The average cost of assisted living in the city is $3,018 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 19 Assisted Living Communities in Chattanooga and several in surrounding areas.
1148 Mountain Creek Road, Chattanooga, TN 37405
Call 1-855-287-5093 for details
4.7
(21)
"At Manorhouse Assisted Living and Memory Care in Chattanooga, our residents enjoy an engaging life thanks to our supportive assisted living ..."
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7230 Lee Highway, Chattanooga, TN 37421
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4.4
(16)
"Welcome to Southern Oaks Assisted Living. Our inviting senior living community offers residents the comfort and convenience of a hassle-free..."
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7127 Lee Highway, Chattanooga, TN 37421
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4.2
(21)
"After a lifetime full of hard work and daily chores, older adults deserve the best in stress-free retirement living. That's where Americ..."
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1502 Gunbarrel Road, Chattanooga, TN 37421
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4.4
(14)
"American House Hamilton Place is located in the cozy city of Chattanooga, Tennessee. The area is well-known for its Civil War cites, many a ..."
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1005 Mountain Creek Rd, Chattanooga, TN 37405
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"__________________________________________ Settled near a quiet residential neighborhood with manicured grounds and cozy feel, The Terrace ..."
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6705 Ballard Drive, Chattanooga, TN 37421
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4.3
(12)
"Since 1983, when Hickory Valley first opened its doors, we have thrived on the notion of community, the strength of neighborhood, the comfor..."
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7719 Shallowford Rd, Chattanooga, TN 37421
Call 1-855-287-5093 for details
4.4
(11)
"Whatever your loved one needs to maintain his/her independence is found at Morning Pointe of Chattanooga at Shallowford. Within our homelike..."
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1020 RUNYAN DR, Chattanooga, TN 37405
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3.9
(7)
2700 Parkwood Avenue, Chattanooga, TN 37404
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4.5
(4)
1502 Mcdonald Rd, Chattanooga, TN 37412
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3.2
(6)
1164 Mountain Creek Road, Chattanooga, TN 37405
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3.7
(3)
5410 LEE AVENUE, Chattanooga, TN 37404
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2.3
(3)
7625 Hamilton Park Drive Suite 16, Chattanooga, TN 37421
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2636 Walker Rd, Chattanooga, TN 37421
Call 1-855-287-5093 for details
"Assisted Living at Standifer Place is located in Chattanooga, TN, just off of Highway 75, near Hamilton Place Mall. Seniors living here have..."
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4629 Kirkland Ave, Chattanooga, TN 37410
Call 1-855-287-5093 for details
"Located just north of the historic Chattanooga National Cemetery, Davis Retirement Homes is a red-roofed yellow complex set back from the su..."
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5.0
|
August 8, 2021
We have been very please with The Terrace. The staff is very caring and will help in any way to please the residents. The food is fabulous. The chef really tries to vary the menu and not fill the plates with cheap carbohydrates.
Kerri
5.0
|
March 6, 2021
I visited Creekside at Shallowford. It was a little bit more of independent than my dad could have. We would have had to hire outside nurses and everything. I liked the part where the family could come and go, because he would have to be in an apartment on his own, and I really like one of the rooms that we looked at. I really liked it. The man, Michael, was really nice and he explained the facility to me. He has followed up and checked on my dad as well. I liked this one room that was on the second floor. It had a view of the outside and had a little porch he could go out on if he wanted. It looked like they had a lot of good activities that the people could participate in. It was pretty ideal. I liked the location, too. It was like back, past the main road, and it was kind of back in a near wooded area. It had a pretty view. The staff that I met was friendly. Everything seemed good. It was fairly new and updated. They also provided rides to different places for the people that rented there.
Rhonda
4.0
|
February 4, 2021
My friend has moved into The Terrace at Mountain Creek. She is pleased with it so far. However, she said the food is not good and often it's not hot when they bring it to her. The staff members are very good. They're very nice and helpful. The only complaint is the food. Other than the food, everything has been great. I don't know if she has been able to do any of the activities because of Covid precautions. Her apartment is very nice. They're very helpful, and they check up on her. They're very cautious due to the virus. We're pleased. It's all good.
