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An explanation of retirement living costs. Visit to learn more about finding the right retirement community or to find a retirement community near you.

Discover the typical cost of living in a retirement community, what&#39;s included in the cost of a retirement communities and what to expect in various types of retirement communities.

The Cost of Living in a Retirement Community

An article defining Activities of Daily Living. Learn more about Senior Care by browsing our library of insightful articles or find senior care using our comprehensive directory.

Learn about activities of daily living, how ADLs are assessed and what the results can mean if you&#39;re considering long-term care for yourself or a loved one.

A Primer on the Activities of Daily Living (ADLs)

A brief overview of veterans benefits, what they offer, and how to learn more about them.

Some veteran benefits can help with assisted living costs. Discover which ones can, how to apply and how to find the ideal assisted living community for your loved one.

Veterans Benefits: A Brief Overview

Veterans Benefits

Learn more about the pros and cons of buying long-term insurance and how to use it to pay for senior care.

Learn about long-term care insurance for seniors, what services are covered, who is eligible, its benefits, how to sign up, and viable alternatives to this policy.

Long-Term Insurance: Planning for Your Future

Life insurance can be a powerful financial retirement tool if used properly. Learn how.

A life settlement from life insurance provides financial freedom for retirees. Discover how life settlements work, how much you&rsquo;ll get, eligibility requirements, and more.

Financing Your Retirement with Life Insurance

An article explaining what PACE Programs are. Learn more about PACE Programs or search our nationwide directory to find home care near you.

The Program of All-Inclusive Care for the Elderly (PACE) combines all the services offered by Medicare and Medicaid. Learn more about the program, eligibility, and how to apply for PACE.

PACE Programs: Programs of All-Inclusive Care for the Elderly

As the population ages and Baby Boomers face the realities of paying for care for their parents and for themselves, it becomes clear that the biggest hurdle to senior care is paying for it.

Learn about the cost of long-term care and ways you can pay for care, including Medicaid, VA benefits and the PACE program, in this guide for older adults.

Paying for Long-Term Care: How to Overcome this Costly Hurdle to Safeguard Your Future

Paying for Long-Term Care: An Overview

Learn about tips for senior downsizing, how to make the downsizing process as easy as possible, and senior downsizing options.

From saving money to avoiding household chores, there are dozens of great reasons to downsize. Read our free guide for tips on navigating the process.

Senior Downsizing Guide

Senior Downsizing Tips

memory-care

For seniors coping with dementia, one of the greatest frustrations is the inability to do those things they once loved. Activities and hobbies that used to be second nature might start to feel fuzzy or distant. This harsh reality can be discouraging for the person suffering from dementia, as well as the friend or loved one who is trying to engage them.

Learn about the benefits of activities for people with dementia and find a list of dementia-friendly things to do in this comprehensive guide.

Activities To Do With Seniors Who Have Dementia

12 Activities for People With Dementia

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Costs at Senior Saints Home

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<a href="https://www.genworth.com/aging-and-you/finances/cost-of-care.html" rel="noopener noreferrer" target="_blank">Genworth&rsquo;s 2018 Cost of Care</a> study indicates that Chattanooga&rsquo;s average monthly assisted living cost is well below the national average of $4,000 and state average of $3,920. In fact, the Chattanooga area ($3,018) is the least expensive in the entire state, with Jackson ($3,469) a close second. The most expensive city in Tennessee is Nashville ($4,500), with Knoxville ($4,033) and Cleveland ($4,021) coming in just above the national average.

Assisted Living Costs in Chattanooga

Cost of Assisted Living Comparison Chart

When considering medical service costs for seniors, the biggest factor is the level of care needed to ensure comfort. If&nbsp;seniors need part-time care, then adult day care ($1,733) is the least expensive route. Home health care is&nbsp;useful for&nbsp;seniors who need help with daily necessities,&nbsp;including bathing, dressing, meal prep and light housekeeping, but the costs on average are $700 to $800 over the expense of assisted living ($3,018), and unlike assisted living, home health care doesn’t include the costs of financially maintaining a home, such as&nbsp;rent, utilities, transportation, groceries&nbsp;and landscaping. Cost of Homemaker/Home Health Aide Comparison Chart 
<li>Assisted living: $3,018</li>
<li>Homemaker services: $3,718</li>
<li>Home health aide: $3,813</li>
<li>Adult day health: $1,733</li>
<li>Nursing home care (semiprivate room): $6,646</li>

