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The average cost of assisted living in the city is $3,610 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 5 assisted living facilities in New Orleans and 15 in surrounding areas.
Beautiful surroundings and caring staff always on hand to provide assistance is what seniors will discover when they join HomeLife in the Gardens, a community that offers independent living, assisted living and memory care.
St. Margaret's at Belleville Assisted Living, located in New Orleans, provides seniors with a selection of amenities to encourage an enjoyable senior living experience.
We saw Homelife in the Gardens and did not like it at all. It was old, large, and just not very accommodating. It wasn’t an aesthetically pleasing place, and it felt old and very institutional, although it was fairly well maintained. They were having a Mardi Gras ball at that time of our visit. Their dining area was li...Read more HomeLife in the Gardens reviews
I didn’t get a good feeling at HomeLife in the Gardens. The rooms and the apartments were small with small windows, so it was dark. HomeLife in the Gardens would not be some place I want to be living in. They did have some amenities, but they weren’t as nice as some of the others that I went to visit.Read more HomeLife in the Gardens reviews
I placed my father in HomeLife in the Gardens. I was very pleased with the interaction with the people. The food was very good. It's a very clean community and the people are very helpful. They're very easy to work with. The room is nice. It has a queen-sized bed, a dresser, 2 nightstands, a recliner, and a TV. It's am...Read more HomeLife in the Gardens reviews
I liked the atmosphere, location, and layout of Homelife. I didn’t think it was overly expensive. The food seemed to be good. They had movies and bingo. I liked that they had a religious background and mass, and the staff seemed to be very friendly and concerned about the residents.Read more HomeLife in the Gardens reviews
I toured here after touring the other two places uptown and this place was by far the BEST!!!! The staff and the food and the amenities can't be beat! Plus, the new Director actually came from one of the places that we toured uptown so it can't be beat. We wouldn't move anywhere else if you paid us.Read more HomeLife in the Gardens reviews
I thought the location of HomeLife in the Gardens was good, but the facilities weren't as good. They were old, rundown, and not updated. The only thing I did like was the location because it was right in New Orleans. I would go somewhere nicer. The staff members were very nice, kind, and generous. They had some activit...Read more HomeLife in the Gardens reviews
According to Genworth’s 2018 Cost of Care study, the $3,610 monthly assisted living median for New Orleans seniors is nearly $400 less than the national average but slightly higher than the state average. Louisiana cities with similar monthly expenses for assisted living include Lafayette ($3,400), Alexandria ($3,401) and the Shreveport area ($3,393). Baton Rouge assisted living costs equal the national average of $4,000, but seniors in Lake Charles ($3,125) and Monroe ($2,950) pay less than the state and national average.
Cost of Assisted Living Comparison Chart
Median monthly costs for senior care in New Orleans range from $1,235 to $5,931. Part-time services fall on the lower end of the scale, and full-time care ranges from $3,610 to nearly $6,000 per month. While costs for home health aides and adult day care initially seem more affordable than around-the-clock care, home-based seniors may also have living expenses such as mortgages, utilities and groceries. New Orleans seniors with high monthly living costs may find nursing home costs are similar to those associated with aging at home.
Cost of Homemaker/Home Health Aide Comparison Chart
Low-income seniors in New Orleans who need long-term care may qualify for Medicaid as well as Medicare. Medicaid is a state-funded medical program that helps participants pay for qualifying medical expenses, including those associated with assisted living. When seniors participate in both Medicaid and Medicare, Louisiana providers treat Medicare as the primary insurance source. Medicaid helps cover costs that remain after Medicare pays approved providers.
Some seniors may qualify for assistance with Medicare premiums through the Medicaid Savings Program. This program also helps with prescription expenses for seniors who participate in the Medicare Part D prescription drug plan. Information is available via telephone at (888) 544-7996.
Seniors interested in obtaining Medicaid coverage can apply online via the Louisiana Medicaid Online Application. Applications are also accepted via postal mail at P.O. Box 91278, Baton Rouge, LA, 70821-9278, via fax at (877) 523-2987 or in person at local Medicaid offices. Contact the Medicaid hotline at (888) 342-6207 between the hours of 7 a.m. and 4:30 p.m. Monday through Friday for questions about the application process or current benefits.
Louisiana Community Choices Waiver
The Louisiana Community Choices Waiver helps New Orleans’ seniors afford costs associated with in-home services or assisted living facilities. The waiver helps postpone or prevent nursing home care by covering medical expenses that help seniors age safely and comfortably with appropriate supports.
Seniors must qualify for Medicaid and meet predetermined income limits prior to approval for the Louisiana Community Choices Waiver. Individuals must have a monthly income at or below $2,313 and assets of $2,000 or less.
The income limit doubles to $4,626 per month for married couples, and the asset limit increases to $3,000. Some property, such as a home valued at $585,000 or less, does not count toward the asset restrictions for single or married applicants.
Seniors interested in this waiver may also want to consider other financial assistance options for care because the Community Choices Waiver program often has a waiting list.
Senior Bridge Loans
Many seniors pay for assisted living with reverse mortgages, home sales, Medicaid waivers or veterans benefits. However, these earnings and benefits are not always available immediately. When seniors need money for assisted care right away, bridge loans from Elderlife Financial Services provide short-term financial assistance, typically for 12 to 18 months or less, for approved seniors.
Seniors do not have to qualify alone or with a spouse as Elderlife Financial Services lets up to six family members cosign each loan on behalf of the recipient. Elderlife sends funds to approved senior living facilities rather than to seniors or their loved ones, so there are no delays when paying for assisted care.
Medicaid and Medicare recipients can apply for senior bridge loans. These loans typically do not count against the $2,000 or $3,000 asset requirements because they are distributed directly to approved facilities rather than to qualifying seniors.
SSI State Supplementary Payments
Louisiana offers state-funded benefits to supplement federal Social Security Income benefits. Known as SSI state supplemental payments, this state-funded resource is available for seniors who meet income and asset requirements. Approximately 33,000 seniors age 65 and older receive these benefits.
Seniors can learn more about SSI state supplemental payments online by visiting the Social Security Office of Retirement and Disability Policy.
New Orleans senior centers provide a fun, affordable place for seniors to socialize, dine and participate in physical activities. The senior centers listed below offer one daily meal and are open on weekdays from 8 a.m. to 4 p.m.
Arthur Monday Senior Center
1111 Newton St. Ste. 101, New Orleans, LA 70114
Central City Senior Center
2101 Philip Street, 1st Floor, New Orleans, LA 70113
Gentilly Senior Center
4726 Paris Ave, New Orleans, LA 70122
Staff at Social Security offices help seniors understand current or potential benefits administered by the Social Security program. Seniors can inquire about federal- or state-funded benefits on weekdays between 9 a.m. and 4 p.m. with the exception of Wednesdays when offices close at noon.
Social Security Administration
400 Poydras St #500, New Orleans, LA 70130
Social Security Administration
1616 Joe Yenni Blvd., Kenner, LA 70065
Veterans centers offer information about medical and financial assistance programs for prior military members. New Orleans residents can seek medical care from approved clinics or request assistance paying for medical treatment at other facilities.
Department of Veterans Affairs
2237 Poydras St, New Orleans, LA 70119
VA New Orleans Regional Office
1250 Poydras St Suite 200, New Orleans, LA 70113
Veterans Affairs Hospital
119 S Galvez St, New Orleans, LA 70119
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