Christina
5.0
|
October 5, 2019
My parents are in Creekside at Shallowford. It is beautiful and wonderful. This place is fabulous. It is friendly, warm, and welcoming. My mother absolutely loves it. She has gone from being reclusive to getting out and making friends. She is enjoying the meals too. My stepdad would not get out and do anything, but now he is out and participating in football parties and enjoying the music. The difference is night and day. It is wonderful. The staff members are great. They are warm, welcoming, and very attentive. They clean the room, they take all the towels, wash the clothes and sheets, they sweep and mop the floor, and they clean the bathroom and the kitchen. The dining area is beautiful. Between every meal they keep it formally set. They do their major meal at lunch and then they have a lighter meal at supper, which is usually advantageous for elderly people. They have a master chef on staff, so the meals are very good. I would give it the highest score possible.
Chris
5.0
|
October 2, 2019
My aunt moved into Creekside at Shallowford, and I really love the place. They have activities every hour, they have puzzles all over the place, exercise classes that she likes, and I think it's so nice that she has things to do. The people that were working there seem to be happy. We like the food and I think it's pretty good. I liked that they had a place for people to go walking, it was shaded and there were lots of flowers and places for people to sit around and talk.
J.W.
5.0
|
June 24, 2019
I moved into Creekside at Shallowford a month ago. It's a good place, everything is well-organized, and we're not really hurting for anything. The staff is very good, and they're like one of us. I have a one-bedroom apartment, washers and dryers are available, they have something for us to do every day, and the food is really good. Once a week we have a Christian service, and there's an exercise room.
Eddie
5.0
|
April 19, 2019
The person who took us on the tour at Creekside at Shallowford was great. He sat down and talked to us, gave us information, took us around and showed us the facilities that were there and what were available for us. I was very pleased. The rooms were more like a one room and one bathroom. They had rehabilitation that they could go to if needed, and doctors that would come to see them. They have transportation there for them if they want to go to stores. The place was very well kept up and well maintained.
VL
5.0
|
March 22, 2019
I really liked Creekside at Shallowford. The family was able to eat with my father. It's a really nice place. The overall appearance and the layout were excellent They always had something for them to do. They took them to a movie, to The Tivoli, plays, and shopping. They didn't have an assisted part there. The dining room was big and nice and the food was good and nutritious. The staff was great. The pricing was good, but they had no services there. He had his apartment cleaned once a week and I had outside people come in.
Him111
4.0
|
September 20, 2018
What I like about Creekside at Shallowford is the staff, the manager, and the accommodations. The staffs work attitude is excellent, and the atmosphere of the place is excellent. Some of their amentities include an activity room, a salon, an exercise room, and they go on trips once a week. They also take the residents to shows, theres live music every week, and so on. The food is excellent, and they have very fine dining.
Genworth’s 2018 Cost of Care study indicates that Chattanooga’s average monthly assisted living cost is well below the national average of $4,000 and state average of $3,920. In fact, the Chattanooga area ($3,018) is the least expensive in the entire state, with Jackson ($3,469) a close second. The most expensive city in Tennessee is Nashville ($4,500), with Knoxville ($4,033) and Cleveland ($4,021) coming in just above the national average.
Chattanooga
$3,018
National average
$4,000
State average
$3,920
Cleveland
$4,021
Nashville
$4,500
Knoxville
$4,033
Memphis
$3,585
Johnson City
$3,875
Jackson
$3,469
When considering medical service costs for seniors, the biggest factor is the level of care needed to ensure comfort. If seniors need part-time care, then adult day care ($1,733) is the least expensive route. Home health care is useful for seniors who need help with daily necessities, including bathing, dressing, meal prep and light housekeeping, but the costs on average are $700 to $800 over the expense of assisted living ($3,018), and unlike assisted living, home health care doesn’t include the costs of financially maintaining a home, such as rent, utilities, transportation, groceries and landscaping. Cost of Homemaker/Home Health Aide Comparison Chart
Assisted living
$3,018
Homemaker services
$3,718
Home health aide
$3,813
Adult day health
$1,733
Nursing home care (semiprivate room)
$6,646
TennCare Medicaid provides free or low-cost health care to low-income seniors. Eligible participants receive medical screenings, physician services, emergency services and transportation, medical equipment, labs and X-rays, home health care and physical and occupational therapy.
