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The average cost of assisted living in the city is $3,895 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 1 assisted living facilities in Clarence Center and 17 in surrounding areas.
The Cost of Senior Care in Clarence Center, NY
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Bristol Village, Inc., located in Clarence Center, provides seniors with a selection of amenities to encourage an enjoyable senior living experience.
Seniors in Clarence Center pay an average of $3,895 per month for assisted living according to Genworth’s 2018 Cost of Care study. This is relatively affordable compared to the state ($4,185) and national ($4,000) averages. In the nearby cities of Syracuse ($4,185) and Rochester ($4,396), prices are within a few hundred dollars of the rate in Clarence Center.
Throughout New York State, seniors can encounter a wide range of assisted living prices. The state’s most affordable care is found in Glens Falls ($2,600), and Utica ($2,625) is the second least expensive city. New York City’s average prices are the highest at $5,916 per month, although Elmira is not far behind at $5,710.
Note: Senior care cost data wasn’t available for Clarence Center. Data for Buffalo, the closest major city, was used.
The Cost of Assisted Living in Surrounding Areas
Location isn’t the only factor that influences the cost of senior care. The type care a senior needs is also significant. Adult day health services offer the least expensive option in Clarence Center. At $1,083 per month, these services are about one-quarter the price of assisted living. Nursing home care costs an average of $11,285 per month, which is nearly three times the price of assisted living.
Homemaker services and home health aides cost approximately $500 and $800 more than assisted living, respectively. Rent, groceries, utilities and other monthly household expenses aren’t included in the price of in-home care, but they’re usually covered by assisted living facility fees.
Senior Care Cost Comparison Chart
In New York State, nearly 5.9 million people are enrolled in Medicaid. This government-run health insurance program helps low-income people access the medical care they need. Children, pregnant women and seniors are some of the groups covered by Medicaid.
New Yorkers receive a variety of health services through the state’s Medicaid plan. Covered services may be provided for free or at a low cost and can include:
People aged 65 years and older may qualify for Medicaid if they meet the program’s income and resource limits. Single seniors are limited to $859 in monthly income and $15,450 in total assets. For couples, the monthly income limit is $1,267 and the asset cap is $22,800. Some assets don’t count toward the cap, such as a home and one car.
Seniors with incomes above the Medicaid limit may qualify through the Excess Income program, which provides coverage after an applicant’s out-of-pocket medical costs reach a predetermined threshold.
Assisted Living Waiver
The Assisted Living program is a Medicaid waiver designed to help seniors avoid nursing home placement. Services covered by the waiver include personal care, home health aides, physical therapy, medical supplies and case management. The AL waiver is unique in that it also covers room and board costs in assisted living facilities.
Seniors may qualify for ALP waiver services if they’re medically eligible for nursing home placement but can safely live in an assisted living facility. Only 4,200 people can participate in the ALP waiver at any given time, so there may be a waiting list.
Applications for Medicaid can be submitted through New York’s Health Plan Marketplace. Application assistance is available through the Medicaid Helpline at (800) 541-2831. For information and help applying for the ALP or Excess Income program, contact the Erie County Department of Social Services at (716) 858-8000.
New York State Supplement Program
The New York State Supplement program provides top-up cash benefits to seniors who receive federal Supplemental Security Income payments. These extra funds can be used to pay for room and board in assisted living facilities.
Single seniors who live in residential care facilities may receive as much as $405 per month from the SSP for a combined benefit payment of $1,176. Couples can receive up to $1,195 in SSP benefits for a combined monthly payment of $2,352. Seniors who have countable income may receive less than the maximum amount.
To apply for the New York SSP benefit, contact the Social Security Administration at (800) 772-1213.
Elderlife Bridge Loan
Seniors who don’t qualify for Medicaid or other assistance programs may be able to secure short-term funding through a bridge loan from Elderlife Financial. Approved seniors receive a line of credit they can use to pay move-in costs, rent and other assisted living fees. For convenience and security, payments can be sent directly to the borrower’s assisted living facility.
Seniors approved for a bridge loan make affordable monthly payments for a term of up to 18 months. This term length gives seniors time to sell a home or arrange other long-term funding.
For Clarence Center seniors, the closest Veterans Affairs resources are located in Buffalo and Niagara Falls. Buffalo is home to the regional benefit office, which can help seniors with VA pensions and other benefits, and the VA hospital, which provides comprehensive medical care. The Niagara Falls VA clinic offers primary care and laboratory services.
Buffalo Regional Benefit Office
130 S Elmwood Ave., Ste. 601, Buffalo, NY 14202
Buffalo VA Medical Center
3495 Bailey Ave., Buffalo, NY 14215
Niagara Falls VA Clinic
2201 Pine Ave., Niagara Falls, NY 14301
The Clarence Senior Center, which has almost 1,000 members, is open to people aged 55 and older. Local seniors can take part in activities such as bridge, book clubs, poker, billiards and shuffleboard. The center organizes many special events, including holiday luncheons and alcohol-free happy hours. Day trips and extended trips are scheduled throughout the year.
Clarence Senior Center
4600 Thompson Rd., Clarence, NY 14031
Seniors can visit the Social Security office in Buffalo to apply for Medicare, SSI or retirement benefits. Medicare beneficiaries can apply for extra help with their prescription drug costs. In addition, the local office can help seniors obtain replacement Medicare and SSN cards.
Social Security Office
186 Exchange St., Ste. 100, Buffalo, NY 14204
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