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The average cost of assisted living in the city is $4,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 5 assisted living facilities in Franklin and 25 in surrounding areas.
The Cost of Senior Care in Franklin, TN
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Located in a city filled with history, Belvedere Commons of Franklin provides local seniors with excellent assisted living and memory care amenities and services.
Close to the glitz and glamour of Nashville, Somerby Franklin is tucked away in idyllic Franklin. This quaint, historic town is a cozy and convenient place to settle and is frequently ranked as one of the best places to retire…
Morningside of Franklin is a pretty good place, and the staff is fine. My first impression when I went there was it's like moving into a farm house. The dining area is OK, although it's just a bunch of tables. They have a lot of activities for the residents, like nurses who come in and talk about different things, docu...Read more Morningside of Franklin reviews
During my mom's first year, the staff seems concerned and Mom apparently received very good care. Around the end of the first year, Mom was wearing dirty clothes every week and her clothes started to disappear (everything was identified by a permanent laundry marker). She never took a bath or shower and we were told ...Read more Belvedere Commons of Franklin reviews
Upon visiting Belvedere Commons, I was impressed with the facility, the staff and the programs offered. The facility is beautiful; large but still has a home-like feel. The staff was not only friendly, but very knowledgeable, caring and compassionate. The activities offered would appeal to a wide variety of resident...Read more Belvedere Commons of Franklin reviews
I recently visited the Maristone of Franklin and truly enjoyed my visit. A newer, modern facility that manages to feel quaint and homey. I found the office staff very pleasant. There is a meticulous approach to the care and well being of the residents. I really liked the activities offered, seeing some of the outin...Read more Maristone of Franklin reviews
Upon visiting The Hearth at Franklin, I found the facility to be impressive and the staff very knowledgeable, caring and friendly. The activities offered are outstanding. Everything from billiards to Netflix night. The residents are encouraged to not only strengthen the bodies but minds as well. The residents seem v...Read more The Hearth at Franklin reviews
The average monthly cost of assisted living care in Franklin is $4,500, which is above the state ($3,920) and national ($4,000) averages. Prices are significantly lower in nearby Clarksville ($3,495).
Assisted living prices statewide vary with the least expensive city being $3,018 in Chattanooga, and prices in a number of cities, such as Memphis ($3,585), Morristown ($3,250) and Jackson ($3,469), are also below the national average.
Note: Senior care cost data wasn’t available for Franklin, so costs for the closest city, Nashville, were used.
The Cost of Assisted Living in Surrounding Areas
At an average monthly price of $6,692, semiprivate nursing home care is the most expensive senior care option in Franklin. The high cost reflects the fact that nursing facilities provide 24/7 skilled nursing care for seniors who often have complex medical needs.
Seniors who are relatively independent can hire in-home care for approximately $3,621 and $3,804 per month. These care costs are in addition to regular day-to-day living expenses, such as rent or mortgage payments, groceries and home repairs. By comparison, assisted living costs an average of $4,500 per month and includes semiprivate or private accommodations, meals and most daily living expenses.
Senior Care Cost Comparison Chart
Approximately 1.6 million Tennessee seniors, children and adults with disabilities are covered by Medicaid, a government-funded health program. Mandatory Medicaid benefits include hospital and physician services, lab tests and long-term care, while assisted living benefits may be provided on a state-by-state basis through waiver programs.
Seniors must be aged 65 or older, a permanent resident of Tennessee and have a valid Social Security number to apply for TennCare, the state Medicaid program. Seniors must also have a maximum monthly income of $2,313 per person and own no more than $2,000 in countable assets, such as cash, stocks, bonds, and real estate.
An owner-occupied home is exempt from Medicaid asset limits as long as the applicant and/or their spouse lives in the home.
To apply for TennCare coverage, complete an online application or call TennCare Connect at (855) 259-0701.
TennCare CHOICES in Long-Term Services and Support
Seniors aged 65 and older who meet the financial criteria for TennCare coverage and require the level of care normally provided in a nursing facility may qualify for TennCare CHOICES. This home and community-based Medicaid waiver program funds services to let seniors remain in a community setting.
The CHOICES program is also open to seniors who don’t meet Medicaid’s criteria for nursing home placement but require some home-care services to maintain their independence in a noninstitutional setting.
CHOICES covers a wide range of home-care services, such as:
Seniors who need nursing home care may be enrolled in CHOICES if the cost of their home care is no greater than the cost of placement in a nursing facility. Seniors who are at-risk of nursing home placement may be provided with up to $15,000 worth of annual home-care services through CHOICES.
CHOICES is administered through a managed care organization contracted by TennCare. To apply for the CHOICES program, contact the Council on Aging of Middle Tennessee at (615) 353-4235.
VA Enhanced Monthly Pension
Veterans and survivors who qualify for regular VA pension benefits and need to reside in an assisted living facility may be eligible for a higher pension amount under one of two VA Enhanced or Special Monthly Pension programs.
For Aid and Attendance, claimants must be legally blind, living in a nursing facility, be bedridden due to disability or need help performing activities of daily living.
For Housebound, claimants must have a permanent disability rated at 100% by the VA, and either:
Claimants may not receive an enhanced monthly pension prior to establishing their eligibility for the regular VA pension.
For more information contact the Williamson County Veterans Services Office at (615) 790-5623.
Assisted Living Bridge Loan
Seniors who are ineligible for TennCare may qualify for an assisted living bridge loan from Elderlife Financial. This short-term loan is designed to provide seniors with the financing they need to pay for a move into an assisted living facility.
Set up as an open line of credit, money from a bridge loan can be sent directly to the assisted living provider. Loan approval is based on the credit score of the applicant(s), and up to six people can be listed on the loan to improve the creditworthiness of the application.
For more information contact Elderlife Financial at (888) 228-4500 or complete an online contact form.
The Williamson County Veterans Services Office provides free assistance to veterans and their families. Veterans Services Officers help veterans complete benefit applications, file claims appeals, obtain service records and access VA health services.
Emergency, acute, specialty and primary care services for veterans is provided at the nearby Nashville Campus of the Tennessee Valley Healthcare System.
Tennessee Valley Healthcare System – Nashville Campus
1310 24th Ave. S., Nashville, TN 37212
Williamson County Veterans Services Office
1320 W. Main St., Franklin, TN 37064
Seniors aged 55 and older can participate in a wide variety of drop-in programs, fitness classes, wellness workshops and escorted day trips at the Williamson County Enrichment Center. The center’s senior programs operate from 7:00 a.m. to 3:00 p.m., Monday through Friday.
The Senior Division of Williamson County’s Parks and Recreation department offers seniors programs at six recreation centers in the county.
Williamson County Enrichment Center
110 Everbright Ave., Franklin, TN 37064
GraceWorks Ministries is a local nonprofit organization that offers a variety of support services for seniors.
Programs include fire and fall prevention training for seniors, a Christmas gift program for the elderly, low-cost clothing and household goods, and referrals to local agencies. The organization also supplies air conditioning units and heaters to needy seniors with a referral from a physician.
104 Southeast Pkwy., Franklin, TN 37064
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