To be eligible for TennCare Medicaid, applicants must:
Apply for TennCare Medicaid online, call (800) 318-2596 or visit your local DHS office.
TennCare Medicaid offers assistance with long-term care services through its CHOICES waiver program. This program offers support and care to those in an assisted living residence, a nursing home, an adult foster home or the home of a caregiver or family member as well as those receiving in-home services. CHOICES helps cover services that enhance the quality of life, including meal preparation, grooming, medication management, home modifications (ramp, walk-in tub, etc.) and personal emergency response services.
Eligibility guidelines:
If a senior is at risk for nursing home level of care, but doesn’t meet the requirements of nursing home care, the cost of home care can’t exceed $15,000 annually (this doesn’t include home modifications).
To apply for CHOICES with established TennCare, call the TennCare health plan phone number on the back of the member card. If a senior doesn’t have TennCare and is interested in CHOICES, call (800) 654-4839.
PACE
Alexian Brothers PACE is a Christian-based health and service program that serves the elderly of Hamilton County, providing alternatives to nursing home care facilities. It’s a managed care system that offers high-quality health care to seniors at the PACE center, in medical facilities or in the individuals home. Geriatrician experts at PACE help coordinate the numerous medical needs and appointments that can easily overwhelm people, including medication management, specialist care, hospitalizations, primary care and therapy.
While the PACE program doesn’t contribute toward the cost of assisted living, it can reduce the overall expense of services seniors would otherwise have to pay for. Seniors can receive all-inclusive care from a well-rounded team of physicians, nurses, case managers and dietitians, who tailor plans suited to each individuals special needs. Services vary and include non-emergency transportation, prescription medications, medical equipment and supplies, preventative health services, outpatient surgery and dentistry.
There is no fee required if you are eligible for TennCare long-term care services. If you are Medicare eligible only, a fee may be involved and determined by the enrollment coordinator. To be eligible for the PACE program, individuals must be age 55 and up, live in Hamilton County, Tennessee, be assessed by the PACE interdisciplinary team and be certified by TennCare as being eligible for nursing home level of care.
To learn more about the Alexian Brothers PACE program, please fill out this form or call (423) 495-9114 or (800) 441-8883.
Veterans Administration Aid and Attendance Pension Program
Tennessee veterans and their surviving spouses can benefit from the Aid and Attendance pension program, which helps pay for services associated with assisted living, home care and skilled nursing homes. It was designed to aid veterans and their spouses with activities for daily living (ADLs), such as bathing, dressing, errands, transportation and meal prep. The Aid and Attendance program pays up to $2,837 monthly for senior living expenses, and it’s not dependant on service related injuries.
To qualify, Veterans must:
Senior centers offer aging adults independence, educational opportunities, socialization (which wards off depression), meal and nutrition programs, recreational activities and transportation.
Eastgate Senior Center
5600 Brainerd Road, Suite C-10-11, Chattanooga, TN 37411
(423) 855-9444
North River Civic Center
1009 Executive Drive, Suite 102, Hixson, TN 37343
(423) 870-8924
Heritage House
1428 Jenkins Road, Chattanooga, TN 37421
(423) 855-9474
Southeast Tennessee Area Agency on Aging and Disability offers various programs to the elderly and disabled concerning congregate meal programs, state health insurance programs, caregiver support and an abundance of information that advocates for the welfare of seniors. Area Agency On Aging & Disability
1000 Riverfront Pkwy, Chattanooga, TN 37402
(423) 424-4256
The Veterans Administration helps veterans and their families obtain and understand VA benefits that are available to them. For more information on eligibility and the numerous programs available, such as pensions, disability compensation or long-term care benefits, please call or visit one of the offices below.
Tennessee Department of Veterans Services
5726 Marlin Rd #513, Chattanooga, TN 37411
(423) 634-6488
Chattanooga Vet Center
951 Eastgate Loop # 300, Chattanooga, TN 37411
(423) 855-6570
Veterans Affairs
2208 Pointe Centre Dr, Chattanooga, TN 37421
(423) 893-6500
Go a bit further out to explore pricing and amenities.
Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.
By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.
