6 Assisted Living Communities in Corvallis, Oregon

The average cost of assisted living in the city is $4,882 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 6 Assisted Living Communities in Corvallis and several in surrounding areas. The Cost of Senior Care in Corvallis, OR

• Assisted Living: $4,882
• Nursing Home Care: $9,186
• In-home Care: $5,139
• Adult Day Health Services: $2,058

Genworth’s 2018 Cost of Care study collected senior care cost data nationwide. It shows that monthly assisted living prices in Corvallis are $882 higher than the national average and $289 higher than the state average. Costs in nearby areas such as Salem ($4,360) and Albany ($4,210) are similar, while to the south, prices are $857 lower in Eugene. 

There is a wide range of prices for senior care, and that is especially true in Corvallis, where nursing home care costs an average of $4,304 a month more than assisted living. By comparison, 44 hours of in-home care from a homemaker or home health aide costs about $257 more than assisted living, while adult day health services are the least costly option.  Nursing home care is the most expensive senior care option because it involves around-the-clock skilled nursing care in a licensed facility and, like assisted living, includes room and board. 

 

Medicaid, the nationwide health coverage program funded by state and federal governments, provides basic health services to 24% of Oregon’s 4.1 million residents. Each year, Oregon spends about $8.4 billion on Medicaid services, with 41% of those expenditures going toward services for the elderly and disabled. 

In Oregon, Medicaid is known as the Oregon Health Plan and is administered by the state through the Oregon Health Authority. Seniors aged 65 and older who earn $2,313 a month or less ($4,626 for couples) and own $2,000 or less ($3,000 per couple) in countable assets may qualify for free coverage under the OHP. 

Note that some assets are exempt under Medicaid rules, including a non-revocable burial trust valued at up to $1,500 and a home owned by the applicant valued at up to $585,000 that the applicant uses as their principal residence.

Income Cap Trusts

Oregon seniors with incomes that exceed Medicaid limits may be able to qualify for OHP coverage by establishing an Income Cap Trust. Also known as a Miller Trust or Qualified Income Trust, this irrevocable legal agreement places the applicants’ excess income into a trust account that designates the state of Oregon as the beneficiary.

Because the senior no longer has access to the excess income, their declared monthly income is lower, allowing them to meet Medicaid income limits. Upon death, the funds in the ICT are used to first reimburse the state for Medicaid services; any remaining funds are added to the senior’s estate. 

Oregon K Plan

Medicaid-covered seniors who meet the criteria for nursing home placement and who prefer to reside in an assisted living residence may qualify for help through the K Plan. Also sometimes referred to as the Community First Choice Option, this Medicaid-expansion program helps seniors age in place in their homes or an assisted living facility by providing medically necessary support services. 

If approved for the K Plan, seniors may be assigned one or more of the following services based on their specific care needs: 

• Skilled nursing 
• Support to transition from a nursing home to an assisted living facility
• Help with activities of daily living such as bathing, dressing and grooming
• Access to a personal emergency response system
• Home meal delivery
• Transportation
• Medical equipment and supplies
• Homemaker 
• Adult day health programming

Because the K Plan is not a Medicaid waiver, there is no statewide participation limit, and every eligible senior receives services. 

To learn more about the OHP, ICTs and the K Plan in Oregon, contact the OHP at (800) 669-9075 or the Aging and Disability Resource Connection of Oregon at (855) 673-2372. 

VA Aid and Attendance Benefits and Housebound Allowance

Veterans and survivors who receive a regular VA pension and are either housebound or need help daily due to an illness or disability may be eligible for a higher VA pension payment through the VA Aid and Attendance or Housebound Benefits. 

These two programs provide additional pension funds for qualified applicants. Note that benefits are only granted through one program, even if the criteria for both Housebound and Aid and Attendance are met. Qualifying disabilities do not need to be service-related, and veterans on VA disability benefits are excluded from these two programs. 

To be eligible for Aid and Attendance, applicants must meet at least one of the following conditions:

• Require help from another person every day to bathe, eat, use the toilet, manage a prosthesis or navigate their environment

• Be confined to bed because of a chronic illness

• Need nursing home care due to physical or mental deterioration

• Have eyesight that is limited to 5/200 or worse or suffer from concentric contraction of the visual field measuring 5 or fewer degrees

To be eligible for the Housebound benefits, applicants must be largely limited to their home as a result of a permanent disability. 

For more information and application assistance, contact the Benton County Veteran Services Office at (541) 758-1595. 

VA health services are available at the Eugene VA Clinic, an outpatient clinic affiliated with the Roseburg VA Health Care System. Assistance with VA pensions, benefits and appeals is available at the Benton County Veterans Service Office, and the Corvallis American Legion hosts congregate meals and social events for veterans and survivors.  

Eugene VA Clinic
3355 Chad Dr., Eugene, OR 97408-7426
(541) 607-0897

Benton County Veterans Service Office
777 NW 9th St., Ste. 202C, Corvallis, OR 97330
(541) 758-1595

In addition to hosting recreational programs and social activities, the Chintimini Senior and Community Center offers a number of free support services to seniors. Blood pressure checks are available on the second Thursday of each month, and the AARP tax clinic runs from February to April. The Center also has a medical equipment lending program, holds low-cost foot care clinics and Medicaid sessions and provides hot lunches on weekdays.  Seniors can also contact the Aging and Disability Resource Connection of Oregon for help with Medicaid and referrals to local resources. 

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.