27 Assisted Living Communities in Reno, Nevada

The average cost of assisted living in the city is $4,000 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 27 Assisted Living Communities in Reno and several in surrounding areas.

• Assisted living: $4,000
• Nursing home semiprivate room: $7,959
• In-home care: $4,290
• Adult day health services: $1,560

The Genworth 2018 Cost of Care study indicates that the average monthly cost of assisted living in Reno is on par with the national average, which is $4,000. When compared with the state average of $3,500, Reno’s costs are substantially higher. In Carson City, assisted living costs are much higher at $4,500 per month.

The type of care required plays a major role in determining the average monthly cost of care. In Reno, the cost of nursing home care is nearly double that of assisted living. When compared with home health care, assisted living is less expensive as well. This is especially true when taking into account the additional costs associated with remaining in the home, such as rent and general upkeep, which are typically included in the cost of assisted living. Cost of Homemaker/Home Health Aide Comparison Chart

• Assisted living: $4,000

• Homemaker services: $4,290

• Home health aide: $4,385

• Adult day health: $1,560

• Nursing home care (semiprivate room): $7,959

 

The Medicaid Assisted Living Waiver Program offers financial assistance to seniors in Reno and throughout Nevada when they reside in an approved assisted living facility. The program was created to prevent seniors from becoming further institutionalized when they require a nursing level of care and to reduce the load on the state’s nursing care homes. It provides seniors with a variety of services including case management, daily nurse visits, and additional supportive services.

Seniors who wish to participate in the program must be 65 years of age or older and require a nursing level of care. They must also reside in an approved assisted living facility that receives Nevada’s Low-Income Housing Tax Credit. Financial requirements stipulate that seniors may not have a monthly income exceeding $1,396 to be eligible for this waiver. To apply, seniors must contact their local Aging and Disability Services office.

Nevada Home and Community-Based Waiver

The Nevada Home and Community-Based Waiver (HCBW) is a non-Medicaid program that’s provided by the state. It provides nonmedical services to seniors who require additional support to continue living in their home or in an assisted living facility. Services provided under this waiver include personal care and homemaker assistance, adult companion services, respite care and transportation services.

To be eligible for the HCBW, seniors must be aged 65 or older and be at risk of becoming further institutionalized if they don’t receive additional assistance. Financial requirements of this program are subject to change regularly, and as such, it’s requested that seniors who are interested in applying for the program contact their local Aging and Disability Services office to discuss.

Nevada Community Options Program for the Elderly

Similar to the HCBW, the Nevada Community Options Program for the Elderly (COPE) is in place to provide additional nonmedical support to seniors who require a nursing level of care yet wish to continue living in their home or in an assisted living facility. Services included in this program depend on the level of care the senior requires.

To be eligible for COPE, seniors must be 65 years of age and require a nursing level of care. Financial eligibility requirements change frequently and as such, seniors should contact their local Aging and Disability Services office for up-to-date information.

Optional State Supplement

While government assistance programs such as Medicaid provide assistance with the cost of care in assisted living facilities, they don’t typically cover room and board expenses. Seniors who require assistance with these costs can apply for Nevada’s Optional State Supplement(OSS), which can provide seniors with cash to pay for such expenses.

The benefit is calculated based on the senior’s needs and current income. Applicants must be currently receiving federal Supplemental Security Income payments and reside in a facility that is licensed for domiciliary care. To apply, seniors can contact the U.S. Social Security Administration at 1-800-772-1213.

Long-Term Care Insurance

Older adults who wish to be prepared for the possibility of long-term care in their future can purchase a long-term care insurance policy, which covers the cost of residing in an assisted living facility or nursing care home. The cost of this insurance varies drastically based on the provider, coverage and the age and health of the policyholder, as does eligibility and deductible.

Elderlife Bridge Loan

Elderlife Financial Services provides seniors who cannot receive Medicaid or other government financial assistance with another option. Elderlife bridge loans pay the cost of assisted living by issuing funds on the senior’s behalf directly to the facility where they reside. Seniors are required to pay the loan back in full by making monthly installments; however, interest rates are low and terms are flexible.

Eligibility is dependent on credit history and income, but seniors who are unable to obtain approval on their own may have up to six cosigners apply with them, which can increase the chances of approval.

Area Agencies on Aging provide senior advocacy programs that include benefits assistance, mediation services, community resources, support groups and long-term care ombudsmen. Aging and Disability Services Division
9670 Gateway Drive Suite 200 Reno, Nevada 89521
(775) 688-2964

Veterans Affairs (VA) provides services to seniors who have served their country. Services often include education, health care and additional social and financial assistance. Seniors can visit their local VA office for more information. Eligible seniors can receive health care services at local VA medical clinics.

VA Reno Regional Office
5460 Reno Corporate Drive Reno, Nevada 89511
1-800-827-1000

Reno Vet Center
5580 Mill Street Reno, Nevada 89502
(775) 323-1294

VA Medical Center
975 Kirman Avenue Reno, Nevada 89502
1-888-838-6256

Senior Homes has an extensive directory of senior living options, with care and living providers across the United States.