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The average cost of assisted living in the city is $5,750 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 8 assisted living facilities in Lynnwood and 30 in surrounding areas.
The Cost of Senior Care in Lynnwood, WA
Found in a woodsy and quiet residential setting, Brookdale Lynnwood offers quality assisted living care and memory care for those experiencing dementia or Alzheimer’s.
Providing retirement living for South Snohomish County and located near Alderwood Mall, GenCare Lifestyle of Lynnwood offers services for independent living and assisted living.
For active seniors seeking a lifestyle that has fine dining, spacious apartments, enriching activities and on-site health care, Quail Park of Lynnwood offers just such a lifestyle.
Fairwinds - Brighton Court, located near the heart of downtown Lynnwood in a beautiful wooded area, offers luxurious apartment homes in a fun and active retirement community.
At Chateau Pacific, we actively work with residents to fulfill our promise to “live life on your terms”. We are committed to partnering with residents to create an individualized retirement lifestyle. We believe our model of customizing a resident’s retirement…
Updated, lovely, spacious indepedent and assisted living community, with very nice apartments. Great location close to the heart of Lynnwood and quick, easy access to highway 99, yet surrounded by lovely grounds providing a sense of serenity. Tons of activities inside the community and out. Friendly, active, happy, vib...Read more Fairwinds - Brighton Court reviews
Lovely community in good location, updated lobby and apartments, always is clean and nicely decorated. Lot's of activites to choose from with active residents. Staff is friendly and helpful. Grounds are quiet and serene. Food is consistant and they have choices. Nice bistro in lobby. Nurse and care giver staff ar...Read more Fairwinds - Brighton Court reviews
The staff are incredibly kind and make each visitor and resident feel special. They take the time to get to know each resident and work hard to ensure they have a wonderful quality of life. A wide variety of activities await both within the community and off site. The food is great and there is a wide selection to c...Read more Fairwinds - Brighton Court reviews
A lovely independent, assisted living and memory care community. It is light, bright, updated, warm, welcoming, active and friendly. It is run by responsive, involved, committed management and ownership, with caring, enthusiastic staff. Full, varied, stimulating activities program. Delicious food and wonderful dining ...Read more Chateau Pacific reviews
My husband and I are at Aegis of Lynnwood. So far, so good. My husband says he's comfortable except for lockdown. We can't get out and go in the community without going back into quarantine, and it's more due to the COVID thing than anything else. We have a one-bedroom apartment with outdoor access and a patio. The sta...Read more Aegis of Lynnwood reviews
Gen Care Lifestyle fo Lynnwood is an older building with some large apartments. They have made some improvements to the building in the last several months. At this time, they are a Retirement Community that uses an outside Home Care to provide services to residents as needed. This is working for them, they are in t...Read more Scriber Gardens reviews
According to data gathered from Genworth’s 2018 Cost of Care survey, assisted living in Lynnwood costs about $600 more per month than the statewide median of $5,135 and $1,750 more than the national median of $4,000. In fact of all the major cities surveyed, Lynnwood was the priciest for assisted living. Bremerton, which lies to the southwest of Lynnwood, is the second most expensive city with monthly costs at $5,720, and the Mount Vernon area is next, with costs averaging $5,125 per month.
While Washington is generally an expensive state for assisted living, some cities are relatively affordable. Seniors and families looking for a more economical option can find it about 130 miles east of Lynnwood in Wenatchee, where this level of care costs an average of $4,125 per month. Budget-conscious seniors also seek out care in Bellingham ($4,250), the Olympia area ($4,250) or Yakima ($4,500).
Note: Senior care cost data for Lynnwood is unavailable, so data for the closest major city, Seattle, was used.
The Cost of Assisted Living in Surrounding Areas
While assisted living is relatively pricey in Lynnwood, it’s the second most affordable senior care option surpassed only by adult day health services at $1,317 per month. However, unlike adult day health services, assisted living costs include housing, utilities, meals, housekeeping and laundry services, making it a more economical option for some seniors.
