4 Assisted Living Communities in Newark, California

The average cost of assisted living in the city is $5,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 4 Assisted Living Communities in Newark and several in surrounding areas. The Cost of Senior Care in Newark, CA

• Assisted Living: $5,500
• Nursing Home Care: $9.125
• In-home Care: $5,720
• Adult Day Health Services: $1,993

According to Genworth’s 2018 Cost of Care survey, residents of Newark pay an average of $5,500 per month for assisted living, which is $1,500 over the national average. With the exceptions of the Vallejo ($4,350) and Stockton ($3,500) areas, this is in line with several other cities in California’s northwest region. Like Newark, cities including San Francisco ($5,500), Santa Cruz ($5,595) and Napa ($5,495) have high assisted living costs significantly over the $4,500 state average.

Note: Senior care cost data wasn’t available for Newark, so data for the closest area, San Jose, was used.

In Newark, residing in an assisted living facility costs approximately $500 less per month than employing a home health aide. Similarly, the cost of homemaker services, where an aide helps individuals with tasks such as cooking and cleaning in the home, is about $200 per month more than assisted living. While assisted living costs typically include room and board, home health services do not, making the gap in prices even wider. At $9,125 per month, full-time skilled nursing home care is the most expensive care type. Adult day health services are the least expensive and may be an option for those who are mobile and only require care during daytime hours. 

 

Medi-Cal is California’s Medicaid plan and provides health insurance coverage to qualified low-income individuals and people with disabilities. Benefits offered through Medi-Cal include:

• Doctor and hospital visits
• Chronic disease management
• Skilled nursing care
• Prescription drugs
• Mental health services
• Physical therapy

Applicants should be at least 65 years old, blind or disabled to qualify. Meeting one or more of the following criteria may also make an applicant eligible:

• Earn annual income under $16,395 (individual) or $22,108 (married couple)
• Have no more than $2,000 (individual) or $3,000 (married couple) in assets, not including one’s car, home or personal items
• Receive Supplemental Security Income
• Live in an intermediate care facility or nursing home
• Participate in a Refugee Assistance program

Seniors can apply for Medi-Cal in person at the Alameda County Social Services Agency at 24100 Amador St., Hayward, CA 94544 or complete an application online.

Assisted Living Waiver
Alameda residents may qualify for additional services through the Assisted Living waiver. This program is available to Medi-Cal recipients who require a nursing facility level of care but wish to live in an assisted living home.

Participants may receive benefits such as:

• Care coordination and creation of an individualized service plan designed to meet each participant’s needs
• Assistance with activities of daily living, meals and transportation provided by the assisted living facility
• Mental health services
• Medication management

According to 2018 data, ALW participants pay a standard monthly rate for room and board of $1,059.37 if their income is greater than $1,193.37. If they receive SSI of $1,173.37, their monthly rate is $1,039.37.

Medi-Cal recipients interested in the ALW should contact the NorCal Care Coordinator Agency at (916) 385-2784 to determine their eligibility and care needs and begin the assessment process.

Veterans Aid and Attendance
The federal Aid and Attendance program may be available to eligible senior veterans and their surviving spouses. Similar to the Housebound program, which provides financial assistance to veterans confined to their home due to disability, the Aid and Attendance program gives qualified individuals monetary compensation in addition to their monthly pension.

Veterans and their surviving spouses may only participate in one of the programs mentioned above at one time and must already receive a pension to qualify. Additionally, interested individuals must meet at least one of the following criteria:

• Reside in a skilled nursing facility

• Be bedridden

• Have impaired eyesight of no more than 5/200 corrected vision in each eye or 5 degrees maximum contraction of the visual field

• Require caregiver assistance for activities of daily living such as eating, bathing and dressing

Annual income limits of $22,576 for individuals and $26,756 for married couples also apply. 

To request participation in the Aid and Attendance program, seniors should send a detailed written report demonstrating their level of disability and mobility to the St. Paul VA Regional Office at PO Box 5365, Janesville, WI 53547 or visit the Oakland Regional Office at 1301 Clay St., North Tower, Oakland, CA 94612.

Elderlife Bridge Loans
Elderlife Financial bridge loans give qualified seniors a short-term line of credit to help pay for the cost of assisted living for up to 12 months. These loans are well suited to those waiting on other benefits assistance or awaiting the sale of their home. With a fast application process and the potential of receiving the loan as quickly as 24 hours after approval, bridge loans let seniors use the funds to pay for expenses such as moving costs, move-in fees and room and board at the community of their choice. 

To determine an applicant’s eligibility, Elderlife looks at an individual’s financial information, including credit scores, assets and income. The company permits multiple family members to serve as co-applicants, so credit scores may be combined, making it easier for a senior with a low credit score to qualify. In addition to these financial factors, seniors should have a plan for how they will pay for assisted living themselves once the loan term ends.

The Alameda County Area Agency on Aging facilitates programs for area seniors, including food and nutrition services, ombudsman services, caregiver support programs and adult day care. Alameda County Area Agency on Aging
6955 Foothill Blvd, 1st Floor, Oakland, CA 94605
(800) 510-2020

Veterans in Alameda County have access to the Veterans Service Office, San Jose Vet Center and VA Fremont Clinic. The clinic provides outpatient health care services, and veterans or their surviving loved ones can visit the vet center and service office to receive benefits counseling and assistance filing claims for home loans, pension and more.

Alameda County Veterans Service Office
6955 Foothill Boulevard, Suite 143, Oakland, CA 94605
(510) 577-1926

San Jose Vet Center
278 North 2nd St., San Jose, CA 95112
(408) 993-0729

VA Fremont Clinic
39199 Liberty St, Fremont, CA 94538
(800) 455-0057

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.