Care Cost Comparison

Cost of Homemaker/Home Health Aide Comparison Chart

Financial Assistance for Assisted Living in Chattanooga

PACE 
 
<a href="https://alexianpacetn.org/www" rel="noopener noreferrer" target="_blank">Alexian Brothers&nbsp;PACE </a>is a Christian-based health and service program that serves the elderly of Hamilton County, providing alternatives to nursing home care facilities.&nbsp;It&rsquo;s a managed care system that offers high-quality health care to seniors at the PACE center, in medical facilities or in the individuals home.&nbsp;Geriatrician experts at PACE help coordinate the numerous medical needs and appointments that can easily overwhelm people,&nbsp; including medication management, specialist care, hospitalizations, primary care and therapy.&nbsp; 
 
While the PACE program doesn&rsquo;t contribute toward the cost of assisted living, it can reduce the overall expense of services seniors would otherwise have to pay for.&nbsp;Seniors&nbsp;can receive all-inclusive care from a well-rounded team of physicians, nurses, case managers and dietitians, who&nbsp;tailor plans suited to each individuals special needs. <a href="https://alexianpacetn.org/2/senior-health-care" rel="noopener noreferrer" target="_blank">Services vary and include</a>&nbsp;non-emergency&nbsp;transportation, prescription medications, medical equipment and supplies, preventative health services, outpatient surgery and dentistry.&nbsp; 
 
There is no fee required if you are eligible for TennCare long-term care services. If you are Medicare eligible only, a fee may be involved and determined by the enrollment coordinator. To be eligible for the PACE program, individuals must be age 55 and up, live in Hamilton County, Tennessee, be assessed by the PACE interdisciplinary&nbsp;team and be certified by TennCare as being eligible for nursing home level of care.&nbsp; 
 
To learn more about the Alexian Brothers PACE program, please <a href="https://alexianpacetn.org/104/contact-us" rel="noopener noreferrer" target="_blank">fill out this form</a>&nbsp;or call&nbsp;(423) 495-9114 or (800) 441-8883. 
 
Veterans Administration Aid and Attendance Pension Program 
 
Tennessee veterans and their surviving spouses can benefit from the&nbsp;<a href="https://www.veteranaid.org/veterans-benefits-tennessee/" rel="noopener noreferrer" target="_blank">Aid and Attendance pension program</a>, which helps pay for services associated with assisted living, home care and skilled nursing homes. It was designed to aid veterans and their spouses with activities for daily living (ADLs), such as bathing, dressing, errands, transportation and meal prep. The Aid and Attendance program pays up to $2,837 monthly for senior living expenses, and it&rsquo;s not dependant on service related injuries.&nbsp; 
 
To qualify, Veterans must:

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<ul>
	<li>Have served 90 days or more of active military, with at least one day&nbsp;during a period of war</li>
	<li>Be age 65 or older</li>
	<li>Be eligible for basic pension benefits</li>
	<li>Be a surviving spouse whose marriage ended due to death of veteran&nbsp;</li>
	<li>Reside in a nursing home</li>
	<li>Have been discharged from service</li>
	<li>Need the assistance of another person to perform ADLs</li>
	 
	 
	 
	&nbsp;
	<li>There are numerous forms and paperwork to fill out and gather, so be sure to prepare ahead of time before filing. Some of the required paperwork includes discharge or separation papers, marriage certificate, death certificate and copies of all income statements.&nbsp; 
	 
	For more information concerning the <a href="https://www.veteranaid.org/apply.php" rel="noopener noreferrer" target="_blank">Aid and Attendance program</a>, please call (800) 827-1000</li>
</ul>

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Other Financial Assistance Programs for Assisted Living

The average cost of assisted living in the city is $3,018 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 13 Assisted Living Communities in Chattanooga and several in surrounding areas. <ul><li>Assisted living: $3,018</li><li>Nursing home semiprivate room: $6,646</li><li>In-home care: $3,718</li><li>Adult day health services: $1,733</li></ul>

Assisted Living in Chattanooga, TN

Assisted Living Articles and Resources

<a href="https://www.tn.gov/tenncare/members-applicants/eligibility/tenncare-medicaid.html" rel="noopener noreferrer" target="_blank">TennCare&nbsp;Medicaid</a>&nbsp;provides free&nbsp;or low-cost health care to low-income seniors. Eligible participants receive&nbsp;medical screenings, physician services, emergency services and transportation, medical equipment, labs and X-rays,&nbsp;home health care and physical and occupational therapy.&nbsp; 
 
To be eligible for TennCare Medicaid, applicants must:

&nbsp;

&nbsp;

