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The average cost of assisted living in the city is $3,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 10 assisted living facilities in Chesterfield and 30 in surrounding areas.
The Cost of Senior Care in Chesterfield, MO
At Sunrise of Chesterfield, we are proud of our quality assisted living and memory care services, which are warmly provided in a lovely, home-like environment.
Call 1-800-991-9257 for details
Welcome to The Sheridan at Chesterfield, a signature collection community new to Chesterfield, MO. The Sheridan at Chesterfield offers luxury assisted living and memory care apartments specializing in exceptional service and care. Chesterfield residents will enjoy the comforts of home…
Chesterfield Villas Luxury Retirement and Assisted Living Community continues the grand tradition of excellence established by the Delmar Gardens Family in 1965. Based in St. Louis and owned by the same local family for over 55 years, everything we do…
Call 1-800-991-9257 for details
When I visited Brooking Park I was shocked at how big the community was. I will say the building didn't look too old either. And the furniture design was colorful. With lots of elegance in style. And the spring colors for choice of furniture brightens the day. They offer units with hardwood floors which I don't care to...Read more Brooking Park reviews
When I visited Sunrise of Chesterfield I was delighted with the beautiful outside gardening view. It came equipped with a beautiful patio area where you can enjoy the sound of nature. They offer standard private units for rent. But I must say they come with carpet, well lit, and you get your own thermostat to control t...Read more Sunrise of Chesterfield reviews
This facility upon entering looks very home friendly but once in their program all the family friendly atmosphere stops. Staff could care less. Hygiene is at the bottom of the list. No gloves while caring for residents. Medication for my mom ran out so they just didn't give her any of her morning medications. My mo...Read more Sunrise of Chesterfield reviews
Sunrise of Chesterfield was for a senior who needs more care than ours does. It was a little bit busy on the inside with lots of people and lots of sound. It's a busy home-like environment. I was there while they were doing construction. I did not meet any staff except for the one person that gave us the tour, but she ...Read more Sunrise of Chesterfield reviews
According to Genworth’s 2018 Cost of Care study, the average cost of assisted living in Chesterfield is moderately less expensive than the national average of $4,000 but significantly more than the state average of $2,844. It’s also more costly than the higher populated city of Springfield ($2,215) while being less expensive than Kansas City ($4,050), which is 10 times larger in size.
Note: Senior care cost data wasn’t available for Chesterfield, so data for the closest city, St. Louis, was used.
The Cost of Assisted Living in Surrounding Areas
Senior care services can vary depending on the location and type of care required. In Chesterfield, the cost of nursing care in a semiprivate room is almost $1,800 more than a room in an assisted living facility. In-home services, such as a homemaker and home health aide, are about $700-$800 less than assisted living care and don’t include living expenses, such as rent, food or utilities, which residential facilities typically do. These types of cost comparisons should be taken into account when deciding what kind of care is best for a senior’s situation.
Senior Care Cost Comparison Chart
Medicaid in Missouri is named MO HealthNet and is available to residents who meet low-income requirements. It helps pay for qualified medical services, including inpatient, outpatient and emergency care, prescriptions, laboratory work, ambulance transport and residential care.
Seniors in Missouri automatically qualify for Medicaid if they’re considered disabled by the Social Security Administration or the state of Missouri. They can receive Medicare and Medicaid benefits simultaneously; in this situation, medical providers consider Medicare the primary insurer and Medicaid as a secondary insurer. This is helpful for covering gaps in insurance coverage when a senior is waiting for approval of Medicare benefits.
To be eligible for MO Healthnet, seniors must:
More information on this program is available by calling the Family Support Division Information Center at (855) 373-4636. Seniors can apply for MO HealthNet by visiting the MyDSS website or visiting the Sts. Joachim and Ann Care Services Office at 4116 McClay Rd., St. Charles, MO, 63301.
MO HealthNet has an HCBS waiver called the Supplemental Nursing Care program that financially assists residents who live in residential care facilities, including nursing homes, assisted living centers and mental health hospitals. A participant in the waiver is expected to use all of their available income to pay the facility except for a monthly $50 personal needs allowance and any health insurance premiums the resident owes. Once the resident has paid their portion of the facility costs, the state pays for the remainder. To qualify for the SNC waiver applicants must:
For more information or to apply for the Supplemental Nursing Care waiver, contact the DHSS Division of Senior and Disability Services at (573) 751-3425.
Seniors who are interested in applying for OSS can call the DHSS Family Support Division helpline at (855) 373-4636 or apply in person at the Sts. Joachim & Ann Care Services office at 4116 McClay Rd., St. Charles, MO, 63301.
Veterans and their survivors who are receiving a military pension may qualify for several supplements if they meet certain eligibility requirements. Applicants are required to submit documentation of at least 90 days of active service with one day during war and an honorable discharge.
The Aid & Attendance supplement is available to veterans and survivors who need daily assistance from another person to perform basic daily functions. To be eligible for the benefit, recipients must meet one of the following conditions:
The housebound pension supplement is available to veterans who are substantially confined to their immediate premises because of a permanent disability.
To apply for either of these supplements, contact the VA at (800) 827-1000 or visit the St. Louis Regional Benefit Office at 9700 Page Ave., St. Louis, MO 63132.
St. Louis County provides services to county residents aged 60 and over that help them remain active and engaged in their local communities. It offers services, including transportation, minor home repair, legal assistance, tax preparation, home visits, information and referrals and volunteer opportunities. The call center is open from Monday through Friday between the hours of 8 a.m. and 5 p.m.
St. Louis County Department of Human Services CORP
1520 Market, 4th Floor #4065, St. Louis, MO 63103
The local Area Agency on Aging coordinates services, such as home-delivered meals, homemaker assistance, case management, community centers and transportation for area seniors. It operates eight senior centers in St. Louis County which offer exercise classes, social events, arts and crafts, health screenings, educational opportunities and recreational events at no charge.
14535 Manchester Rd., Manchester, MO 63011
The St. Louis VA Regional Office provides area veterans with a variety of services, including eligibility counseling for benefits and vocational rehabilitation. The St. Charles VA Clinic offers outpatient medical care, such as prescriptions and doctor’s appointments, to area veterans.
St. Louis Regional Benefit Office
Charles F. Prevedel Federal Bldg, 9700 Page Ave., St. Louis, MO 63132
St. Charles County VA Clinic
844 Waterbury Falls Dr., O’Fallon, MO 63368
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