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The average cost of assisted living in the city is $3,803 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 28 assisted living facilities in Charlotte and 26 in surrounding areas.
Summit Place of SouthPark offers Alzheimer's care and assisted living to its residents. With a range of services and caring staff, residents will feel at home here.
Brookdale Charlotte East provides superb amenities and a range of independent living, personalized assisted living, and supportive services for an extraordinary senior lifestyle.
Call 1-800-991-9257 for details
Brookdale Carriage Club Providence, which is nestled among 44 acres of the area’s most stunning natural landscape, provides a comprehensive range of senior care and lifestyle options.
Ideally located close to shopping, banking and abundant dining opportunities, Brighton Gardens of Charlotte offers park-like surroundings and beautifully decorated accommodations.
Situated on 12 wooded acres with stunning lake views, Sunrise on Providence, located in Charlotte, provides exceptional assisted living and memory care in a home-like atmosphere.
Call 1-800-991-9257 for details
Located in the premiere neighborhood of Ballantyne, Legact Heights Senior Living Community offers both assisted living and memory care services to seniors.
Elmcroft of Little Avenue is a Charlotte assisted living and Alzheimer's Care community offering accommodations for those who may require assistance in their daily living activities.
Call 1-800-991-9257 for details
This is a beautiful assisted living residential home located in the senior section of Highland Creek off of Eastfield Road in Charlotte, North Carolina. The home is located on a private lot, with a wooded backyard. This home has one…
Call 1-800-991-9257 for details
At The Laurels in Highland Creek, we are committed to providing seniors with optimal health and happiness so they can enjoy the highest quality of life possible.
Founded in 1948, Aldersgate, a continuing care retirement community, is located on a 227-acre campus that is situated within just a short drive of scenic Charlotte, North Carolina. Small town closeness is very much a part of life here. Life…
The Little Flower is located in Charlotte, the “Queen City” and largest city in the state of NC. The Little Flower was originated by an area catholic church, and continues to offer a chapel for religious services on campus, and…
Its front porch sits directly across from Lansdowne Elementary School where you can easily see the children playing ball at Recess. When you first drive up, you can’t help but notice the size of the two great big “Queen’s Road”…
Senior Retreat at Park Crossing is located in South Charlotte in the Prestigious Park Crossing Neighborhood. This ranch house is located on a Cul-De-Sac street and is within one mile of CMC Pineville and surrounding Medical Office Buildings. The neighborhood…
Charlotte Square is a nice community in an expensive area of Charlotte. They maintain their facility well, as would be expected for that part of town. The residents seem to be happy and enjoying life. When a company cares enough to ensure the care of the building, it is a good sign they are caring for their residents...Read more Charlotte Square reviews
I don't know much about their activities, and I have never eaten there. However, the facility presents well, and the staff was very kind upon my visit. The rooms are well appointed, and the residents enjoyed interacting while I toured. I have referred individuals to their facility, and they were pleased with what th...Read more Legacy Heights Senior Living Community reviews
I visited Legacy Heights and the one room that they had available would have been too small and boxy and we were not happy with the price of the room they showed us. They had separate dining areas, which were nice enough. The rest of it was nice, but it really came down to the room and the cost. The facility seemed a l...Read more Legacy Heights Senior Living Community reviews
Beautiful community located across the street from a large sports field. The community has tremendous potential. They have gone through changes with some management and some staff. The building shows very well. I did not eat there but asked a resident who gave it a favorable rating. Very close to major hospital...Read more Brookdale Cotswold reviews
The Charlotte area has an average monthly assisted living cost of $3,803, which is a bit below the national average of $4,000 and slightly above the state average of $3,693, according to Genworth’s 2018 Cost of Care study. Charlotte compares favorably to Raleigh, which has the highest cost in the state at $5,750, as well as Wilmington ($5,355), Winston ($4,215) and Greenville ($4,700). Rocky Mount and Goldsboro have the lowest assisted living costs at $2,750 per month, which is more than $1,000 cheaper than the Charlotte area.