<ul>
	<li>Be an individual who is elderly, disabled or uninsurable</li>
	<li>Be a resident of&nbsp;Tennessee</li>
	<li>Be a U.S. citizen, or a satisfactory legal immigration status</li>
	<li>Receive SSI&nbsp;(supplemental security income)</li>
	<li>Have a monthly income of $750 or less and an asset limit of&nbsp;no more than $2000 (for individuals)</li>
	<li>Have a monthly income combined of less than $1125 and an asset limit of $3,000 or less (for couples)</li>
	<li>Have an income of less than $2,250 per month (for nursing home residents)</li>
</ul>

&nbsp;
 
Apply for TennCare <a href="https://www.healthcare.gov/" rel="noopener noreferrer" target="_blank">Medicaid online</a>, call (800) 318-2596 or visit your local <a href="https://www.tn.gov/content/tn/humanservices/for-families/supplemental-nutrition-assistance-program-snap/office-locator-family-assistance.html" rel="noopener noreferrer" target="_blank">DHS&nbsp;office</a>. 
 
TennCare Medicaid offers assistance with long-term care services through its&nbsp;<a href="https://www.tn.gov/tenncare/long-term-services-supports/choices.html" rel="noopener noreferrer" target="_blank">CHOICES</a>&nbsp;waiver program. This program offers support and care to those in an assisted living residence, a nursing home, an adult foster home or the home of a caregiver or family member as well as those receiving in-home services. CHOICES helps cover services that enhance the quality of life, including meal preparation, grooming, medication management, home modifications (ramp, walk-in tub, etc.)&nbsp;and personal emergency response services.&nbsp; 
 
Eligibility guidelines:


&nbsp;

&nbsp;

&nbsp;

&nbsp;

<ul>
	<li>An individual must be at risk of entering a nursing home facility (unless&nbsp;receiving home care)</li>
	<li>An individual&rsquo;s gross monthly income may not exceed&nbsp;$2,313 and asset limit is $2,000 or less</li>
	<li>Receive&nbsp;SSI&nbsp;payments</li>
</ul>

&nbsp;
 
If a senior is at risk for nursing home level of care, but doesn&rsquo;t meet the requirements of nursing home care,&nbsp;the cost of home care can&rsquo;t&nbsp;exceed $15,000 annually (this doesn&rsquo;t include home modifications). 
 
To apply for CHOICES&nbsp;with established&nbsp;TennCare, call the TennCare health plan phone number on the back of the member card.&nbsp;&nbsp;If a senior&nbsp;doesn&rsquo;t have TennCare and is interested in <a href="https://www.tn.gov/tenncare/long-term-services-supports/how-to-apply.html" rel="noopener noreferrer" target="_blank">CHOICES</a>, call&nbsp;(800) 654-4839.


&nbsp;

&nbsp;

Medicaid in Tennessee

Detailed profiles of 13 Assisted Living Facilities in Chattanooga, TN. Average cost is 3018 per month. Reviews, ratings, costs, pictures, amenities, and more.

Chattanooga's Best Assisted Living Facilities for 2023

Nearby Assisted Living Facilities

Other Senior Living in Chattanooga, TN

Assisted Living Resources in Chattanooga

Southeast Tennessee Area Agency on Aging and Disability offers various programs to the elderly and disabled concerning congregate meal programs, state health insurance programs, caregiver support and an abundance of information that advocates for the welfare&nbsp;of seniors.&nbsp;

Area Agency on Aging and Disability

Senior centers offer aging adults independence, educational opportunities, socialization (which wards off depression), meal and nutrition programs, recreational activities and transportation.&nbsp;

Senior Centers of Chattanooga

The Veterans Administration helps veterans and their families obtain and understand VA benefits that are available to them. For more information on eligibility and the numerous programs available, such as pensions, disability compensation or long-term care benefits, please call or visit one of the offices below.&nbsp;

Tennessee Veterans Services

Reviews of Chattanooga Assisted Living Facilities

Compassionate Memory Care at Ridge Manor Rossville
At Ridge Manor Rossville, we provide exceptional memory care in a warm, home-like environment. With over 10 years of experience in Alzheimer's care and dementia support, our dedicated team is well-equipped to care for individuals at all stages of cognitive decline. We also offer specialized care for residents with Parkinson's, Multiple Sclerosis, ALS, diabetes, mobility challenges, and other complex medical conditions. Additionally, we partner with hospice care to ensure seamless, compassionate support.

Personalized Care for Every Individual
We recognize that every resident is unique, and our approach reflects this philosophy. Our caregivers focus on enhancing health, communication, and mobility while encouraging residents to engage in meaningful daily routines and personalized activities that align with their interests.

Memory loss can bring feelings of confusion and anxiety, but at Ridge Manor Residential Memory Care, our smaller community setting is designed to reduce stress and minimize challenging behaviors. As needs evolve, we adapt our approach to ensure the highest level of comfort and dignity.

