- Get Help From a Specialist
- Learn about all your Financing Options
- Learn about Financial Assistance in Your Area
Call 24/7 1-800-748-4024
The average cost of assisted living in the city is $3,018 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 20 assisted living facilities in Chattanooga and 10 in surrounding areas.
Elmcroft of Shallowford enjoy the freedom of choosing their own agenda and activities, while feeling secure in knowing that we are here to provide support should they need it.
Elmcroft of Hamilton Place is an assisted living and Alzheimer's Care community offering accommodations for those who may require assistance in their daily living activities.
Call 1-800-991-9257 for details
Settled in a quiet residential neighborhood with manicured grounds and cozy feel, The Terrace at Mountain Creek, in Chattanooga, Tennessee is designed to evoke feelings of a comfortable home.
Defining the quality of life in assisted living is our motto at Manorhouse Assisted Living in Chattanooga, where we provide the first-class services that allow seniors to continue to fully embrace life.
Southern Oaks Assisted Living, located in Chattanooga, provides seniors with a selection of amenities to encourage an enjoyable senior living experience.
Since 1983, when Hickory Valley first opened its doors, we have thrived on the notion of community, the strength of neighborhood, the comfort and warmth of extended family, and the hospitality befitting good friends. Both our residents and associates embrace…
Having served the community for over 30 years, Martin Boyd Christian Home strives to continually improve its quality of care by incorporating the latest methods and ideas.
Call 1-800-991-9257 for details
Morning Pointe of Chattanooga at Shallowford is a retirement community that specializes in providing assisted living services in a homelike setting.
Assisted Living at Standifer Place is located in Chattanooga, TN, just off of Highway 75, near Hamilton Place Mall. Seniors living here have quick access to a variety of churches, supermarkets and diners, and downtown is only 15 miles away.…
Located just north of the historic Chattanooga National Cemetery, Davis Retirement Homes is a red-roofed yellow complex set back from the surrounding roads behind a white picket fence. Chattanooga is called The Scenic City for its stunning natural surroundings, including…
It had this program where for 100 days, they'd spend pretty much 24 hours a day with my mother-in-law if she needed it. She suffers from Sundowner's, so she only sleeps about two hours a day. They'd have someone with her pretty much at all times because she falls a lot. So, the 100-day care was a huge thing for us. The...Read more American House Shallowford reviews
It seemed to be the best fit for us. My father's room is clean. They have activities, but I don't really know how much he participates. I know he has played Bingo a few times. The dining area is nice. It's not fancy, but it's functional and clean. The staff is very nice and very professional. They have an enclosed gard...Read more American House Shallowford reviews
My friend has moved into The Terrace at Mountain Creek. She is pleased with it so far. However, she said the food is not good and often it's not hot when they bring it to her. The staff members are very good. They're very nice and helpful. The only complaint is the food. Other than the food, everything has been great. ...Read more The Terrace at Mountain Creek reviews
We have been very please with The Terrace. The staff is very caring and will help in any way to please the residents. The food is fabulous. The chef really tries to vary the menu and not fill the plates with cheap carbohydrates.Read more The Terrace at Mountain Creek reviews
Our experience with Southern Oaks has been wonderful. The staff is doing a great job, they have plenty of activities, and wonderful food. They check on my mother frequently during the night, she has sun-downers, but they have made her stay a great experience. She has a private room with her own bathroom. They have a bi...Read more Southern Oaks Assisted Living reviews
Genworth’s 2018 Cost of Care study indicates that Chattanooga’s average monthly assisted living cost is well below the national average of $4,000 and state average of $3,920. In fact, the Chattanooga area ($3,018) is the least expensive in the entire state, with Jackson ($3,469) a close second. The most expensive city in Tennessee is Nashville ($4,500), with Knoxville ($4,033) and Cleveland ($4,021) coming in just above the national average.
Cost of Assisted Living Comparison Chart
When considering medical service costs for seniors, the biggest factor is the level of care needed to ensure comfort. If seniors need part-time care, then adult day care ($1,733) is the least expensive route. Home health care is useful for seniors who need help with daily necessities, including bathing, dressing, meal prep and light housekeeping, but the costs on average are $700 to $800 over the expense of assisted living ($3,018), and unlike assisted living, home health care doesn’t include the costs of financially maintaining a home, such as rent, utilities, transportation, groceries and landscaping.