In-home care, including homemaker services and home health aide services, costs an average of $6,092 per month. This figure assumes 44 hours of care per week, and the cost of in-home care doesn’t include additional living expenses. Nursing home care, which includes 24-hour skilled nursing, is the most expensive option, with seniors paying an average of $9,243 per month for a semiprivate room.
Senior Care Cost Comparison Chart
Seniors in Lynnwood who meet income and asset guidelines may qualify to receive coverage for health care services through Apple Health, which is Washington’s Medicaid program. Apple Health covers several types of service packages, including assisted living and various adult residential care services. Assisted living services may also be covered through the state’s Medicaid 1915(c) Community Options Program Entry System, which is summarized below.
To qualify, single applicants can have a monthly income of no more than $771 and no more than $2,000 in countable assets. Married applicants can have no more than $1,157 in monthly income and $3,000 in countable assets. Apple Health is an entitlement, which means all who meet eligibility criteria are guaranteed to receive services.
Note: Seniors who qualify for Supplemental Security Income are automatically eligible for Apple Health.
Assisted living services may also be covered by a 1915(c) Home and Community Based waiver program called Community Options Program Entry System. COPES helps pay costs for services that may otherwise be an out-of-pocket expense, including personal care, medical equipment and transportation, in senior’s homes or nonmedical facilities, such as an assisted living residence.
To qualify for this waiver program, single applicants can have an income up to $2,313 per month ($4,626 couple) and $2,000 ($3,000 couple) in countable assets. Applicants must also require help with at least two activities of daily living, such as bathing, dressing and meal prep.
Unlike the regular Medicaid program, COPES is not an entitlement and has limited funding, meaning that eligible applicants may be placed on a waiting list until services become available.
To apply for Apple Health, seniors can submit an application online through Washington Connection, apply in person at a local Department of Social and Health Services office with a paper application or call (877) 501-2233.
Optional State Supplement
Low-income seniors who receive SSI benefits are also eligible to receive the Optional State Supplement. This cash benefit is added to a senior’s monthly SSI payment and can be used toward assisted living expenses. Qualifying individuals who reside in an assisted living facility may receive a maximum of $46.00 per month.
To qualify for OSS, applicants must meet the federal SSI income and asset limits. To learn more about this program or to apply, seniors can contact their local Social Security Administration field office at (800) 772-1213.
Elderlife Bridge Loan
For seniors waiting for Medicaid benefits or funds from a home sale to come through, the Elderlife bridge loan can help fill in funding gaps. This is the only loan specially designed for seniors who are transitioning to an assisted living facility but need short-term cash until long-term funding is available. This bridge loan can be opened as a line of credit or taken out in a lump sum, and funds can be sent directly to an assisted living facility. In some cases, funds are available in as little as 24 hours, and there are no application fees.
To qualify for the Elderlife bridge loan, applicants must be able to demonstrate how they plan to repay the loan, whether it’s through retroactive Medicaid benefits, VA benefits, life insurance, long-term care insurance, a home sale or liquidation of assets. Loan approval may also depend on the applicant’s credit history.
Seniors can apply for the Elderlife bridge loan over the phone by calling (888) 228-4500 or fill out an online application.
The closest veterans center to Lynnwood is in the city of Everett. Here, eligible veterans can apply for benefits, including those that may help pay for assisted living services. The nearest American Legion post is in the neighboring city of Mountlake Terrace and serves as a benefits center, health center and support system for local veterans.
Everett Veterans Center
1010 SE. Everett Mall Way #207, Everett, WA 98201
American Legion Post 234
22909 56th Ave. W, Mountlake Terrace, WA 98043
The local senior center serves area seniors aged 62 and up and provides activities, services and special events. The fee for a 12-month membership is $30, and scholarship programs are available. The center is open six days a week.
Lynnwood Senior Center
19000 44th Ave. W, Lynnwood, WA 98036
At the local SSA field office, seniors can get assistance applying for SSI. Homage Senior Services is a nonprofit organization that provides food and nutrition services, social services, health and wellness programs and transportation.
Social Security Administration Field Office
18905 33rd Ave. W. Suite #207, Lynnwood, WA 98036
Homage Senior Services
5026 196th St. SW, Lynnwood, WA 98036
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