Cost of Assisted Living Comparison Chart
When comparing senior care options, the type of care needed is typically the most significant factor affecting cost, and this is particularly true in Charlotte. The cost of nursing home care is nearly double that of assisted living and home care. Compared to home care, assisted living is about the same price as homemaker services and $200 less than hiring a home health aide. For home care services, it’s important to consider the cost of rent or mortgage payments, utilities and home maintenance to get a true comparison. These costs are already included in the monthly fees for assisted living and nursing homes.
Cost of Homemaker/Home Health Aide Comparison Chart
North Carolina provides long-term care assistance to seniors through the Department of Health and Human Services, Division of Medical Assistance. These programs provide alternatives to those who would otherwise require a nursing home level of care. Some Medicaid options allow seniors to stay at home or in a community-based setting while receiving care. Other Medicaid waivers can be used for assisted living.
For example, the North Carolina Personal Care Services program helps seniors who need assistance with activities of daily living, including feeding, using the bathroom and dressing. The PCS program helps participants with individual programs of care at home or in a care setting such as adult foster care or assisted living residences. Services may include light housecleaning, and eligible applicants can choose their own PCS agency. This is an entitlement program, so all eligible seniors can receive the services.
Those eligible for Medicaid include seniors 65 and over, infants and kids under 21, blind or disabled citizens, low-income families and seniors who need long-term care. Applicants must be U.S. citizens and able to show North Carolina residency.
Medicaid financial eligibility requirements list income and asset limits. To be eligible, individuals can earn up to $1,012 per month and own assets worth up to $2,000, while couples can earn up to $1,372 and own $3,000 in assets. For those who exceed the eligible income, the state allows a deductible for medical expenses, also known as a spend-down provision. Call 800-662-7030 for more information on Medicaid coverage.
The PACE program offers care to frail Charlotte seniors, who must be 55 or older, need the same level of care as nursing facility services and meet other conditions listed in the PACE organization’s agreement. PACE isn’t a direct funding source to pay for senior care. Instead, it covers senior’s medical needs and some assistance with the activities of daily living, which can help seniors save on assisted living costs since many of these services aren’t included in the basic monthly fees.
The program is available for both Medicare and Medicaid recipients and provides comprehensive medical and social services at home, adult day care centers and inpatient settings, such as assisted living facilities. For more information on the PACE program, call (919) 234-1707.
Elderlife Bridge Loans
Elderlife helps Charlotte seniors transitioning to senior living, including assisted living. Bridge loans help cover the cost of long-term care until another funding source comes through. Loan approval is subject to creditworthiness, but seniors can have up to six cosigners to increase the likelihood of approval. Application approval is generally quick, but typically the lender will require a plan for permanent funding. To learn more about Elderlife bridge loans, call (888) 228-4500.
Long-Term Care Insurance
Seniors living at home and in good health may be eligible for a new long-term care insurance policy. These policies generally involve a deductibe and must be in place before the need for long-term care arises. Fidelity is one company offering this product, and its online calculator is a useful tool for determining costs. For more information on long-term care insurance, call (866) 489-0963.
Charlotte senior centers offer programs and services to help local seniors live as independently as possible. They offer educational, recreational and social opportunities for seniors to interact and also provide benefit referrals for seniors and their families.
Tyvola Senior Center
2225 Tyvola Rd, Charlotte, Charlotte, NC 28210
Levine Senior Center
1050 Devore Ln, Matthews, NC 28105
Shepherd’s Center of Charlotte
3115 Providence Rd, Charlotte, NC 28211
Eligible veterans in Charlotte can receive medical treatment and other support through the county’s Department of Veterans Affairs. Contact the local Veterans Affairs office for more information or to apply for medical or other benefits.
G. (Bill) Hefner VA Medical Center
8601 University East Dr, Charlotte, NC 28213
Charlotte Department of Veterans Affairs
700 North Tryon Street, Charlotte, NC 28202
The Centralina Area Agency on Aging provides information on resources available for seniors in the Charlotte area, including:
Centralina Area Agency on Aging
9815 David Taylor Dr, Charlotte, NC 28262
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