Assisted Living in Toledo, OH

Assisted Living Costs in Toledo

Genworth’s 2018 Cost of Care study collected senior care cost data nationwide. The study shows that the monthly cost of assisted living in Toledo is comparable to the state average of $4,278 and $300 higher than the national average of $4,000. East of Toledo, prices are lower in Cleveland ($3,400) and Youngstown ($3,600), while to the southeast, prices are similar in Akron ($4,560) and Mansfield ($4,530). Assisted living costs in Toledo are also comparable to costs in the state capital, Columbus ($4,170).  

The Cost of Assisted Living in Surrounding Areas

Care Cost Comparison

In Toledo, senior care costs range from $1,192 a month for adult day health services up to $6,874 a month for nursing home care in a semiprivate room. This wide difference in pricing is based on the type of care, hours of service and location. 

Nursing home care is the most expensive option because it includes 24-hour residential care in a skilled nursing facility, while assisted living is $2,574 less largely because medical care is not included. Homemaker and home health aide costs are about $200 to $300 less than assisted living based on 44 hours of service a week; however, in-home care does not cover room and board as residential senior care does. 

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in Toledo

Medicaid in Ohio

Medicaid is the government-funded nationwide health protection program that provides emergency, acute and long-term health care to low-income Americans who would otherwise be unable to afford health insurance. Funding comes from both the state and federal governments, and each state administers its own Medicaid program in accordance with guidelines established by the federal government. 

In Ohio, a Medicaid expansion state, approximately 22% of residents are covered under Medicaid, and 74% of seniors and people with disabilities meet the financial criteria for free Medicaid enrollment. 

To qualify for no-cost Medicaid in Ohio, seniors 65 and older can earn up to $2,313 per month ($4,626 for a couple), which is three times the current Social Security Federal Payment Standard. Income from wages, pensions, alimony and small business revenues are considered, as is any money seniors make from investments such as stocks or bonds. 

Medicaid applicants must also own no more than $2,000 worth of countable assets ($3,000 per couple), which includes all cash on hand, bank account balances and real estate. Some items are considered exempt, including a home that is the principal residence of the applicant(s) and worth no more than $585,000, one vehicle, clothing, jewelry and household goods. 

MyCare Ohio

Lucas County is one of 29 counties in Ohio that participates in the MyCare Ohio plan, a free, comprehensive managed-care program for seniors who are either eligible for, or covered by, both Medicaid and Medicare. 

Using a team-based approach, the MCOP provides seniors with access to all of the benefits of both Medicaid and Medicare, including long-term care services such as assisted living. Seniors may also receive personal care services, transportation assistance, home meal delivery, durable medical equipment and other help deemed to be medically necessary. 

The goal of the MCOP is to help seniors live safely in the least intrusive setting while avoiding or delaying nursing home placement. Enrollment in the MCOP is mandatory for dual-eligible residents of Lucas County, and unlike Medicaid waivers, there are no waiting lists or enrollment caps on the MCOP. 

For more information on Ohio Medicaid and the MCOP, contact the Ohio Medicaid Consumer Hotline at (800) 324-8680. 

Other Financial Assistance Programs for Assisted Living

Residential State Supplement Program 

Ohio seniors who are are Medicaid-eligible and receive Social Security, Supplemental Security Income or Supplemental Security Disability Insurance benefits and who need to reside in an approved assisted living facility may qualify for the Residential State Supplement. 

Also known as Optional State Supplementation, RSS is administered through the Ohio Department of Mental Health and Addiction Services, Community Transitions programs. RSS provides financial assistance to Ohio residents with a disability, including age-related deterioration, to help pay for room and board, personal care services or supervision in a community-based residential facility such as assisted living. 

The maximum monthly fee that assisted living operators can charge an RSS-enrolled resident is $1,100, and enrollees should have at least $200 available each month from their combined federal/state benefits for personal needs allowance. 

For more information on the RSS, contact the Lucas County Department of Job and Family Services at (419) 213-8800. 

Assisted Living Resources in Toledo

Senior Centers

Seniors in Toledo can participate in arts and crafts workshops, join a euchre or pinochle tournament and take part in escorted day trips at the local senior centers. 

Mayores Senior Center
2 Aurora Gonzalez Dr., Toledo, OH 43609
(419) 242-1144

Eleanor M. Kahle Center
1315 Hillcrest Ave., Toledo, OH 43612
(419) 476-2745

Friendship Park Community Center
2030 131st St., Toledo, OH 43611
(419) 936-3079

Community Aid Agencies

The Toledo-Lucas County Health Department operates a Sixty Plus Program that provides free health assessments and disease screening in local senior centers. The health department also offers a Tai Ji Quan program for seniors with balance problems.

Medicaid-enrolled seniors who need help getting to medical appointments may qualify for the Lucas County Non-Emergency Medical Transportation program, and the Sylvania Senior Center and Friendship Park Community Center offer daily senior nutrition programs. 

Sixty Plus Program – Toledo-Lucas County Health Department
635 N. Erie St., Toledo, OH 43604
(419) 213-4100

Lucas County Non-Emergency Medical Transportation 
3210 Monroe St., Toledo, OH 43699
(419) 213-8910

Veteran’s Affairs

VA outpatient health services, including primary care, dental and optometry, are available at the Toledo VA Clinic, a part of the VA Ann Arbor Healthcare System. Veterans and survivors who need help with VA benefits applications and appeals, death benefits and services records can contact the Lucas County Veterans Service Commission. 

Toledo VA Clinic
1200 S. Detroit Ave., Toledo, OH 43614
(800) 361-8387

Lucas County Veterans Service Commission
2595 Arlington Ave., 2nd Fl., Toledo, OH 43614
(419) 213-6090