Cost of Homemaker/Home Health Aide Comparison Chart
TennCare Medicaid provides free or low-cost health care to low-income seniors. Eligible participants receive medical screenings, physician services, emergency services and transportation, medical equipment, labs and X-rays, home health care and physical and occupational therapy.
To be eligible for TennCare Medicaid, applicants must:
TennCare Medicaid offers assistance with long-term care services through its CHOICES waiver program. This program offers support and care to those in an assisted living residence, a nursing home, an adult foster home or the home of a caregiver or family member as well as those receiving in-home services. CHOICES helps cover services that enhance the quality of life, including meal preparation, grooming, medication management, home modifications (ramp, walk-in tub, etc.) and personal emergency response services.
If a senior is at risk for nursing home level of care, but doesn’t meet the requirements of nursing home care, the cost of home care can’t exceed $15,000 annually (this doesn’t include home modifications).
To apply for CHOICES with established TennCare, call the TennCare health plan phone number on the back of the member card. If a senior doesn’t have TennCare and is interested in CHOICES, call (800) 654-4839.
Alexian Brothers PACE is a Christian-based health and service program that serves the elderly of Hamilton County, providing alternatives to nursing home care facilities. It’s a managed care system that offers high-quality health care to seniors at the PACE center, in medical facilities or in the individuals home. Geriatrician experts at PACE help coordinate the numerous medical needs and appointments that can easily overwhelm people, including medication management, specialist care, hospitalizations, primary care and therapy.
While the PACE program doesn’t contribute toward the cost of assisted living, it can reduce the overall expense of services seniors would otherwise have to pay for. Seniors can receive all-inclusive care from a well-rounded team of physicians, nurses, case managers and dietitians, who tailor plans suited to each individuals special needs. Services vary and include non-emergency transportation, prescription medications, medical equipment and supplies, preventative health services, outpatient surgery and dentistry.
There is no fee required if you are eligible for TennCare long-term care services. If you are Medicare eligible only, a fee may be involved and determined by the enrollment coordinator. To be eligible for the PACE program, individuals must be age 55 and up, live in Hamilton County, Tennessee, be assessed by the PACE interdisciplinary team and be certified by TennCare as being eligible for nursing home level of care.
To learn more about the Alexian Brothers PACE program, please fill out this form or call (423) 495-9114 or (800) 441-8883.
Veterans Administration Aid and Attendance Pension Program
Tennessee veterans and their surviving spouses can benefit from the Aid and Attendance pension program, which helps pay for services associated with assisted living, home care and skilled nursing homes. It was designed to aid veterans and their spouses with activities for daily living (ADLs), such as bathing, dressing, errands, transportation and meal prep. The Aid and Attendance program pays up to $2,837 monthly for senior living expenses, and it’s not dependant on service related injuries.
To qualify, Veterans must:
There are numerous forms and paperwork to fill out and gather, so be sure to prepare ahead of time before filing. Some of the required paperwork includes discharge or separation papers, marriage certificate, death certificate and copies of all income statements.
For more information concerning the Aid and Attendance program, please call (800) 827-1000
Senior centers offer aging adults independence, educational opportunities, socialization (which wards off depression), meal and nutrition programs, recreational activities and transportation.
Eastgate Senior Center
5600 Brainerd Road, Suite C-10-11, Chattanooga, TN 37411
North River Civic Center
1009 Executive Drive, Suite 102, Hixson, TN 37343
1428 Jenkins Road, Chattanooga, TN 37421
The Veterans Administration helps veterans and their families obtain and understand VA benefits that are available to them. For more information on eligibility and the numerous programs available, such as pensions, disability compensation or long-term care benefits, please call or visit one of the offices below.
Tennessee Department of Veterans Services
5726 Marlin Rd #513, Chattanooga, TN 37411
Chattanooga Vet Center
951 Eastgate Loop # 300, Chattanooga, TN 37411
2208 Pointe Centre Dr, Chattanooga, TN 37421
Southeast Tennessee Area Agency on Aging and Disability offers various programs to the elderly and disabled concerning congregate meal programs, state health insurance programs, caregiver support and an abundance of information that advocates for the welfare of seniors.
Area Agency On Aging & Disability
1000 Riverfront Pkwy, Chattanooga, TN 37402
You’ve taken a big step towards finding the perfect community
All community costs and amenities are unlocked!View Pricing Information
A Family Advisor will contact you to help you do your search for you!
Our service is completely free to you.