCare, call the TennCare health plan phone number on the back of the member card.  If a senior doesn’t have TennCare and is interested in CHOICES, call (800) 654-4839.

 

 

Other Financial Assistance Programs for Assisted Living

PACE

Alexian Brothers PACE is a Christian-based health and service program that serves the elderly of Hamilton County, providing alternatives to nursing home care facilities. It’s a managed care system that offers high-quality health care to seniors at the PACE center, in medical facilities or in the individuals home. Geriatrician experts at PACE help coordinate the numerous medical needs and appointments that can easily overwhelm people,  including medication management, specialist care, hospitalizations, primary care and therapy. 

While the PACE program doesn’t contribute toward the cost of assisted living, it can reduce the overall expense of services seniors would otherwise have to pay for. Seniors can receive all-inclusive care from a well-rounded team of physicians, nurses, case managers and dietitians, who tailor plans suited to each individuals special needs. Services vary and include non-emergency transportation, prescription medications, medical equipment and supplies, preventative health services, outpatient surgery and dentistry. 

There is no fee required if you are eligible for TennCare long-term care services. If you are Medicare eligible only, a fee may be involved and determined by the enrollment coordinator. To be eligible for the PACE program, individuals must be age 55 and up, live in Hamilton County, Tennessee, be assessed by the PACE interdisciplinary team and be certified by TennCare as being eligible for nursing home level of care. 

To learn more about the Alexian Brothers PACE program, please fill out this form or call (423) 495-9114 or (800) 441-8883.

Veterans Administration Aid and Attendance Pension Program

Tennessee veterans and their surviving spouses can benefit from the Aid and Attendance pension program, which helps pay for services associated with assisted living, home care and skilled nursing homes. It was designed to aid veterans and their spouses with activities for daily living (ADLs), such as bathing, dressing, errands, transportation and meal prep. The Aid and Attendance program pays up to $2,837 monthly for senior living expenses, and it’s not dependant on service related injuries. 

To qualify, Veterans must:

 

 

  • Have served 90 days or more of active military, with at least one day during a period of war
  • Be age 65 or older
  • Be eligible for basic pension benefits
  • Be a surviving spouse whose marriage ended due to death of veteran 
  • Reside in a nursing home
  • Have been discharged from service
  • Need the assistance of another person to perform ADLs



  • There are numerous forms and paperwork to fill out and gather, so be sure to prepare ahead of time before filing. Some of the required paperwork includes discharge or separation papers, marriage certificate, death certificate and copies of all income statements. 

    For more information concerning the Aid and Attendance program, please call (800) 827-1000

 

 

Assisted Living Resources in Chattanooga

Senior Centers of Chattanooga

Senior centers offer aging adults independence, educational opportunities, socialization (which wards off depression), meal and nutrition programs, recreational activities and transportation. 

Eastgate Senior Center
5600 Brainerd Road, Suite C-10-11, Chattanooga, TN 37411
(423) 855-9444 

North River Civic Center
1009 Executive Drive, Suite 102, Hixson, TN 37343
(423) 870-8924

Heritage House
1428 Jenkins Road, Chattanooga, TN 37421
(423) 855-9474

Area Agency on Aging and Disability

Southeast Tennessee Area Agency on Aging and Disability offers various programs to the elderly and disabled concerning congregate meal programs, state health insurance programs, caregiver support and an abundance of information that advocates for the welfare of seniors.  Area Agency On Aging & Disability
1000 Riverfront Pkwy, Chattanooga, TN 37402
(423) 424-4256

Tennessee Veterans Services

The Veterans Administration helps veterans and their families obtain and understand VA benefits that are available to them. For more information on eligibility and the numerous programs available, such as pensions, disability compensation or long-term care benefits, please call or visit one of the offices below. 

Tennessee Department of Veterans Services
5726 Marlin Rd #513, Chattanooga, TN 37411
(423) 634-6488

Chattanooga Vet Center
951 Eastgate Loop # 300, Chattanooga, TN 37411
(423) 855-6570

Veterans Affairs
2208 Pointe Centre Dr, Chattanooga, TN 37421
(423) 893-6500

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Assisted Living Articles and Resources

Compare Costs, Photos, & Reviews of All Your Options Near Chattanooga

Who are you looking for?

Full Name

Phone

Email

By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

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