With a high staff-to-resident ratio, our carefully trained caregivers provide attentive, compassionate care. They build genuine connections with residents, offering calm, comfort, and redirection as needed-an essential aspect of our unique care model.

A Safe & Supportive Home-Like Environment
Our intimate, residential setting is ideal for memory care, fostering familiarity and security.

 High Staff Ratio: 4 caregivers for 24 residents, ensuring personalized attention and high-quality support 
 Expert Memory Care Training: Staff are skilled in caring for late-stage Alzheimer's, dementia, and other cognitive conditions 
 Safe & Secure Environment: Wheelchair-accessible, fully secure, and designed for ease of movement 

At Ridge Manor Rossville, we go beyond care-we honor the individual, providing compassionate support that nurtures the body, mind, and spirit.

To learn more about this provider's license and review other available state reports, please visit: <a data-id="state-license-link" href="https://forms.dch.georgia.gov/HFRD/"target="_blank" rel="noopener noreferrer">Georgia Healthcare Facility Regulation - Find a Facility</a>

Ridge Manor Rossville

Red Stone Estates -- Upscale Senior Living without the upscale cost . . . . . where we can all celebrate life by engaging, relaxing, and enjoying the current season of our life in our bright, charming, safe new Senior Living Community! Our mission and commitment are to provide safe, worry-free living where Seniors can enjoy a happy, vibrant, â€œyoung at heartâ€ quality of life!

<h4>Genuine interest. Heartfelt compassion. The gift of Service.</h4>

Our caring team takes pride in sharing and giving of themselves to our residents. Each team member and Care Partner at Red Stone Estates has a love for Seniors and delights in being a part of creating the best environment possible all day, every day for our residents and their families. A serving heart is a happy heart! It is our pleasure to serve you and be a vital part of your life!

Red Stone Estates

American House Hamilton Place is located in the cozy city of Chattanooga, Tennessee. The area is well-known for its Civil War cites, many a short drive from American House . The Chickamauga/ Chattanooga National Military Parks give visitors a look at Civil War locations, including where much of the fighting took place high upon Lookout Mountain. Also close by is the world-renowned Rock City Park, Ruby Falls and the Tennessee Aquarium. Residents, family and friends also enjoy trips to the largest shopping mall in Tennessee. Many scheduled activities are just down the street, making outings an integral part of life at American House Hamilton Place.



<h2>Accommodations and Services</h2>

American House Hamilton Place is an assisted living and Alzheimer's Care community offering accommodations for those who may require assistance in their daily living activities. It is staffed 24 hours a day with trained healthcare personnel and offers as much or as little care as a resident may want or need. In addition, American House Hamilton Place has a licensed Health Care Director on call 24 hours a day.

American House Hamilton Place features a full sprinkler system and each apartment is equipped with an emergency call system that may be used whenever the need arises. In addition, all exterior doors may be locked so that a secure environment can be maintained.

Each apartment includes all meals and basic utilities as part of the monthly fee. Also, residents enjoy daily activities, private dining room for family and guests, library and sitting areas, bistro and billiard activity room, housekeeping services and many other amenities. Other services include a beauty/barber shop for a nominal fee.

The emphasis on activities is a main thrust of the service offerings. Social interaction is a vital part of overall good health and American House Hamilton Place is committed to offering residents a full range of social, recreational and spiritual activities from which to choose. Scheduled transportation on the community van allows all residents to take advantage of travel activities.

Our Chronicles memory care program uses the Best Friends&trade; approach. This relationship-centered care is built around each individual’s life history, cultural heritage and current abilities and interests.

American House Hamilton Place is truly a great place to live and work and is proud to be a part of the Hamilton Place, Chattanooga Tennessee community.

American House Hamilton Place

Residents of American House Shallowford are proud of the independence they maintain and enjoy the security of 24-hour personalized assistance. While we offer a helping hand with day-to-day tasks such as dressing, bathing and medication monitoring, they are treated as the accomplished individuals they are. They enjoy the freedom of choosing their own agenda and activities, while feeling secure in knowing that we are always there to provide support should they need it.Our residents also enjoy a unique dining experience where original culinary creations, along with traditional dishes, provide a variety of meal options, and the social setting makes dining an event. Good friends, good food and excellent service create a truly enjoyable dining experience.Our Chronicles memory care program uses the Best Friends™ approach. This relationship-centered care is built around each individuals life history, cultural heritage and current abilities and interests. To learn more about this providers license and review other available state reports, please visit: <a href="https://internet.health.tn.gov/FacilityListings">Tennessee Department of Health Health Care Facilities</a>

American House Shallowford

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